I usually say what I do is help people be smart about where their money is going and I guess probably the overarching thing is let's do a whole
financial assessment on you.
Not exact matches
VetFran offers mentoring, information
on the basics of the franchising model,
financial tips, self -
assessment pointers and other resources to help veterans understand whether franchising is a fit for them.
Constituent companies are chosen based
on their score
on two sets of measures: a quantitative
assessment consisting of their return
on equity, balance sheet accruals ratio and
financial leverage ratio; and a qualitative score derived from management's responses to a survey about such topics as corporate governance, risk and crisis management, customer relationships and tax strategies.
«The FSB's initial
assessment is that crypto - assets do not pose risks to global
financial stability at this time,» board Chairman Mark Carney said in a letter
on March 18.
«You have to admit (there's) the possibility that the price could actually decline in these circumstances,» Poloz told a news conference in Ottawa after the release of the bank's semi-annual
assessment on the state of Canada's
financial stability.
The Healthcare Reform Law, including The Patient Protection and Affordable Care Act and The Healthcare and Education Reconciliation Act of 2010, could have a material adverse effect
on Humana's results of operations, including restricting revenue, enrollment and premium growth in certain products and market segments, restricting the company's ability to expand into new markets, increasing the company's medical and operating costs by, among other things, requiring a minimum benefit ratio
on insured products, lowering the company's Medicare payment rates and increasing the company's expenses associated with a non-deductible health insurance industry fee and other
assessments; the company's
financial position, including the company's ability to maintain the value of its goodwill; and the company's cash flows.
Given the budget is inherently a
financial document, specific details about immigration reform are unlikely to be in it, but it certainly would not hurt to see more
financial resources allocated to speeding up the turnaround times
on Labour Market Impact
Assessments and other applications.
Team members get to work
on short - to - medium - term business improvement ideas, and come up with a rough
assessment of the
financial impact and an implementation plan.
For those who have the means but still have doubts, Kevin O'Leary, «Shark Tank» celebrity investor and founder of O'Leary
Financial Group, known for his blunt opinions
on television, provided a blunt
assessment of why more people — celebrities or not — should give: «If you make money, you've got ta give some back, or you go to a bad place after you die.»
We then analyzed the business and
financial profiles of the selected companies for relative similarities to us and, based
on this
assessment, we selected our comparable industry peer companies.
Their scientific
assessment tools focus
on the client's behavior profile, risk tolerance, communication style,
financial background and other crucial factors.
Hensarling and other Dodd - Frank critics have called that ability — known as «orderly liquidation authority» — a bailout, even though any taxpayer money used is supposed to be recouped from the sale of the company's assets or an
assessment on the
financial industry.
Converting the operating leases into
on - balance sheet debt results in a fairer
assessment of the company's
financials.
Such risks and uncertainties include, but are not limited to: our ability to achieve our
financial, strategic and operational plans or initiatives; our ability to predict and manage medical costs and price effectively and develop and maintain good relationships with physicians, hospitals and other health care providers; the impact of modifications to our operations and processes; our ability to identify potential strategic acquisitions or transactions and realize the expected benefits of such transactions, including with respect to the Merger; the substantial level of government regulation over our business and the potential effects of new laws or regulations or changes in existing laws or regulations; the outcome of litigation, regulatory audits, investigations, actions and / or guaranty fund
assessments; uncertainties surrounding participation in government - sponsored programs such as Medicare; the effectiveness and security of our information technology and other business systems; unfavorable industry, economic or political conditions, including foreign currency movements; acts of war, terrorism, natural disasters or pandemics; our ability to obtain shareholder or regulatory approvals required for the Merger or the requirement to accept conditions that could reduce the anticipated benefits of the Merger as a condition to obtaining regulatory approvals; a longer time than anticipated to consummate the proposed Merger; problems regarding the successful integration of the businesses of Express Scripts and Cigna; unexpected costs regarding the proposed Merger; diversion of management's attention from ongoing business operations and opportunities during the pendency of the Merger; potential litigation associated with the proposed Merger; the ability to retain key personnel; the availability of financing, including relating to the proposed Merger; effects
on the businesses as a result of uncertainty surrounding the proposed Merger; as well as more specific risks and uncertainties discussed in our most recent report
on Form 10 - K and subsequent reports
on Forms 10 - Q and 8 - K available
on the Investor Relations section of www.cigna.com as well as
on Express Scripts» most recent report
on Form 10 - K and subsequent reports
on Forms 10 - Q and 8 - K available
on the Investor Relations section of www.express-scripts.com.
