But again, ensure that you disclose all the possible details regarding your health, your habits and
your financial liabilities to avoid any claim rejections!
This is due to the fact the average person maintains some sort of
financial liabilities to the day they die.
2: Residents who elect to stay in the Resident Indemnity component of Renters Liability Pro are are released from
financial liability to the owner / operator for damage to the property they cause up to the amount of the property insurance deductible.
Without state - mandated auto insurance to cover you,
the financial liability to compensate for the other party's injuries and damages must be paid out of pocket.
From personal
financial liability to the cost of repairs to your own car and your medical expenses, you can add coverage to insulate yourself from much of the economic stress that usually follows a serious accident.
The personal assets that you and your family have collected over the years don't have to be
a financial liability to you, but instead a financial investment.
Not exact matches
There are obvious advantages
to doing so, such as protecting against personal
financial liabilities should anything with the business go wrong.
Important factors that could cause actual results
to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited
to, the following: 1) our ability
to continue
to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability
to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability
to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability
to achieve certain cost reductions with respect
to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability
to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability
to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence
to their announced schedules; 10) our ability
to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability
to enter into profitable supply arrangements with additional customers; 12) the ability of all parties
to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability
to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability
to borrow additional funds or refinance debt, including our ability
to obtain the debt
to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes
to the interpretations of or guidance related thereto, and the Company's ability
to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability
to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility
to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over
financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure
to potential product
liability and warranty claims; 31) our ability
to effectively assess, manage and integrate acquisitions that we pursue, including our ability
to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability
to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes
to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability
to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability
to complete the proposed accelerated stock repurchase plan, among other things.
This decision is crucial in terms of the tax consequences, the authority given
to individuals associated with the company, and potential
liability (that is, the
financial responsibility) for each person connected with the business.
Every Friday afternoon, Phunware's controller emails an overview of the company's
financials to the management team, including data on key metrics such as cash on hand, obligations, and the quick ratio, which the company derives from dividing cash plus receivables by current
liabilities.
The EU wants
to agree first on the U.K.'s
financial and budgetary
liabilities — the so - called Brexit Bill — as well as finding a mutually agreeable resolution
to the issue of the Irish border, and some concrete confirmation of the future rights for EU citizens» living in the U.K.
Macron has said he hopes
to pool
liability for various kinds of debt: a completed banking union would ensure bailout costs for individual
financial institutions would be distributed across the continent rather than borne by individual countries, and the so - called Eurobonds would allow national governments
to borrow money against a joint continental credit rating.
Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including
financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel,
financial condition of commercial airlines, the impact of weather conditions and natural disasters and the
financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected
to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due
to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability
to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred
to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins
to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and
to satisfy the other conditions
to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise
to a right of one or both of United Technologies or Rockwell Collins
to terminate the merger agreement, including in circumstances that might require Rockwell Collins
to pay a termination fee of $ 695 million
to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective
financial performance; (20) risks related
to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating
to the value of the United Technologies» shares
to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown
liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company,
to retain and hire key personnel.
Principal documents that should be submitted by the entrepreneur who hopes
to start a new business include: resume (and resumes of any other key people involved in the proposed enterprise); current
financial statement of all personal assets and
liabilities; summary of collateral; proposed operating plan; and statement detailing revenue projections.
They seem
to be «blissfully» unaware of the huge and growing
financial liability implied by public - sector debt loads.
The disclosure said that the company may face product
liability claims due
to «failures of new technologies that we are pioneering, including autopilot in our vehicles,» adding that «product
liability claims could harm our business, prospects, operating results and
financial condition.»
In addition, it spells out more details for how
to properly calculate
financial sector
liabilities, among other things.
One of our respondents expressed this frustration: «Although we are squeaky clean in terms of
financials (no
liabilities, etc.), and have been in business for five years, we can not find banks
to lend
to us without giving up our firstborn, so I am using my savings
to finance the business.»
Limited -
liability companies, a new corporate option in many states, have been gaining popularity, but there are still tax benefits and other
financial advantages
to S and C corporate structures as well.
