Sentences with phrase «financial assessments in»

Another is that the city should use financial assessments in determining how much bail defendants can afford.
In essence, the new changes will require mortgagees to conduct the financial assessment in order to evaluate reverse mortgage borrowers more thoroughly and to provide at risk borrowers with the means to meet their loan obligations.

Not exact matches

«The FSB's initial assessment is that crypto - assets do not pose risks to global financial stability at this time,» board Chairman Mark Carney said in a letter on March 18.
«You have to admit (there's) the possibility that the price could actually decline in these circumstances,» Poloz told a news conference in Ottawa after the release of the bank's semi-annual assessment on the state of Canada's financial stability.
Britain's House of Lords delivered a stinging assessment of the role «disconcertingly complacent» auditing firms played in the financial crisis.
After you have your financials in order and have made an internal assessment of your business collateral, speak to a business banker to determine which will work best for your situation.
The alert noted that in a recent SEC Office of Compliance Inspections and Examinations study of 75 financial firms, 5 percent of broker - dealers and 26 percent of advisors and investment funds did not conduct periodic risk assessments of critical systems to uncover vulnerabilities, potential business consequences and other cybersecurity threats.
The Healthcare Reform Law, including The Patient Protection and Affordable Care Act and The Healthcare and Education Reconciliation Act of 2010, could have a material adverse effect on Humana's results of operations, including restricting revenue, enrollment and premium growth in certain products and market segments, restricting the company's ability to expand into new markets, increasing the company's medical and operating costs by, among other things, requiring a minimum benefit ratio on insured products, lowering the company's Medicare payment rates and increasing the company's expenses associated with a non-deductible health insurance industry fee and other assessments; the company's financial position, including the company's ability to maintain the value of its goodwill; and the company's cash flows.
Notable in the latest statement was the Bank of Canada's assessment that financial markets were calming and that the central bank still thinks the global economy will strengthen this year and next.
Given the budget is inherently a financial document, specific details about immigration reform are unlikely to be in it, but it certainly would not hurt to see more financial resources allocated to speeding up the turnaround times on Labour Market Impact Assessments and other applications.
The process that made sense to use in the 1930s was a mosaic of financial analysis, valuation, qualitative assessment, and management interviews.
The Global Financial Stability Report provides an assessment of the global financial system and markets, and addresses emerging market financing in a globalFinancial Stability Report provides an assessment of the global financial system and markets, and addresses emerging market financing in a globalfinancial system and markets, and addresses emerging market financing in a global context.
«The market makes an assessment almost immediately as soon as new information comes in, and this is what you're seeing,» said Quincy Krosby, chief market strategist at Prudential Financial in New Jersey.
All things considered, our assessment is that financial stability risks appear limited, though there are some pockets of corporate credit and subprime loans in the consumer space which bear watching.
Converting the operating leases into on - balance sheet debt results in a fairer assessment of the company's financials.
Such risks and uncertainties include, but are not limited to: our ability to achieve our financial, strategic and operational plans or initiatives; our ability to predict and manage medical costs and price effectively and develop and maintain good relationships with physicians, hospitals and other health care providers; the impact of modifications to our operations and processes; our ability to identify potential strategic acquisitions or transactions and realize the expected benefits of such transactions, including with respect to the Merger; the substantial level of government regulation over our business and the potential effects of new laws or regulations or changes in existing laws or regulations; the outcome of litigation, regulatory audits, investigations, actions and / or guaranty fund assessments; uncertainties surrounding participation in government - sponsored programs such as Medicare; the effectiveness and security of our information technology and other business systems; unfavorable industry, economic or political conditions, including foreign currency movements; acts of war, terrorism, natural disasters or pandemics; our ability to obtain shareholder or regulatory approvals required for the Merger or the requirement to accept conditions that could reduce the anticipated benefits of the Merger as a condition to obtaining regulatory approvals; a longer time than anticipated to consummate the proposed Merger; problems regarding the successful integration of the businesses of Express Scripts and Cigna; unexpected costs regarding the proposed Merger; diversion of management's attention from ongoing business operations and opportunities during the pendency of the Merger; potential litigation associated with the proposed Merger; the ability to retain key personnel; the availability of financing, including relating to the proposed Merger; effects on the businesses as a result of uncertainty surrounding the proposed Merger; as well as more specific risks and uncertainties discussed in our most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.cigna.com as well as on Express Scripts» most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.express-scripts.com.
