Not exact matches
Interest on the new bond issue will be about 7 percent, but final
calculations of how much interest will accrue over the
debt retirement schedule is unavailable until the bonds are sold, said Tom Chapman of Blunt, Ellis and Loewi Inc.,
financial consultants to the park district.
Prospective homebuyers whose loans are deferred for at least 12 months beyond the closing date can generally proceed without having that
debt count in their DTI ratio
calculation, provided the deferment isn't related to
financial hardship.
«The
calculation could be different, particularly when you're comparing the costs of varying types of
debt,» said Greg McBride, chief
financial analyst for Bankrate.com.
Interestingly enough, E.on presents its own «economic
financial debt»
calculation on page 45 of the annual report, including pensions etc.:
This
calculation will tell you how many years (100 % = 1 year) it would take to pay back company
financial debt if they could use all their cash, short term securities, and current annual EBITDA (earnings before interest, taxes, depreciation & amortization).
Liabilities that are not related to financing activities of an organization (e.g. accrued liabilities, trade payables, tax liabilities, etc.) may be excluded from the
calculation of
debt because they usually do not affect the
financial risk of an organization significantly and any liquidity risk that such liabilities may pose can more effectively be measured under liquidity ratios.
It is important to retain an experienced law firm that has significant expertise with the
financial issues involved in Divorce, including property division, the valuation of assets, spousal maintenance (alimony), real estate issues, cash flow schedules, balance sheet preparation,
debt division, business valuation, present value
calculations for pensions, the analysis of retirement accounts and various tax issues associated with Divorce.
Residential mortgage underwriting is defined as the overall credit and valuation analysis of a particular borrower or borrowers with regard to overall
financial health as well as the evaluation of collateral that might be used to secure the mortgage and as underwriters we relate this particular evaluation to
calculation of housing to income and
debt to income ratio's, the evaluation of a borrower's credit history as well as the review of a property appraisal.