Bonus: you'll avoid the added
financial expense of legal bills.
Be willing to take on
the financial expense of legally challenging the parent doing the alienating.
Whether you move merchandise and equipment with a fleet of trucks, have a delivery van, or use a small company car to travel to meetings, North Carolina commercial vehicle insurance can protect your business from
the financial expense of mishaps on the road.
Uninsured motorist protection shields the policy holder from
the financial expense of having to deal with an accident involving an uninsured motorist.
No public education learning option should come at
the financial expense of other options, so the Revenue Conference numbers in Florida are instructive.
He also said that the lag time in updating sex offender and felony databases doesn't make the manpower and
financial expense of background checks worth it to most dating sites.
In other words, instead of promoting peaceful acceptance, religiosity appears to encourage a great many patients to cling to life, even at the cost of greater suffering, not to mention the higher
financial expense of their hospital treatments.
«It may come at
the financial expense of the WIC program.
The Public Accounts Committee of Parliament (PAC) on Monday, February 19, 2018 began public hearings of reports of the Auditor - General on
the financial expenses of Metropolitan, Municipal and District Assemblies (MMDAs), Technical Universities and Pre-University institutions in the Brong Ahafo Region, with a stern warning to managers and heads of institutions to provide accurate and factual responses to all queries in the report.
The Public Accounts Committee of Parliament (PAC) on Monday, February 19, 2018 began public hearings of reports of the Auditor - General on
the financial expenses of Metropolitan, Municipal and District Assemblies (MMDAs), Technical Universities and Pre-University institutions in the Brong Ahafo Region, with a stern warning to managers and heads of institutions to provide accurate and factual responses to all queries...
A student travel insurance online policy shield
financial expenses of students due to treatments, loss of important documents.
Life insurance coverage is important to protect your loved ones financially once you are no longer alive to contribute to
the financial expenses of day - to - day living.
This pension scheme is launched in the purview of the increasing life expectancy that needs a robust insurance cover while successfully meeting
the financial expenses of daily lifestyle.
Choosing a sum assured of Rs 20 Lacs may not be enough to cover
the financial expenses of your family say 20 years later.
If something happens to you, a 30 - year term life insurance provides replacement income long enough not only to cover your children's» college education but also to cover
financial expenses of your spouse and other dependents in the meantime.
Not exact matches
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability
of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost
of accommodating, announced increases in the build rates
of certain aircraft; 6) the effect on aircraft demand and build rates
of changing customer preferences for business aircraft, including the effect
of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result
of global economic uncertainty or otherwise; 8) the effect
of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution
of key milestones such as the receipt
of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation
of our announced acquisition
of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability
of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk
of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production
of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts
of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak
of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact
of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition
of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect
of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect
of changes in tax law, such as the effect
of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations
of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect
of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability
of raw materials and purchased components; 23) our ability to recruit and retain a critical mass
of highly - skilled employees and our relationships with the unions representing many
of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment
of interest on, and principal
of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness
of any interest rate hedging programs; 28) the effectiveness
of our internal control over
financial reporting; 29) the outcome or impact
of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition
of Asco in a timely matter while avoiding any unexpected costs, charges,
expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result
of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks
of doing business internationally, including fluctuations in foreign current exchange rates, impositions
of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
In fact, 41 percent
of the on - demand workers we surveyed had faced a personal
financial hardship in the past year (such as a job loss, health emergency or unexpected major
expense).
Tsipras's victory on Sunday came at the
expense of a functioning
financial system.
Parents can get into a pattern
of paying for their children's
expenses without ever having a conversation about it, according to Aaron Thompson, a
financial advisor at AGT Wealth Management in Annapolis, Maryland.
In the opinion
of the Company's management, a discussion
of loss reserve development is meaningful to users
of the
financial statements as it allows them to assess the impact between prior and current year development on incurred claims and claim adjustment
expenses, net and core income (loss), and changes in claims and claim adjustment
expense reserve levels from period to period.
For SAP, the loss and LAE ratio is the ratio
of incurred losses and loss adjustment
expenses less certain administrative services fee income to net earned premiums as defined in the statutory
financial statements required by insurance regulators.
Even if your
financial situation is solid, you can worry about large, sudden
expenses, or about the impact
of rising costs in the future.
Financial experts say you need six months» to one year's worth
of expenses.
If your emergency fund doesn't have sufficient cash to cover at least 30 days
of living
expenses (three - to - six months is recommended), then you are living on the edge
of financial oblivion.
For Kim, mentorship is an investment that will help him get to the next level
of financial success, rather than an
expense.
The two most common
financial oversights entrepreneurs make are underestimating how many
of their everyday
expenses are being subsidized by their business — medical and life insurance premiums, club memberships, vehicles, travel and entertainment costs, etc. — and overestimating the amount
of after - tax investment income that can be generated from the proceeds
of the sale.
Though I was granted limited duration alimony and child support as part
of my divorce agreement, I needed another source
of income to meet my monthly
expenses as well as secure my
financial future.
Much
of this coverage focuses too much on the political rhetoric at the
expense of the people who actually perform the work
of financial regulation; the ones who will be the best and last line
of defense against another
financial crisis.
It issued a total
of 1.5 billion shares to buy Countrywide
Financial (a disaster) and Merrill Lynch (in retrospect, a good buy), then from 2008 to 2013 issued an astonishing 4.5 billion extra shares to bolster its capital and skirt bankruptcy, at the
expense of existing owners.