«Requiring the banks
to pay treble damages
to every plaintiff who ended up on the wrong side of an independent Libor ‐ denominated derivative swap would, if appellants» allegations were proved at trial, not only bankrupt 16 of the world's most important
financial institutions, but also vastly extend the potential scope of antitrust
liability in myriad markets where derivative instruments have proliferated,» the U.S. Court of Appeals in New York said in the ruling.A U.S. appeals court on Monday revived private antitrust litigation accusing major banks of conspiring
to manipulate the Libor benchmark interest rate, in a big setback for their defense against investors» claims of market - rigging.
Included in the IDA's proposal was a requirement for CEOs and CFOs
to personally sign off on company
financial statements, and «increase the penalties of criminal
liability and obstruction of justice» for securities fraud.
It does run ads on its regular search engine, of course, and news results make that a fuller product, but it would have no reason
to maintain Google News in Europe if it became a serious
financial liability.
Experienced
financial cheats test the water by starting with elementary games such as using cookie jars
to increase or decrease current
liabilities and
to alter revenue.
As argued in an earlier piece (Deficit Outcome for 2010 - 11 will be $ 7 billion lower than forecast in October 2010 Update — December 2010: www.3dpolicy.ca), we expect that the deficit in 2010 - 11 will be at least $ 7 billion lower than forecast in the October 2010 Update, based on the
financial results
to the end of October 2010 and an analysis of the impact of one - time accrual
liabilities which inflated the 2009 - 10 deficit outcome.
Following several high - profile excessive fee lawsuits, more 401 (k) plan sponsors than ever are hiring fiduciary - grade
financial advisors
to lower their
liability.
Generally, external
financial statements are prepared on the accrual basis of accounting, which means that assets and
liabilities are recorded when they are committed
to, and revenue and expenses are recorded when they are incurred (rather than when they are actually paid).
It is also important
to note that
liabilities, such as outstanding bank loans, guarantees, lease agreements and payments
to suppliers are usually not insured, leaving the personal assets of business owners pledged against these
liabilities, and potentially leaving family members in
financial distress.
A company with negative working capital (more
liabilities than assets) is generally seen as being in
financial risk for increased debt (which may lead
to bankruptcy).
Liabilities: A company's liabilities are any financial debt or obligations that a company is responsible for due to its business
Liabilities: A company's
liabilities are any financial debt or obligations that a company is responsible for due to its business
liabilities are any
financial debt or obligations that a company is responsible for due
to its business operations.
Your
financial advisor will be able
to see the assets and
liabilities you've linked on your dashboard.
In the event of an accident, Kinder Morgan has pledged
to do no more than comply with federal laws, which stipulate that operators of a major oil pipeline in this country must have a minimum of $ 1 billion in
financial resources available
to cover
liabilities related
to a land spill.
Financial assets and
liabilities whose values based on prices or valuation techniques that require inputs that are both unobservable and significant
to the overall fair value measurement.
The hearings will tell whether Bank of America can extinguish legal
liability for more than a million Countrywide
Financial loans by paying $ 8.5 billion in cash and agreeing
to loan servicing improvements in a settlement struck with 22 investors in 2011.
In contrast
to banks and other
financial corporations, the non-
financial sector's foreign currency
liabilities have risen since 2009, consistent with an increase in borrowings in foreign debt markets by larger corporations (particularly in the mining sector).
After accounting for the use of hedging derivatives, the FCE survey indicates that the overall net foreign currency asset position of other
financial corporations was equivalent
to 16 per cent of GDP, with a hedging ratio of around 35 per cent for foreign currency assets and 60 per cent for foreign currency
liabilities (Table 1).
As I argued in An Open Letter
to Congress Regarding the Current
Financial Crisis and You Can't Rescue the
Financial System if You Can't Read a Balance Sheet, this is exactly the right approach, since it operates on the
liability (capital) side of the balance sheet, which is where the trouble has been.
In an attempt
to reduce their investment - related
liability, many 401 (k) fiduciaries hire a professional
financial advisor
to make fund recommendations.
At the same time, however, the enormous increase in government
liabilities stemming from an ongoing budget deficit and huge
financial rescue efforts is likely
to result in normal if not elevated levels of inflation as the economy recovers.
Potential cosigners might not want
to take on that
financial liability for 10 or 20 years.
