We dedicate our knowledge and experience to helping victims and families of victims obtain compensation for
the financial effects of their losses.
The right Columbus renters policy will help you avoid
the financial effect of these losses, and coverage may be more accessible and affordable than you think.
Not exact matches
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability
of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward
losses on new and maturing programs; 5) our ability to accommodate, and the cost
of accommodating, announced increases in the build rates
of certain aircraft; 6) the
effect on aircraft demand and build rates
of changing customer preferences for business aircraft, including the
effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result
of global economic uncertainty or otherwise; 8) the
effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution
of key milestones such as the receipt
of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation
of our announced acquisition
of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability
of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk
of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production
of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts
of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak
of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact
of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition
of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the
effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the
effect of changes in tax law, such as the
effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations
of or guidance related thereto, and the Company's ability to accurately calculate and estimate the
effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability
of raw materials and purchased components; 23) our ability to recruit and retain a critical mass
of highly - skilled employees and our relationships with the unions representing many
of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment
of interest on, and principal
of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness
of any interest rate hedging programs; 28) the effectiveness
of our internal control over
financial reporting; 29) the outcome or impact
of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition
of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result
of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks
of doing business internationally, including fluctuations in foreign current exchange rates, impositions
of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
Loss on impairment
of long - term investments - We exclude the
effect of any other - than - temporary impairment
of a cost method investment in calculating our non-GAAP
financial measures.
Most
financial analysts expect that an insured
loss of even $ 10 billion would have little
effect on the insurance and reinsurance industries, aside from a probable hit to fourth - quarter earnings.
«Negative publicity or public opinion resulting from these matters may increase the risk
of reputational harm to our business, which can impact our ability to keep and attract customers, our ability to attract and retain qualified team members, result in the
loss of revenue, or have other material adverse
effects on our results
of operations and
financial condition.»
«Within the last two decades, tsunamis have been responsible for the
loss of almost half a million lives, widespread long - lasting destruction, profound environmental
effects and global
financial crisis,» Dr Kadri said.
Actual results may differ materially from those expected because
of various known and unknown risks and uncertainties, including, but not limited to, the continuing
effects of the U.S. recession and global credit environment, other changes in general economic and industry conditions, the award or
loss of significant client assignments, timing
of contracts, recruiting and new business solicitation efforts, currency fluctuations, and other factors affecting the
financial health
of our clients.
Such statements reflect the current views
of Barnes & Noble with respect to future events, the outcome
of which is subject to certain risks, including, among others, the
effect of the proposed separation
of NOOK Media, the general economic environment and consumer spending patterns, decreased consumer demand for Barnes & Noble's products, low growth or declining sales and net income due to various factors, possible disruptions in Barnes & Noble's computer systems, telephone systems or supply chain, possible risks associated with data privacy, information security and intellectual property, possible work stoppages or increases in labor costs, possible increases in shipping rates or interruptions in shipping service,
effects of competition, possible risks that inventory in channels
of distribution may be larger than able to be sold, possible risks associated with changes in the strategic direction
of the device business, including possible reduction in sales
of content, accessories and other merchandise and other adverse
financial impacts, possible risk that component parts will be rendered obsolete or otherwise not be able to be effectively utilized in devices to be sold, possible risk that
financial and operational forecasts and projections are not achieved, possible risk that returns from consumers or channels
of distribution may be greater than estimated, the risk that digital sales growth is less than expectations and the risk that it does not exceed the rate
of investment spend, higher - than - anticipated store closing or relocation costs, higher interest rates, the performance
of Barnes & Noble's online, digital and other initiatives, the success
of Barnes & Noble's strategic investments, unanticipated increases in merchandise, component or occupancy costs, unanticipated adverse litigation results or
effects, product and component shortages, risks associated with the commercial agreement with Samsung, the potential adverse impact on the Company's businesses resulting from the Company's prior reviews
of strategic alternatives and the potential separation
of the Company's businesses (including with respect to the timing
of the completion thereof), the risk that the transactions with Pearson and Samsung do not achieve the expected benefits for the parties or impose costs on the Company in excess
of what the Company anticipates, including the risk that NOOK Media's applications are not commercially successful or that the expected distribution
of those applications is not achieved, risks associated with the international expansion previously undertaken, including any risks associated with a reduction
of international operations following termination
of the Microsoft commercial agreement, the risk that NOOK Media is not able to perform its obligations under the Pearson and Samsung commercial agreements and the consequences thereof, the risks associated with the termination
of Microsoft commercial agreement, including potential customer
losses, risks associated with the restatement contained in, the delayed filing
of, and the material weakness in internal controls described in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, risks associated with the SEC investigation disclosed in the quarterly report on Form 10 - Q for the fiscal quarter ended October 26, 2013, risks associated with the ongoing efforts to rationalize the NOOK business and the expected costs and benefits
of such efforts and associated risks and other factors which may be outside
of Barnes & Noble's control, including those factors discussed in detail in Item 1A, «Risk Factors,» in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended May 3, 2014, and in Barnes & Noble's other filings made hereafter from time to time with the SEC.
