Sentences with phrase «financial benefit at»

If a Realtor is prepared to mislead the public via this strategy, then one might conclude that a Realtor for whom the guilt of this deceptive behavior holds little weight might also tend to mislead that same said public for said Realtor's own short - term financial benefit at the expense of the public's benefit.

There is no financial benefit at the moment.

However, for the college graduate who has family members who would love to help while gaining financial benefit at the same time, this could be an amazing fit!

The eligible policyholders will also play an important role throughout the demutualization process, including voting to approve the company's formal proposal to demutualize and to receive financial benefits at the end of the process.

Not exact matches

Regulators such as the Financial Services Commission of Ontario have also strongly expressed the opinion that telematics devices should be used primarily for the benefit of the consumer, and to help individuals become better drivers (as evidenced by a presentation given by the FSCO at a UBI Symposium this past February).

Treasury Secretary Steven Mnuchin said two weeks ago that the administration would ensure partners at services firms such as accounting, law and financial firms would not benefit from a new, lower pass - through rate.

According to Jerome Katz, the Coleman Professor in Entrepreneurship at Saint Louis University's John Cook School of Business, the biggest challenge with incorporating as a benefit corporation is in developing credit with banks and financial institutions.

Then again, the financial situation of their business is such that they could benefit from more regular financial review and planning and up - to - date accounting — instead of leaving every invoice, receipt, and ledger to hand off to the tax preparer at the close of the fiscal year.

Most people in this stage of life could at least benefit from a one - time consultation with a financial planner who specializes in retirement planning.

It only makes sense to put in for benefits early in limited circumstances, said John Piershale, wealth advisor at Piershale Financial Group in Crystal Lake, Illinois.

«These [fall] benefit meetings with clients are a time to look at last year's tax return and see what they can do differently with benefits to help next year's taxes,» said John Gugle, CFP and principal at Alpha Financial Advisors.

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

Ideally, benefits of this special 8 (a) program to the protà © gà © firm — which can have only one mentor at a time — will include technical and management assistance; options to enter into joint - venture business agreements with mentor firms to compete for government contracts; financial assistance in the form of equity or loans; and qualification for other SBA assistance programs.

Brittany Hodak, co-founder of ZinePak, doesn't believe in a flat - out rejection of capitalism altogether, but rather an adoption of a «conscious capitalism» model, in which businesses commit themselves to giving back to the community at large in addition to benefitting from financial gains.

The move put a big strain on the gambling giant's balance sheet at a time when it would have benefited from more financial flexibility.

A typical couple will receive more than $ 1 million in Social Security benefits over their lifetime, according to Christopher Jones, chief investment officer at Financial Engines, a provider of financial advice and asset maFinancial Engines, a provider of financial advice and asset mafinancial advice and asset management.

Some incentives are virtual and slight at best (like digital badges and certain utterly inconsequential «achievements»), but many others have clear financial benefits.

Kirby's decision comes at a particularly challenging time for United Airlines as the carrier grapples to reassure shareholders and appease employees amid lagging financial performance compared with rivals» and demands for better wages and benefits.

«Though there could be some industrial logic to the speculated Time Warner - AT & T combination (similar to Comcast - NBC Universal in hindsight), we believe the upfront financial benefits do not seem as readily apparent,» Kannan Venkateshwar and Amir Rozwadowski, analysts at Barclays, wrote in a recent report on the possible deaAT & T combination (similar to Comcast - NBC Universal in hindsight), we believe the upfront financial benefits do not seem as readily apparent,» Kannan Venkateshwar and Amir Rozwadowski, analysts at Barclays, wrote in a recent report on the possible deaat Barclays, wrote in a recent report on the possible deal.

Chaplin doesn't think the deal makes financial sense at that price because it's just the use of debt financing that leads to the earnings benefits, or accretion.

«Gaps are certainly of special concern to those considering early retirement, since they are eligible for Social Security benefits at 62, but must wait until age 65 to receive Medicare,» said Kimberley Foss, a certified financial planner and founder of Empyrion Wealth Management.

