Sentences with phrase «financial cushion»

This policy offers flexible premium payments and death benefit options, including the ability to use cash value as a future financial cushion for things like retirement income and / or paying off debts.

It provides financial cushion so that your existing investments can run their full course.

Do you have a good financial cushion in place in the case of a job loss, major medical expense, etc.?

It's nice to have a bit of financial cushion, especially when you leave the university bubble and have to look for a job after you get your degree.

Some circumstances require urgent attention and your retirement savings can offer the much needed financial cushion.

For many of the country's largest banks, building the bigger financial cushion called for under the bill would be expensive.

In other cases, growth of some investments might provide opportunities to build a larger financial cushion by transferring gains to products that help protect a portion of a portfolio, such as annuities.

Of course, you should be relying on an emergency fund when the air conditioning unit goes out, but some extra financial cushion never hurt.

Then look at the future financial cushion you want to leave behind.

The cash value can be a convenient financial cushion for you as with it you can create your savings plan for the future.

I want to have a nice financial cushion on my first investment.

The new capital brought some relief — in the form of additional financial cushion — but also caused a new kind of stress.

A current ratio of 2.0 is usually considered a comfortable financial cushion in many industries.

Instead of attempting to minimize risk, they looked to maximize profits by reducing the safe zones — financial cushions banks used to protect themselves.

You have no current financial cushion and future financial security and you live in a rocky situation where you're always just one step or mistake away from a financial disaster.

Providing a little financial cushion isn't the only benefit of a personal or signature loan.

Watch for companies that pay out less than half their income in dividends to make sure your dividend picks have a sizeable financial cushion.

Larger policies can provide a temporary financial cushion to help your family with the sudden loss of income where need, also.

Short - term disability insurance provides a welcome financial cushion, a safety net, in the event of an employee's short - term disability.

This enables you to create a strong financial cushion for the future.

The purpose of a term insurance policy is not providing financial cushion to you but to protect financial future of your family if you're not around.

Unless you have a big financial cushion, you probably don't have enough money to make a down payment on a new home before your old home sells.

The law required financial institutions to carry larger financial cushions and submit to regular «stress» tests to assess their stability, and it set out rules for their liquidation should they fail.

If an economic correction or even a minor recession comes along, that equity provides a nice financial cushion.

Return of Premium Term Insurance is therefore a convenient financial cushion as the insured or the indicated beneficiary is granted a financial reimbursement in any case.

Like many successful entrepreneurs I've interviewed, Britton recommends that you build a substantial financial cushion before you take the leap.

Viewed through this lens, it becomes apparent that the dramatic rise in the level of official reserves in much of the emerging world is not simply the consequence of a desire for a greater financial cushion against external vulnerability.

This is why it is essential to back your government or employer funded retirement or pension plans with a self - maintained financial cushion which is a pension or retirement plan and the best way to assess the sufficiency is the Pension Calculator.

Get financial cushion in the unfortunate scenario of the life insured being struck by total and permanent disablement due to an accident or illness during the premium payment term.

Most respondents (56 percent) said that being in debt made them unhappy, and even more (74.1 percent) said having a good financial cushion makes them happy.

While lines of credit can have their downsides, they're generally very flexible and useful financial cushions for dealing with cash flow slowdowns or emergencies.

The lending will also involve Goldman in a relatively risky business in which it has little experience, dealing with ordinary borrowers with limited financial cushions.

First, if the person really did spend 20 years in a miserable and demanding but lucrative job, odds are they've amassed a huge financial cushion.

With social media people «f*ck on» so many different things during the day despite the probable lack of a 10m financial cushion.

Build a non-qualified financial cushion for the unknown?

I've seen too many missed opportunities and financial tragedies to not have a decent financial cushion.

But it still won't have a giant financial cushion, according to a letter from Superintendent Charlotte Macaluso.

I just published an article along the same lines of risk mitigation, advocating for a specific financial cushion to bullet - proof (as well as one can) early retirement plans and ease the stress of such a big life change.

Meanwhile, savings builds that crucial financial cushion.

This small financial cushion, or Baby Emergency Fund as personal finance guru Dave Ramsey likes to call it, allows you to break the cycle of habitually using credit to pay for any unexpected expenses.

As with «when you should use your car title loan», LoanMart encourages their customers to use their newly obtained financial cushion for whatever life may throw at them, good or bad.

That way, she says, once the markets recover, retirees» savings will increase above their initial target goals, which will create an adequate financial cushion for future economic downturns.

The death benefit should be so high as to cover living expenses such as a mortgage, your kids» college tuition, and provide a favorable financial cushion, and you can get all that covered for the cost of about six lattes a month.

This ULIP plan also provides a life cover that ensures financial cushion for your loved ones, in the event of your unfortunate death.

This is ideal for those who want to provide a requisite financial cushion to their family / beneficiaries against the adversities in life due to a premature death of the life assured during the policy term.

By understanding home remodel cost pitfalls and conducting something akin a risk analysis, the homeowner will be wise to leave as little as possible to chance and build in ample financial cushions for unanticipated eventualities.

The combination of saving cum protection provides financial cushion to the family of the deceased insurance holder during the tenure of the policy.