Sentences with phrase «financial expenses associated»

But as drivers we can do something to protect us from the financial expenses associated with accident response.

The insurance component of travel protection assures that you'll be reimbursed for non-refundable financial expenses associated with a cancelled or interrupted trip, lost baggage, or medical emergencies.

If you are thinking about purchasing Universal Life Insurance, you should know that there are many financial expenses associated with this type of Life Insurance policies which result in deductions from your premiums.

Not exact matches

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

The Healthcare Reform Law, including The Patient Protection and Affordable Care Act and The Healthcare and Education Reconciliation Act of 2010, could have a material adverse effect on Humana's results of operations, including restricting revenue, enrollment and premium growth in certain products and market segments, restricting the company's ability to expand into new markets, increasing the company's medical and operating costs by, among other things, requiring a minimum benefit ratio on insured products, lowering the company's Medicare payment rates and increasing the company's expenses associated with a non-deductible health insurance industry fee and other assessments; the company's financial position, including the company's ability to maintain the value of its goodwill; and the company's cash flows.

Costs are both financial, including listing fees and the expenses associated with mandatory disclosures and other regulatory requirements, and less tangible, such as the perceived burden of quarterly earnings releases, the risk of being targeted by activist investors, and higher visibility that can result in political or competitive pressure.

on a pro forma basis, giving effect to (i) the automatic conversion of all of our outstanding shares of convertible preferred stock other than Series FP preferred stock into shares of Class B common stock and the conversion of Series FP preferred stock into shares of Class C common stock in connection with our initial public offering, (ii) stock - based compensation expense of approximately $ 1.1 billion associated with outstanding RSUs subject to a performance condition for which the service - based vesting condition was satisfied as of December 31, 2016 and which we will recognize on the effectiveness of our registration statement in connection with a qualifying initial public offering, as further described in Note 1 to our consolidated financial statements included elsewhere in this prospectus, (iii) the increase in accrued expenses and other current liabilities and an equivalent decrease in additional paid - in capital of $ 187.2 million in connection with the withholding tax obligations, based on $ 16.33 per share, which is the fair value of our common stock as of December 31, 2016, as we intend to issue shares of Class A common stock and Class B common stock on a net basis to satisfy the associated withholding tax obligations, (iv) the net issuance of 7.6 million shares of Class A common stock and 5.5 million shares of Class B common stock that will vest and be issued from the settlement of such RSUs, (v) the issuance of the CEO award, as described below, and (vi) the filing and effectiveness of our amended and restated certificate of incorporation which will be in effect on the completion of this offering.

The pro forma consolidated balance sheet data gives effect to (i) the automatic conversion of all of our outstanding shares of convertible preferred stock other than Series FP preferred stock into shares of Class B common stock and the conversion of Series FP preferred stock into shares of Class C common stock in connection with our initial public offering, (ii) stock - based compensation expense of approximately $ 1.1 billion associated with outstanding RSUs subject to a performance condition for which the service - based vesting condition was satisfied as of December 31, 2016 and which we will recognize on the effectiveness of our registration statement in connection with this offering, as further described in Note 1 to our consolidated financial statements included elsewhere in this prospectus, (iii) the increase in accrued expenses and other current liabilities and an equivalent decrease in additional paid - in capital of $ 187.2 million in connection with the withholding tax obligations, based on $ 16.33 per share, which is the fair value of our common stock as of December 31, 2016, as we intend to issue shares of Class A common stock and Class B common stock on a net basis to satisfy the associated withholding tax obligations, (iv) the net issuance of 7.6 million shares of Class A common stock and 5.5 million shares of Class B common stock that will vest and be issued from the settlement of such RSUs, (v) the issuance of the CEO award, as described below, and (vi) the filing and effectiveness of our amended and restated certificate of incorporation which will be in effect on the completion of this offering.

Important factors that may affect the Company's business and operations and that may cause actual results to differ materially from those in the forward - looking statements include, but are not limited to, operating in a highly competitive industry; changes in the retail landscape or the loss of key retail customers; the Company's ability to maintain, extend and expand its reputation and brand image; the impacts of the Company's international operations; the Company's ability to leverage its brand value; the Company's ability to predict, identify and interpret changes in consumer preferences and demand; the Company's ability to drive revenue growth in its key product categories, increase its market share, or add products; an impairment of the carrying value of goodwill or other indefinite - lived intangible assets; volatility in commodity, energy and other input costs; changes in the Company's management team or other key personnel; the Company's ability to realize the anticipated benefits from its cost savings initiatives; changes in relationships with significant customers and suppliers; the execution of the Company's international expansion strategy; tax law changes or interpretations; legal claims or other regulatory enforcement actions; product recalls or product liability claims; unanticipated business disruptions; the Company's ability to complete or realize the benefits from potential and completed acquisitions, alliances, divestitures or joint ventures; economic and political conditions in the United States and in various other nations in which we operate; the volatility of capital markets; increased pension, labor and people - related expenses; volatility in the market value of all or a portion of the derivatives we use; exchange rate fluctuations; risks associated with information technology and systems, including service interruptions, misappropriation of data or breaches of security; the Company's ability to protect intellectual property rights; impacts of natural events in the locations in which we or the Company's customers, suppliers or regulators operate; the Company's indebtedness and ability to pay such indebtedness; the Company's ownership structure; the impact of future sales of its common stock in the public markets; the Company's ability to continue to pay a regular dividend; changes in laws and regulations; restatements of the Company's consolidated financial statements; and other factors.

