Sentences with phrase «financial disaster in»

Make sure that your family members is well secured from a financial disaster in the event of the death of an making member by having adequate life insurance for age 84 policy.

In the following paragraphs we will go over how renters insurance can help you avoid financial disaster in RI.

Within minutes you can get the kind of effective protection that you need to avoid financial disaster in Port Orange.

Health insurance is the best, and therefore, highly recommended option to eliminate the odds of a financial disaster in the absence of a backup plan in particular.

Though your underlying insurance policies (like auto, homeowners, or pleasure craft) may provide substantial insurance liability limits, those limits may not be enough to protect you from personal exposure or financial disaster in all cases.

For many this is a great way to protect a family from financial disaster in case the unexpected should occur because the premiums on term will not put a huge dent in the budget.

Atlas comes alive through programming: Beginning in May 2016, the Queens Museum presents a series of public talks, walks, and urban adventures led by the essay writers from the book, artists, and other imaginative thinkers addressing topics including water and power, linguistic diversity in Queens, walking as an embodied act, the conjoined histories of environmental and financial disaster in Lower Manhattan, wilderness in the City, and Latino radio in NYC.

The only financial disaster in the last decade German bankers appear to have missed was investing with Bernie Madoff.

The banking crisis and economic collapse in 2008 was the largest financial disaster in the United States since the Great Depression.

In this year's 20 - minute dissertation without notes or a teleprompter, he recalled Magna's brush with financial disaster in 1990 when the company was growing rapidly and piling up debt to match.

«Indeed,» Ritholz wrote, «wherever there has been a financial disaster in the world, if you look around, somewhere in the background, McKinsey & Co. is nearby.»

Lewis cleverly recasts the story of one of the biggest financial disasters in American history as a heroic tale.

Not exact matches

In the world of financial emergencies, vehicle trouble ranks very close to job loss in terms of the potential for disasteIn the world of financial emergencies, vehicle trouble ranks very close to job loss in terms of the potential for disastein terms of the potential for disaster.

Actual operational and financial results of SkyWest, SkyWest Airlines and ExpressJet will likely also vary, and may vary materially, from those anticipated, estimated, projected or expected for a number of other reasons, including, in addition to those identified above: the challenges and costs of integrating operations and realizing anticipated synergies and other benefits from the acquisition of ExpressJet; the challenges of competing successfully in a highly competitive and rapidly changing industry; developments associated with fluctuations in the economy and the demand for air travel; the financial stability of SkyWest's major partners and any potential impact of their financial condition on the operations of SkyWest, SkyWest Airlines, or ExpressJet; fluctuations in flight schedules, which are determined by the major partners for whom SkyWest's operating airlines conduct flight operations; variations in market and economic conditions; significant aircraft lease and debt commitments; residual aircraft values and related impairment charges; labor relations and costs; the impact of global instability; rapidly fluctuating fuel costs, and potential fuel shortages; the impact of weather - related or other natural disasters on air travel and airline costs; aircraft deliveries; the ability to attract and retain qualified pilots and other unanticipated factors.

While not having those policies does save you money in the short run, it can set you or your family up for a certified financial disaster anytime in the future.

In addition, Mui reported on major international stories, including the Greek financial crisis and Brexit, as well as national disasters such as the BP oil spill and Hurricane Katrina.

It issued a total of 1.5 billion shares to buy Countrywide Financial (a disaster) and Merrill Lynch (in retrospect, a good buy), then from 2008 to 2013 issued an astonishing 4.5 billion extra shares to bolster its capital and skirt bankruptcy, at the expense of existing owners.

At one point in my company's history, we were heading towards financial disaster.

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

The revelation the state government's Office of Shared Services is to be disbanded after costing taxpayers almost $ 450 million over six years is just the latest in a long line of public sector financial disasters.

The Masters of the Universe quickly became, in the words of one of Harvard's own graduates, the «Masters of Disaster» with their fingerprints on many a financial fiasco.

Remember, if you fail to secure a significant portion of your hard - earned money in safe investments, this can lead to financial disaster.

In my book, that's old — obsolete — advice and a recipe for financial disaster.