Such statements reflect the current views
of Barnes & Noble with respect to future events, the outcome
of which is subject to certain risks, including, among others, the general economic environment and consumer spending patterns, decreased consumer demand for Barnes & Noble's products, low growth or declining sales and net income due to various factors, including store closings, higher - than - anticipated or increasing costs, including with respect to store closings, relocation, occupancy (including in connection with lease renewals) and labor costs, the
effects of competition, the risk
of insufficient access to financing to implement future business initiatives, risks associated with data privacy and information security, risks associated with Barnes & Noble's supply chain, including possible delays and disruptions and increases in shipping rates, various risks associated with the digital business, including the possible
loss of customers, declines in digital content sales, risks and costs associated with ongoing efforts to rationalize the digital business and the digital business not being able to perform its obligations under the Samsung commercial agreement and the consequences thereof, the risk that
financial and operational forecasts and projections are not achieved, the performance
of Barnes & Noble's initiatives including but not limited to its new store concept and e-commerce initiatives, unanticipated adverse litigation results or
effects, potential infringement
of Barnes & Noble's intellectual property by third parties or by Barnes & Noble
of the intellectual property
of third parties, and other factors, including those factors discussed in detail in Item 1A, «Risk Factors,» in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 30, 2016, and in Barnes & Noble's other filings made hereafter from time to time with the SEC.
The negative
effects of being blacklisted can be quite considerable, with huge inconvenience being the least
of them; the more severe
effects include
loss of credibility and goodwill, a decline in business and clients and
financial hardship.
We also call on experts who are experienced in determining the expenses associated with occupational retraining, calculating the
financial losses of an accident victim, or other aspects
of a case that can result in long - term
effects on our clients.
By way
of a refresher, following the implementation
of the new data breach sections
of PIPEDA, organizations that experience a data breach (referred to in PIPEDA as a «breach
of security safeguards») must determine whether the breach poses a «real risk
of significant harm» (which may include bodily harm, humiliation, damage to reputation or relationships,
loss of employment, business or professional opportunities,
financial loss, identity theft, negative
effects on the credit record and damage to or
loss of property) to any individual whose information was involved in the breach by conducting a risk assessment.
«Significant harm» is defined to include «bodily harm, humiliation, damage to reputation or relationships,
loss of employment, business or professional opportunities,
financial loss, identity theft, negative
effects on credit record and damage to or
loss of property.»
«It is surprising that one practical
effect of LA 1980 is to force parties into litigation at a time when it is entirely speculative that any actual
financial loss will arise from the negligence in question»
While the Internet has many fill - in - the - blank forms and websites that promote do - it - yourself documents, a prenuptial agreement that is not that well drafted can have devastating
financial effects, including the
loss of premarital assets.
The
effect of a
financial loss can be minimized with the proper insurance in place - we can help you review your insurance needs.
The
loss of even one income
of the household will cause a significant
effect on the
financial balance.
The small price
of renters insurance seems even smaller in contrast to the drastic
financial effects of having to start fresh after a substantial
loss without coverage.
The
effects of a home invasion are devastating emotionally, but you will also feel the
financial repercussions due to a
loss of property without Saukville renters insurance.
The
loss of income facing many children after divorce puts them at a
financial disadvantage that has a pervasive
effect on the rest
of their lives.
«The residual
financial effects of recession - driven job
losses and subsequent unemployment have impeded Millennials» entry into the home - owning market,» says Jonathan Smoke, chief economist for realtor.com ®.
«The residual
financial effects of recession - driven job
losses and subsequent unemployment have impeded millennials» entry into the home - owning market.
«The residual
financial effects of recession - driven job
losses and subsequent unemployment have impeded Millennials» entry into the home - owning market,» says Jonathan Smoke, chief economist for...