Sentences with phrase «financial decision by»

Most individuals are incapacitated to take the right financial decision by themselves and therefore, need to hire a life insurance advisor.
Make a smart financial decision by learning the difference between a line of credit and a loan, and determine which one best meets your goals and preferences.
If paying with points will result in a higher $ / point ratio, than other ThankYou point redemption options offer, you are making the optimal financial decision by transferring the points over.
Once Canadian - born actor Jonathan Hale became well known for his portrayal of well - to - do businessmen, he was fond of telling the story of how he'd almost been a man of wealth in real life — except for an improvident financial decision by his father.
If you have been reading personal finance website for awhile, you may have noticed a trend towards ridiculing those who make intelligent financial decisions by constructing this fictional «average person» and describing how some handicap would prevent this «average person» from being able to share in that success.
Some recent papers «communicated» to PNAS include work on the effect of testosterone on financial decisions by men and women; on the proper DNA «barcode» for identifying plants; and a cover story on the separation and divergence of different lineages of the coast horned lizard.
Those liabilities are the result of years of poor financial decisions by state leaders, and they leave today's teachers (and students) paying for past mistakes.
The goal of the Education Program is to prepare buyers to make better financial decisions by expanding their understanding of both the requirements and process for purchasing a home and what to expect as a new home owner.
Ensure consumers are making educated financial decisions by fully disclosing all loan terms in a transparent and easy to understand way.
Make informed financial decisions by being an active member of the Fidor Smart Community.
This credit history factors heavily into a credit score and provides an immediate visual representation of whether or not the consumer consistently makes responsible financial decisions by paying their debt.
With the launch of their Credit Journey service, Chase aims to help consumers make smarter financial decisions by providing them with unlimited credit score access and information on how to enhance it.
The roots of Cooper Union's crisis, Attorney General Eric Schneiderman said yesterday, were poor financial decisions by a decade of administrators at the Manhattan college.

