H9: The demand - withdraw
financial conflict message pattern is negatively associated with financial communication satisfaction.
Knowledge about how couples communicate regarding financial issues is of significance to conflict scholars because it would allow us to understand the potential detriments of certain
financial conflict message patterns and how these patterns ultimately affect one's marital satisfaction.
H3: Financial harmony is negatively associated with the demand - withdraw
financial conflict message pattern.
An indirect effect on marital satisfaction, as carried by the mediator of financial communication satisfaction, was tested separately for each of the four
financial conflict message predictors.
The demand - withdraw
financial conflict message pattern was negatively associated with financial communication satisfaction, pr (302) = − 0.72, p < 0.001.
In addition, financial communication satisfaction mediated the relationship between each of
the financial conflict message patterns and marital satisfaction.
The current study contributes to understanding how financial harmony (or lack thereof) is related to
the financial conflict messages communicated during financial disagreements and which financial conflict messages contribute to, or detract from, financial communication satisfaction and marital satisfaction.
H5: Destructive
financial conflict messages are negatively associated with marital satisfaction.
Hypotheses 1 - 3 and research question 1 concerned the relationships between financial harmony and the different
financial conflict messages.
In the present study of 326 married individuals, we found that constructive
financial conflict messages were positively associated with financial harmony, marital satisfaction, and financial communication satisfaction.
Destructive
financial conflict messages and the demand - withdraw financial conflict pattern were negatively related to financial communication satisfaction.
The indirect effect of destructive
financial conflict messages on marital satisfaction was significant, ab = −.18, 95 % CI [− 0.26, − 0.12], κ2 = 0.23, 95 % CI
The indirect effect of constructive
financial conflict messages on marital satisfaction was significant, ab = 0.30, 95 % CI [0.18, 0.44], κ2 = 0.27, 95 % CI [0.16, 0.36], R med 2 =.24, 95 % CI [0.15, 0.33].
In response to research question 3, mutually avoiding
financial conflict messages showed a negative relationship with financial communication satisfaction, pr (302) = − 0.67, p < 0.001.
H1: Financial harmony is positively associated with constructive
financial conflict messages.
Constructive
financial conflict messages were characterized as proactively discussing and dealing with financial issues.
Supporting the hypotheses, constructive
financial conflict messages and marital satisfaction were both positively related to financial communication satisfaction.
Destructive
financial conflict messages, the demand - withdraw financial conflict message pattern, and mutually avoiding financial conflict were each negatively associated with financial harmony, marital satisfaction, and financial communication satisfaction.
This permits a test of the proposed mechanism by which
financial conflict messages influence marital satisfaction, specifically through the mediating variable of financial communication satisfaction (Hayes, 2009; Preacher & Hayes, 2008).
H11: Financial communication satisfaction mediates the association between
financial conflict messages and marital satisfaction.
The current study also predicted that
financial conflict messages would be associated with financial communication satisfaction.
Then we make the case that satisfaction with communicating about financial issues in marriage mediates the relationship between
financial conflict messages and marital satisfaction.
In response to research question 1, financial harmony was also negatively associated with mutually avoiding
financial conflict messages, pr (302) = − 0.62, p < 0.001.
In addressing research question 2, mutually avoiding
financial conflict messages demonstrated a negative association with marital satisfaction, pr (302) = − 0.30, p < 0.001.
Financial communication satisfaction mediated the relationship between destructive
financial conflict messages and marital satisfaction (see Table 2).
RQ1: What is the relationship between financial harmony and mutually avoiding
financial conflict messages?
Financial harmony plays an important role in
the financial conflict messages communicated when financial disputes occur.
Constructive
financial conflict messages were positively associated with marital satisfaction, pr (302) = 0.42, p < 0.001.
Financial communication satisfaction mediated the relationship between the each of the four
financial conflict messages and marital satisfaction.
Destructive
financial conflict messages were negatively associated with financial communication satisfaction, pr (302) = − 0.57, p < 0.001.
RQ3: What is the relationship between mutually avoiding
financial conflict messages and financial communication satisfaction?
Financial conflict messages.
RQ2: What is the relationship between mutually avoiding
financial conflict messages and marital satisfaction?
Since the effects of financial harmony and mutually avoiding
financial conflict messages are ambivalent, a research question is posed:
Hypothesis 7 - 9 and research question 3 explored the associations between
financial conflict messages and financial communication satisfaction.
As predicted, constructive
financial conflict messages were positively associated with financial communication satisfaction, pr (302) = 0.76, p < 0.001.
H8: Destructive
financial conflict messages are negatively associated with financial communication satisfaction.
Parallel to destructive
financial conflict messages, the demand - withdraw financial conflict pattern negatively predicted financial communication satisfaction, a = − 1.03, 95 % CI [− 1.13, − 0.93], and financial communication satisfaction positively predicted marital satisfaction, b = 0.23, 95 % CI [0.16, 0.31].
A total of three items assessed the subscale of destructive
financial conflict messages.
Hypotheses 4 - 6 and research question 2 pertained to the relationships between the four
financial conflict messages and marital satisfaction.
Financial Conflict Messages and Marital Satisfaction: The Mediating Role of Financial Communication Satisfaction
Not exact matches
Hundreds of carers have sent us their experiences of trying to provide stable homes for often traumatised children with no
financial support, of complex and opaque systems that give them mixed and
conflicting messages.
No research, to date, has examined how
financial harmony (or lack thereof) is associated with the various types of
conflict messages when
financial disagreements arise.
Scale items were adapted to focus on
messages during
financial conflict, rather than disagreements in general.
Next we explore how
financial harmony is likely to be associated with each of the types of
conflict messages.