Sentences with phrase «financial factors in your life»

Not exact matches

You can estimate your longevity using online calculators, such as the ones from the Social Security Administration (which simply asks your gender and date of birth), Living to 100 and financial services firm Blueprint Income (which factors in other details including your weight and how much you exercise and drink alcohol).

Important factors that may affect the Company's business and operations and that may cause actual results to differ materially from those in the forward - looking statements include, but are not limited to, operating in a highly competitive industry; changes in the retail landscape or the loss of key retail customers; the Company's ability to maintain, extend and expand its reputation and brand image; the impacts of the Company's international operations; the Company's ability to leverage its brand value; the Company's ability to predict, identify and interpret changes in consumer preferences and demand; the Company's ability to drive revenue growth in its key product categories, increase its market share, or add products; an impairment of the carrying value of goodwill or other indefinite - lived intangible assets; volatility in commodity, energy and other input costs; changes in the Company's management team or other key personnel; the Company's ability to realize the anticipated benefits from its cost savings initiatives; changes in relationships with significant customers and suppliers; the execution of the Company's international expansion strategy; tax law changes or interpretations; legal claims or other regulatory enforcement actions; product recalls or product liability claims; unanticipated business disruptions; the Company's ability to complete or realize the benefits from potential and completed acquisitions, alliances, divestitures or joint ventures; economic and political conditions in the United States and in various other nations in which we operate; the volatility of capital markets; increased pension, labor and people - related expenses; volatility in the market value of all or a portion of the derivatives we use; exchange rate fluctuations; risks associated with information technology and systems, including service interruptions, misappropriation of data or breaches of security; the Company's ability to protect intellectual property rights; impacts of natural events in the locations in which we or the Company's customers, suppliers or regulators operate; the Company's indebtedness and ability to pay such indebtedness; the Company's ownership structure; the impact of future sales of its common stock in the public markets; the Company's ability to continue to pay a regular dividend; changes in laws and regulations; restatements of the Company's consolidated financial statements; and other factors.

Many factors could cause BlackBerry's actual results, performance or achievements to differ materially from those expressed or implied by the forward - looking statements, including, without limitation: BlackBerry's ability to enhance its current products and services, or develop new products and services in a timely manner or at competitive prices, including risks related to new product introductions; risks related to BlackBerry's ability to mitigate the impact of the anticipated decline in BlackBerry's infrastructure access fees on its consolidated revenue by developing an integrated services and software offering; intense competition, rapid change and significant strategic alliances within BlackBerry's industry; BlackBerry's reliance on carrier partners and distributors; risks associated with BlackBerry's foreign operations, including risks related to recent political and economic developments in Venezuela and the impact of foreign currency restrictions; risks relating to network disruptions and other business interruptions, including costs, potential liabilities, lost revenues and reputational damage associated with service interruptions; risks related to BlackBerry's ability to implement and to realize the anticipated benefits of its CORE program; BlackBerry's ability to maintain or increase its cash balance; security risks; BlackBerry's ability to attract and retain key personnel; risks related to intellectual property rights; BlackBerry's ability to expand and manage BlackBerry ® World ™; risks related to the collection, storage, transmission, use and disclosure of confidential and personal information; BlackBerry's ability to manage inventory and asset risk; BlackBerry's reliance on suppliers of functional components for its products and risks relating to its supply chain; BlackBerry's ability to obtain rights to use software or components supplied by third parties; BlackBerry's ability to successfully maintain and enhance its brand; risks related to government regulations, including regulations relating to encryption technology; BlackBerry's ability to continue to adapt to recent board and management changes and headcount reductions; reliance on strategic alliances with third - party network infrastructure developers, software platform vendors and service platform vendors; BlackBerry's reliance on third - party manufacturers; potential defects and vulnerabilities in BlackBerry's products; risks related to litigation, including litigation claims arising from BlackBerry's practice of providing forward - looking guidance; potential charges relating to the impairment of intangible assets recorded on BlackBerry's balance sheet; risks as a result of actions of activist shareholders; government regulation of wireless spectrum and radio frequencies; risks related to economic and geopolitical conditions; risks associated with acquisitions; foreign exchange risks; and difficulties in forecasting BlackBerry's financial results given the rapid technological changes, evolving industry standards, intense competition and short product life cycles that characterize the wireless communications industry.

