The potential for
financial benefits by increasing a practice's net income and alleviating the veterinarian's workload are also critical factors in the longevity of the field of veterinary medicine.
The efficient use of credit cards brings
financial benefits by the way of interest free credit for around one month.
Reay considers
the financial benefits by looking at the dollar cost per kilo of carbon dioxide.
Complement
the financial benefit by only shopping at local markets, thereby stimulating the local economy, and enjoy the savings.
You may not derive
any financial benefit by having an employer use a specific MRO.
Not exact matches
Regulators such as the
Financial Services Commission of Ontario have also strongly expressed the opinion that telematics devices should be used primarily for the
benefit of the consumer, and to help individuals become better drivers (as evidenced
by a presentation given
by the FSCO at a UBI Symposium this past February).
Actual operational and
financial results of SkyWest, SkyWest Airlines and ExpressJet will likely also vary, and may vary materially, from those anticipated, estimated, projected or expected for a number of other reasons, including, in addition to those identified above: the challenges and costs of integrating operations and realizing anticipated synergies and other
benefits from the acquisition of ExpressJet; the challenges of competing successfully in a highly competitive and rapidly changing industry; developments associated with fluctuations in the economy and the demand for air travel; the
financial stability of SkyWest's major partners and any potential impact of their
financial condition on the operations of SkyWest, SkyWest Airlines, or ExpressJet; fluctuations in flight schedules, which are determined
by the major partners for whom SkyWest's operating airlines conduct flight operations; variations in market and economic conditions; significant aircraft lease and debt commitments; residual aircraft values and related impairment charges; labor relations and costs; the impact of global instability; rapidly fluctuating fuel costs, and potential fuel shortages; the impact of weather - related or other natural disasters on air travel and airline costs; aircraft deliveries; the ability to attract and retain qualified pilots and other unanticipated factors.
Essentially, a company credit report gives you the
benefit of seeing an objective summary of a company's credit history and from this you get its credit score, which is used
by all
financial institutions in assessing credit worthiness.
The German lender believes European banking stocks and diversified
financials should
benefit the most from the rise in yields, outperforming other European sectors
by around 10 percent.
As mentioned above,
financial statements are produced by companies for the benefit of shareholders, and are prepared in accordance to sets of accounting rules (i.e. International Financial Reporting Standards, or IFRS, in Canada, and Generally Accepted Accounting Principles, or GAAP, in the U.S.) These rules differ greatly from those used to calculate corporate income tax
financial statements are produced
by companies for the
benefit of shareholders, and are prepared in accordance to sets of accounting rules (i.e. International
Financial Reporting Standards, or IFRS, in Canada, and Generally Accepted Accounting Principles, or GAAP, in the U.S.) These rules differ greatly from those used to calculate corporate income tax
Financial Reporting Standards, or IFRS, in Canada, and Generally Accepted Accounting Principles, or GAAP, in the U.S.) These rules differ greatly from those used to calculate corporate income taxes owing.
In the grander scheme of things, and as a red flag, this is another asset class that has enormously
benefited from asset price inflation, stirred up
by the Fed's well - targeted monetary policies since the
Financial Crisis.
«The other two
benefits would first of all be to low - income people, whose mobility would be improved, giving them access to jobs, health facilities and so on
by removing
financial constraints,» he added.
Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including
financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel,
financial condition of commercial airlines, the impact of weather conditions and natural disasters and the
financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated
benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred
by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended
benefits of organizational changes; (11) the anticipated
benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected
benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective
financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered
by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
Outside of these
benefits, the company has also established a CarMax Associate Disaster Relief Fund to help employees who have been affected
by a natural disaster or a
financial hardship.
The Healthcare Reform Law, including The Patient Protection and Affordable Care Act and The Healthcare and Education Reconciliation Act of 2010, could have a material adverse effect on Humana's results of operations, including restricting revenue, enrollment and premium growth in certain products and market segments, restricting the company's ability to expand into new markets, increasing the company's medical and operating costs
by, among other things, requiring a minimum
benefit ratio on insured products, lowering the company's Medicare payment rates and increasing the company's expenses associated with a non-deductible health insurance industry fee and other assessments; the company's
financial position, including the company's ability to maintain the value of its goodwill; and the company's cash flows.
This is a direct
financial motivation that would
benefit both cybercriminals and nation states - either
by their acting on the information or selling it for profit.»
