Sentences with phrase «financial needs of consumers»

The company has identified six financial needs of consumers and has developed a range of insurance solutions to help them in achieving those financial needs.

Not exact matches

Amid the uncertainty, Congress wants a better understanding of how bitcoin will fit into the existing landscape of financial regulation in the United States, and what more needs to be done to protect consumers.

While Westby thinks that consumers should use financial apps and sites, they also need to be aware of what they're using and what kind of information they're sharing online.

An entrepreneur will put up a detailed description of his / her business on a platform such as Kickstarter — goals of the business, future financial strategies for turning a profit, the target audience, how much funding he / she needs and for what reasons, etc. — and then consumers can read about the business and give money if they choose.

Just last week, Wells agreed to pay a $ 1 billion fine to the Consumer Financial Protection Bureau and the Office of the Comptroller of the Currency to settle accusations it charged thousands of auto loan customers for insurance they didn't need and improperly charged mortgage customers to lock in interest rates.

We believe it is a fundamental right that all consumers should have free and comprehensive access to their credit and financial data, giving them the resources and information they need to easily take control of their financial health.

As such, a recommendation is in the best interest of a consumer if it furthers the consumer's needs and objectives, and is made «without regard to the financial or other interests of the producer, insurer or any other party.»

«For the first time in many years, we are beginning to see levels of card fraud decreasing, providing a needed reprieve for exhausted consumers and financial organizations,» says Andrei Barysevich, Director of Eastern European Research and Analysis at digital security consulting firm Flashpoint.

However, you need to be aware of the «draw» period, according to the Consumer Financial Protection Bureau (CFPB).

DOL, via its fiduciary rule, has «created a regulatory framework that both protects consumers and gives financial advisors the flexibility to provide much - needed financial advice consistent with a wide range of business models,» the Coalition said.

The growing availability of credit has also expanded the resources available to new entrepreneurs launching businesses, and has given many families access to the funds they need to «smooth over» periods of financial challenge.9 / At the same time, competition among lenders for individuals with solid credit histories has reduced the price of credit for those consumers.10 /

According to Richard Cordray, director of the Consumer Financial Protection Bureau, the agency sees this as an ongoing issue that needs continued monitoring.

A distinction is made between consumer discretionary, also referred to as consumer cyclical, and consumer staples, which consumers consider to be essential products they need regardless of their financial condition or the state of the economy.

«Before they can transform financial activity in a meaningful and lasting manner, crypto assets will first need to earn the confidence and support of consumers and financial authorities.»

The NAIC serves the needs of consumers and the industry, with an overriding objective of supporting state insurance regulators as they protect consumers and maintain the financial stability of the insurance marketplace.

The minister heads the state oil company PDVSA, which is in desperate need of a hike in fuel revenues and favorable financial ratings to fund imports of consumer goods and medical supplies for its citizens and to keep the socialist government's public services afloat.

In the 1980s and 1990s, American consumers were more than willing to cut their saving rate because they believed stock portfolios would continue to grow rapidly and take care of all their financial needs.

We as consumers need to withhold our financial support of such companies until they clean up their act.

