Not exact matches
It might make sense, then, to rent
until you can boost that score by practicing good
financial habits.
If you were to apply a reasonable rate of return — let's say it's 5 % — to those savings, and multiply that total by the number of years
until you retire, you might be surprised by what giving up that bad
habit can mean to your
financial future.
That amount might not seem all that insurmountable with the right
financial habits in place...
until you remember that you've still got undergrad student loan debt to pay off, too.