Solving the issue
of trust comes at the
expense of convenience and scalability, as the process
of picking random validators so that the network can verify transactions instead
of financial institutions, «takes time, is expensive, and consumes tremendous amounts
of energy,» Martin said.
Sales dollars are used to pay for
expenses, so there is a clear
financial impact
of not having as much sales money available to pay for
expenses; however, the very dangerous part
of sales stagnation or decline is that it usually indicates a lack
of customer acceptance, which is key to any business.
They only compute in the context
of supplying the U.S., still the world's largest oil market, where they are competing with crude that has to be shipped at considerable
financial and atmospheric
expense from distant sources like Nigeria and the Persian Gulf.
Such risks, uncertainties and other factors include, without limitation: (1) the effect
of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including
financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels
of end market demand in construction and in both the commercial and defense segments
of the aerospace industry, levels
of air travel,
financial condition
of commercial airlines, the impact
of weather conditions and natural disasters and the
financial condition
of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization
of the anticipated benefits
of advanced technologies and new products and services; (3) the scope, nature, impact or timing
of acquisition and divestiture or restructuring activity, including the pending acquisition
of Rockwell Collins, including among other things integration
of acquired businesses into United Technologies» existing businesses and realization
of synergies and opportunities for growth and innovation; (4) future timing and levels
of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability
of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope
of future repurchases
of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level
of other investing activities and uses
of cash, including in connection with the proposed acquisition
of Rockwell; (7) delays and disruption in delivery
of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits
of organizational changes; (11) the anticipated benefits
of diversification and balance
of operations across product lines, regions and industries; (12) the outcome
of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact
of the negotiation
of collective bargaining agreements and labor disputes; (15) the effect
of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect
of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect
of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act
of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability
of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition
of conditions that could adversely affect the combined company or the expected benefits
of the merger) and to satisfy the other conditions to the closing
of the pending acquisition on a timely basis or at all; (18) the occurrence
of events that may give rise to a right
of one or both
of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee
of $ 695 million to United Technologies or $ 50 million
of expense reimbursement; (19) negative effects
of the announcement or the completion
of the merger on the market price
of United Technologies» and / or Rockwell Collins» common stock and / or on their respective
financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation
of their businesses while the merger agreement is in effect; (21) risks relating to the value
of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability
of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
In appropriate cases, small business owners who have been victims
of crime can use the power
of the criminal judicial system to recover
financial losses at little or no additional
expense.
It's a score card on the
financial performance
of your business that reflects when sales are made and when
expenses are incurred.
The Healthcare Reform Law, including The Patient Protection and Affordable Care Act and The Healthcare and Education Reconciliation Act
of 2010, could have a material adverse effect on Humana's results
of operations, including restricting revenue, enrollment and premium growth in certain products and market segments, restricting the company's ability to expand into new markets, increasing the company's medical and operating costs by, among other things, requiring a minimum benefit ratio on insured products, lowering the company's Medicare payment rates and increasing the company's
expenses associated with a non-deductible health insurance industry fee and other assessments; the company's
financial position, including the company's ability to maintain the value
of its goodwill; and the company's cash flows.
It draws information from the various
financial models developed earlier such as revenue,
expenses, capital (in the form
of depreciation), and cost
of goods.
Bottom line: My recommendation for Canadian issues is to concentrate in the banks and other
financials, utilities and telecoms at the
expense of other sectors such as consumer staples and consumer discretionary stocks.
Every dollar
of that paycheck counts when you're juggling
expenses and competing
financial goals.
Costs are both
financial, including listing fees and the
expenses associated with mandatory disclosures and other regulatory requirements, and less tangible, such as the perceived burden
of quarterly earnings releases, the risk
of being targeted by activist investors, and higher visibility that can result in political or competitive pressure.
Financial experts typically recommend saving enough to cover three to six months
of nondiscretionary living
expenses like rent, utility bills and car payments.
Marketing costs represent more than one - quarter
of HelloFresh
expenses,
financial filings show.
Another quarter
of those surveyed said that they're putting extra cash toward other
financial obligations, such as paying down debt, taking care
of aging parents and paying for their kids»
expenses.
In the past, he's criticized Zynga's model
of game development, and argued that the company has grown too quickly at the
expense of its
financial well - being.
By the time you've reached your 30s, you've probably heard dozens
of financial acronyms and terms thrown around — from APRs to IRAs,
expense ratios to exchange - traded funds.
Watch out for other steep condo
expenses, said Michele Clark, CFP and founder
of Clark Hourly
Financial Planning and Investment Management.
But if working longer is out
of the question, you can ease your transition by building at least a year's worth
of living
expenses in an emergency retirement savings fund, ideally in cash, says Celandra Deane - Bess, a wealth strategy director for PNC
Financial Services Group.
For far too many fellow entrepreneurs, maximization occurs on the «front side» and the
financial vector only: A great company has been built and genuine wealth created but at the clear
expense of the «back end.»
In an era
of low interest rates, yield traps play into the hands
of financial cheats who can cook the books by inventing revenue, altering
expenses and creating assets.
We exclude these transaction and integration
expenses because we believe these
expenses have no direct correlation to the operation
of our business, and because we believe that the non-GAAP
financial measures excluding these costs provide meaningful supplemental information regarding our operational performance and liquidity.