Sentences with phrase «financial life as a whole»

This, in turn, can impact your financial life as a whole.

Not exact matches

Given the high cost of whole life insurance, often several times that of term, and product complexity, our analysis shows term is typically better for the majority of people as you can still get significant financial coverage for your family.

This means whole life insurance can be prohibitively expensive for many and particularly so for those that need life insurance as financial protection.

Let's not forget what and how America was suposedly started as a place of relgious freedom by the pilgrams (according to so called american history books) these religious people proceeded to rob & kill the Indians who saved their lives, take & kill Mexicans for land & gold & oil enslave a whole group of people as property for financial gain all under the guise of being good «Christians» (WHITE) and now perceive all «Muslims» (NON-WHITE) are evil unless proven otherwise.

Some people buy term life insurance as a supplement to a whole life insurance policy, to cover specific financial needs, such as a mortgage or college tuition.

Further, this financial fortress would empower some of the greatest entrepreneurs in history such as Ray Kroc and Walt Disney, both of whom borrowed against their whole life policies to finance their historic ventures.

Deciding whether to purchase whole life or term life insurance is a personal decision that you should base on the financial needs of your beneficiaries as well as your financial goals.

Suddenly single While living alone your whole life has its financial challenges, the toughest situation possible is finding yourself suddenly on your own as the result of a separation or divorce, or the death of a spouse.

This means whole life insurance can be prohibitively expensive for many and particularly so for those that need life insurance as financial protection.

Given the high cost of whole life insurance, often several times that of term, and product complexity, our analysis shows term is typically better for the majority of people as you can still get significant financial coverage for your family.

That salesman who hides behind the «financial advisor» title but is selling whole life insurance gets paid a huge commission (as high as 75 % of your first years premium!!)

In addition, its CompLife product allows you to combine term and whole life insurance coverage to fit your financial situation, as your life insurance needs may change with time.

On in episode of her show, a woman asked Orman if she and her husband should cancel the variable life insurance (a form of permanent life insurance, same as whole life) that their financial adviser signed them up for.

It is sad that many stockbrokers and pundits in the financial community criticize whole life insurance for young people based upon various suggestions such as «high fees» OR the time needed to realize value.

Mutual Trust Life Insurance, aka MTL Insurance Company, aka Mutual Trust Financial Group, aka «The Whole Life Company» ®, was founded in 1904 as a mutual insurance company.

Deciding whether to purchase whole life or term life insurance is a personal decision that should be based on the financial needs of your beneficiaries as well as your financial goals.

There is a reason, as discussed in our previous post about whole life insurance that the largest banks and financial institutions invest billions of dollars in bank owned life insurance (BOLI) and corporate owned life insurance (COLI).

Cash value whole life insurance offers a contractual rate of return as well as likely dividends and additional growth that is not dependent upon the financial markets.

While some pundits and financial entertainers such as Dave Ramsey tend to bash this type of life insurance as too expensive, other experts pinpoint whole life insurance as the most immune from speculative market risks AND the source of massive wealth accumulation for many of America's top banks and corporations.

Whether the return of cash value is guaranteed, as in a whole life or guaranteed UL policy OR whether based upon the financial markets, as in IUL and Variable UL policies, the idea behind permanent insurance is to accrue a nest egg of usable cash value within a life insurance policy.

The whole life pro would be that the benefits of whole life insurance as a wealth storehouse, particularly when used in conjunction with the infinite banking concept ®, can lead to financial freedom in a short time.

In addition to the value of the home as a financial asset, owning a home has also been proven to offer social benefits, including a more stable life for the homeowner, their family and their community, as a whole.

Like term life insurance, whole life insurance protects your family from financial burden when you die, as long as you kept paying your premiums, by paying out a death benefit, usually between $ 100,000 and $ 5 million.

Many financial pundits don't fully understand whole life and, as such, often criticize it.

Even whole life insurance, as bad as it can be, has a place to do good in some financial plans.

A financial advisor (Northwest Mutual) told me I should buy a whole life insurance policy as an inflation - protected liquid cash savings.

Hello everyone, My name is Mrs. harry lilly and i am talking as the happiest person in the whole wild world today and i told myself that any lender that rescue my family from our poor situation, i will tell the name to the whole wild world and i am so happy to say that my family is back for good because i was in need a loan of $ 73,000 USD to start my life all over as i am a single mum with 2 kids and the whole world seemed like it was hanging on me until i met the GOD sent loan lender that changed my life and that of my family, a GOD fearing lender, Mr. Graham Jackson, Loan Financial, he was the saviour GOD sent to rescue my family and at first i thought it was not going to be possible until i received my loan of $ 73,000 USD and i will advise anyone who is in genuine need of a loan to contact Mr. Graham Jackson via email at.

Our checking and money market accounts feature clear terms, great rates, and special benefits designed to fit your life — because a happy, thriving membership contributes to the financial strength of our community as a whole.