In a Mar. 18 letter to G20 central bankers and finance ministers, Carney gave a low - risk
assessment of cryptocurrencies
on the basis that the new asset class was small relative to the global
financial system.
Market - makers must be willing to take
on risk by building inventory positions (see Box 1 for a discussion of the economics of market - making).4 As with other types of
financial intermediation, willingness to build positions depends
on assessments of risk and return.
Speaking to analysts and investors after HP released its
financial results, Whitman offered a frank
assessment of HP's challenges at the end of her first full quarter
on the job.
This
assessment will take into account a wide range of information, including measures of labor market conditions, indicators of inflation pressures and inflation expectations, and readings
on financial and international developments.
You need to make an honest
assessment of your (
financial) well - being and work
on anything that's not going right to make sure you're (financially) healthy.
Alignment of government policy is particularly crucial, as inconsistency between government policies inhibits investment and raises the cost of capital.235 Once the overall strategic direction is set, a range of methods and instruments are available to mainstream climate at the project level.236 This needs to happen at the technical
assessment stage, where technological and process options and alternatives are considered that will achieve the project aim; at the economic
assessment stage, which involves measuring net impacts of the project
on welfare; and at the
financial assessment stage, where costs and revenues of the project are assessed.237
Why do you think every
financial journal or wealth
assessment tool places us squarely within the top tier of richest teams in the footballing world or do you think that is just another example of the elaborate conspiracy
on the part of all media institutions bent
on bringing down the 6th place team in the EPL, as Wenger and his most ardent supporters would have you believe.
While finance staff does detailed analysis outsiders like me can only make crude
assessments of the impact of certain investments in players
on the club's
financial performance.
The Office for Budget Responsibility will issue independent
assessments of the public finances: this is an institution specifically intended to improve long - term
financial planning, and which will help not only this Government but future governments to remain
on the fiscal straight and narrow.
The report goes
on to map out the severe
financial implications of leaving the single market and cast a downbeat
assessment of the opportunities offered by non-EU trade deals.
Morally, it suggests that decisions reached
on the basis of a set
financial contribution from members place no behavioural demands
on those members - a principle which goes against any fair
assessment of what is required for trust or cooperation.
The vote - the first time in 100 years the Lords has defied the elected Commons
on a
financial matter - saw a motion to delay the # 4.4 billion of cuts while an impact
assessment is carried out win by 307 votes to 277.
In a scathing
assessment of the former prime minister, George Bush's last ambassador to London blamed Brown for presiding over a «post-Blair rudderlessness» which prompted senior Labour figures to complain of their despair to the embassy... The diplomatic cables confirm that Barack Obama's allies were irritated by Brown's intense manner: he interrupted a Thanksgiving call to the current president's ambassador to lobby for a Tobin tax
on financial transactions in the face of US opposition.»
The early warning system will include nine
financial indicators, such as cash -
on - hand and patterns of operating deficits, together with broader demographic information like population trends and tax
assessment growth.
In the past decade, ethical questions in science have made headlines
on issues such as the patenting of human genes,
financial conflicts of interest in biomedical research and risk
assessments related to environmental exposure to chemicals.
