Sentences with phrase «financial coverage for»

Term policies can be allowed to expire altogether at the end of the term, if you no longer need to have the financial coverage for meeting financial obligations.
It provides the same financial coverage for injuries and property damage as you would normally get from that at fault driver if he or she was insured.
It provides financial coverage for the cost of property losses to the vehicle suffered during a collision.
It is the cheapest form of Life Insurance cover which comes at a low cost with full financial coverage for a defined period of time.
West Virginia uses the split limit policy form, which divides the financial coverage for liability into three areas.
However, if you only need financial coverage for a particular period of time, you would probably be better served buying a term life insurance policy with an additional insured rider.
Given the high cost of whole life insurance, often several times that of term, and product complexity, our analysis shows term is typically better for the majority of people as you can still get significant financial coverage for your family.
A Term plan requires you to pay premiums for a definite period of time and provides full financial coverage for that period.
A permanent policy is typically not the right fit if you're looking to simply acquire financial coverage for your family in the case that you pass away, as term coverage will offer the same death benefit with much lower premiums.
It is the cheapest form of life insurance that provides full financial coverage for a defined period of time.
No matter your age, life insurance can be incredibly important for seniors that want to provide financial coverage for their families.
Trip protection insurance provides financial coverage for losses incurred in the case of unforeseen delays and cancellations.
Term Life Insurance plans are plans where the beneficiary of the insured is provided with financial coverage for a «term» or a «specific period of time».
Bodily Injury Liability — provides financial coverage for injuries, including fatal injuries, where you are found at fault.
Different than life insurance, accident protection insurance provides financial coverage for a disabling injury or death resulting from an accident.
Even though insurance companies provide financial coverage for damaged property, it's far too common for these companies to downplay the severity of the damage or to deny responsibility altogether.
The responsibility of the insurance company to provide financial coverage for the conduct that led to an injury usually is clear and is usually not at issue in a personal injury lawsuit.
You can also enjoy access to over 900 exclusive airport lounges, and extra help and financial coverage for travel problems like flight delays, missed connections and delayed luggage.
However, if you only need financial coverage for a particular period of time, you would probably be better served buying a term life insurance policy with an additional insured rider.
No matter your age, life insurance is incredibly important for seniors that want to provide financial coverage for their families.
A permanent policy is typically not the right fit if you're looking to simply acquire financial coverage for your family in the case that you pass away, as term coverage will offer the same death benefit with much lower premiums.
Given the high cost of whole life insurance, often several times that of term, and product complexity, our analysis shows term is typically better for the majority of people as you can still get significant financial coverage for your family.
No matter your age, life insurance is incredibly important for seniors that want to provide financial coverage for their families.
Given the high cost of whole life insurance, often several times that of term, and product complexity, our analysis shows term is typically better for the majority of people as you can still get significant financial coverage for your family.