Understand the financial structure of school meal programs and the challenges associated with school food revenues and expenses

«Previous studies have also noted that the financial condition of the most troubled institutions is, to a large extent, a product of an inefficient expense structure, revenue challenges associated with a patient mix that approaches 90 percent public payers and charity care, and overwhelming liabilities (including debt issued long ago for physical plant improvements that, in some cases, are obsolete),» the health department said in its announcement.

Along with per - student estimates on out - of - pocket costs (i.e., after financial aid) associated with remedial courses, the researchers conclude that first - year remedial college students and families spent $ 1.5 billion on tuition and living expenses, including $ 380 million in loans, for content and skills they should have learned in high school.

From a financial perspective, your investment includes not only tuition and fees and living expenses each year of school, but also the expenses associated with applying to law school, as well as those needed to obtain a license to practice law.

Unlike other student loans on the market, financial assistance provided through the PAL program can go towards all associated educational expenses, including tuition, room and board, books, transportation, and a computer.

In this instance, your policy's additional living expense coverage would provide you with financial compensation for the costs associated with living away from home, such as hotel expenses.

However, with any financial arrangement, there is typically some expense associated with getting in and getting out.

Without a way to pay for the expenses associated with long - term care, your savings could be at risk as well as the financial security you planned on leaving your family.

Avoid unpleasant financial surprises by familiarizing yourself with some of the more common expenses associated with buying or building a new home.

Identity theft insurance pays for some of the expenses you could incur associated with restoring your identity, including legal fees and fees from financial institutions.

It also offers options for handling sudden expenses, like costs associated with a medical issue or emergency home repair, or longer - term financial challenges, like college tuition or outstanding debt.

Let me educate you: RESP's in Canada include 60 + providers, most of which are banks and financial institutions (life insurance & investment companies) the majority of which will invest your savings into mutual funds — there are no guarantees with these, your principal could be lost and your grant too & if your child doesn't pursue post-secondary education, you would have to pay the government grant back out of your own pocket — also the fees associated with these are called MER's (management expense ratios) which compund over time and will usually eat up as much as 1/3 of your investment.

The purpose of long - term care coverage is to help protect against the significant financial risk associated with the expense of this level of care.

By liability I just mean it in the financial context for the institution — honoring commitments made for covering the post-retirement medical benefits as well as the expenses associated with providing a high level of care.

Although the frequency of new national records requiring team investigations is expected to be minimal, the associated expense for state climatologists / RCC representatives may present a financial burden.

Additionally, the lawsuit asks for financial compensation to cover the costs associated with his medical expenses.

Our personal injury lawyer in Dekalb County GA has the working experience, know - how, and also strategies necessary to assist you to get economic reimbursement for the healthcare expenditures, loss in wages, as well as suffering and pain owed to you according to Georgia law.Our personal injury lawyer in Dekalb County is knowledgeable and skilled to get you and your family the compensation you are eligible for under Georgia law.And so, if you are searching for a personal injury lawyer in Dekalb County that has the skills, resources along with working experience that is needed that may help you get the financial reimbursement you will deserve pertaining to lost wages, hospital bills along with suffering and pain which is owed to you in accordance with the Georgia law then look any further.Georgia law says that you're to be paid financial compensation due to the lost wages, suffering and pain as well as medical expenses associated with a person's injury; then again, in an effort to receive what is actually your compensation you will need a very good personal injury lawyer in Dekalb County that possesses the ability, knowledge together with assets required to help you to receive financial compensation for the health - related expenditures, diminished earnings, together with pain and suffering owing to you under Georgia law.

We also call on experts who are experienced in determining the expenses associated with occupational retraining, calculating the financial losses of an accident victim, or other aspects of a case that can result in long - term effects on our clients.