But donor nations may have to cough up some cash to keep the
assessment on track: The IPCC faces a «dire
financial situation» because many nations have stiffed the body, chair Robert Watson warned last November.
Given that dismal
assessment — and given the great influence of economists
on financial institutions and regulation — it's a wonder the global economic infrastructure is not in far worse shape.
They looked at each firm's prior corporate social activities based
on third - party
assessments and their
financial performance, then assessed how CSR and
financial returns work together to lead to CEO dismissal.
They are used in various industries and scenarios like in
financial services, compliance training, computer based training, online
assessment, collaborative learning, application sharing, and so
on.
On the face of it the 23 questions alongside the support notes provide a much simpler and clearer method of self
assessment, together with guidance for governors that enables them to be confident about the
financial management of their school.
You're also working
on data from the PISA 2015 cognitive
assessment, which included collaborative problem solving, and another test students undertook
on financial literacy and I understand those reports are due to be published in 2017.
California auditors released a scathing
assessment of the Oakland public schools last week, blasting one of the state's most beleaguered districts for mismanagement and poor student achievement and warning that it is hovering
on the brink of serious
financial difficulty.
The district provides information more formally, too, by holding frequent workshops
on topics such as conflict resolution, nutrition, student
assessment, and
financial aid for college.
Australia's 15 - year - olds performed equal fifth in an international
assessment on financial literacy.
«
On average, for Australia, around 29 per cent of the
financial literacy score reflected factors that were uniquely captured by the
financial literacy
assessment, while the remaining 71 per cent reflected skills in mathematical or reading literacy,» he says.
☐ Is overseen by an elected school board ☐ Submits to a
financial audit
on a regular basis ☐ Follows state class - size mandates ☐ Adheres to health, safety, and civil rights laws ☐ Teaches a curriculum aligned to state standards ☐ Is a brick - and - mortar school (not an online one) ☐ Doesn't teach religion ☐ Is in session at least six hours a day, 180 days a year ☐ Follows state teacher - pay guidelines ☐ Participates in annual
assessments ☐ Has at least one librarian, nurse, and counselor ☐ Does not practice selective admissions ☐ Demonstrates at least minimal growth in student achievement ☐ Employs unionized teachers ☐ Keeps student suspensions to a minimal level
Information
on college admissions, guidance,
assessment,
financial aid, enrollment, and teaching and learning.
Our lack of a national curriculum, national teacher training standards and federal
financial support to attract smart young people to the teaching profession all contribute mightily to the mediocre - to - poor performance of American students, year in and year out,
on international education
assessments.
On the contrary, financial information on these schools is extremely hard to locate, which makes it difficult to give a fair assessment of whether any benefits they might deliver have been worth the investmen
On the contrary,
financial information
on these schools is extremely hard to locate, which makes it difficult to give a fair assessment of whether any benefits they might deliver have been worth the investmen
on these schools is extremely hard to locate, which makes it difficult to give a fair
assessment of whether any benefits they might deliver have been worth the investment.
The report, issued by state Attorney General Kamala Harris, offers the first statewide
assessment of the truancy crisis, specifically in elementary schools as well as the
financial impact of absences
on each county.
The only things off limits are laws
on academic and
financial accountability, student
assessment and district governance.
In a statement released by the newly appointed administrators business operations will carry
on as normal while an
assessment of the business's
financial status was being carried out.
Other regulations include a limitation
on lender origination fees, and a
financial assessment to evaluate your ability to fulfill loan obligations such as the payment of property taxes and regular upkeep of your home.
The Federal Housing Administration (FHA) requires a
financial assessment to determine homeowners» willingness and capability to remain current
on their obligations and ensure they qualify.
You can use one of the many capital needs
assessment calculators available
on the internet, or consult with a trusted
financial planner or insurance adviser who has access to a reliable
assessment calculator.
The lender may also take into account any debts belonging to the loan applicant as part of the
financial assessment, including any liens that are
on the applicant's property.