Your savings rate is the the key factor if you want to shape your finances, gain financial flexibility in your life, being able to invest and build up an ever growing passive income stream in order to reach Financial Independence in a reasonable tifinancial flexibility in your life, being able to invest and build up an ever growing passive income stream in order to reach Financial Independence in a reasonable tiFinancial Independence in a reasonable time frame.

Those seniors residing in Idaho have many reasons to consider a reverse mortgage, or HECM, but realistically it comes down to two deciding factors: enjoying a better quality of life and having financial security.

From rates on loans to getting a roof over your head, your credit report is a factor in many aspects of your financial life.

However, when you look at your overall financial picture, factor in how much money would no longer be available to support your family and the expenses you are leaving behind, a million dollar life insurance policy might make more sense.

In addition to finding a place to live, there are many financial, practical and emotional factors to consider before downsizing your home.

In fact, your credit history is typically the most crucial factor in determining everything in your financial lifIn fact, your credit history is typically the most crucial factor in determining everything in your financial lifin determining everything in your financial lifin your financial life.

A good credit score is a defining factor in many aspects of your financial life.

The most important factor a person should take into consideration when choosing a loan program whether it be an equity line of credit, a fixed rate home equity loan or something in between depends on your financial portfolio, how you believe your finances will change within the next five years, how long you plan to keep the house you are currently living in and how secure you feel with changing your mortgage payments and increasing your debt.

WHEN YOU SETTLE ON YOUR PORTFOLIO»S split between stocks and conservative investments, you should take a broad view of your finances — and factor in the many parts of your financial life that look suspiciously like bonds.

While you don't need a ton of money to get started with investing, there are factors in your financial life that affect your level of risk and can influence how much you should be investing.

Knowing your likely life expectancy is an important factor in making long - term financial plans.

Even at 250,000 units sold, there is very little financial opportunity for developers — and since even most indie developers make their living off of their small games, money will end up being the deciding factor, even if thats not what their «revolutionary» pitch video wants you to believe in.

Mike Mercer: Our motivation had a number of factors — financial (and with the rental of the home we own, we have great cash flow), quality of life experiment (could our lives be just as meaningful and happy living in a small space?

Having a house built is a one of the few major financial decisions you will make in life, and the biggest factor involved in whether it goes well or not, is how well you get along with your builder.

Are there any external factors in their life (financial issues, housing issues, etc.) that may change their initial goals?

Other relevant factors include whether the claimant contributed to the parent's estate, the standard of living of the claimant and whether he or she is in financial need.

This takes financial pressure off of you and your family at a time when medical bills and potential loss of income are very important factors in your day - to - day life.

«The reasons for a negative growth in the premium collections are various factors that are influencing the financial sector as a whole», the Minister said, adding the 23 private sector life insurance companies collectively witnessed 8.13 per cent decline in premium collection.

The unfamiliar weather and living conditions in their travel destinations as well as other unforeseen factors can cause them to fall ill or suffer financial losses during their trips.

Cost is a significant factor in making any purchase, including financial services like life insurance.

However, when you look at your overall financial picture, factor in how much money would no longer be available to support your family and the expenses you are leaving behind, a million dollar life insurance policy might make more sense.

The number of people who depend on you and the length of time they'll need your financial support is a substantial factor in deciding how many years of life insurance you'll need.

The insurance company will take into account the age of the motorcycle driver, where the driver lives and his financial history in addition to the other factors.

Based on your individual financial situation, there may be other factors you would like to consider in taking out a term life insurance policy.

While financial emergencies might seem to be a factor in the very distant future, it is prudent to consider purchasing life insurance at the current moment.

