Sentences with phrase «financial disaster for»

«It can be a financial disaster for home owners.

Any mismanagement of inventories can lead to significant financial disaster for any company's business.

This will continue to be a huge financial windfall for life insurance companies and a huge financial disaster for customers until those responsible quit looking the other way.

If you want to make sure that something like this does not turn out to be a financial disaster for you, then you need to have some good MA coverage on your side.

This could be a financial disaster for your dependents.

Depending on your family's health, they may be a smart choice, or they may be a health and / or financial disaster for you.

When the insurance company unfairly denies a claim or gives a low - ball settlement offer, it can be a financial disaster for the victim.

A Las Vegas vacation turned into a financial disaster for a BC man when a 10 day hospital stay for a serious case of pneumonia cost him over $ 140,000.

This game was a financial disaster for the developer company, Headfirst Production, that went bankrupt after its release.

Last month I was struck by Going broke with success, the story of financial disaster for indie devs Mikengreg, the developers behind well regarded iPad app Gasketball.

A financial disaster for me would be to not be able to pay my bills and lose everything I've worked so hard for.

It helps that there is a federal law (the Servicemembers Civil Relief Act) that offers a wide range of protections against financial disaster for people on active duty.

The modern - day credit card — which entered the scene in the late 1950s — has meant financial disaster for many individuals and families.

In that situation your death wouldn't be a financial disaster for anyone.

Obviously, it is better to invest in a fund that is a success than one that is a failure, but being a shareholder in a fund that closes is not usually a financial disaster for U.S. investors.

Recently on our forum a user asked, «I find myself on the brink of financial disaster for the second time in my life.

That plan pretty much crashed and burned and was a huge financial disaster for Barnes & Noble.

If and when Amazon gets serious competition, expect a price war, which will be a further financial disaster for authors.

An 8 year old turbo / direct injection / HID headlamp / CVT trans vehicle could be a financial disaster for someone

Retaining its status as one of the most gorgeous and timeless designs to come from the Bavarian automaker, the 507 was a financial disaster for the company when it finally hit public markets in 1956.

Spending what may well be a one - time budget surplus on hiring «spells financial disaster for every district in the state,» Snell said.

CalSTRS and CalPERS contributions are climbing at precisely the same time that state funding is expected to plateau — a recipe for financial disaster for districts across the state.

That scenario, known as adverse selection, could have posed a financial disaster for certain plans.

«If schemes like Crossrail, the bringing of local rail services under London's control with London Overground, Tube modernisation and the management of our buses go wrong, they are so large they will create not only a transport but a financial disaster for London with huge rises in fares and business rates.»

As a whole, the American fracking experiment has been a financial disaster for many of its investors, who have been plagued by the industry's heavy borrowing, low returns, and bankruptcies, and the path to becoming profitable is lined with significant potential hurdles.

Let me reiterate that Nintendo doesn't have unlimited money to outlast any financial disasters for years.

Not exact matches

In the world of financial emergencies, vehicle trouble ranks very close to job loss in terms of the potential for disaster.

Actual operational and financial results of SkyWest, SkyWest Airlines and ExpressJet will likely also vary, and may vary materially, from those anticipated, estimated, projected or expected for a number of other reasons, including, in addition to those identified above: the challenges and costs of integrating operations and realizing anticipated synergies and other benefits from the acquisition of ExpressJet; the challenges of competing successfully in a highly competitive and rapidly changing industry; developments associated with fluctuations in the economy and the demand for air travel; the financial stability of SkyWest's major partners and any potential impact of their financial condition on the operations of SkyWest, SkyWest Airlines, or ExpressJet; fluctuations in flight schedules, which are determined by the major partners for whom SkyWest's operating airlines conduct flight operations; variations in market and economic conditions; significant aircraft lease and debt commitments; residual aircraft values and related impairment charges; labor relations and costs; the impact of global instability; rapidly fluctuating fuel costs, and potential fuel shortages; the impact of weather - related or other natural disasters on air travel and airline costs; aircraft deliveries; the ability to attract and retain qualified pilots and other unanticipated factors.

While not having those policies does save you money in the short run, it can set you or your family up for a certified financial disaster anytime in the future.

An emergency fund is a pure cash account which exists for no other purpose than to cover unexpected financial disasters.

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

In my book, that's old — obsolete — advice and a recipe for financial disaster.

Among the factors that could cause actual results to differ materially are the following: (1) worldwide economic, political, and capital markets conditions and other factors beyond the Company's control, including natural and other disasters or climate change affecting the operations of the Company or its customers and suppliers; (2) the Company's credit ratings and its cost of capital; (3) competitive conditions and customer preferences; (4) foreign currency exchange rates and fluctuations in those rates; (5) the timing and market acceptance of new product offerings; (6) the availability and cost of purchased components, compounds, raw materials and energy (including oil and natural gas and their derivatives) due to shortages, increased demand or supply interruptions (including those caused by natural and other disasters and other events); (7) the impact of acquisitions, strategic alliances, divestitures, and other unusual events resulting from portfolio management actions and other evolving business strategies, and possible organizational restructuring; (8) generating fewer productivity improvements than estimated; (9) unanticipated problems or delays with the phased implementation of a global enterprise resource planning (ERP) system, or security breaches and other disruptions to the Company's information technology infrastructure; (10) financial market risks that may affect the Company's funding obligations under defined benefit pension and postretirement plans; and (11) legal proceedings, including significant developments that could occur in the legal and regulatory proceedings described in the Company's Annual Report on Form 10 - K for the year ended Dec. 31, 2017, and any subsequent quarterly reports on Form 10 - Q (the «Reports»).

