Sentences with phrase «financial advisers because»

She likes her financial adviser because he is a great salesman!!

But I think it would be Pollyana - ish to assume that will be the case, or to believe you should be any less vigilant when choosing a financial adviser because of this rule.

Discuss the pros and cons with a financial adviser because you would be using your property as collateral.

Not exact matches

Because investors can be confused by statistics that claim to demonstrate a financial adviser's brilliant performance, but in fact disguise potential problems.

So what we are left with, I fear, is the kind of complexity only financial institutions and advisers might love because of administrative and other fees.

My question is, our financial adviser advised against contributing more than what my husband's company will match in his 401K because they only match $ 900 / year and the investment options are very basic — Bond (Fixed Income) or Large Cap (equities).

AMP has avoided the big switch to online sales of life policies because of the threat to tied network of financial advisers.

And when the market crashes — because they will have eliminated many of the financial advisers.

It's not new advice but there's a reason every financial adviser repeats it: Because this is your future we're talking about.

You see, it really didn't matter at all if a financial adviser knew what they were doing, because selling diversification strategies to clients made it sound like they knew what they were doing, which was an infinitely better proposition for commercial investment firms than employing financial consultants that actually knew what they were doing.

Also, I can not give you official investment advice because I am not an investment adviser registered with the SEC and I am not a CFP (certified financial planner), so if you watch the videos and you see me trading a certain ETF or stock please do not interpret it as a recommendation.

However, I want to sound a note of warning; please be mindful of who you choose as an adviser, because such a person will either facilitate your financial growth or downfall.

They are less expensive because they don't have the high salaries of many analysts, they don't have high overhead, and they don't pay commission to financial advisers.

This is because mutual fund companies have many high expenses such as the high salaries of many research analysts, many overhead expenses and the commissions paid to financial advisers.

Because 50 percent of people under 40 don't trust financial advisers; 65 percent of investors distrust the financial advice industry as a whole; and 66 percent of the children of clients will fire their parents» adviser when they inherit their assets.

In fact, according to the NFL Players Association, at least 78 players lost a total of more than $ 42 million between 1999 and 2002 because they trusted money to financial advisers with questionable backgrounds.

She vetoed the now Foreign Secretary's job as a special adviser to the Treasury because he had no «financial and economic experience» at the age of 21.

Because not all financial advisers are bound to act in your best interest, but fiduciaries are.

Financial advisers will warn consumers not to be so quick to pay off and close out your credit card accounts because doing so can lower your credit score.

Because that is basically free money, financial advisers often suggest putting at least enough in your 403 (b) plan each year to get the maximum match from your employer.

Unlike CAs, financial advisers do not have one society or one set of educational requirements because the moniker isn't regulated.

Because the benefits of having a financial advisor are different for everyone, it has always been hard to quantify the help a financial adviser can provide.

In the past week, both my wife (who is currency savvy because of her profession) and my financial adviser independently came to the conclusion that it was time to book those currency gains by repatriating U.S. dollars back into the Canadian dollar.

There's a 5 % sales load which, because of agreements with advisers and financial intermediaries, is almost never paid.

We started following IKAN (see our post archive here) because it was trading at a discount to its net cash and had retained a financial adviser to «assist it in exploring and evaluating strategic alternatives to maximize shareholder value.»

The same goes for financial advisers and brokers, only worse, because many people selling stock or mutual funds didn't have to take courses, they only had to pass a test, which is geared almost entirely towards «the business of selling» rather than helping a client meet financial goals.

Because corporate bonds require a little bit more work to purchase than a common stock (which can be done with a few clicks of a mouse in your online investment account), you'll generally need to go through a broker or your financial adviser to add bonds to your portfolio.

Closed - end funds used to be cheaper than open - ended, because financial advisers were paid no commission on the former.

They tell their financial adviser that they are only interested in low risk products because they can't afford to lose any of their capital.

The guarantees are similar to guarantee lifetime withdrawal benefits (GLWBs) on VAs, though they are generally simpler, in part because they are intended to be sold through financial advisers.

Twenty - five percent of employees miss out on this free money because they don't contribute enough to their retirement plan to get their employer's full matching contribution, according to Financial Engines, an independent investment adviser website.

All fake, too expensive, and should be permanently banned; all because that's what financial advisers are forced to buy from their Broker Dealers to make those short - term commission quotas today - or be fired tomorrow as a total loser that couldn't make it on Wall Street.

For all the many people who are still holding equities at present levels because their financial adviser insists that timing market cycles is impossible to do.

This page is not for individual investors, because they wouldn't pay these money manager fees to a financial adviser.

Lenders are often more willing to lend higher sums to consumers if the loan is secured by collateral because they have something tangible to repossess or foreclose on if the borrower defaults, according to Andrew Chan, a financial adviser at Locker Financial Services, LLC in Little Falls, N.J. Because this is a lower risk for lenders, they may also be more willing to forgive lower credit because they have something tangible to repossess or foreclose on if the borrower defaults, according to Andrew Chan, a financial adviser at Locker Financial Services, LLC in Little Falls, N.J. Because this is a lower risk for lenders, they may also be more willing to forgive lower credifinancial adviser at Locker Financial Services, LLC in Little Falls, N.J. Because this is a lower risk for lenders, they may also be more willing to forgive lower crediFinancial Services, LLC in Little Falls, N.J. Because this is a lower risk for lenders, they may also be more willing to forgive lower credit Because this is a lower risk for lenders, they may also be more willing to forgive lower credit scores.

Moving from accumulation to decumulation requires a radically different mindset but it's arguable the vast majority of financial advisers are more focused on the former than the latter (perhaps because they themselves are still accumulating!).

I don't like knocking the financial industry publicly, because it contributes to the distrust that exists of financial advisers.

If you're a fee - only adviser and want to run these financial projections, then you're sort of out of luck, because there's really no way to get accurate premium and benefit numbers.

Financial advisers who work on commission may seem attractive because you don't pay up - front fees to buy investment products.

• The feeling that the financial adviser doesn't care because they never asked the most important (subjective) questions.

Also because we're always trying to get advisers to move up the financial advisor pyramid.

Some financial advisers and even lawyers may not be aware of these cases because sometimes it takes time for the principles established by case law to work its way into day - to - day practice.

And that does not even touch upon how it wastes resources because it is mandatory, even though many couples are represented by competent lawyers who explain options; have financial advisers and resources available.

Customized term life insurance policies can have higher premiums, cautions Marc Specht, a financial adviser with Kuttin - Metis Wealth Management in New York, but you have to do the math because you might still come out ahead.

Because taxation issues are enormously complicated, always consult with a tax professional or financial adviser to ensure you are taking the best course of action.

Because of this, many financial advisers recommend that their clients carry as much liability insurance as they can comfortably afford.

In truth, we can't answer this directly for you because your situation is unique and you will need to speak to an expert or financial adviser.

The fiduciary rule is necessary, supporters say, because most financial advisers aren't held to a legal standard requiring them to put a client's interests first — much like a doctor or lawyer must do.