The Tampa brain and spinal cord injury lawyers at Dennis Hernandez & Associates, PA have the financial stability, experience, medical knowledge and courtroom track record necessary to make certain that you, or the loved one you are responsible for, obtain full compensation covering medical expenses, rehab cost, lost income, supplies and equipment, reduced quality of life and pain and suffering.

Our personal injury lawyer in Cobb County GA has the experience, knowledge, as well as means required to make it easier to acquire economic compensation for the professional medical expenses, loss of earnings, and suffering and pain owed to you according to Georgia law.Our personal injury lawyer in Cobb County has the experience, resources and knowledge required to assist you and your family get the payment you rightly deserve under Georgia law.Thus, if you are searching for a personal injury lawyer in Cobb County that has the skills, assets and also experience that's required that may help you get the economic reimbursement you will deserve with regard to lost pay, hospital bills and also suffering and pain that is definitely due to you in accordance with the Georgia law then you don't need to look any further.Georgia law states that you are supposed to be paid financial reimbursement because of the lost wages, suffering and pain along with professional medical costs associated with a person's injuries; on the other hand, to be able to get that which is actually your compensation you should use a great personal injury lawyer in Cobb County that possesses the ability, expertise as well as resources necessary to assist you to receive financial reimbursement for your health - related expenditures, decrease in earnings, along with suffering and pain due to you according to Georgia law.

Being involved in an automobile accident can lead to significant injuries and financial burdens associated with medical expenses, property damage, lost wages, lost earning potential, long - term disability care, and more.

If your child suffered birth trauma during delivery, or if they were harmed by negligence in prenatal care, you may be able to obtain financial compensation for medical expenses, current and future therapeutic care, pain and suffering, and other damages and losses associated with the inadequate standard of care provided to your loved ones with the help of a Bardstown birth injury attorney.

The medical bills associated with something of this nature, as well as the potential for future expenses and complications from loss of income can all put a huge financial strain.

Most of the time, homeowners insurance will cover these claims, allowing a victim to seek financial damages for medical expenses and other losses or injuries associated with the incident.

Workers who have developed asbestosis as result of asbestos exposure may take legal action and receive compensation to recover financial loss and pay for medical expenses, as well as pain and suffering associated with the illness.

With 40 years of combined experience, our firm has been committed to helping clients obtain compensation for their pain and suffering, medical expenses, rehabilitation, psychological distress, lost wages, and other financial hardships associated with their accident.

We can help you seek damages to cover your pain and suffering, psychological trauma, medical expenses, lost wages, decreased quality of life, and any other financial hardships associated with the accident.

Your car accident lawyer from Craig Swapp & Associates will ensure that all of your damages and expenses are correctly factored into your financial award:

Georgia law says that you are to be paid financial reimbursement because of the lost wages, suffering and pain along with medical expenses associated with a person's injury; on the other hand, to be able to obtain just what is justifiably yours, you may need a great personal injury lawyer in Dacula that has the ability, knowledge as well as assets essential to help you to obtain said financial compensation.

The Conference is being held Saturday, March 4, 2017, 8:15 a.m. to 4:45 p.m., Sheraton Toronto Airport Hotel & Conference Centre, Muskoka Ballroom, 801 Dixon Rd, Toronto The CLA recognizes the financial challenges recent grads face associated with travel expenses to attend quality CPD programs.

Should you die, the financial impact on your dependents is the loss of your income as well as the immediate expenses associated with your death.

Because of the ongoing financial responsibilities associated with caring for an individual with special needs, the federal government may provide monetary assistance to help cover some of the expenses that come with maintaining the quality of life for disabled individuals, such as purchasing a specially equipped van, home health care, travel options or other developmental aid.

By combining a health benefits plan with your major medical plan, you can maximize your financial protection and reduce hassles often associated with health insurance — high deductibles, out of pocket expenses, and income losses associated with illness.

Expenses associated with death, such as caskets and embalming, can have a substantial financial impact on those you love.

Having too little coverage could leave survivors in a financial predicament, still paying out expenses associated with decedent and or struggling with ongoing expenses following the insured's death.

Aspen car insurance plans can also include optional uninsured and underinsured motorist protection, which shields the policy holder from financial liability in the event they are involved in an accident with a driver having insufficient coverage to handle the cost of associated expenses.

Americo Life Insurance Company offers a series of whole life insurance products that are designed for helping to cover the costs that are associated with funeral and burial expenses, as well as uninsured medical bills and other financial obligations that one's loved ones may face.

The expense of a funeral and its particular associated accommodations can cost thousands of dollars and certainly will place unnecessary stress and financial strain on those people who are coping with their loss.

As with most financial decisions, there are expenses associated with the purchase of life insurance.

Final expense insurance takes care of that big financial burden associated with death.

As with most financial decisions, there are expenses associated with life insurance.