These risks and uncertainties include: Gilead's ability to achieve its anticipated full year 2018 financial results; Gilead's ability to sustain growth in revenues for its antiviral and other programs; the risk that private and public payers may be reluctant to provide, or continue to provide, coverage or reimbursement for new products, including Vosevi, Yescarta, Epclusa, Harvoni, Genvoya, Odefsey, Descovy, Biktarvy and Vemlidy ®; austerity measures in European countries that may increase the amount of discount required on Gilead's products; an increase in discounts, chargebacks and rebates due to ongoing contracts and future negotiations with commercial and government payers; a larger than anticipated shift in payer mix to more highly discounted payer segments and geographic regions and decreases in treatment duration; availability of funding for state AIDS Drug Assistance Programs (ADAPs); continued fluctuations in ADAP purchases driven by federal and state grant cycles which may not mirror patient demand and may cause fluctuations in Gilead's earnings; market share and price erosion caused by the introduction of generic versions of Viread and Truvada, an uncertain global macroeconomic environment; and potential amendments to the Affordable Care Act or other government action that could have the effect of lowering prices or reducing the number of insured patients; the possibility of unfavorable results from clinical trials involving investigational compounds; Gilead's ability to initiate clinical trials in its currently anticipated timeframes; the levels of inventory held by wholesalers and retailers which may cause fluctuations in Gilead's earnings; Kite's ability to develop and commercialize cell therapies utilizing the zinc finger nuclease technology platform and realize the benefits of the Sangamo partnership; Gilead's ability to submit new drug applications for new product candidates in the timelines currently anticipated; Gilead's ability to receive regulatory approvals in a timely manner or at all, for new and current products, including Biktarvy; Gilead's ability to successfully commercialize its products, including Biktarvy; the risk that physicians and patients may not see advantages of these products over other therapies and may therefore be reluctant to prescribe the products; Gilead's ability to successfully develop its hematology / oncology and inflammation / respiratory programs; safety and efficacy data from clinical studies may not warrant further development of Gilead's product candidates, including GS - 9620 and Yescarta in combination with Pfizer's utomilumab; Gilead's ability to pay dividends or complete its share repurchase program due to changes in its stock price, corporate or other market conditions; fluctuations in the foreign exchange rate of the U.S. dollar that may cause an unfavorable foreign currency exchange impact on Gilead's future revenues and pre-tax earnings; and other risks identified from time to time in Gilead's reports filed with the U.S. Securities and Exchange Commission (the SEC).

At Cumberland Advisors, we believe everyone benefits from increased financial education.

The legislation provided financial support for four more months of healthcare benefits for coal miners, through April, but Manchin and other Senate Democrats wanted at least a year.

Perquisites are intentionally limited and may include a car allowance, paid parking, financial planning, certain club dues, home security systems, and benefits under a Relocation Program for team members who relocate at our request.

Apply for Trust Renew Checking at First National Bank to fix your financials and get benefits that include a debit MasterCard that will earn you rewards and surcharge - free withdrawals at 70,000 Allpoint and MoneyPass ATMs around the globe.

These perquisites may include a car allowance, paid parking, financial planning, certain club dues, home security systems, and benefits under a Relocation Program for team members who relocate at our request.

thanks, and yes, a pittance of a pension and regular checkups keep us on budget and head off any problems — best decision i ever made (financial or otherwise) was serving our country doing search - and - rescue, oil and chemical spill remediation, etc. (you can guess the branch of service)-- along the way, frugal living, along with dollar - cost averaging, asset allocation, and diversification allowed us to retire early — Vanguard has been very good over the years, despite the Dot Bomb, 2002, and the recession (where we actually came out better with a modest but bargain retirement home purchase)... it's not easy building additional «legs» on a retirement platform, but now that we're here, cash, real estate, investments and insurance products, along with a small pension all help to avoid any real dependence on social security (we won't even need it at full retirement age)-- however, like nearly everybody, we're headed for Medicare in several years, albeit with a nice supplemental and pharmacy benefits — but our main concern is staying fit, active, and healthy!

While the industry has been evolving for several years, lawsuits against advisors and plan providers have picked up speed in the last few years, according to Conor Weir, managing director and a financial consultant at Retirement Benefits Group.

If there are cumulative quantity discount eligible shares that would qualify for combining with your current purchase and you do not tell your financial advisor or the Franklin Templeton Funds» transfer agent at the time of any purchase, you may not receive the benefit of a reduced sales charge that might otherwise be available since your financial advisor and the Fund generally will not have that information.

Getting good advice regarding Social Security benefits can help — if pre-retirees can find a financial consultant adept at interpreting the multitude of regulations.

Perquisites have intentionally been limited and may include a car allowance, paid parking, financial planning, certain club dues, home security systems, and benefits under a Relocation Program for team members who relocate at our request.

PRPPs make it easier for individuals to take control over their financial futures at the place they work where defined benefit plans may no longer be available;

«[But] as you move forward depending on when the tax cut comes in, we would benefit from the lower rate and the competitive forces will come in from there,» Lake said at Goldman's U.S. Financial Services Conference.

The San Francisco Chamber of Commerce said that while it favored expanded parental leave benefits, there was a «strong belief among many business owners that once again, to the financial detriment of small businesses, a mandate is being adopted in San Francisco that would be better dealt with at the state or federal level.»

They conferred substantial financial benefits on Retrophin's already highly - compensated founder at Retrophin's expense and provided no benefit to Retrophin other than a release of claims relating to actions that Shkreli undertook in his capacity as the manager of the MSMB Funds.

«Absent material equity valuation improvements for Ares and KKR, we expect further conversions of Fitch - rated alternative investment managers to be decreasingly likely, given that the remaining managers generally have more incentive income which would not benefit from the lower tax rate,» said Meghan Neenan, head of North American Non-Bank Financial Institutions at Fitch.

From 2002 to 2007, the emerging world had the wind at its back, benefiting from an expanding global economy and trading system, limited price pressures, and growth friendly financial conditions.