Not exact matches

«Your basic car and homeowners» coverage is just a couple of hundred thousand and nobody will sue you for just that — they'll sue you for way more,» said David Mendels, director of financial planning at Creative Financial Concepts in financial planning at Creative Financial Concepts in Financial Concepts in New York.
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And while the global scope of the attack galvanized intense media coverage, the reality is that health care has grown increasingly susceptible to this specific kind of malware, which demands digital payment in exchange for sensitive personal and financial patient data.
«Depending on plan design, consumers who purchase short - term, limited - duration insurance policies and then develop chronic conditions could face financial hardship as a result, until they are able to enroll in PPACA - compliant plans that would provide coverage for such conditions,» the administration's report said.
You should also have enough coverage to pay for future financial obligations.
Important factors that could cause our actual results and financial condition to differ materially from those indicated in the forward - looking statements include, among others, the following: our ability to successfully and profitably market our products and services; the acceptance of our products and services by patients and healthcare providers; our ability to meet demand for our products and services; the willingness of health insurance companies and other payers to cover Cologuard and adequately reimburse us for our performance of the Cologuard test; the amount and nature of competition from other cancer screening and diagnostic products and services; the effects of the adoption, modification or repeal of any healthcare reform law, rule, order, interpretation or policy; the effects of changes in pricing, coverage and reimbursement for our products and services, including without limitation as a result of the Protecting Access to Medicare Act of 2014; recommendations, guidelines and quality metrics issued by various organizations such as the U.S. Preventive Services Task Force, the American Cancer Society, and the National Committee for Quality Assurance regarding cancer screening or our products and services; our ability to successfully develop new products and services; our success establishing and maintaining collaborative, licensing and supplier arrangements; our ability to maintain regulatory approvals and comply with applicable regulations; and the other risks and uncertainties described in the Risk Factors and in Management's Discussion and Analysis of Financial Condition and Results of Operations sections of our most recently filed Annual Report on Form 10 - K and our subsequently filed Quarterly Reports on Forfinancial condition to differ materially from those indicated in the forward - looking statements include, among others, the following: our ability to successfully and profitably market our products and services; the acceptance of our products and services by patients and healthcare providers; our ability to meet demand for our products and services; the willingness of health insurance companies and other payers to cover Cologuard and adequately reimburse us for our performance of the Cologuard test; the amount and nature of competition from other cancer screening and diagnostic products and services; the effects of the adoption, modification or repeal of any healthcare reform law, rule, order, interpretation or policy; the effects of changes in pricing, coverage and reimbursement for our products and services, including without limitation as a result of the Protecting Access to Medicare Act of 2014; recommendations, guidelines and quality metrics issued by various organizations such as the U.S. Preventive Services Task Force, the American Cancer Society, and the National Committee for Quality Assurance regarding cancer screening or our products and services; our ability to successfully develop new products and services; our success establishing and maintaining collaborative, licensing and supplier arrangements; our ability to maintain regulatory approvals and comply with applicable regulations; and the other risks and uncertainties described in the Risk Factors and in Management's Discussion and Analysis of Financial Condition and Results of Operations sections of our most recently filed Annual Report on Form 10 - K and our subsequently filed Quarterly Reports on ForFinancial Condition and Results of Operations sections of our most recently filed Annual Report on Form 10 - K and our subsequently filed Quarterly Reports on Form 10 - Q.
Although MDY's owners each have nearly $ 1 million worth of life insurance for their family's protection, financial adviser Adams urged them to purchase an equivalent level of key - man coverage for the company.
He then coheaded leveraged finance and the financial sponsors group before becoming global head of client coverage for the investment - banking division.
These risks and uncertainties include: Gilead's ability to achieve its anticipated full year 2018 financial results; Gilead's ability to sustain growth in revenues for its antiviral and other programs; the risk that private and public payers may be reluctant to provide, or continue to provide, coverage or reimbursement for new products, including Vosevi, Yescarta, Epclusa, Harvoni, Genvoya, Odefsey, Descovy, Biktarvy and Vemlidy ®; austerity measures in European countries that may increase the amount of discount required on Gilead's products; an increase in discounts, chargebacks and rebates due to ongoing contracts and future negotiations with commercial and government payers; a larger than anticipated shift in payer mix to more highly discounted payer segments and geographic regions and decreases in treatment duration; availability of funding for state AIDS Drug Assistance Programs (ADAPs); continued fluctuations in ADAP purchases driven by federal and state grant cycles which may not mirror patient demand and may cause fluctuations in Gilead's earnings; market share and price erosion caused by the introduction of generic versions of Viread and Truvada, an uncertain global macroeconomic environment; and potential amendments to the Affordable Care Act or other government action that could have the effect of lowering prices or reducing the number of insured patients; the possibility of unfavorable results from clinical trials involving investigational compounds; Gilead's ability to initiate clinical trials in its currently anticipated timeframes; the levels of inventory held by wholesalers and retailers which may cause fluctuations in Gilead's earnings; Kite's ability to develop and commercialize cell therapies utilizing the zinc finger nuclease technology platform and realize the benefits of the Sangamo partnership; Gilead's ability to submit new drug applications for new product candidates in the timelines currently anticipated; Gilead's ability to receive regulatory approvals in a timely manner or at all, for new and current products, including Biktarvy; Gilead's ability to successfully commercialize its products, including Biktarvy; the risk that physicians and patients may not see advantages of these products over other therapies and may therefore be reluctant to prescribe the products; Gilead's ability to successfully develop its hematology / oncology and inflammation / respiratory programs; safety and efficacy data from clinical studies may not warrant further development of Gilead's product candidates, including GS - 9620 and Yescarta in combination with Pfizer's utomilumab; Gilead's ability to pay dividends or complete its share repurchase program due to changes in its stock price, corporate or other market conditions; fluctuations in the foreign exchange rate of the U.S. dollar that may cause an unfavorable foreign currency exchange impact on Gilead's future revenues and pre-tax earnings; and other risks identified from time to time in Gilead's reports filed with the U.S. Securities and Exchange Commission (the SEC).
In its coverage of the news that U.S. output topped 10 million barrels, the Financial Times put it best, writing that American frackers have «boosted the U.S. economy, creating tens of thousands of jobs, bolstered its energy security, created new international relationships and given Washington new freedom to use sanctions as a tool for strategic influence.»
He joined The Times in 2006 and won the paper's Editor's Award in 2009 for coverage of the financial crisis.
Financial planning software, or even simple Excel spreadsheets, can be used to determine if the client has enough money saved for retirement, or if the client has enough life insurance coverage, if the client's portfolio is well diversified and appropriately allocated given their risk tolerance and timeline to retirement.
With some of the taxes kept, then Senate leaders are now looking to spend more money on provisions, like Medicaid and financial aid for private coverage, that moderates are focused on.
These returns are in line with 8 % ROIC earned by Financial Select Sector SPDR Fund (XLF) holdings and slightly below above the 9 % average for 465 Financials stocks under coverage.
While this makes accidental death and dismemberment coverage less expensive, it also means that you may need additional financial protection for your dependents since the majority of people do not die from an accident.
While its coverage of individual stocks is limited, the financial blog is widely followed for its economic commentary.
In addition to its market coverage, the blog provides research and rankings for top hedge funds, accounting firms, service firms, and other financial firms for investors.
A study published in Financial Management in 2008 found stocks that traded for at least one year without research coverage jumped by an average of 4.8 per cent once an analyst began tracking the company.
New Constructs differentiates its research by analyzing the financial statements, footnotes and MD&A in 10 - Ks & 10 - Qs for all companies under coverage.
Laurie Little, a spokeswoman for Valeant, said financial assistance programs were available for people without insurance coverage.
The Celent analysis covers two important coverage areas for financial advisors — but only if they actually follow through on the issue.
Logged in clients may see below for more detailed information on our coverage of the financial services industry in the region (s) to which they are entitled.
Bloomberg Markets is a monthly magazine launched in 1992 that provides in - depth coverage of global financial markets for finance professionals.
Innovation is the name of the game in today's financial marketplace, and International Banker has earned a reputation for providing the provocative and engaging banking - business coverage that makes change happen.
For many, life insurance is a critical component of an overall financial plan, and selecting the right amount of coverage and policy type can be a challenge.
Term life insurance offers affordable coverage for a specified period of time and can be tailored to fit your family's financial needs.
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