Sentences with phrase «financial crisis because»

This rule was largely disregarded before the financial crisis because very few houses declined in value, but it is a major consideration today because in many cases home values are below their previous highs.

This makes it potentially immune to any financial crisis because it isn't connected to any national economy.

And you said over and over and over again and one of the things that you know there's a study done of credit default swaps after the after the financial crisis because that was what people were you know keying in on as to how risky were bonds because well what were the credit default swaps selling out.

I'm glad I didn't do so right before the financial crisis because I thought about it at about $ 38.

Recently, the Bank for International Settlements observed Canada and China were at the greatest risk of financial crisis because of debt and excessive house prices.

The NASUWT, the largest teachers» union in the UK today warned at the TUC Congress in Brighton that many sixth form colleges were facing a financial crisis because of Government funding cuts.

Canada sidestepped the worst of the financial crisis because it avoided the real estate excesses of its U.S. neighbour, and a post-recession housing boom helped it recover more quickly than its Group of Seven peers.

We significantly reduced our weighting after the financial crisis because Heinz shares held up so much better than most stocks.

It is important to note that the value of real estate did not fall during the financial crisis because it is a volatile (less stable) asset class.

It's a challenge for Canadians still struggling to cope with the record amounts of consumer debt they amassed after the 2008 financial crisis because lenders use their prime rate as a benchmark for setting some other short - term rates including variable - rate mortgages and lines of credit.

China won't succumb to a financial crisis because of its debt.

The government can control the speed of defaults and avoid a financial crisis because a lot of lending and borrowing is done by state - owned banks and companies, she says.

Not exact matches

They were made heroes by the financial crisis and the Great Recession, if only because they tried to make a difference while politicians bickered and corporate titans hoarded cash.

This is because the Great Recession has rewritten the rules of what can happen — and how central banks can respond — during financial crises.

«Retail clients, who don't fully understand these products should be protected from going into these products, because if there is a retail client affected in the future, the question will be again who was the bank that sold them these products and then banks will be blamed again for what has happened,» Weber said in reference to some banks being criticized for selling complicated financial products prior to the global financial crisis without explaining them in full.

That's because of the massive losses Citi suffered during the financial crisis.

But the talks ultimately fell through, partly because of jitters related to the financial crisis.

«I had some clients whose retirements were saved because of [variable annuity] contracts they purchased before the financial crisis,» said Marc Ruiz, a financial advisor with Oak Partners and a registered rep with SII Investments.

But the crises have started affecting its financial performance because of concerns it will result in heightened regulations, and CBA shares are down about 7 percent so far this year while the broader market is up.

While he has steered very few of his clients toward annuities recently, because of low interest rates and higher prices since the financial crisis, he thinks advisors who ignore all annuity offerings are failing their clients.

Some banks weren't able to lend for a while because of TARP,» Geshwiler says, referring to the Troubled Asset Relief Program, the federal government's program for bailing out banks hit hard in the financial crisis.

LONDON — One of the Bank of England's most senior policymakers has acknowledged that the central bank is unlikely to predict the next financial crisis or even the next recession in the UK because economic models are simply not good enough.

Because it's issues like these that must become central to elections if rational solutions are to be adopted before economic and financial crises compel hasty, inequitable and severely traumatic ones.

«Pension plans since the financial crisis have been in pretty rough shape because interest rates were held down by all the — I won't call it manipulation — but all the activities by the central banks to keep interest rates low and to spread growth,» he says.

Now, there's not a central bank in the world that wants the gold standard, but they may have to go to it — not because they want to, but because they have to — in order to restore confidence in some sort of future financial crisis.

The PCAOB's Investors Advisory Group supports mandatory audit firm rotation because of concerns about the «coziness» that exists between audit firms and management, noting that «[m] any of the auditors of the large companies involved in the financial crisis... had long running audit relationships.»

Policymakers are fixated on the debt ratio in part because it was at above 160 per cent that households in the United States and Britain ran into trouble about five years ago, contributing to defaults and the financial crisis that triggered the 2008 - 09 recession.

In response to a journalist's question, the governor says he agrees with the view consumers are facing high debt loads today because they filled in the debt - accumulation void left when governments turned to austerity by shutting down stimulus measures to address fallout from the 2008 financial crisis.

EY's report concludes this emphasis on frugality is because Gen Z have matured in the aftermath of the financial crisis and, having seen the recession's effect on their families, are more careful with their money.

The bank's researchers see wealth inequality as largely being a result of the financial crisis — it rose across the world between 2007 and 2016, because financial assets were growing faster than non-financial assets.

Even an intensifying of the ongoing euro - area financial crisis, which could occur, the bank says, because there are signs Europeans are becoming weary of austerity and reforms.

And despite America's spending habits, the greenback is still seen as a safe haven whenever financial crises — including ones caused by Americans — hit because most major countries want to maintain the value of their national reserves, which include dollar - denominated assets.

«We need to be persistent and patient and prudent, because we're not there yet,» Draghi said, referring to the fact that EU inflation and wage growth have been disappointingly slow, despite the bloc's economic recovery since the financial crisis.

The Lehman failure was significant because it was the first time in the crisis that losses were incurred by creditors of a major financial institution.

Our findings have important implications for how policymakers should respond to the next financial crisis, which will inevitably occur at some point because crises are an inherent part of our financial system.

This seems self - defeating, because monetary deflation will cause financial distress, aggravating the bad - debt crisis and spurring financial outflows.

Many advisors have been seeking to add 401 (k) business in part to provide a stable income stream that they didn't have during the financial crisis, but also because reforms in Washington, D.C., provide increased opportunities to fee - only and fee - based advisors.

«Some younger investors... are extremely risk averse because they have seen their parents lose their jobs, lose equity in their homes and experience stock market declines after 9/11, Enron and the global financial crisis,» the certified financial planner said.

The fashionable view at the Federal Reserve and elsewhere when Yellen took office in 2014 was that growth was slow despite very low interest rates because of «headwinds» — transitory factors associated with the financial crisis that would soon recede.

China withstood the Asian financial crisis in 1997 and 1998 and the global financial crisis in 2008 and 2009 in part because its financial system depended on highly stable household and corporate deposits parked mainly at four huge, government - controlled banks.

The 2008 campaign was unfortunate because parties staked out their positions before the financial crisis unfolded.

Before the financial crisis, Wall Street firms were generally not permitted to do traditional consumer lending because they were not set up as federally insured banks.

After all, [Bernanke] should feel guilty, because the Fed's policies have led to the financial crisis.

This belief is so powerfully embedded in the standard equilibrium models most economists use that, strangely enough, even those of us who described the imbalances in one paragraph and in the very next paragraph insisted that a crisis was unlikely — in China's case because of the government's very high credibility and its role as financial guarantor — were automatically assumed to be predicting an imminent crisis.

The Nobel Prize for these guys turned out to be pretty much of a Booby Prize because the models that were used have led to the biggest financial crisis in history.

Because this was the worst financial crisis in the United States since our Great Depression, conditions within our national economy produced instability, which naturally provoked a reaction from the Federal Reserve.

At first the reason for them not investing was because of the financial crisis, and afterwards it was because the markets were not there.

I know I would not be as wealthy if I had just invested in stocks, because there was no leverage, and there was a last decade when real estate performed tremendously between 2001 until the financial crisis.

The second and third point is irrelevant because it only addressed current debt relative to financial crisis in the immediate future.

And number three, frankly, was mainstream because many people overreached in their homes because there was easy money and easy credit before the financial crisis.