Do you have your sights on one day becoming a millionaire and enjoying the
benefits of a lifestyle that's characterized
by financial freedom?
Not many,
by the looks of it: virtually all the
financial plans I've seen project current tax rates and government
benefits well into the future (plus currently low inflation rates).
Financial Engines, a defined - contribution managed - account provider, estimates the average single retiree leaves more than $ 100,000 in lifetime
benefits on the table
by fumbling his or her Social Security choices.
While the free - market economist would argue that we pay a premium for this material, which is true, the premium is far outweighed
by the
financial benefit.
As tax revenues have shrunk, the city's
financial obligations have grown — mainly to an ever - expanding pool of 30,000 retirees, promised life - time pensions and health
benefits by short - sighted government officials over decades who consistently failed to fund those future obligations.
But neither Ontario's NDP nor its Progressive Conservatives have promised to end the harmonization, tacit acknowledgement the move will
benefit the province's economy
by reducing the
financial burden on businesses and streamlining the tax system.
(The study was sponsored
by financial institutions that
benefit if immigrants choose to borrow the up - front investment.)
Its goal is to independently research artificial intelligence «in the way that is most likely to
benefit humanity as a whole, unconstrained
by a need to generate
financial return,» the group said in 2015.
Both Price and Gottlieb were questioned on their intimate involvement with biopharmaceutical and health care companies
by lawmakers; Price specifically was the subject of sharp ethics questions about his
financial investments in medical firms that would also
benefit from legislation he was pushing while serving in the House of Representatives.
Among the factors that could cause actual results to differ materially are the following: (1) worldwide economic, political, and capital markets conditions and other factors beyond the Company's control, including natural and other disasters or climate change affecting the operations of the Company or its customers and suppliers; (2) the Company's credit ratings and its cost of capital; (3) competitive conditions and customer preferences; (4) foreign currency exchange rates and fluctuations in those rates; (5) the timing and market acceptance of new product offerings; (6) the availability and cost of purchased components, compounds, raw materials and energy (including oil and natural gas and their derivatives) due to shortages, increased demand or supply interruptions (including those caused
by natural and other disasters and other events); (7) the impact of acquisitions, strategic alliances, divestitures, and other unusual events resulting from portfolio management actions and other evolving business strategies, and possible organizational restructuring; (8) generating fewer productivity improvements than estimated; (9) unanticipated problems or delays with the phased implementation of a global enterprise resource planning (ERP) system, or security breaches and other disruptions to the Company's information technology infrastructure; (10)
financial market risks that may affect the Company's funding obligations under defined
benefit pension and postretirement plans; and (11) legal proceedings, including significant developments that could occur in the legal and regulatory proceedings described in the Company's Annual Report on Form 10 - K for the year ended Dec. 31, 2017, and any subsequent quarterly reports on Form 10 - Q (the «Reports»).
They contend that its open policies prove the
benefits of experimenting with data and using information to establish a «direct relationship between an individual's decisions and their impact on the business» — something the grocery chain accomplishes
by giving each employee high - level access to the company's
financial data, and therefore a greater stake in the business.
And for some millennials, an ethical company not only takes care of its surrounding community and the planet but also employees
by providing adequate
financial compensation and
benefits.
We
benefit everyone in the organization indirectly
by focusing on how to improve the
financial well - being of individual employees and their families.
