Sentences with phrase «financial assets decline»

Not exact matches

«And I think our overall judgment is that, if there were to be a decline in asset valuations, it would not damage unduly the core of our financial system.»

The cascading effect of the sharp increase in mortgage delinquencies and the resulting steep decline in the market value of mortgage assets was a key contributing factor to the financial crisis.

Asset Allocation does not assure a profit or protect against loss in declining financial markets.

Most of the stuff that this guy brings out; Old capitalism versus new capitalism, Financial intelligence and education and the importance of both, the possible pitfalls of the American social security system and medicare, Taxation system - who it favors and who it hurts the most, all the stuff about residential homes not being assets, the dollar and how it continues to decline in value and the rest all this stuff is absolutely true.

Many factors could cause BlackBerry's actual results, performance or achievements to differ materially from those expressed or implied by the forward - looking statements, including, without limitation: BlackBerry's ability to enhance its current products and services, or develop new products and services in a timely manner or at competitive prices, including risks related to new product introductions; risks related to BlackBerry's ability to mitigate the impact of the anticipated decline in BlackBerry's infrastructure access fees on its consolidated revenue by developing an integrated services and software offering; intense competition, rapid change and significant strategic alliances within BlackBerry's industry; BlackBerry's reliance on carrier partners and distributors; risks associated with BlackBerry's foreign operations, including risks related to recent political and economic developments in Venezuela and the impact of foreign currency restrictions; risks relating to network disruptions and other business interruptions, including costs, potential liabilities, lost revenues and reputational damage associated with service interruptions; risks related to BlackBerry's ability to implement and to realize the anticipated benefits of its CORE program; BlackBerry's ability to maintain or increase its cash balance; security risks; BlackBerry's ability to attract and retain key personnel; risks related to intellectual property rights; BlackBerry's ability to expand and manage BlackBerry ® World ™; risks related to the collection, storage, transmission, use and disclosure of confidential and personal information; BlackBerry's ability to manage inventory and asset risk; BlackBerry's reliance on suppliers of functional components for its products and risks relating to its supply chain; BlackBerry's ability to obtain rights to use software or components supplied by third parties; BlackBerry's ability to successfully maintain and enhance its brand; risks related to government regulations, including regulations relating to encryption technology; BlackBerry's ability to continue to adapt to recent board and management changes and headcount reductions; reliance on strategic alliances with third - party network infrastructure developers, software platform vendors and service platform vendors; BlackBerry's reliance on third - party manufacturers; potential defects and vulnerabilities in BlackBerry's products; risks related to litigation, including litigation claims arising from BlackBerry's practice of providing forward - looking guidance; potential charges relating to the impairment of intangible assets recorded on BlackBerry's balance sheet; risks as a result of actions of activist shareholders; government regulation of wireless spectrum and radio frequencies; risks related to economic and geopolitical conditions; risks associated with acquisitions; foreign exchange risks; and difficulties in forecasting BlackBerry's financial results given the rapid technological changes, evolving industry standards, intense competition and short product life cycles that characterize the wireless communications industry.

However, banks» asset quality exceeded analysts» expectations, with the financial sector's NPL ratio declining from a peak of 1.63 % in March - April 2009 to 1.29 % at the end of November.

The exceptions are Indonesia and Thailand, where the financial problems have generally proven to be less tractable, and Hong Kong, where growth has been constrained by high real interest rates and the decline in asset prices.

Asset allocation and diversification do not assure a profit or protect against loss in declining financial markets.

If that situation persists, many may decide that the financial burden of keeping up with monthly payments on a mega-mortgage for an asset that is declining in value is simply not worth it.

Obviously, with a cyclical asset you will find losses and the widest spread between price and financial operating metrics because a trough occurs in a bear market of declining product prices.

Thailand is coping with a period of financial stress associated with falling asset prices and declining loan quality in the banking system.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

Who would have forecasted that «AAA» assets would underperform «BBB» assets, and if you are levered at 50 to one, it doesn't take much of a decline in your asset values to wipe out your equity and that is exactly what happened to many financial institutions.

«Given the financial challenges our merchant power plants face from sustained wholesale power price declines and other unfavorable market conditions, we have been assessing each asset,» said Leo Denault, Entergy's chairman and chief executive officer.

Overall funding for ETARP should be sorted out at a later date, but it is estimated that Spanish financial institutions alone will need around $ 100 billion in additional capital in order to offset declines in their asset values.

The financial institution assured that, `' barring any unforeseen circumstances, we see improved operating performance in 2018 based on the improving macro-economic and capital markets environment, declining cost of funds for the bank, and the growing contributions of asset and wealth management following last year's acquisitions».

Specifically, the complaint alleges that defendants misrepresented or failed to disclose: (1) Barnes & Noble's Nook e-book reader sales had dramatically declined; (2) the Company would shutter its Nook manufacturing operations altogether; (3) the carrying value of the Nook assets were impaired by millions of dollars; (4) the carrying value of the Nook inventory was overstated by $ 133 million; (5) the Company was expecting fiscal 2014 retail losses in the high single digits; (6) Barnes & Noble had over-accrued certain accounts receivables; (7) Barnes & Noble was unable to provide timely audited financial results for fiscal 2013; and (8) the Company might be forced to restate its previously reported financial results.

At Global Atlantic, we create life insurance and annuity products that can help you protect your family against financial hardship, help shield your retirement assets from market declines, provide for long - term care, and more.

Have a look at the five - year performance numbers of the major asset classes: with a couple of exceptions, these are not nearly as bad as you might think considering this period includes the 2008 — 09 financial crisis and this summer's huge declines.

If you would like assistance in determining your investment portfolio's exposure to a decline in the market, schedule an appointment with a Precedent Asset Management financial advisor today.

However, during periods of sustained negative market performance, such as the recent Global Financial Crisis, asset classes may decline together, which can reduce the effectiveness of diversification alone.

[98][99] US housing and financial assets dramatically declined in value after the housing bubble burst.

It is especially valuable in low - rate regimes by serving as a partial hedge against likely declines in the equities component of financial assets.

Financial assets related to home mortgages have lost value during the house decline, and the banks holding these assets have restricted credit.

Therefore, I don't see a real financial threat posed by Livermore's leverage — but, of course, it's prudent to note the impact of any decline in asset values would be accordingly magnified.

We believe our precious metals equity products can provide favorable rates of return as a contra - cyclical investment in periods of declining financial asset markets.

Those periodic special dividends are feasible because of the firm's immaculate balance sheet, which has almost no debt, relatively high cash levels (relative to the size of the company and its acquisitions), and a high current ratio (i.e. the company's short - term assets cover its short - term liabilities by more than three-fold, thus protecting it from unexpected negative financial strains, such as during recessions when demand from restaurants can lead to declining sales, earnings, and cash flow).

«Given the financial challenges our merchant power plants face from sustained wholesale power price declines and other unfavorable market conditions, we have been assessing each asset,» said Denault.

Additionally, a declining yuan, volatile domestic financial assets and competitive local property markets are spurring overseas purchases.

This, combined with the fact that renters across most demographic groups have experienced a decline in the typical amount of financial assets owned from 2004 to 2013 (the most recent year for which data is available), has made it increasingly difficult for many potential homebuyers to join the ranks of homeowners.

Across income groups, renters with middle incomes experienced the greatest decline in financial assets.