Life Cycle — It is abbreviated LC and forms part of any LCA (Life Cycle assessment) process and calculation in financial and investment contexts.
His department plays a central role in the design and implementation of Fund policies and in the review of its financial programs and assessments of member economies.
A well - known problem in financial risk assessment is the failure
In addition, as part of this assessment of internal control over financial reporting, the company has determined that the tone at the top of the organization and the performance - based environment at the company, where challenging targets were set and achieving those targets was a key performance expectation, may have been contributing factors resulting in the company's improper revenue recognitioIn addition, as part of this assessment of internal control over financial reporting, the company has determined that the tone at the top of the organization and the performance - based environment at the company, where challenging targets were set and achieving those targets was a key performance expectation, may have been contributing factors resulting in the company's improper revenue recognitioin the company's improper revenue recognition.
In a Mar. 18 letter to G20 central bankers and finance ministers, Carney gave a low - risk assessment of cryptocurrencies on the basis that the new asset class was small relative to the global financial system.
The main factor influencing financial markets in recent months has been changing assessments of the timing of the first interest rate increase by the US Fed.
The global financial environment was considered in the 1999 assessment as was credit, household balance sheets, property prices, and the resilience of the banks.
In addition, the only independent financial assessment made available to Avalanche shareholders, that contained in the merger fairness opinion, made no attempt to assess the potential value of Annapurna's product candidateIn addition, the only independent financial assessment made available to Avalanche shareholders, that contained in the merger fairness opinion, made no attempt to assess the potential value of Annapurna's product candidatein the merger fairness opinion, made no attempt to assess the potential value of Annapurna's product candidates.
The reaction of financial markets to date has been more measured than was the case in the 1980s, no doubt reflecting their assessment of the much improved «fundamentals» of the Australian economy.
To that end, I will briefly lay out my current assessment of financial stability risks and their relevance, at this time, to the stance of monetary policy in the United States.
A reputable financial planner, a knowledgeable small business banker, or an experienced business coach may be helpful in performing this assessment.
Beginning in 2003, the Division of Corporate Finance too often has issued no - action letters omitting shareholder proposals that ask management to undertake a risk assessment or review the financial implications of an array of environmental, community, public health and human rights concerns and issues.
His consulting firm, Applied Austrian School Economics (AASE), provides in - depth assessments and reports of financial markets and global economies.
In particular, our Plan addresses: data back - up and recovery; all mission critical systems; financial and operational assessments; alternative communications with customers, employees, and regulators; alternate physical location of employees; critical supplier, contractor, bank and counter-party impact; regulatory reporting; and assuring our customers prompt access to their funds and securities if we are unable to continue our business.
From 1990 to 2005, he was Director Fiscal Policy Division Department of Finance, responsible for overall preparation of the federal budget; preparation and assessment of medium - and long - term projections of federal revenues and expenses and implications for fiscal policy; analysis of fiscal conditions at both the federal and provincial levels; evaluation of various budget proposals; preparation of monthly Fiscal Monitor; with the Office of the Comptroller General (OCG), assessing and evaluating accounting standards proposed by the Public Sector Accounting Board (PSAB) of the CICA and recommending changes in government accounting policies; with the OCG, responsible for implementation of accrual accounting for the federal budget and the government's financial statements.
The determination this year reflected the Committee's assessment of Mr. Iger's strong leadership and vision in achieving strong overall financial performance while driving the Company toward the attainment of long - term goals including:
This is misleading and, as in any financial exercise, the correct assessment is a dollar - weighted one.
Why do you think every financial journal or wealth assessment tool places us squarely within the top tier of richest teams in the footballing world or do you think that is just another example of the elaborate conspiracy on the part of all media institutions bent on bringing down the 6th place team in the EPL, as Wenger and his most ardent supporters would have you believe.
While finance staff does detailed analysis outsiders like me can only make crude assessments of the impact of certain investments in players on the club's financial performance.
