Sentences with phrase «financial flexibility at»

Not exact matches

Eventually, this will constrict your company's financial flexibility and could put the entire enterprise at risk.

The move put a big strain on the gambling giant's balance sheet at a time when it would have benefited from more financial flexibility.

The pace of progress, progress in the direction of more openness to capital flows and greater exchange rate flexibility, will depend in part on the pace at which these governments are able to strengthen the resilience of the domestic financial system and set in place the broader institutional framework and supervisory regime that are vital for an open economy.

So as it currently stands we feel like we are returning capital to shareholders as well as investing in businesses, doing acquisitions and at the same time we are maintaining financial strength and flexibility.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

on the flip side, we signed him probably because he's homegrown out of gtown, we know him, we developed him, and it's been difficult to attract big names, but it really is keeping us from signing another max player at the moment, unless there's financial flexibility that i don't know about (which is possible).

By acquiring such a high - caliber player at a minimal financial cost, the Red Sox have maintained the flexibility to make another major move in free agency.

But a few holdouts argue that such a limit could compromise the financial flexibility of principal investigators (PIs) and positions could disappear because the PI can not afford to pay the postdoc salary at the minimum level.

Fellows have the unprecedented opportunity to launch schools that have the freedoms and flexibilities of charter schools and the financial support and services of a district school, including a school building at little to no cost.

Specifically, that local funding truly prioritizes the students with the highest needs, and that increased financial flexibility for districts translates into more intentional and effective programs, strategies, and resources for at - risk students.

We need to give school districts the flexibility to make decisions at the local level that support our students» overall success and ensure financial resources are not being taken away from instruction.»

Finding a loan with the flexibility you need, at a fair interest rate and at a financial institution you can trust, is equally important.

Other than their alternative underwriting criteria that looks at your full financial picture, another thing that distinguishes LendingPoint from other online lenders is that you have more flexibility in your repayment.

Note: at the same time, that don't need to make money, and have financial flexibility, don't care to invest, because asset prices are too high compared to the cash flows that they are likely to throw off.

They're great for taking away financial flexibility for years at a time.

Also quoting from the post at Accrued Interest, quoting from the Moody's report, «Moody's stated that the ratings review was prompted, in part, by concerns about the deterioration in ABK's financial flexibility since the company's $ 1.5 billion capital raise in March 2008, as evidenced by the substantial decline in the firm's market capitalization and high current spreads on its debt securities, making it increasingly difficult to economically address potential shortfalls in the company's capital position should markets continue to worsen.

Jamie Block, a certified financial planner at Wealth Design Retirement Services, said, «The federal student loan program offers various repayment schedules that provide flexibility personal loans can not offer.

So, while both of these tech stocks have their merits, at this point I am favouring BCE, where we have recent stock price weakness, which has created an attractive entry point, a higher dividend yield, and greater stability and financial flexibility.

That in turn allows the company to borrow at an average interest rate of just 2.4 % (barely above the 10 - year U.S. Treasury rate), thus providing management with financial flexibility to grow the company while still providing one of Wall Street's safest and steadiest growing dividends.

If you go through the process I've described above, you should be able to divvy up your savings in a way that gives you adequate guaranteed income while at the same time providing you with the long - term growth and financial flexibility necessary to maintain an acceptable lifestyle over the course of a retirement that may well last 30 or more years.

I prefer to look at today's low interest rates as a great opportunity to reduce principle today, shelter principle from higher interest rates in future, and increase financial flexibility in years to come.

An important advantage to trading in gold futures is the fact that because they are traded at centralized exchanges, futures contracts offer more financial leverage, flexibility, and financial integrity as opposed to physically trading this precious metal.

Jason Heath, a Toronto fee - for - service financial planner at Objective Financial Partners says, «insurance isn't always a clear winner, and because you're giving your money to an insurance company to invest you're giving up flexibilitfinancial planner at Objective Financial Partners says, «insurance isn't always a clear winner, and because you're giving your money to an insurance company to invest you're giving up flexibilitFinancial Partners says, «insurance isn't always a clear winner, and because you're giving your money to an insurance company to invest you're giving up flexibility.»