Knowing the financial rating of a life insurance company is one of the most important factors in choosing a life insurance company.

Among other factors, he must evaluate the experience of the life insurance company and its partners, their track record in delivering results, their standing in the domestic landscape, the credit rating on their deposits — for instance a company with a AAA credit rating broadly indicates sound financial health.

Factors such as age, gender, financial liabilities, dependents and marital status play an important role to understand how much life insurance you should invest in.

The sum assured in a life or health insurance policy taken five years back may be insufficient towards managing your financial responsibilities today.Also factor in medical inflation and increase your medical insurance cover from time to time.

When you are considering converting a term life to a whole life policy, there are many different factors to take into account, including your current budget, your need for flexibility, and the financial obligations your family will have in the future.

Students at Baylor who live off campus in student apartments or who rent houses while they attend school have property and liability concerns that are unique to them, as well as specific financial factors going on in their lives that may not pertain to anyone else in Waco.

Whether or not cash value in life insurance is a good investment for you will depend on numerous factors, such as your age, your health, and your financial standing.

Upon request of a party, the court shall consider the following factors in respect to both parents: the financial resources of the child, the financial resources of the custodial parent, the standard of living the child would have enjoyed had the marital relationship not been discontinued, the physical and emotional condition of the child, the educational needs of the child, the financial resources and needs of the non-custodial parent, inflation, the costs of meeting the educational needs of either parent, if the costs are incurred for the purpose of increasing the earning capacity of the parent, extraordinary travel and other travel - related expenses incurred in exercising the right to parent - child contact, and any other factors the court finds relevant.

Risk factors associated with incarceration include disruption of parent - child relationships, transitions in living arrangements, financial and other stressors on caregivers, emotional distress, and increased likelihood of behavioral and emotional disorders.

The Divorce Act sets out the factors to be considered and the objectives to be met in determining spousal support — how long did the spouses live together, what was the role of each spouse in the marriage, what value should be given to the contributions made by the spouses during the marriage, should one spouse be compensated for the financial benefit to the other, how is economic hardship arising relieved, and how is self - sufficiency of each spouse promoted?

The trier of fact may order payment of child support which varies, plus or minus 5 percent, from the guideline amount, after considering all relevant factors, including the needs of the child or children, age, station in life, standard of living, and the financial status and ability of each parent.

Stress factors that are more likely to be present and to affect single mothers than happily married mothers include: financial problems, living in a bad neighborhood, juggling increased outside employment and childcare demands, post-break-up domestic violence and harassment, divorce and custody litigation, and interference with family and household routines by nonresident parents and other third parties (i.e. responsibility without decision - making authority).

Decision - making in a child custody cases will turn on practical considerations such as a litigant's job training, time - scheduling, other family members» needs, and financial issues that impact family life, as well as the state's custody decision - making factors, including some, such as «moral character», that MHPs typically are unable and unwilling to factor in to their analysis.

Financial deprivation and lack of structured time were the strongest factors negatively related to life satisfaction in both partnered and single people.

In several other studies, maternal prenatal stressful life events such as divorce, mourning the death of a loved one, job loss or financial problems were associated with AD in 3 — 14 year olds, independent of sociodemographic factors or known atopy risk factors, like allergen exposure [16 — 18In several other studies, maternal prenatal stressful life events such as divorce, mourning the death of a loved one, job loss or financial problems were associated with AD in 3 — 14 year olds, independent of sociodemographic factors or known atopy risk factors, like allergen exposure [16 — 18in 3 — 14 year olds, independent of sociodemographic factors or known atopy risk factors, like allergen exposure [16 — 18].

The factor most strongly associated with high risk of clinically significant emotional or behavioural difficulties in children was the number of major life stress events (e.g. illness, family break up, arrests or financial difficulties) experienced by the family in the 12 months prior to the survey.

See national survey results on financial well - being and how it relates to other factors in a person's financial life.