Swarm turns
financial opportunities from exclusive into inclusive.
When I read much of what is being said by the various pitch artists who see
a financial opportunity from selling real estate, I see words being thrown out and at consumers, but where is the substance?
Not exact matches
On Tuesday morning at 10 a.m. ET, the Senate Banking Committee will hear testimony
from the top two U.S.
financial regulators on the
opportunities, challenges, and dangers of bitcoin and other cryptocurrencies.
the Company's share repurchase plans depend on a variety of factors, including the Company's
financial position, earnings, share price, catastrophe losses, maintaining capital levels commensurate with the Company's desired ratings
from independent rating agencies, funding of the Company's qualified pension plan, capital requirements of the Company's operating subsidiaries, legal requirements, regulatory constraints, other investment
opportunities (including mergers and acquisitions and related financings), market conditions and other factors.
They're realizing that empathy ensures all employees — across the spectrum of physical ability, race, ethnicity, gender, sexual orientation, age, relationship status,
financial standing, etc. — have a voice, are understood and are given equal
opportunities to participate in everything
from company decisions to company events.
I felt this myself as we went
from a few founders huddled into a tiny room to the front page of the
Financial Times, an influx of VC interest, magazine covers, invitations to high - profile events and the pressures of trying to live up to this perception and the economic
opportunities everybody expected.
I had the
opportunity to gain insights
from several industry experts and SME / startup executives about their own reasons for advising businesses to pursue VC despite all odds, or to bootstrap and forego external
financial security in favor of greater autonomy.
From 2008 to 2013, she was the company's senior vice president, corporate and development finance, where she led a team that valued new hotel development projects, evaluated merger - and - acquisition
opportunities, prepared the company's long - range plans and annual budgets and made recommendations for the company's
financial and capital allocation strategy.
Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including
financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel,
financial condition of commercial airlines, the impact of weather conditions and natural disasters and the
financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and
opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services
from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment
opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal
from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective
financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
While it doesn't always make strictly rational
financial sense — if you have a 3.5 percent mortgage but can earn 7 or 8 percent
from investing, putting extra money towards your mortgage does result in
opportunity cost — the emotional impact could more than offset that «loss.»
«We felt like this was a great
opportunity to meet our applicants
from wherever they might be in the world,» says Kate Smith, Kellogg's assistant dean of admissions and
financial aid.»
Visualizing your retirement gives you the
opportunity to look at things
from more than just a
financial perspective.
In an internal memo
from Goldman in May, when it hired Harit Talwar, an executive
from Discover
Financial Services, to head up is online lending division, the bank talked about its
opportunity to participate in disrupting traditional finance, including with small business loans.
«But there are other challenges apart
from eChayka, and (Russia has) not so many
financial opportunities at the moment.»
The agreement between the parties stems
from the arrest of Robinson and Nelson at a Starbucks store in Philadelphia on April 12 and includes a confidential
financial settlement as well as a commitment to continued listening and dialogue between the parties as a means toward developing specific actions and
opportunities.
Achievement of these goals was considered by the HRC as very challenging, even aggressive, given the expected modest economic growth for 2007 for the
financial services industry, the impact and duration of the on - going flat / inverted yield curve (meaning short - term interest rates that are virtually equal to or exceed long - term interest rates, thus lowering profit margins for
financial services companies that borrow cash at short - term rates and lend at long - term rates), potentially higher credit losses, fewer available high - quality, high - yielding loans and investment
opportunities, and a consumer shift
from non-interest to interest - bearing deposits.
There are a range of factors that affect the flows of goods and services across international borders, but the sustained outflow of funds
from some emerging economies witnessed in recent years may have as much to do with the limited intermediation capacity of the local
financial systems as with the scarcity of profitable domestic investment
opportunities.