Instead, the Financial Choice Act would offer the industry other types of relief: Institutions would have to undergo fewer stress tests to prove they could survive another economic disaster and they would get more information upfront about what they would be judged on, for example.

Such risks and uncertainties include, but are not limited to: our ability to achieve our financial, strategic and operational plans or initiatives; our ability to predict and manage medical costs and price effectively and develop and maintain good relationships with physicians, hospitals and other health care providers; the impact of modifications to our operations and processes; our ability to identify potential strategic acquisitions or transactions and realize the expected benefits of such transactions, including with respect to the Merger; the substantial level of government regulation over our business and the potential effects of new laws or regulations or changes in existing laws or regulations; the outcome of litigation, regulatory audits, investigations, actions and / or guaranty fund assessments; uncertainties surrounding participation in government - sponsored programs such as Medicare; the effectiveness and security of our information technology and other business systems; unfavorable industry, economic or political conditions, including foreign currency movements; acts of war, terrorism, natural disasters or pandemics; our ability to obtain shareholder or regulatory approvals required for the Merger or the requirement to accept conditions that could reduce the anticipated benefits of the Merger as a condition to obtaining regulatory approvals; a longer time than anticipated to consummate the proposed Merger; problems regarding the successful integration of the businesses of Express Scripts and Cigna; unexpected costs regarding the proposed Merger; diversion of management's attention from ongoing business operations and opportunities during the pendency of the Merger; potential litigation associated with the proposed Merger; the ability to retain key personnel; the availability of financing, including relating to the proposed Merger; effects on the businesses as a result of uncertainty surrounding the proposed Merger; as well as more specific risks and uncertainties discussed in our most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.cigna.com as well as on Express Scripts» most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.express-scripts.com.

Site C Dam should have been cancelled for numerous reasons, environmental, financial and it's actual lack of need but can not be compared to the potential disaster that hundreds of tankers loaded with up to 500,000 barrels of bitumen would cause to the BC coastline and all the people and commercial enterprise that it supports.

And we've got ta be careful about this one because, you know, there are some who want to regulate absolutely everything, which is a recipe for stasis or disaster: you end competition, you lose diversity in the financial system, you lose all the benefits of a parallel system.

Your small business clients who suffer inventory shrinkage — whether it's from a natural disaster like Hurricane Harvey or Irma, or theft or simple mismanagement — must account for the event on their financial books.

The coal industry also dumped thousands of tons of coal ash in Puerto Rican landfills for years, a common practice that has recently mushroomed into a disaster as local landfills overflow thanks to the territory's financial crisis.

Your small business clients who suffer inventory shrinkage — whether it & rsquo; s from a natural disaster like Hurricane Harvey or Irma, or theft or simple mismanagement — must account for the event on their financial books.

The Financial Crisis taught investors that rear - view - mirror investing is, at best, hardly worth their time, and at worst, a recipe for disaster.

As we discussed in the personal financial column last Friday, investing one's life savings in a concentrated position is the perfect recipe for disaster.

US officials refused to prosecute HSBC for money laundering in 2012 because of concerns within the Department of Justice that it would cause a «global financial disaster», a report says.

And take it from me: Making only the minimum payment on your balance while paying high interest rates can be a recipe for financial disaster.

What I care about is who is smarter, has more experience with foreign policy, has done more to avert a financial meltdown that could very well have spelled disaster for the world economy, got rid of Ghadafi and Bin Laden, which is certainly more than Bush did, who has shown restraint in his remarks instead of recklessness.

Football finances were back in the news this week; firstly, with a report by a company called Vysyble claiming that football was heading for financial disaster and secondly, a contradictory upbeat article in the Evening Standard trumpeting the fact that London was leading the charge in the game's unstoppable revenue growth.

Last season's disaster of a performance (where they failed to qualify for the first time since the 1990s) must not be replicated if the team wish to win back the hearts and minds of some of their wavering fans — and avoid a whole host of financial problems for the club.

Financial help has come for disaster - impacted central New Yorkers: Thursday morning, Governor Andrew Cuomo appeared at Herkimer County Community College, where he announced that the state had issued more than 12 - hundred checks totaling around $ 13.6 million in flood relief to victims in Oneida, Herkimer, Madison, Montgomery and Niagara counties.

UPDATE: A Gillibrand spokesman quipped: «David Malpass left one of the greatest disasters in recent memory on the cutting room floor: The financial collapse that he helped cause as Chief Global Economist for Bear Stearns.»

Cuomo noted that a disaster declaration is the next step toward getting financial assistance from the federal government, which requires a $ 27.3 million damage threshold to qualify for aid.