Sentences with phrase «financial interests rather»

If the company representative attempting to sell you a program is on commission, or gets a kick back from you signing an agreement or being referred to another business, they could be focusing more on their own financial interests rather than on what's best for you.

Not exact matches

Shirakawa's doubts kept the BOJ firmly focused on interest rates, rather than the size of its balance sheet, even after it had driven its policy rate down close to zero after the global financial crisis.

The U.S. Consumer Financial Protection Bureau alleged that the company had encouraged struggling borrowers to take on forbearance agreements rather than income - driven repayment plans, effectively putting its own interests ahead of its customers.

Tax cuts on wealth are promoted as if they will be invested rather than used to pay the financial sector more interest or be gambled on currencies and exchange rates, interest rates, stock and bond prices, credit default swaps and kindred derivatives.

Many voters believe that a financial bubble enriches the economy rather than turning the surplus into a flow of interest and banking fees.

Although this is a passive income report, as I'm still relatively young, I'm more interested in building a large financial nut through principal appreciation rather than through dividend investing.

The conflicts of interest boil down to: It is in the financial industry's interest to steer investors into high - fee active funds rather than low - fee passive funds.

The Department of Labor promulgated a «fiduciary rule» that would have required financial advisors to act in the best interests of their clients, rather than merely requiring them to provide «suitable» advice.

Overall, the reform would shift from a worldwide system to a territorial system, based on where consumption occurs rather than where production takes place; from a system that allows interest deduction to one that largely ignores financial flows; and from a tax on income toward a tax on consumption.

One factor that could have influenced the carriers decision to suspend, rather than exit, certain products is «the possibility that interest rates might rise quickly later on, making those products suddenly viable once again,» says Robert Hanten, president of Solidarity Financial, Plymouth, Minn., and also president of NAIFA - Minneapolis.

In his account, it has been internationalist idealism among politicians rather than business and financial interests that has led to the removal of trade barriers.

Time for some brutal honesty... this team, as it stands, is in no better position to compete next season than they were 12 months ago, minus the fact that some fans have been easily snowed by the acquisition of Lacazette, the free transfer LB and the release of Sanogo... if you look at the facts carefully you will see a team that still has far more questions than answers... to better show what I mean by this statement I will briefly discuss the current state of affairs on a position - by - position basis... in goal we have 4 potential candidates, but in reality we have only 1 option with any real future and somehow he's the only one we have actively tried to get rid of for years because he and his father were a little too involved on social media and he got caught smoking (funny how people still defend Wiltshire under the same and far worse circumstances)... you would think we would want to keep any goaltender that Juventus had interest in, as they seem to have a pretty good history when it comes to that position... as far as the defenders on our current roster there are only a few individuals whom have the skill and / or youth worthy of our time and / or investment, as such we should get rid of anyone who doesn't meet those simple requirements, which means we should get rid of DeBouchy, Gibbs, Gabriel, Mertz and loan out Chambers to see if last seasons foray with Middlesborough was an anomaly or a prediction of things to come... some fans have lamented wildly about the return of Mertz to the starting lineup due to his FA Cup performance but these sort of pie in the sky meanderings are indicative of what's wrong with this club and it's wishy - washy fan - base... in addition to these moves the club should aggressively pursue the acquisition of dominant and mobile CB to stabilize an all too fragile defensive group that has self - destructed on numerous occasions over the past 5 seasons... moving forward and building on our need to re-establish our once dominant presence throughout the middle of the park we need to target a CDM then do whatever it takes to get that player into the fold without any of the usual nickel and diming we have become famous for (this kind of ruthless haggling has cost us numerous special players and certainly can't help make the player in question feel good about the way their future potential employer feels about them)... in order for us to become dominant again we need to be strong up the middle again from Goalkeeper to CB to DM to ACM to striker, like we did in our most glorious years before and during Wenger's reign... with this in mind, if we want Ozil to be that dominant attacking midfielder we can't keep leaving him exposed to constant ridicule about his lack of defensive prowess and provide him with the proper players in the final third... he was never a good defensive player in Real or with the German National squad and they certainly didn't suffer as a result of his presence on the pitch... as for the rest of the midfield the blame falls squarely in the hands of Wenger and Gazidis, the fact that Ramsey, Ox, Sanchez and even Ozil were allowed to regularly start when none of the aforementioned had more than a year left under contract is criminal for a club of this size and financial might... the fact that we could find money for Walcott and Xhaka, who weren't even guaranteed starters, means that our whole business model needs a complete overhaul... for me it's time to get rid of some serious deadweight, even if it means selling them below what you believe their market value is just to simply right this ship and change the stagnant culture that currently exists... this means saying goodbye to Wiltshire, Elneny, Carzola, Walcott and Ramsey... everyone, minus Elneny, have spent just as much time on the training table as on the field of play, which would be manageable if they weren't so inconsistent from a performance standpoint (excluding Carzola, who is like the recent version of Rosicky — too bad, both will be deeply missed)... in their places we need to bring in some proven performers with no history of injuries... up front, although I do like the possibilities that a player like Lacazette presents, the fact that we had to wait so many years to acquire some true quality at the striker position falls once again squarely at the feet of Wenger... this issue highlights the ultimate scam being perpetrated by this club since the arrival of Kroenke: pretend your a small market club when it comes to making purchases but milk your fans like a big market club when it comes to ticket prices and merchandising... I believe the reason why Wenger hasn't pursued someone of Henry's quality, minus a fairly inexpensive RVP, was that he knew that they would demand players of a similar ilk to be brought on board and that wasn't possible when the business model was that of a «selling» club... does it really make sense that we could only make a cheeky bid for Suarez, or that we couldn't get Higuain over the line when he was being offered up for half the price he eventually went to Juve for, or that we've only paid any interest to strikers who were clearly not going to press their current teams to let them go to Arsenal like Benzema or Cavani... just part of the facade that finally came crashing down when Sanchez finally called their bluff... the fact remains that no one wants to win more than Sanchez, including Wenger, and although I don't agree with everything that he has done off the field, I would much rather have Alexis front and center than a manager who has clearly bought into the Kroenke model in large part due to the fact that his enormous ego suggests that only he could accomplish great things without breaking the bank... unfortunately that isn't possible anymore as the game has changed quite dramatically in the last 15 years, which has left a largely complacent and complicit Wenger on the outside looking in... so don't blame those players who demanded more and were left wanting... don't blame those fans who have tried desperately to raise awareness for several years when cracks began to appear... place the blame at the feet of those who were well aware all along of the potential pitfalls of just such a plan but continued to follow it even when it was no longer a financial necessity, like it ever really was...