At the same time, not all regulatory expansions are desirable and in some contexts tougher regulation can be counterproductive for financial stability if it reduces profitability without offsetting benefit, if interferes with bank diversification, or if it causes regulators to become overly identified within regulated institutions.

Employees at massive companies often toil away without seeing a financial benefit — and they...

Social Security benefits can be taken at any time between 62 and 70, but there are sound financial reasons to delay if you can.

Many factors could cause BlackBerry's actual results, performance or achievements to differ materially from those expressed or implied by the forward - looking statements, including, without limitation: BlackBerry's ability to enhance its current products and services, or develop new products and services in a timely manner or at competitive prices, including risks related to new product introductions; risks related to BlackBerry's ability to mitigate the impact of the anticipated decline in BlackBerry's infrastructure access fees on its consolidated revenue by developing an integrated services and software offering; intense competition, rapid change and significant strategic alliances within BlackBerry's industry; BlackBerry's reliance on carrier partners and distributors; risks associated with BlackBerry's foreign operations, including risks related to recent political and economic developments in Venezuela and the impact of foreign currency restrictions; risks relating to network disruptions and other business interruptions, including costs, potential liabilities, lost revenues and reputational damage associated with service interruptions; risks related to BlackBerry's ability to implement and to realize the anticipated benefits of its CORE program; BlackBerry's ability to maintain or increase its cash balance; security risks; BlackBerry's ability to attract and retain key personnel; risks related to intellectual property rights; BlackBerry's ability to expand and manage BlackBerry ® World ™; risks related to the collection, storage, transmission, use and disclosure of confidential and personal information; BlackBerry's ability to manage inventory and asset risk; BlackBerry's reliance on suppliers of functional components for its products and risks relating to its supply chain; BlackBerry's ability to obtain rights to use software or components supplied by third parties; BlackBerry's ability to successfully maintain and enhance its brand; risks related to government regulations, including regulations relating to encryption technology; BlackBerry's ability to continue to adapt to recent board and management changes and headcount reductions; reliance on strategic alliances with third - party network infrastructure developers, software platform vendors and service platform vendors; BlackBerry's reliance on third - party manufacturers; potential defects and vulnerabilities in BlackBerry's products; risks related to litigation, including litigation claims arising from BlackBerry's practice of providing forward - looking guidance; potential charges relating to the impairment of intangible assets recorded on BlackBerry's balance sheet; risks as a result of actions of activist shareholders; government regulation of wireless spectrum and radio frequencies; risks related to economic and geopolitical conditions; risks associated with acquisitions; foreign exchange risks; and difficulties in forecasting BlackBerry's financial results given the rapid technological changes, evolving industry standards, intense competition and short product life cycles that characterize the wireless communications industry.

At that time, Fischer saw benefits to maintaining a larger balance sheet, remarking that when to ``... begin phasing out reinvestment will depend on how economic and financial conditions and the economic outlook evolve.»

Speaking at the ninth Annual IIF G20 Conference on March 15, 2017, Dr. Jens Weidmann, President of Deutsche Bundesbank, stated that digitalization within the financial market is one of the top priorities for Germany because it can deliver a «wealth of benefits.»

While we expect one more interest rate hike this year given Fed Chairwoman Janet Yellen's most recent comments at Jackson Hole, financials may benefit from widening net interest margins (the spread between what banks make on loans and what they pay for deposits.)

At the time, I believed that the economic costs of a rate increase exceeded the financial stability benefits, but there were grounds for concern.

Our Services and Fees Whether you need a comprehensive financial plan or just have questions about educational planning, retirement readiness, or when to take Social Security benefits (or other issues), Safe Harbor offers the right level of services that you need now at a reasonable cost.

In both examples, term life insurance would provide an ample death benefit to the beneficiaries at a much lower cost than permanent life insurance, which may not be within the financial reach of these buyers.

«CognitiveScale's industry optimized AI solutions help financial services companies understand the stated and unstated intentions of their customers, as well as improve their own business process intelligence, reduce costs and risk,» said Janet Lewis, Vice President, Microsoft Financial Services at Microsoft Corp. «Infusing applications with this type of insight and intelligence at any point in time results in a democratization of AI to the benefit of every person and organizatiofinancial services companies understand the stated and unstated intentions of their customers, as well as improve their own business process intelligence, reduce costs and risk,» said Janet Lewis, Vice President, Microsoft Financial Services at Microsoft Corp. «Infusing applications with this type of insight and intelligence at any point in time results in a democratization of AI to the benefit of every person and organizatioFinancial Services at Microsoft Corp. «Infusing applications with this type of insight and intelligence at any point in time results in a democratization of AI to the benefit of every person and organization.»

At Voya Financial, the return of capital from employee benefits last year was 24.4 percent, up from 23.3 percent in 2016, and voluntary benefit sales rose 24 percent in 2017, Voya Chief Operations Officer Alain Karaoglan told analysts in a conference call.