Unless I get to tackle them one at a time with a car battery and some alligator clips... But what it does offer is: i) a (v meaningful) solution that's pretty quick & easy to implement, ii) huge flexibility from a political and a financial management perspective, iii) interest savings, and even debt principal reductions, for most if not all countries, and iv) best of all, a multi-year window to avoid default, implement deficit reductions (faint hope) and / or ideally grow into an outstanding debt burden.

«Lenders underwrite FHA home loans to ensure that the customer has the willingness and capability to repay the loan, but we do have flexibility beyond pure credit score to look at the borrower's financial situation,» Bott says.

«Today consumers expect transparency and flexibility in their financial life and Upgrade is leading the charge with the Personal Credit Line,» said Micky Malka, Managing Partner at Ribbit Capital and Upgrade Board member.

We offer two credit cards that provide the financial flexibility you need, at rates and terms that make smart money sense.

Because the court understands your financial situation is difficult at this point in time, there is some flexibility with payment.

Second, Cresud is rather amazingly 75 years old this year, and at the peak of its financial strength — yes, companies decline / disappear all the time, sometime overnight, but to exhibit this kind of longevity in a country like Argentina is surely a testament to the underlying strength and flexibility of the company and its management.

«Outside of a lifetime annuity (which eliminates flexibility), most retirement income plans are unpredictable,» says Hank Brock, a certified financial planner at Brock and Associates, in St. George, Utah.

If that sounds like it doesn't sync up with the obsessive gaming schedule you'd imagine for the world's Platinum leader, Hakoom explained how his job at a large financial company gives him the flexibility he needs.

Our choice of tariffs offers financial flexibility and with our all - in - one package you get everything you need at a discounted price.

On a micro level, this decision ensures that, at least in the case of contracts that do not expressly establish a lifetime retiree medical benefit for covered employees, employers will not be saddled with substantial financial burdens they neither bargained for nor anticipated, and preserves the flexibility needed to bargain over such benefits going forward.

-- The prenup is not in writing: For a prenuptial agreement to be valid, it must be a written document, witnessed by outside parties — At least one party provided false information: The inclusion of untruthful information or even incomplete information will render a prenuptial agreement invalid — Pressure, duress or coercion: If one party forces the other to sign a prenuptial agreement, regardless of whom the document most benefits, it will be invalid — The prenup was not read: If one or the other spouse does not read the prenuptial agreement, it is possible the document could be challenged — Improper execution: To be valid, the agreement must be read and signed by both parties before the marriage occurs — Gross unfairness: While a prenuptial agreement gives the couple a great deal of flexibility in how they establish financial rights, the court may decide not to enforce the prenup if it is grossly unfair to one of the parties

After seeing all of the potential gaps in coverage — whether it's the amount of income replacement you'll get, the length of time you'll be protected, or the flexibility you have with your policy — you owe it to yourself to at least review your group policy and see how you can better fill your financial safety net.

Where whole life insurance offers a fixed and stable financial base, universal life coverage provides flexibility at a lower cost.

• Motivated, enthusiastic, entrepreneurial individuals • Strong analytical and problem solving skills • Excellent written and verbal communication skills, with high attention to detail • Strong interpersonal skills with the ability to challenge • Great organisational and time management skills • Commercial awareness and genuine interest in the financial industry • Eagerness to learn, showing curiosity • Knowledge of IT applications such as Microsoft • Driven, determined and resilient to excel within a challenging and fast paced environment • Academically we are looking for applicants with at least a 2:1 degree in: IT, Computer Science, Business, Finance, Economics, Engineering, Maths, Science and HR • Flexibility to work across our UK locations, travel is required within the UK

«We are continuing to pursue the addition of features that improve ease of use and flexibility within the analysis,» says Mark Kingston, general manager, financial solutions division at Dallas - based Realm Business Solutions.

At MidCap Financial, our years of experience, strong balance sheet, and flexibility make us the lender of choice for companies across all stages of growth and complexity.