I / we agree that if any material change (s) occur (s) in my / our financial condition that I / we will immediately notify BSHFC of said change (s) and unless Baby Safe Homes Franchise Corporation is so notified it may continue to rely upon the application and financial statement and the representations made herein as a true and accurate statement of my / our financial condition.nI / we authorize Baby Safe Homes Franchise Corporation to make whatever credit inquiries / background checks it deems necessary in connection with this application and financial statement.nI / we authorize and instruct any person or consumer reporting agency to furnish to BSHFC any information that it may have to obtain in response to such credit inquiries.nIn consideration of the ongoing association between Baby Safe Homes and the undersigned applicant (hereinafter u201cApplicantu201d), the parties hereto have entered into this Non-Disclosure and Non-Competition Agreement.nWHEREAS, in the course of its business operations, Baby Safe Homes provides its customers products and services which, by nature of the business, include trade secrets, confidential and proprietary information, and other matters deemed material or important enough to warrant protection; and WHEREAS, Applicant, by reason of his / her interest in Baby Safe Homes and in the course of his / her duties, has access to said secrets and confidential information; and WHEREAS, Baby Safe Homes has trade secrets and other confidential and proprietary information, including procedures, customer lists, and particular desires or needs of such customers to which Applicant has access in the course of his / her duties as an Applicant.nNow, therefore, in consideration of the premises contained herein, the parties agree as follows Applicant shall not, either during the time of his / her franchise evaluation with Baby Safe Homes or at any time thereafter either directly or indirectly, communicate, disclose, reveal, or otherwise use for his / her own benefit or the benefit of any other person or entity, any trade secrets or other confidential or proprietary information obtained by Employee by virtue of his / her employment with Baby Safe Homes, in any manner whatsoever, any such information of any kind, nature, or description concerning any matters affecting or relating to the Baby Safe Homes business, or in the business of any of its customers or prospective customers, except as required in the course of his / her employment by Baby Safe Homes or except as expressly authorized Baby Safe Homes Franchise Corporation, in writing.nDuring any period of evaluation with Baby Safe Homes, and for two (2) years thereafter, Applicant shall not, directly or indirectly, induce or influence, divert or take away, or attempt to divert or take away and, during the stated period following termination of employment, call upon or solicit, or attempt to call upon or solicit, any of the customers or patrons Baby Safe Homes including, but not limited to, those upon whom he / she was directly involved, or called upon, or catered to, or with whom became acquainted while engaged in the franchise evaluation process of a Baby Safe Homes franchise business.

Responding to today's announcement by the FCA and HM Treasury on a consultation exploring what can be done to improve customers» access to financial advice, Hugh Savill, Director of Regulation at the ABI, said: «The new pension freedoms, which are designed to give people more options at retirement, have highlighted how important it is that financial services firms are able to offer consumers the support they need, in a way that suits their individual circumstances.

«As the top state law enforcement officials charged with investigating consumer complaints of fraudulent, deceptive and abusive financial practices in our respective states, we know from first - hand experience that the need for strong consumer financial protection is undiminished in the years since the financial crisis.»

Online Dating Insider is the primary resource covering the online dating industry, exploring the needs of online dating and social networking companies, and the technology providers, value - added services, financial resources and consumer brands participating in the marketplace.

Consumer Financial Protection Bureau (CFPB) Director Richard Cordray said, «Wells Fargo hit borrowers with illegal fees and deprived others of critical information needed to effectively manage their student loan accounts.

It also provides education on financial and other types of scams in order to protect borrowers and consumers by equipping them with the knowledge they need to spot and avoid any scams they might encounter.

Given that the needs of financial consumers are varied, there's more than meets the eye to this discussion.

Millions of people who have student loan debts have extreme troubles repaying them, and many of them made comments to the Consumer Financial Protection Bureau criticizing the state of servicers who are crucial for meeting their needs.

All these are designed to cater the needs of various clients from the consumer, business, corporate and other institutional sectors.Furthermore, SunTrust aims to help Americans get out of financial stress and instead, achieve confidence.

When working to adjust, consolidate or reduce consumer debts, utilize the provision of the Federal Fair Credit Reporting Act to submit to each of the consumer credit reporting agencies an up to 200 - word statement as to what has caused the financial distress and the need to adjust.

Financial experts say most consumers need only a few credit cards, but a recent study by Experian found 14 % of consumers have more than 10.

One final thing: The Consumer Financial Protection Bureau, an agency of the U.S. government, recommends you get confirmation of your account closure in writing.2 Banks can choose to reactivate closed accounts if you didn't properly change your automatic payments or deposits, so a paper trail could come in handy if you need to dispute any charges.

«To achieve financial independence and minimize the chances of disaster, you need to get rid of consumer debt, save for retirement and build your emergency fund,» Weston explained on the website of nonprofit financial education organization Cents Ability.