The club is there to make money for the shareholders of whome most are on the board its NOT a club run as a footballing concern but a financial concern to make money so do nt tell me that the club is going in the right direction cos were are not we are static and will remain so until the board take an interest in football rather than shares and dividends.

And as demonstrated by this week's rather stunning «Meatless Monday» incident (described in today's post), any proposed changes to the NSLP — regardless of their merits — are likely to be rejected if they will adversely affect the financial interests of farmers and ranchers.

Government bonds of economically stable countries like the United States are rather popular financial investment to safely «park» unused capital because they are relatively safe and provide a guaranteed interest rate.

I know that it has been published, but only with all the rather interesting financial information missed out, and British shooting does not feel that it has been given a fair crack of the whip.

Albany's lawmakers should also adopt public financing for comptroller campaigns, rather than forcing candidates to troll for money from lawyers or financial interests.

«Our findings do not argue that all homeownership is beneficial, but rather that low - income homeowners with mortgages that are carefully underwritten with responsible terms, including low upfront costs and low interest rates — or what we like to call «responsible mortgages» — can experience increased financial security and independence,» Grinstein - Weiss says.

The researchers offer four steps for improving the review process: develop methodological standards for evaluating evidence used to back off - label drug recommendations; combine the findings into one «single, rigorously developed resource» rather than five inconsistent reference guides; assess whether those reviewing and determining off - label drug use policies have potential financial conflicts of interest; and make the compendia listings, which currently are only available by subscription, free to the public.

In addition, both organizations advocate the use of synthetic «monster» hormones, and as such, represent the financial interests of the synthetic hormone industry (such as Wyeth and Abbott), rather than the health of the public.

When you are chatting, watch out for those who take more interest in your financial assets, rather than you, your likes and dislikes.

Many Universities can offer financial support as they would much rather you took a 0 % interest loan from them than get yourself into more debt.

Unless investors make the effort to become educated about investing, they are at the mercy of the financial industry and media that are primarily interested in making money from the investor rather than for the investor.