These risks and uncertainties include: Gilead's ability to achieve its anticipated full year 2018
financial results; Gilead's ability to sustain growth in revenues for its antiviral and other programs; the risk that private and public payers may be reluctant to provide, or continue to provide, coverage or reimbursement for new products, including Vosevi, Yescarta, Epclusa, Harvoni, Genvoya, Odefsey, Descovy, Biktarvy and Vemlidy ®; austerity measures in European countries that may increase the amount of discount required on Gilead's products; an increase in discounts, chargebacks and rebates due to ongoing contracts and future negotiations with commercial and government payers; a larger than anticipated shift in payer mix to more highly discounted payer segments and geographic regions and decreases in treatment duration; availability of funding for state AIDS Drug Assistance Programs (ADAPs); continued fluctuations in ADAP purchases driven
by federal and state grant cycles which may not mirror patient demand and may cause fluctuations in Gilead's earnings; market share and price erosion caused
by the introduction of generic versions of Viread and Truvada, an uncertain global macroeconomic environment; and potential amendments to the Affordable Care Act or other government action that could have the effect of lowering prices or reducing the number of insured patients; the possibility of unfavorable results from clinical trials involving investigational compounds; Gilead's ability to initiate clinical trials in its currently anticipated timeframes; the levels of inventory held
by wholesalers and retailers which may cause fluctuations in Gilead's earnings; Kite's ability to develop and commercialize cell therapies utilizing the zinc finger nuclease technology platform and realize the
benefits of the Sangamo partnership; Gilead's ability to submit new drug applications for new product candidates in the timelines currently anticipated; Gilead's ability to receive regulatory approvals in a timely manner or at all, for new and current products, including Biktarvy; Gilead's ability to successfully commercialize its products, including Biktarvy; the risk that physicians and patients may not see advantages of these products over other therapies and may therefore be reluctant to prescribe the products; Gilead's ability to successfully develop its hematology / oncology and inflammation / respiratory programs; safety and efficacy data from clinical studies may not warrant further development of Gilead's product candidates, including GS - 9620 and Yescarta in combination with Pfizer's utomilumab; Gilead's ability to pay dividends or complete its share repurchase program due to changes in its stock price, corporate or other market conditions; fluctuations in the foreign exchange rate of the U.S. dollar that may cause an unfavorable foreign currency exchange impact on Gilead's future revenues and pre-tax earnings; and other risks identified from time to time in Gilead's reports filed with the U.S. Securities and Exchange Commission (the SEC).
An investigation last year
by the
Financial Times and ProPublica first detailed how STARS produced tax
benefits for U.S. banks beginning in 1999.
Chunyu, a Chinese mobile healthcare app company that connects patients and doctors, raised $ 50 million from China International Capital Corporation (CICC), Rushan Venture Capital under DunAn Holding Group, Pavilion Capital run
by Temasek, and BlueRun Ventures, and HealthEdge, a provider of a cloud - based or on - site integrated
financial, administrative and clinical software platform for healthcare payers focusing on medical claims and
benefits management brought in $ 30 million
Financial stress is having an alarming impact on the American workforce, but by offering Zebit's free financial wellness benefit, employers can help their employees make smarter financial choices, minimize workplace stress, and create a more focused and stable env
Financial stress is having an alarming impact on the American workforce, but
by offering Zebit's free
financial wellness benefit, employers can help their employees make smarter financial choices, minimize workplace stress, and create a more focused and stable env
financial wellness
benefit, employers can help their employees make smarter
financial choices, minimize workplace stress, and create a more focused and stable env
financial choices, minimize workplace stress, and create a more focused and stable environment.
In this video we take you through the different
benefits a mutual fund investor can avail of to grow his corpus and meet his
financial goals
by choosing the right kind of funds for the time horizon he has set to meet his
financial goals.
Bond yields spiked, and prices for a number of other
financial assets that had
benefited from expectations of ongoing asset purchases
by the Fed dropped precipitously, not just in the United States but in almost every other country.
Other specific duties and responsibilities of the HR and Compensation Committee include reviewing senior management selection and overseeing succession planning, including reviewing the leadership development process; reviewing and approving objectives relevant to executive officer compensation, evaluating performance and determining the compensation of executive officers in accordance with those objectives; approving severance arrangements and other applicable agreements for executive officers; overseeing HP's equity and incentive compensation plans; overseeing non-equity based
benefit plans and approving any changes to such plans involving a material
financial commitment
by HP;
But Tu says that while consumers have
benefitted tremendously from tech innovations
by companies like Google, Facebook, Alibaba and Tencent, the
financial industry lags behind because many
financial service firms rely on in - house tech teams, which means that «fintech continues to be more «finance» than «tech,» especially in Asia.»
«Not only can bitcoin support this vision
by helping our merchants better compete globally, but it also has the potential to
benefit society
by enhancing the security, privacy, and convenience of
financial transactions.»
Although the events, which together drew hundreds of thousands of demonstrators across the country, were inspired and often led
by students, many protests simultaneously
benefited from groups with more
financial resources and organizational skills than the teenagers had on their own.
The young investors who are looking to enter the market would likely be cheered
by investors, who have long argued that millennials should get over what some have described as an aversion to equities — a byproduct of their coming of age and starting their careers during the worst of the
financial crisis — and take advantage of a long - term, buy - and - hold strategy that allows them to
benefit from compound interest.