«At Freedom Financial Network, we are able to continue providing the help these consumers need to get out of debt — and then stay out of debt.»

«Credit unions, unlike many other participants in the financial services market, are exempt from Federal and most State taxes because credit unions are member - owned, democratically, operated, not - for - profit organizations generally managed by volunteer boards of directors and because they have the specified mission of meeting the credit and savings needs of consumers, especially persons of modest means.»

Some key misperceptions remain and the lending industry as a whole needs to stress to consumers to become more educated about their credit history and what they can do to improve it: ► Fewer than half (44 percent) understand that a credit score typically measures risk of not repaying loans rather than amount of debt (22 percent), financial resources (21 percent), or other factors.

A recent report by the Consumer Financial Protection Bureau revealed that servicing standards are in need of reform to ensure borrowers are informed and can access basic information about their loans.

They help consumers with all of their financial needs, ranging from banking to personal loans and credit cards.

Consumer credit sites can be great financial tools, but you need to be aware of their shortcomings, and carefully choose how you use them.

Built around a mission of responsible lending and consumer advocacy, the site is a storehouse of resources for those in financial need.

PDF Report shows Canada needs a Financial Consumer Code TORONTO, March 20, 2018 — Two of Canada's leading consumer groups, FAIR Canada and the Public Interest Advocacy Centre (PIAC), today welcomed a government report that confirmed major Canadian banks incentivize their employees to «mis - sell» unsuitable financial products to CFinancial Consumer Code TORONTO, March 20, 2018 — Two of Canada's leading consumer groups, FAIR Canada and the Public Interest Advocacy Centre (PIAC), today welcomed a government report that confirmed major Canadian banks incentivize their employees to «mis - sell» unsuitable financial products to CaConsumer Code TORONTO, March 20, 2018 — Two of Canada's leading consumer groups, FAIR Canada and the Public Interest Advocacy Centre (PIAC), today welcomed a government report that confirmed major Canadian banks incentivize their employees to «mis - sell» unsuitable financial products to Caconsumer groups, FAIR Canada and the Public Interest Advocacy Centre (PIAC), today welcomed a government report that confirmed major Canadian banks incentivize their employees to «mis - sell» unsuitable financial products to Cfinancial products to Canadians.

Many consumers have been more careful with their outstanding balances since the recession, when many faced financial trouble and needed to seek some amount of debt relief.

With convenient locations throughout Florida, North Carolina, South Carolina and Virginia, Capital Bank delivers a wide range of commercial and consumer loans and deposit products, as well as specialized services for complex financial needs.

Responding to the changing needs of consumers, the life insurance industry has developed some alternatives that go much further in satisfying a variety of financial needs and objectives than some of the more traditional types of insurance and annuities.

Raises awareness of the importance of consumer and financial literacy for young people and the need to start this as early as possible in their lives

So what we need to do is make sure we're tailoring our information to meet the needs of those people, but also understanding some of the vulnerabilities that our more remote and regional Indigenous consumers face, who might not have had the same opportunity to interact with financial products and services as other consumers, and might not have so readily entered into commercial agreements in the past.

We understand that each school's approach will be different and that schools will implement consumer and financial literacy education in a way that best meets the needs of their students, teachers and community.

Designed for borrowers with emergency, short - term financial needs, payday loans can often be approved and paid into an account on the day of application, offering an easy - to - use option for consumers in urgent need of finance who don't have time to go through banks or more traditional lending options.

To bolster credit scores within the range of VA loan approval (VA lender Veterans United employs a 620 FICO minimum), consumers need to be extremely proactive and strengthen every aspect of their financial profiles.

All of these statistics show that, although New Yorkers seem to be in a slightly better financial situation than residents of other states, consumers often need the services of a New York debt relief company.

You can use an income tax loan for absolutely any financial need you might have, and there are a lot of reasons and ways that various consumers have used them.

In a rapidly changing world of personal finances, children and young people need knowledge and understanding to establish good consumer and financial habits.