First, I'd like to congratulate you on
your financial discipline in paying off your loans and living well within your means.
«They are exhibiting
financial discipline in managing their spending and are defying stereotypes that this generation is prone to spend - thrift, short - sighted thinking.»
As such, we believe management's
financial discipline in expanding by acquisition will be a key factor in maintaining the investment - grade rating.
Not exact matches
We are looking more carefully at the needs of each area, digging into the «why»
in each role, and applying a more
disciplined financial lens that allows us to grow more
in - line with our revenue rate.
The arrival of chief
financial officer Ruth Porat
in 2015, however, has meant new fiscal
discipline on the so - called «other» businesses.
But over a career at the highest levels
in corporate finance, Porat has been equally unflappable, navigating physical obstacles and fighting great metaphorical discomfort — the race - the - clock stress of the
financial crisis, the tension of negotiations among big - ego executives, and now the culture clash of imposing
financial discipline at tech's biggest idea factory.
We've not been able to put together a deal that matches our
financial criteria, that brings a brand
in that matches where we see value, and where our management
discipline can be applied to drive growth.
In truth, accounting is necessarily a question of judgment, a
discipline that aims at providing «fair» representation of an organization's
financial health.
«If you are not
disciplined enough, you can be much more inefficient than if you were at work,» says Howard Hook, a certified
financial planner and certified public accountant with Access Wealth Planning
in Roseland, N.J.
We believe that higher
financial risk stemming from management's willingness to increase leverage for acquisitions is mitigated by its
disciplined approach — as demonstrated by the unsuccessful bid for Casey's
in 2010 and resistance to a higher bid for Statoil.
Given the trouble the company got itself into under previous CEO John Manzoni — overinvesting
in North America and failing to control costs at its far - flung global ventures — the theme for 2013 will continue to be divestitures and
financial discipline — «living within its cash flow,» as Kvisle likes to put it.
When you're working to earn credit - card rewards, it's important to practice
financial discipline, like paying your balances off
in full each month, making payments on time, and not spending more than you can afford to pay back.
That's a surprising finding, considering 1
in 13
financial advisors has been
disciplined for misconduct, according to a recent study.
Financial planning can't eliminate all anxiety and fear, but it can help you give yourself permission to enjoy your retirement years
in a
disciplined and efficient way.
No one who is reasonable can doubt that inadequate regulation contributed to what happened
in 2008 or suppose that market
discipline is sufficient to contain excessive risk - taking
in the
financial industry.
China's debt problems,
in other words, can not be resolved administratively, by fixing the shadow banking system, by imposing
discipline on borrowers, or indeed by eliminating
financial repression (much of which, by the way, has already been squeezed out of the system by lower nominal GDP growth).
In the coming months and years, as a recovery takes hold,
financial institutions defined by long - term business strategies, strong balance sheets and especially by
disciplined risk management principles will be rewarded.
Typically, Constellation's acquisitions are small —
in the $ 2 - million to $ 4 - million range — but add them all up, slip
in a dose of Constellation's
financial and operational
discipline, and you have [a company with a market cap of $ 18 billion....
While we have strengthened our balance sheet, prioritized efficient capital allocation and taken a
disciplined approach to costs, we have continued to invest
in a broad set of institutionally focused businesses that have a track record of providing higher returns than many other businesses within
financial services.
It takes hard work, continuing education, self control, and
financial discipline to really grow and move up to a better place
in life.
However, the biggest added value from VCs is governance,
financial discipline, and oversight
in business execution.
The capital structure and
financial discipline that was put
in place at the acquisition were extremely helpful.
The key lies
in socially responsible investing, a
discipline that (per USSIF, a U.S. social investing consortium) «considers environmental, social and corporate governance (ESG) criteria to generate long - term competitive
financial returns and positive societal impact.»
With this long - term vision
in mind, Furman is extra careful to keep his debt load
in check — incorporating a
disciplined financial management process.
In many cases the borrower even prefers to stay with the asset - based lender at the end of the contract because the
financial strength of their company is increased and the
disciplined reporting allows for a more fluent business model.
Searching For and Finding Value» 9:00 a.m. - 9:45 a.m. Charlie Tian, Founder & Director of Research, Guru Focus Topic: «What Worked
in the Market from 1998 - 2008: Undervalued Predictable Companies» 9:45 a.m. - 10:30 a.m. Robert Miles, Author & Conference Organizer & Host [USA] Topic: «Portrait of a
Disciplined Investor: Beating the S&P 500 by 6.8 % Annually For 25 Years» 11:00 a.m. - 12:00 p.m. Optional Tour depart from Ayres Hotel LAX to Huntington Library 12:00 p.m. - 12:30 p.m. Briefing by the Chief Curator of Rare Books on the history of the Huntington Library and the Munger Research Center 12:30 p.m. - 1:00 p.m. Continue to Pasadena 2:00 p.m. - 5:00 p.m. Charlie Munger's Wesco
Financial Annual Meeting [The Pasadena Center, 300 East Green Street, Pasadena, CA.]