The
financial products referred
to herein are not sponsored, endorsed, or promoted by MSCI, and MSCI bears no
liability with respect
to any such
financial products or any index on which such
financial products are based.
on a pro forma basis, giving effect
to (i) the automatic conversion of all of our outstanding shares of convertible preferred stock other than Series FP preferred stock into shares of Class B common stock and the conversion of Series FP preferred stock into shares of Class C common stock in connection with our initial public offering, (ii) stock - based compensation expense of approximately $ 1.1 billion associated with outstanding RSUs subject
to a performance condition for which the service - based vesting condition was satisfied as of December 31, 2016 and which we will recognize on the effectiveness of our registration statement in connection with a qualifying initial public offering, as further described in Note 1
to our consolidated
financial statements included elsewhere in this prospectus, (iii) the increase in accrued expenses and other current
liabilities and an equivalent decrease in additional paid - in capital of $ 187.2 million in connection with the withholding tax obligations, based on $ 16.33 per share, which is the fair value of our common stock as of December 31, 2016, as we intend
to issue shares of Class A common stock and Class B common stock on a net basis
to satisfy the associated withholding tax obligations, (iv) the net issuance of 7.6 million shares of Class A common stock and 5.5 million shares of Class B common stock that will vest and be issued from the settlement of such RSUs, (v) the issuance of the CEO award, as described below, and (vi) the filing and effectiveness of our amended and restated certificate of incorporation which will be in effect on the completion of this offering.
The Company prepares its consolidated
financial statements in conformity with generally accepted accounting principles in the United States of America («GAAP»), which requires it
to make estimates and assumptions that affect the reported amounts of assets and
liabilities and disclosure of contingent assets and
liabilities at the date of the
financial statements, and the reported amounts of sales and expenses during the reporting period.
The pro forma consolidated balance sheet data gives effect
to (i) the automatic conversion of all of our outstanding shares of convertible preferred stock other than Series FP preferred stock into shares of Class B common stock and the conversion of Series FP preferred stock into shares of Class C common stock in connection with our initial public offering, (ii) stock - based compensation expense of approximately $ 1.1 billion associated with outstanding RSUs subject
to a performance condition for which the service - based vesting condition was satisfied as of December 31, 2016 and which we will recognize on the effectiveness of our registration statement in connection with this offering, as further described in Note 1
to our consolidated
financial statements included elsewhere in this prospectus, (iii) the increase in accrued expenses and other current
liabilities and an equivalent decrease in additional paid - in capital of $ 187.2 million in connection with the withholding tax obligations, based on $ 16.33 per share, which is the fair value of our common stock as of December 31, 2016, as we intend
to issue shares of Class A common stock and Class B common stock on a net basis
to satisfy the associated withholding tax obligations, (iv) the net issuance of 7.6 million shares of Class A common stock and 5.5 million shares of Class B common stock that will vest and be issued from the settlement of such RSUs, (v) the issuance of the CEO award, as described below, and (vi) the filing and effectiveness of our amended and restated certificate of incorporation which will be in effect on the completion of this offering.
Giuliani's statements open Trump up
to new
liability for campaign finance violations and potentially for submitting a false
financial disclosure form.
If we do not have sufficient funds
to pay tax or other
liabilities or
to fund our operations, we may have
to borrow funds, which could materially adversely affect our liquidity and
financial condition and subject us
to various restrictions imposed by any such lenders.
Important factors that may affect the Company's business and operations and that may cause actual results
to differ materially from those in the forward - looking statements include, but are not limited
to, operating in a highly competitive industry; changes in the retail landscape or the loss of key retail customers; the Company's ability
to maintain, extend and expand its reputation and brand image; the impacts of the Company's international operations; the Company's ability
to leverage its brand value; the Company's ability
to predict, identify and interpret changes in consumer preferences and demand; the Company's ability
to drive revenue growth in its key product categories, increase its market share, or add products; an impairment of the carrying value of goodwill or other indefinite - lived intangible assets; volatility in commodity, energy and other input costs; changes in the Company's management team or other key personnel; the Company's ability
to realize the anticipated benefits from its cost savings initiatives; changes in relationships with significant customers and suppliers; the execution of the Company's international expansion strategy; tax law changes or interpretations; legal claims or other regulatory enforcement actions; product recalls or product
liability claims; unanticipated business disruptions; the Company's ability
to complete or realize the benefits from potential and completed acquisitions, alliances, divestitures or joint ventures; economic and political conditions in the United States and in various other nations in which we operate; the volatility of capital markets; increased pension, labor and people - related expenses; volatility in the market value of all or a portion of the derivatives we use; exchange rate fluctuations; risks associated with information technology and systems, including service interruptions, misappropriation of data or breaches of security; the Company's ability
to protect intellectual property rights; impacts of natural events in the locations in which we or the Company's customers, suppliers or regulators operate; the Company's indebtedness and ability
to pay such indebtedness; the Company's ownership structure; the impact of future sales of its common stock in the public markets; the Company's ability
to continue
to pay a regular dividend; changes in laws and regulations; restatements of the Company's consolidated
financial statements; and other factors.