While the nature of those investments may vary — such as investing in paying down high - interest debt, rather than investing in the stock market — having a well - laid plan is the key to a strong financial future.

«Think of it is as your own Private Bank allowing you earn interest rather than paying it to another financial institution,» says Parry.

This often meant putting the clients first rather than the financial interests of a parent company or the senior partners.

Instead, they have preset arrangements with most financial institutions, many of which lower interest rates and fees, so more of your payment goes toward the balance rather than finance charges.

It's an interesting concept as it offers rewards for good financial behavior rather than focusing on punishment (fees) for bad behavior.

I have been told many times that I am extremely disciplined financial but I always just think that I find the idea of paying some exorbitant interest rate so ridiculous that I would rather live without.

Rather, it is the U.S. Congress that sets the interest rates on the Direct Loans from the United States Department of Education via legislation that actually ties the interest rate to financial markets.

Rather, it's for investors with «a desire to have some involvement in their investment decisions,» and who are interested in the written financial strategy and rebalancing that comes with it.

The part of the question I find most interesting, which your answer doesn't address, is why the credit score only includes credit - based purchases, rather than financial obligations which are not credit (e.g., utility bills, rent).

New interest rates are calculated based on the borrower's credit history and overall financial health, as well as current financial market conditions, rather than the weighted average of the included loans.

This debt sometimes causes students to select employment based on financial necessity rather than genuine interest.

Interesting that he recommends financial stocks rather strongly.

These types of plans are rare and only offered by certain financial companies, so if you are interested in something like this rather than a traditional retirement plan for entrepreneurs, freelancers, or those who are self - employed, you'll need to do a little research.

And as with interest that you pay over the course of the loan, the amount you pay in points is generally tax - deductible (this assumes that it still makes financial sense for you to itemize your deductions rather than take the new higher standard deduction).

It has all of the benefits you listed, a higher interest rate, AND is more designed to push you to your financial goals goals rather than being a general savings account.

«Our findings do not argue that all homeownership is beneficial, but rather that low - income homeowners with mortgages that are carefully underwritten with responsible terms, including low upfront costs and low interest rates — or what we like to call «responsible mortgages» — can experience increased financial security and independence,» Grinstein - Weiss says.

The plaintiff alleges that the contract's cancellation was not made with his and the other beneficiaries» interests in mind, but rather to improve the parent / subsidiary companies» financial positions and to make them a more attractive target for potential buyers.

Financial economists such as World Pensions Council (WPC) researchers have argued that durably low interest rates in most G20 countries will have an adverse impact on the funding positions of pension funds as «without returns that outstrip inflation, pension investors face the real value of their savings declining rather than ratcheting up over the next few years» [19]

Consider starting the conversation with the next generation rather than assuming that you know their interests and financial readiness.

In an outline of financial results briefing for purveyors of Chocobo - riding and slime - killing, Square - Enix, NeoGAF discovered a rather interesting phrase that hints at the way most games will be designed going forward.

Nintendo recently released its latest financial report and the results are rather interesting.

The climate science also sure is subject to severe political pressures from varying lobbyist groups, first and foremost the oil an coal interests which are huge financial powerhouses especially in the US Senate — a body which in reality dictates the whole global «climate policy» or rather the absence of any such — serious climate politicans round the globe in reality have — as we now have seen — no chance at all against the denying forces and their huge media apparatus, as long as the public don't see some very serious consequences of climate change, fx.

It also means that it is ideology, rather than to make financial gains from promoting the short - term commercial interests of particular businesses, that is the driving force.

«Speculation is the practice of engaging in risky financial transactions in an attempt to profit from short or medium term fluctuations in the market value of a tradable good such as a financial instrument, rather than attempting to profit from the underlying financial attributes embodied in the instrument such as capital gains, interest, or dividends.»

Rather than rely exclusively on IPCC for scientific advice, policymakers should seek out advice from independent, nongovernment organizations and scientists who are free of financial and political conflicts of interest.

There was an interesting article in the Financial Times about «the joys of working out of a backyard hideaway» by architectural historian Jonathan Foyle, who works from the rather nice garden shed shown above.

For he was not an employee of the owner of the parking lot, but rather of the towing company, whose financial interest was in towing cars that were illegally parked.