The CLC paper predicts the current
financial crisis will create a severe pensions crisis, and a follow - up paper issued on Oct. 29 calls for the creation of a new pension
benefit insurance scheme (financed
by the proposed tax on
financial transactions) to insure annual pension and RRSP
benefits for individual Canadians up to $ 60,000 a year.
But the
benefits of investing in female - led
financial endeavors go even further than the Journal has it: Hedge funds run
by women tend to outperform other hedge funds.
Typical
financial processes used in business decisions such as formulary and
benefit design, new product launching, budgeting and forecasting, and predictive modeling are not provided
by PBMs» rebate tools.
If you consciously keep a lid on spending
by «choosing your own
financial age,» you will reap the
benefits for many years to come.
Popular support abroad is developing to back governments creating a set of rules able to prevent U.S. exporters from
benefiting from a currency instability caused
by America's own fiscal,
financial and military policies.
Developed
by the Employee
Benefit Research Institute (EBRI) and its American Savings Education Council (ASEC) program, Choose to Save ® utilizes the power of the media to promote the idea that saving today is vital to a secure
financial future.
Many factors could cause BlackBerry's actual results, performance or achievements to differ materially from those expressed or implied
by the forward - looking statements, including, without limitation: BlackBerry's ability to enhance its current products and services, or develop new products and services in a timely manner or at competitive prices, including risks related to new product introductions; risks related to BlackBerry's ability to mitigate the impact of the anticipated decline in BlackBerry's infrastructure access fees on its consolidated revenue
by developing an integrated services and software offering; intense competition, rapid change and significant strategic alliances within BlackBerry's industry; BlackBerry's reliance on carrier partners and distributors; risks associated with BlackBerry's foreign operations, including risks related to recent political and economic developments in Venezuela and the impact of foreign currency restrictions; risks relating to network disruptions and other business interruptions, including costs, potential liabilities, lost revenues and reputational damage associated with service interruptions; risks related to BlackBerry's ability to implement and to realize the anticipated
benefits of its CORE program; BlackBerry's ability to maintain or increase its cash balance; security risks; BlackBerry's ability to attract and retain key personnel; risks related to intellectual property rights; BlackBerry's ability to expand and manage BlackBerry ® World ™; risks related to the collection, storage, transmission, use and disclosure of confidential and personal information; BlackBerry's ability to manage inventory and asset risk; BlackBerry's reliance on suppliers of functional components for its products and risks relating to its supply chain; BlackBerry's ability to obtain rights to use software or components supplied
by third parties; BlackBerry's ability to successfully maintain and enhance its brand; risks related to government regulations, including regulations relating to encryption technology; BlackBerry's ability to continue to adapt to recent board and management changes and headcount reductions; reliance on strategic alliances with third - party network infrastructure developers, software platform vendors and service platform vendors; BlackBerry's reliance on third - party manufacturers; potential defects and vulnerabilities in BlackBerry's products; risks related to litigation, including litigation claims arising from BlackBerry's practice of providing forward - looking guidance; potential charges relating to the impairment of intangible assets recorded on BlackBerry's balance sheet; risks as a result of actions of activist shareholders; government regulation of wireless spectrum and radio frequencies; risks related to economic and geopolitical conditions; risks associated with acquisitions; foreign exchange risks; and difficulties in forecasting BlackBerry's
financial results given the rapid technological changes, evolving industry standards, intense competition and short product life cycles that characterize the wireless communications industry.
Overall, our work suggests that stability in
financial markets might be improved
by considering how social, environmental and procedural factors such as the release of important
financial information may impact the hormone levels of traders participating in those markets, and therefore could be of
benefit to policymakers intent on developing more efficient institutions.
2014.12.12 Canada's economy to
benefit from broader export demand in 2015: RBC Economics Canada's economy is expected to see higher export growth in 2015, despite the recent decline in oil prices, according to the latest Economic and
Financial Market Outlook issued today
by RBC Economics...
Published in the
Financial Post on April 12, 2012
By Geoffrey Young Two budgets — in Ottawa and Ontario — have announced reforms to rich defined - benefit pension plans enjoyed by government employees.
By Geoffrey Young Two budgets — in Ottawa and Ontario — have announced reforms to rich defined -
benefit pension plans enjoyed
by government employees.
by government employees...