Not exact matches

By leveraging Institutional Investor, exclusive memberships, forums, industry benchmarks, award - winning content, and workflow solutions such as capital placement, Institutional Investor is the essential hub for the world's financial decision - makers.
These risks and uncertainties include, among others: the unfavorable outcome of litigation, including so - called «Paragraph IV» litigation and other patent litigation, related to any of our products or products using our proprietary technologies, which may lead to competition from generic drug manufacturers; data from clinical trials may be interpreted by the FDA in different ways than we interpret it; the FDA may not agree with our regulatory approval strategies or components of our filings for our products, including our clinical trial designs, conduct and methodologies and, for ALKS 5461, evidence of efficacy and adequacy of bridging to buprenorphine; clinical development activities may not be completed on time or at all; the results of our clinical development activities may not be positive, or predictive of real - world results or of results in subsequent clinical trials; regulatory submissions may not occur or be submitted in a timely manner; the company and its licensees may not be able to continue to successfully commercialize their products; there may be a reduction in payment rate or reimbursement for the company's products or an increase in the company's financial obligations to governmental payers; the FDA or regulatory authorities outside the U.S. may make adverse decisions regarding the company's products; the company's products may prove difficult to manufacture, be precluded from commercialization by the proprietary rights of third parties, or have unintended side effects, adverse reactions or incidents of misuse; and those risks and uncertainties described under the heading «Risk Factors» in the company's most recent Annual Report on Form 10 - K and in subsequent filings made by the company with the U.S. Securities and Exchange Commission («SEC»), which are available on the SEC's website at www.sec.gov.
For most people, the broader perspective offered by the financial - planning approach — with its emphasis on integrated decision - making — is what's called for.
Making bad financial decisions also represents, by a long shot, life's biggest regret.
That financial fallout can be exacerbated by the intense emotions at play, which can cause people to make rash decisions they regret later on.
While global stocks have rebounded temporarily from the thrashing they took in the wake of last week's U.K. decision, it appears that the long - rumored merger between Lionsgate and premium cable network Starz might have been derailed by the global financial uncertainty stemming from the Brexit.
«The Social Security decision is driven in many, many ways by life expectancy,» said David Freitag, a financial planning consultant and Social Security expert at MassMutual.
But the Fed has been buffeted by a global growth slowdown, financial market volatility — first over concerns about China's economy and then later Britain's decision to quit the European Union — and choppy U.S. data.
They contend that its open policies prove the benefits of experimenting with data and using information to establish a «direct relationship between an individual's decisions and their impact on the business» — something the grocery chain accomplishes by giving each employee high - level access to the company's financial data, and therefore a greater stake in the business.
To hear the bankers tell it, the business world stands to gain significant advantages by going digital: up - to - the - minute account information, easier access to that information, the ability to make financial decisions quicker, fewer transaction errors, and, ultimately, lower banking costs.
Barbara Grogan, chief executive of $ 10 - million Western Industrial Contractors Inc., an industrial construction company in Denver, is a big fan of banking improvements that allow her to manage interstate payrolls and multiple bank accounts by fax — «making financial decisions in 20 minutes that once might have taken two months.»
But that's the point — by eliminating all the bells and whistles and getting up close and personal with your daily money habits, you'll be better positioned to make solid financial decisions.
In some cases, the decision to launch a second career is for personal fulfillment; in others, it's motivated by financial need.
If your credit score is already below average as a result of poor decisions and irresponsible financial actions in your past, it's important to immediately begin rectifying the situation by taking steps to begin rebuilding your credit.
These non-GAAP financial measures are used by management for evaluating financial performance as well as decision - making.
The decision represents one of the most high - profile examples of the push by the Trump administration to dismantle what it sees as unnecessary regulatory burdens erected following the 2008 financial crisis.
OTTAWA, Oct 19 (Reuters)- The Bank of Canada cut its growth forecast on Wednesday and said it actively discussed adding more monetary stimulus to speed up the nation's economic recovery, surprising financial markets by shifting tone dramatically after its initial rate decision.
Here's what you need to know to make smarter financial decisions today by understanding the direction of future interest rates.
Canada managed the financial storm of 2008 better than others because we anticipated risks and acted proactively with public policy foresight, responsible oversight of our financial industry, and better decisions and performance by financial service providers and our clients than was the case in other countries.
«The Bloomberg network provides data and analysis in real time and is used by financial analysts and business decision makers around the globe.»
By helping you consistently make smart financial decisions across all aspects of your life we can add far more to your wealth than we ever could by trying to guess which stock is going to beat the market next yeaBy helping you consistently make smart financial decisions across all aspects of your life we can add far more to your wealth than we ever could by trying to guess which stock is going to beat the market next yeaby trying to guess which stock is going to beat the market next year.
MarketBeat empowers individual investors to make better trading decisions by providing real - time financial data and objective market analysis.
ANZ's decision to get out of the wealth business was driven by wide - spread breaches by its financial planners that the bank had identified a...
With today's crisis in retirement preparedness, delaying savings and retirement decisions does not move the ball forward for Americans; nor does it «empower Americans to make their own financial decisions,» a goal highlighted by the President.
Management uses these non-GAAP financial measures to assist in comparing the Company's performance on a consistent basis for purposes of business decision making by removing the impact of certain items that management believes do not directly reflect the Company's core operations.
Stress brought on by a collapsing stock market fundamentally changes how people make financial decisions.
You should neither construe any of the material contained herein as business, financial, investment, hedging, trading, legal, regulatory, tax, or accounting advice nor make the information on this website the basis for any investment decision made by you or on your behalf.
Referring to the decision, a spokesman for Sweden's Financial Supervisory Authority said that «every institution must decide on the details of their internal regulations specifying the rules for their employees» investments and trading,» suggesting that the regulatory agency does not intend to interfere in Nordea's decision, nor act against similar moves that may be taken by other companies.
Not one executive of any major Wall Street firm that caused the financial crash in 2008 through fraudulent activities was prosecuted by the U.S. Justice Department — which was headed at the time by law partners from Covington & Burling — the Big Tobacco law firm that was singled out in a Federal Court decision for hiding the deadly effects of cigarette smoke for decades.
Typical financial processes used in business decisions such as formulary and benefit design, new product launching, budgeting and forecasting, and predictive modeling are not provided by PBMs» rebate tools.
Our experienced wealth advisors help our clients protect and grow their financial assets for tomorrow by enabling them to make careful financial decisions today.
Previously, Phil was Chief Financial Officer, Manulife Asia, leading transformational change within the finance function in Asia and providing strong financial leadership to business decisions by influencing divisional strategy and business unit profitability, as well as leading financial due diligence of all merger and acquisition opporFinancial Officer, Manulife Asia, leading transformational change within the finance function in Asia and providing strong financial leadership to business decisions by influencing divisional strategy and business unit profitability, as well as leading financial due diligence of all merger and acquisition opporfinancial leadership to business decisions by influencing divisional strategy and business unit profitability, as well as leading financial due diligence of all merger and acquisition opporfinancial due diligence of all merger and acquisition opportunities.
Accordingly, we believe that adjusted EBITDA provides useful information to investors and others in understanding and evaluating our operating results, enhancing the overall understanding of our past performance and future prospects, and allowing for greater transparency with respect to a key financial metric used by our management in its financial and operational decision - making.
Financial Times Olafur Ragnar Grimsson, Iceland's president, has created uproar with his decision to block legislation that would have repaid $ 3.9 bn ($ 5.6 bn) lost by British and Dutch savers in a failed Icelandic bank, triggering a referendum that the government is expected to lose.
Because ultimately, financial planning is about setting goals and achieving them by making smart decisions with your money.
The decision by the U.S. Federal Reserve to move away from its quantitative easing policy — in which the central bank creates billions of dollars to buy financial assets each month — comes amid signs the American economy is beginning to heat up, which would boost demand for Canadian imports.
For Kinder Morgan, the decision made by Canada's National Energy Board has a deep — and disturbing — financial impact in several ways
a b c d e f g h i j k l m n o p q r s t u v w x y z