Among the factors that could cause actual results to differ materially are the following: (1) worldwide economic, political, and capital markets conditions and other factors beyond the Company's control, including natural and other disasters or climate change affecting the operations of the Company or its customers and suppliers; (2) the Company's credit ratings and its cost of capital; (3) competitive conditions and customer preferences; (4) foreign currency exchange rates and fluctuations in those rates; (5) the timing and market acceptance of new product offerings; (6) the availability and cost of purchased components, compounds, raw materials and energy (including oil and natural gas and their derivatives) due to shortages, increased demand or supply interruptions (including those caused by natural and other disasters and other events); (7) the impact of acquisitions, strategic alliances, divestitures, and other unusual events resulting from portfolio management actions and other evolving business strategies, and possible organizational restructuring; (8) generating fewer productivity improvements than estimated; (9) unanticipated problems or delays with the phased implementation of a global enterprise resource planning (ERP) system, or security breaches and other disruptions to the Company's information technology infrastructure; (10) financial market risks that may affect the Company's funding obligations under defined benefit pension and postretirement plans; and (11) legal proceedings, including significant developments that could occur in the legal and regulatory proceedings described in the Company's Annual Report on Form 10 - K for the year ended Dec. 31, 2017, and any subsequent quarterly reports on Form 10 - Q (the «Reports»).

With headaches like natural disasters, rising wages in China, and a financial domino effect gripping economies around the world — not to mention recession - induced protectionism like U.S. President Barack Obama's jobs bills with their Buy American clauses — have we reached the limits of the global integration that has propelled the world economy since the end of the Cold War?

WILL we survive another month without an interest rate rise.It seems absurd that we have to worry about such an event as the world apparently teeters on the edge of financial disaster week in and week out.

Franklin Templeton Investments and its affiliated companies, including Fiduciary Trust Company International, Franklin / Templeton Distributors, Inc., Templeton / Franklin Investment Services, Inc., and Franklin Templeton Financial Services Corp., («Franklin Templeton») have Crisis Management, Business Continuity and technology Disaster Recovery plans in place.

These highly sophisticated investments have contributed to financial disasters from the 2008 bankruptcy of Lehman Brothers to J.P. Morgan's 2012 trading losses in London, which totaled more than $ 6 billion.

Such risks and uncertainties include, but are not limited to: our ability to achieve our financial, strategic and operational plans or initiatives; our ability to predict and manage medical costs and price effectively and develop and maintain good relationships with physicians, hospitals and other health care providers; the impact of modifications to our operations and processes; our ability to identify potential strategic acquisitions or transactions and realize the expected benefits of such transactions, including with respect to the Merger; the substantial level of government regulation over our business and the potential effects of new laws or regulations or changes in existing laws or regulations; the outcome of litigation, regulatory audits, investigations, actions and / or guaranty fund assessments; uncertainties surrounding participation in government - sponsored programs such as Medicare; the effectiveness and security of our information technology and other business systems; unfavorable industry, economic or political conditions, including foreign currency movements; acts of war, terrorism, natural disasters or pandemics; our ability to obtain shareholder or regulatory approvals required for the Merger or the requirement to accept conditions that could reduce the anticipated benefits of the Merger as a condition to obtaining regulatory approvals; a longer time than anticipated to consummate the proposed Merger; problems regarding the successful integration of the businesses of Express Scripts and Cigna; unexpected costs regarding the proposed Merger; diversion of management's attention from ongoing business operations and opportunities during the pendency of the Merger; potential litigation associated with the proposed Merger; the ability to retain key personnel; the availability of financing, including relating to the proposed Merger; effects on the businesses as a result of uncertainty surrounding the proposed Merger; as well as more specific risks and uncertainties discussed in our most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.cigna.com as well as on Express Scripts» most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.express-scripts.com.

You might have thought things had changed in world financial markets since the U.S. subprime mortgage disaster.

Far from heralding an end to the problems, however, the plan ushered in a crucial new phrase in the battle to avert financial disaster.

And we've got ta be careful about this one because, you know, there are some who want to regulate absolutely everything, which is a recipe for stasis or disaster: you end competition, you lose diversity in the financial system, you lose all the benefits of a parallel system.

The coal industry also dumped thousands of tons of coal ash in Puerto Rican landfills for years, a common practice that has recently mushroomed into a disaster as local landfills overflow thanks to the territory's financial crisis.

In fact, nearly every problem typically faced in the wake of natural disaster will be amplified and accelerated in Puerto Rico thanks to long - existing financial and environmental problems and far fewer rescue and relief workerIn fact, nearly every problem typically faced in the wake of natural disaster will be amplified and accelerated in Puerto Rico thanks to long - existing financial and environmental problems and far fewer rescue and relief workerin the wake of natural disaster will be amplified and accelerated in Puerto Rico thanks to long - existing financial and environmental problems and far fewer rescue and relief workerin Puerto Rico thanks to long - existing financial and environmental problems and far fewer rescue and relief workers.