Just as traders and investors in the financial markets are warned against overtrading or chasing action, cold and pragmatic assessment is vital along with resisting the urge to succumb to an itchy trigger finger.
The May 1, 2011 - April 30, 2015 agreements with police dispatchers, telecommunications operators, and public works and building maintenance employees and upper police management: • * increase required employee contributions to participate in conventional preferred provider organization health plans, • * provide financial incentives to employees to switch to consumer - directed plans or managed - care plans, • * provide village funding of 40 percent of the deductible for high deductible health plans with health savings accounts and • * require employee participation in annual wellness and health risk assessment screenings in order to qualify for best rates.
That financial study and actuarial projection entailed an assessment of the cost involved in providing public healthcare and financing same over a ten year period.
In all, it's a good news, wait - and - see news assessment of the pension picture for New York, which has recovered in the years in since the fallout from the financial crisis of the last decadIn all, it's a good news, wait - and - see news assessment of the pension picture for New York, which has recovered in the years in since the fallout from the financial crisis of the last decadin the years in since the fallout from the financial crisis of the last decadin since the fallout from the financial crisis of the last decade.
Its blunt assessment of the causes of the crisis in which the then Labour government found itself was summed up in this phrase: «First among these [causes] has been the failure to establish effective control over financial policies».
The vote - the first time in 100 years the Lords has defied the elected Commons on a financial matter - saw a motion to delay the # 4.4 billion of cuts while an impact assessment is carried out win by 307 votes to 277.
In a scathing assessment of the former prime minister, George Bush's last ambassador to London blamed Brown for presiding over a «post-Blair rudderlessness» which prompted senior Labour figures to complain of their despair to the embassy... The diplomatic cables confirm that Barack Obama's allies were irritated by Brown's intense manner: he interrupted a Thanksgiving call to the current president's ambassador to lobby for a Tobin tax on financial transactions in the face of US opposition.&raquIn a scathing assessment of the former prime minister, George Bush's last ambassador to London blamed Brown for presiding over a «post-Blair rudderlessness» which prompted senior Labour figures to complain of their despair to the embassy... The diplomatic cables confirm that Barack Obama's allies were irritated by Brown's intense manner: he interrupted a Thanksgiving call to the current president's ambassador to lobby for a Tobin tax on financial transactions in the face of US opposition.&raquin the face of US opposition.»
Assemblyman Gary Pretlow, D - Mount Vernon, who heads the state Assembly's Racing Committee, is seeking the financial assessment, saying he is concerned the new facilities in the Southern Tier, Finger Lakes and Albany area may ultimately seek state help to improve their bottom lines.
The report also describes areas of potential savings in street and highway maintenance, wastewater, solid waste, tax assessment, financial administration, code enforcement, clerk and libraries.
The investor service eliminates the designation of «negative» to a county's financial outlook when it improves, but does not use the designation of «stable» in its assessments.
In the past decade, ethical questions in science have made headlines on issues such as the patenting of human genes, financial conflicts of interest in biomedical research and risk assessments related to environmental exposure to chemicalIn the past decade, ethical questions in science have made headlines on issues such as the patenting of human genes, financial conflicts of interest in biomedical research and risk assessments related to environmental exposure to chemicalin science have made headlines on issues such as the patenting of human genes, financial conflicts of interest in biomedical research and risk assessments related to environmental exposure to chemicalin biomedical research and risk assessments related to environmental exposure to chemicals.
Given that dismal assessment — and given the great influence of economists on financial institutions and regulation — it's a wonder the global economic infrastructure is not in far worse shape.
The study stands out among long - term cohort studies for its high retention rate — nearly 95 % of the original cohort has stayed with the study since it launched in 1972 — and the intimacy of the data - gathering process, which includes not just cognitive, psychological, and health assessments, but also interviews with cohort members» teachers, families, and friends and reviews of their financial and legal records.
In this system, financial constraints, the restrictions of National Curricula and exam syllabuses, assessment by results of both pupils and teachers, all make the likelihood of a total rethink of the education system vanishingly small.
Introduction to health economics, the types of assessment criteria that are used in healthcare and the need to produce financial assessments.
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