Plaintiffs
in the court case that threw out the Department of Labor's fiduciary rule declared «complete victory» against the rule and said the way is now clear for the Securities and Exchange Commission to create a new standard that would apply across
financial disciplines.
Decades of
financial discipline that honed Exxon Mobil Corp. into the leanest, most - efficient oil company
in the world are paying off
in the worst market slump since the 1980s.
Financing for the CBDOs» work comes not only from state and local governments, but from private
financial intermediaries whose work has been characterized as a «curious blend of social investment and business
discipline» and that have grown steadily
in the «80s
in numbers and sophistication.
«He's enabled us to get more
disciplined in our
financial reporting,» Erickson says.
I also firmly believe that as our sales team delivers new large scale opportunities, we can build a highly profitable business that will command significant value
in the investment world by applying measured
financial discipline and prudent operational controls to our business.
Parenting dilemmas such as health care, child care,
discipline, education,
financial stress, housing, safety, you name it, are often hindered by our own pride
in asking for help.
Responding to Tory accusations that the Liberal Democrat's plans would leave the country
in chaos, Cable said: «We are committed to
financial discipline, but we're not veering off to the extreme ideology that the Tories seem to want.»
The budget would include measures to restore fiscal
discipline and good economic governance, transparent and accountable use of public resources
in accordance with the new Public
Financial Management Law and to provide a credible basis for economic policy clarity going forward, the statement added.
«While I am disappointed, as county executive I will work with NIFA, as well as my colleagues
in the legislature, to bring real fiscal
discipline to Nassau and get our
financial house
in order,» said Curran, a Democratic legislator from Baldwin,
in a statement.
Continued Spending
Discipline in Agency Operations: While certain
financial maneuvers artificially lower the rate of total spending growth from 4.1 percent to 1.9 percent, the Executive Budget does continue spending
discipline in agency operations.10 For example, full - time employees remain level at 182,565 after peaking at 199,916
in fiscal year 2009, and outside of a few targeted programs, agency costs are held to current levels.
Rio Tinto chief
financial officer Chris Lynch said «The sale of Northparkes represents great value for our shareholders and demonstrates our continued focus and
discipline in the way we allocate capital across the Group.
This was unacceptable, and we introduced new rigour and
discipline in order to put the NHS on a sound
financial footing for the future,» a DoH spokesperson said.
Additionally, a
financial - review board would be set up
in the plan to «impose new
discipline on future spending.»
Shortly after the election, Tony voluntarily served
in CCHQ as a senior advisor to the Party Chairman, drawing on his network to bring
in professional
financial and HR leadership, and drive corporate
disciplines into the organisation.
«However, it's also clear
in order to achieve this it's going to take some serious
financial discipline and a whole new approach on cross-portfolio working,» Mr Jones said.
CFIDS Association of America Research Grants The CFIDS Association of America's Research Grants Program provides
financial support to researchers
in various medical
disciplines studying CFS.
Most physical scientists and engineers who don't pursue their
discipline in industry or academia end up
in the
financial, business, and IT sectors (18 %).
First the strengths of the German university system have to be communicated
in a more professional and successful manner (for example, the unity of research and teaching, the impressive diversity of
disciplines, the high academic level, the availability of
financial aid); then, new attractive products have to be offered
in order to attract foreigners to Germany, the «heart of Europe.»
Gray is concerned that,
in evolutionary biology as
in many other basic scientific
disciplines, challenging times may lie ahead as
financial support for basic research tightens.
In other words, they had the
discipline to go get a
financial education and continue to expand that education over their lifetime.
Whether your goal is to attain personal awareness, spiritual growth, improved relationships,
financial security, physical healing, or all of the above, by integrating the knowledge of Kundalini Yoga and Reiki, Cosmin utilizes the most effective elements of each
discipline for awakening to occur
in each individual, and allows them to reach their greatest potential.
UK About Blog His site's primary focus is the UK but interesting items from other jurisdictions are often included as are developments
in the allied
disciplines of capital market regulation and
financial reporting.
In some instances, owning just one credit card could be a sign of a
disciplined financial consumer.
We should look for complementarities, where
financial education becomes a context that helps make learning
in traditional school
disciplines more relevant and interesting.