These risks and uncertainties include food safety and food - borne illness concerns; litigation; unfavorable publicity; federal, state and local regulation of our business including health care reform, labor and insurance costs; technology failures; failure to execute a business continuity plan following a disaster; health concerns including virus outbreaks; the intensely competitive nature of the restaurant industry; factors impacting our ability to drive sales growth; the impact of indebtedness we incurred in the RARE acquisition; our plans to expand our newer brands like Bahama Breeze and Seasons 52; our ability to successfully integrate Eddie V's restaurant operations; a lack of suitable new restaurant locations; higher - than - anticipated costs to open, close or remodel restaurants; increased advertising and marketing costs; a failure to develop and recruit effective leaders; the price and availability of key food products and utilities; shortages or interruptions in the delivery of food and other products; volatility in the market value of derivatives; general macroeconomic factors, including unemployment and interest rates; disruptions in the financial markets; risk of doing business with franchisees and vendors in foreign markets; failure to protect our service marks or other intellectual property; a possible impairment in the carrying value of our goodwill or other intangible assets; a failure of our internal controls over financial reporting or changes in accounting standards; and other factors and uncertainties discussed from time to time in reports filed by Darden with the Securities and Exchange Commission.

As we discussed in the personal financial column last Friday, investing one's life savings in a concentrated position is the perfect recipe for disaster.

World stock markets fell Wednesday, with Japan's Nikkei closing at a three - month low, as political turmoil in Greece pushed the debt - crippled country closer to financial disaster.

Asian stock markets fell Wednesday, spooked by disappointing U.S. corporate earnings and fears that political turmoil in debt - crippled Greece is pushing it closer to financial disaster.

Some of these mistakes could result in financial disasters that will cripple your ambition.

In September 2013, JPMC paid $ 920 million in fines to the Securities and Exchange Commission, the Federal Reserve Bank, the Office of the Comptroller of the Currency, and the United Kingdom's Financial Conduct Authority to settle claims of mismanagement with respect to its oversight of traders involved in the «London Whale» disaster which caused losses of approximately $ 6 billioIn September 2013, JPMC paid $ 920 million in fines to the Securities and Exchange Commission, the Federal Reserve Bank, the Office of the Comptroller of the Currency, and the United Kingdom's Financial Conduct Authority to settle claims of mismanagement with respect to its oversight of traders involved in the «London Whale» disaster which caused losses of approximately $ 6 billioin fines to the Securities and Exchange Commission, the Federal Reserve Bank, the Office of the Comptroller of the Currency, and the United Kingdom's Financial Conduct Authority to settle claims of mismanagement with respect to its oversight of traders involved in the «London Whale» disaster which caused losses of approximately $ 6 billioin the «London Whale» disaster which caused losses of approximately $ 6 billion.

US officials refused to prosecute HSBC for money laundering in 2012 because of concerns within the Department of Justice that it would cause a «global financial disaster», a report says.

More than 350 leading college entrepreneurs and 150 world leaders gathered at the Kairos Global Summit in New York City earlier this year to collaborate and create innovations and business models that address key global issues, including clean water, the global financial crisis, energy consumption, natural disasters, healthcare and more.

In the aftermath of the 2008 financial crisis, several companies uncovered negligent oversight, which allowed risks to go unidentified until disaster hit.

Monitoring keeps you in the know about your business» financial state, and can be the first step in not only avoiding disaster, but also raising your credit score.

There are several unsolved puzzles about Melville: what really happened in the Marquesas about which he told so many different stories; why the warm relations he so desperately treasured with Hawthorne cooled; why he turned into such a bitter man in his late thirties; and why his career is punctuated not just by such triumphs as Moby - Dick (1851), «Bartleby, the Scrivener,» «Benito Cereno» (1856), and Billy Budd, but also by such artistic (and financial) disasters as Mardi (1849), Pierre, and The Confidence - Man (1857).

In a statement, the Vatican said: «The donation, which is intended to show the pope's solidarity and spiritual closeness to those affected by the disaster, is a small part of the financial support being sent to Mexico through many bishops conferences and Caritas organisations.»

What I care about is who is smarter, has more experience with foreign policy, has done more to avert a financial meltdown that could very well have spelled disaster for the world economy, got rid of Ghadafi and Bin Laden, which is certainly more than Bush did, who has shown restraint in his remarks instead of recklessness.

But what about when you are in the middle of severe or chronic illness, in the middle of relational breakdown, in the middle of financial disaster, in the middle of misery, in the middle of the desert?

«We have been besieged by financial debt, terrorism and a multitude of natural disasters,» Perry said in the run - up to the rally, which organizers said drew 30,000 people.

Theresa May revealed a new insurance deal at the summit in Hamburg that will help Africa when humanitarian disasters strikes and secure # 60 million to help Africa integrate into global financial markets.