Many factors could cause BlackBerry's actual results, performance or achievements
to differ materially from those expressed or implied by the forward - looking statements, including, without limitation: BlackBerry's ability
to enhance its current products and services, or develop new products and services in a timely manner or at competitive prices, including risks related
to new product introductions; risks related
to BlackBerry's ability
to mitigate the impact of the anticipated decline in BlackBerry's infrastructure access fees on its consolidated revenue by developing an integrated services and software offering; intense competition, rapid change and significant strategic alliances within BlackBerry's industry; BlackBerry's reliance on carrier partners and distributors; risks associated with BlackBerry's foreign operations, including risks related
to recent political and economic developments in Venezuela and the impact of foreign currency restrictions; risks relating
to network disruptions and other business interruptions, including costs, potential
liabilities, lost revenues and reputational damage associated with service interruptions; risks related
to BlackBerry's ability
to implement and
to realize the anticipated benefits of its CORE program; BlackBerry's ability
to maintain or increase its cash balance; security risks; BlackBerry's ability
to attract and retain key personnel; risks related
to intellectual property rights; BlackBerry's ability
to expand and manage BlackBerry ® World ™; risks related
to the collection, storage, transmission, use and disclosure of confidential and personal information; BlackBerry's ability
to manage inventory and asset risk; BlackBerry's reliance on suppliers of functional components for its products and risks relating
to its supply chain; BlackBerry's ability
to obtain rights
to use software or components supplied by third parties; BlackBerry's ability
to successfully maintain and enhance its brand; risks related
to government regulations, including regulations relating
to encryption technology; BlackBerry's ability
to continue
to adapt
to recent board and management changes and headcount reductions; reliance on strategic alliances with third - party network infrastructure developers, software platform vendors and service platform vendors; BlackBerry's reliance on third - party manufacturers; potential defects and vulnerabilities in BlackBerry's products; risks related
to litigation, including litigation claims arising from BlackBerry's practice of providing forward - looking guidance; potential charges relating
to the impairment of intangible assets recorded on BlackBerry's balance sheet; risks as a result of actions of activist shareholders; government regulation of wireless spectrum and radio frequencies; risks related
to economic and geopolitical conditions; risks associated with acquisitions; foreign exchange risks; and difficulties in forecasting BlackBerry's
financial results given the rapid technological changes, evolving industry standards, intense competition and short product life cycles that characterize the wireless communications industry.
Solely for the purposes of the product governance requirements contained within: (a) EU Directive 2014 / 65 / EU on markets in
financial instruments, as amended, or MiFID II; (b) Articles 9 and 10 of Commission Delegated Directive (EU) 2017/593 supplementing MiFID II; and (c) local implementing measures, together, the MiFID II Product Governance Requirements, and disclaiming all and any
liability, whether arising in tort, contract or otherwise, which any «manufacturer» (for the purposes of the MiFID II Product Governance Requirements) may otherwise have with respect thereto, the ADSs and ordinary shares have been subject
to a product approval process, which has determined that such securities are: (i) compatible with an end target market of retail investors and investors who meet the criteria of professional clients and eligible counterparties, each as defined in MiFID II; and (ii) eligible for distribution through all distribution channels as are permitted by MiFID II, or the Target Market Assessment.
Those reports, effectively confirmed by Giuliani on Thursday, indicated the payments amounted
to a
financial liability.
But with the fiduciary standard in place, opponents say the
liability issue will hurt the industry and make it tougher for small savers
to get access
to financial advice.