We've embraced his philosophy here at insuranceandestates.com as discussed in our top dividend paying whole life insurance article, not because it is a perfect solution for everyone, but because it characterizes most of our core values and helps many people achieve financial wellness.

As we've discussed concerning the infinite banking concept ®, whole life insurance should NOT be pitted in side by side comparisons with various financial products BUT rather can serve as a strategic tool for growing your wealth safely while also providing a means to pursue any number of other investment opportunitieAs we've discussed concerning the infinite banking concept ®, whole life insurance should NOT be pitted in side by side comparisons with various financial products BUT rather can serve as a strategic tool for growing your wealth safely while also providing a means to pursue any number of other investment opportunitieas a strategic tool for growing your wealth safely while also providing a means to pursue any number of other investment opportunities.

Here's the shortest bottom line on all forms of annuities and all forms of whole life insurance: If you work in the life insurance business, either as an agent or an employee of a life company, or hold life insurance company stock; then annuities and whole life insurance are the greatest invention since the wheel (because they pay by far the most in immediate commissions of any financial product available today, making them by far the most profitable part of the life insurance company business model).

That fact, that it uses whole life insurance, is why the concept is immediately tossed aside by most, since the most vocal financial pundits, such as Dave Ramsey, tell everyone to buy term and invest the rest into mutual funds.

However, anchoring can lead to some pretty nasty financial outcomes particularly related to buying insurance - type products such as whole life insurance or annuities.

Further, when using whole life for infinite banking the returns on your money can be astronomical, as you use your policy's cash value to purchase other income producing assets or to recapture interest that would otherwise go to a financial institution.

Whole life policies can be selected as part of your overall financial plan, but because you are not only paying for the life insurance premium in a whole life policy, but are also paying for a «savings» element, the cost will be Whole life policies can be selected as part of your overall financial plan, but because you are not only paying for the life insurance premium in a whole life policy, but are also paying for a «savings» element, the cost will be whole life policy, but are also paying for a «savings» element, the cost will be more.

Whole life can be used as a tool in financial planning to save for future goals like retirement.

Many financial pundits don't fully understand whole life and, as such, often criticize it.

This policy is called the Living Promise Whole Life Insurance plan, and it is designed to assist in paying for an insured's final expenses, as well as other costs that may be incurred near the end of the individual's life that could incur financial hardship for the insured's family and / or survivLife Insurance plan, and it is designed to assist in paying for an insured's final expenses, as well as other costs that may be incurred near the end of the individual's life that could incur financial hardship for the insured's family and / or survivlife that could incur financial hardship for the insured's family and / or survivors.

Term life insurance, which has been heavily recommended by financial professionals such as Dave Ramsey and Suze Orman, is designed to provide a large amount of coverage for a fraction of the cost of whole life.

It is not recommended to pursue whole life as a replacement for other investments so we always recommend talking to your financial planner for other options.

Life insurance protection products that last your whole life are often not the best fit for temporary financial liabilities as they cost money than a mortgage protection polLife insurance protection products that last your whole life are often not the best fit for temporary financial liabilities as they cost money than a mortgage protection pollife are often not the best fit for temporary financial liabilities as they cost money than a mortgage protection policy.

Although Phoenix Life Insurance Company offers a variety of financial services and insurance products such as estate planning strategies, annuities, and income strategies, their primary focus is centered on permanent universal, variable, and whole life insuraLife Insurance Company offers a variety of financial services and insurance products such as estate planning strategies, annuities, and income strategies, their primary focus is centered on permanent universal, variable, and whole life insuralife insurance.

Others prefer whole life because it provides a financial safety net and because they are guaranteed coverage for as long as they wish to keep their policy.

MEG Financial's areas of expertise include all forms of life insurance including term life insurance, whole life insurance, universal life, and equity indexed universal life insurance as well as disability income insurance for professionals and executives.

«The reasons for a negative growth in the premium collections are various factors that are influencing the financial sector as a whole», the Minister said, adding the 23 private sector life insurance companies collectively witnessed 8.13 per cent decline in premium collection.

Whether you have term insurance or a permanent * policy (such as whole life, universal life insurance, or variable universal life), you've taken the time to select the policy that meets your individual needs and financial goals.

Let's take a quick tour through Dave Ramsey's thoughts on whole life insurance, such as when he calls cash value life insurance, like whole life insurance, «one of the worst financial products available.»

If you want to consider a permanent policy, such as whole life insurance, consult a financial advisor.

Like term life insurance, whole life insurance protects your family from financial burden when you die, as long as you kept paying your premiums, by paying out a death benefit, usually between $ 100,000 and $ 5 million.

If you have other financial obligations, such as a mortgage and dependents who are counting on you to pay for college, you're better off buying a standard term life or whole life policy in an amount that can cover family needs, including final expenses.