Sentences with phrase «financial advisers recommend»

These days, most financial advisers recommend saving enough to cover six months of living expenses.

Prudent financial advisers recommend selling off other investments first to generate income, liquidating portfolios and reducing living expenses first before choosing a reverse mortgage.

Most trust attorneys and financial advisers recommend creating an Irrevocable Life Insurance Trust or «ILIT» to both fund (pay your policy) and to serve as the beneficiary of your second to die or survivorship policy.

Most estate / trust attorneys and financial advisers recommend GUL policies as a preferable alternative to whole life insurance.

For these reasons, most financial advisers recommend keeping your life insurance separate from investments.

Because of this, many financial advisers recommend that their clients carry as much liability insurance as they can comfortably afford.

As an alternative to traditional mortgage life insurance, most financial advisers recommend term life insurance instead.

Most financial advisers recommend you leave 5 - 10x your annual income.

Most reliable financial advisers recommend term insurance for basic survivor income protection needs (again, for maximum efficient use of one's limited capital), and cash value insurance for specific non-income needs such as estate taxes and other aspects of wealth preservation.

In today's litigious society, many financial advisers recommend that their clients carry as much liability insurance as they can comfortably afford.

Many financial advisers recommend that you allocate no more than a 25 % of your pre-tax monthly income towards mortgage payments.

Over all, whole life insurance is a great alternative for some high income earners and business people, but unfortunately too many financial advisers recommend these policies to people who aren't well suited to them.

The scary aspect illuminated by the CPA is that apparently half the country's workers don't even have that staple of financial planning called the emergency cushion: typically financial advisers recommend having an emergency cushion of at least six months worth of expenses.

Although most financial advisers recommend at least starting a modest retirement plan as early as in your 20s, that doesn't always happen.

Many financial advisers recommend that workers aim to save between 10 and 15 percent of their pay.

Financial advisers recommend investment strategies that are medium - risk and bring higher returns.

But every now and then I see some financial advisers recommending two additional asset classes: real estate and commodities.

If your financial adviser recommends that you invest in a property scheme, make sure you ask questions about this recommendation:

Not exact matches

Unbeknownst to many, a lot of advisers earn commissions by recommending certain financial products and services to you.

Davidson recommends looking for an adviser with at least 10 years of experience in financial planning and who has a CFP (certified financial planner) designation, which is considered the «gold standard» for financial planning.

The group recommended a financial adviser whom it kept on retainer — a resource that, courtesy of Booker's TEAM membership, would come much cheaper than a Big Five consultant.

For this reason, financial advisers do not typically recommend whole life insurance.

The Impartial Conduct Standards generally require that advisers and financial institutions provide investment advice that is in the investors» best interest, receive no more than reasonable compensation, and avoid misleading statements to investors about recommended transactions.

And should not be construed, nor should one infer, that Mark is in any way, shape, manner, or form: a financial adviser, or recommending what one should do with their investing, or any other monetary decisions.

In 2011, the Securities and Exchange Commission published a report titled «Study on Investment Advisers and Broker - Dealers,» which recommended that ALL financial advisers be subject to a uniform fiduciary standard.

Many college and personal finance advisers recommend that you take advantage of all available financial aid, scholarships, and federal student loans before turning to private lenders.

College financial aid advisers recommend that students who must borrow for college start with federal direct subsidized and unsubsidized loans.

We strongly recommend seeking the advice of your financial adviser before making any investment.

Unfortunately, those are the mutual funds which most financial advisers (financial product pushers) will recommend to the public, the reason is that those are the products which will pay the highest commission.

Originally published in 1975, Fergusson later served as an adviser to Geoffrey Howe, and now Warren Buffett has recommended it as a warning of the changes posed by Europe's current financial crisis.

Mulrow, a Bronx - born son of Irish immigrants, had been an investment banker and financial adviser with some of the world's largest financial firms, and previously held two posts in the governor's administration, first as a member of the board that recommends how judges are compensated.

I wrote a blog on how to find a financial adviser and I recommend they start by setting up a conversation with a fee - based adviser who can provide a fresh eye on their circumstances.

Q: My financial adviser strongly recommends that I place one - third of my RRSP with Manulife Retirement Plus.

Others who have gone through similar circumstances as yourself will be able to give you a lot of feedback on what they did to reach their goals were they might be able to recommend other people who helped them along the way such as financial advisers, bank managers or accountants.

In general, financial advisers do not recommend accessing or terminating retirement investments for paying off credit card debt.

But many advisers and academics recommend that those peeks be to mostly rebalance and see whether the portfolio is on course to achieve the investor's financial objectives.

Many college and personal finance advisers recommend that you take advantage of all available financial aid, scholarships, and federal student loans before turning to private lenders.

Once you get this issue resolved I recommend you find a new financial adviser.

Few financial professionals would recommend such a conservative portfolio, but the Minellis have never felt the need to hire an adviser, who would likely push for more aggressive investments.

I don't have any specific financial goal in my mind, so beside an emergency fund (I was recommended to have at least 6 months worth of salary in cash) I am stashing away 10 % of my income which I invest with a notorious robot - adviser.

For these reasons, financial advisers may recommend selling the original home, then obtaining a new mortgage.

Investment advisers and financial planners commonly recommend that before you begin investing you should have a well - stocked emergency fund.

Garden City, New York, financial adviser Jay Freeberg recommends that parents co-sign for a debit card on the teen's bank account, according to U.S. News Money.

La Jolla, California, financial adviser Laurie Itkin recommends that parents get the teen only a small credit line on a co-signed card, according to U.S. News Money.

One of those people may be a financial adviser, who recommended that you buy certain stocks or funds.

Interactive Brokers is not affiliated with and does not endorse or recommend any introducing brokers or financial advisers, including Gator Capital Management, LLC.

Due to their complex nature, as well as the recent changes to the rules, it's recommended that you consult your tax or financial adviser if you have any questions as to whether an IPP is a viable retirement savings vehicle for you.

Most financial advisers would recommend allocating a portion of your portfolio to bonds.

Let's say a financial adviser — not you, of course — recommends a few smart beta ETFs for his client's portfolio.

1) Ask your financial adviser, tax preparer, realtor, family, friends and coworkers who they recommend as a loan...