Such risks and uncertainties include, but are not limited to: our ability to achieve our
financial, strategic and operational plans or initiatives; our ability to predict and manage medical costs and price effectively and develop and maintain good relationships with physicians, hospitals and other health care providers; the impact of modifications to our operations and processes; our ability to identify potential strategic acquisitions or transactions and realize the expected benefits of such transactions, including with respect to the Merger; the substantial level of government regulation over our business and the potential effects of new laws or regulations or changes in existing laws or regulations; the outcome of litigation, regulatory audits, investigations, actions and / or guaranty fund assessments; uncertainties surrounding participation in government - sponsored programs such as Medicare; the effectiveness and security of our information technology and other business systems; unfavorable industry, economic or political conditions, including foreign currency movements; acts of war, terrorism, natural disasters or pandemics; our ability to obtain shareholder or regulatory approvals required for the Merger or the requirement to accept conditions that could reduce the anticipated benefits of the Merger as a condition to obtaining regulatory approvals; a longer time than anticipated to consummate the proposed Merger; problems regarding the successful integration of the businesses of Express Scripts and Cigna; unexpected costs regarding the proposed Merger; diversion of management's attention
from ongoing business operations and
opportunities during the pendency of the Merger; potential litigation associated with the proposed Merger; the ability to retain key personnel; the availability of financing, including relating to the proposed Merger; effects on the businesses as a result of uncertainty surrounding the proposed Merger; as well as more specific risks and uncertainties discussed in our most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.cigna.com as well as on Express Scripts» most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.express-scripts.com.
From carbon trading markets to new green products, certain industries and geographies are seeing real
financial costs and
opportunities emerge.
Now in its third year, The
Financial Review's top journalists join over 50 globally - focused chief executives, political leaders, policy makers, entrepreneurs and technology experts
from Australia and overseas to shed the light on how and why Australian businesses should grab the growth
opportunity.
«
From the very beginning, it has been our vision to provide a broad range of
financial services and to leverage the experience and competencies of our management and Board of Directors to capitalize on market
opportunities in Canada and in Asia - Pacific».
Gold Rush speculators, hundreds of miles
from home, were in need of basic goods and services,
from clothing to
financial services to food, creating huge
opportunities for entrepreneurs and anyone else with a dream.
As part of the partnership, Cyberport and MaRS will work to identify business acceleration
opportunities for ventures
from both hubs, help facilitate relationships with the
financial industry in Canada and Hong Kong, and enable collaboration on joint entrepreneurship programs focused on fintech, wearables, big data and payment technologies.
Partnering with Yahoo Finance provides us with the
opportunity to reach more people than ever, in key
financial centers around the world,
from New York to China and beyond,» said Berkshire Hathaway's Chairman & CEO Warren Buffett.
During my hiatus, I spoke with Rick Santelli (click on the image below) to discuss some of the new issues presenting investment
opportunities, in addition to concerns surrounding potential negative fallout
from ill - conceived models, such as the effect of the border adjustment tax on the global
financial system.
«With government policy changing five years ago we saw an
opportunity for us to leverage our skill set
from Australia and bring that across to China,» Tony Lombardo, Lendlease's Asia chief executive, told The Australian
Financial Review.
Now, the same
opportunity is offered for the supervisory council, which provides oversight of the board, management and
financial statements independently
from the audit committee.
If you're running a smaller insurance agency and looking for
opportunities to grow, you may not have enough
financial weight in the finance world to get the affordable loan that you need
from a big bank.
But when I took the
opportunity to re-read these books in the light of my later findings about the depth of
financial difficulty out there, it was obvious that — whilst
from my own perspective those statements were true — for possibly the majority of ordinary individuals, my efforts to open up and explain the mysterious world of personal finance had failed.
Financial institutions, the next market for Windward's unique data platform, are hungry for advanced data solutions that can provide valuable trading
opportunities by extracting faint trading signals
from noisy datasets such as maritime information.»
How can Australian business grab this
opportunity of growth amid volatile
financial markets, rising interest rates, accelerating digital disruption, political populism and the challenges
from China's rise?
«Knowing that kind of bias still existed in the marketplace, especially when these [women - led] companies tend to outperform, made for a great
opportunity from a
financial return perspective.»
I love being a leader at Franklin Templeton because I get the
opportunity to work with people
from around the world, and I get to meet many smart and genuine people within the
financial industry.
From a
financial perspective, the sooner you begin investing, the more
opportunities you have to earn the returns you want, and a better chance at building a bigger nest egg.
«We see an
opportunity to educate investors who may be at a standstill about the benefits of perspective and direction
from a
financial advisor.
Far
from a mere libertarian fairy tale or a simple Silicon Valley exercise in hype, Bitcoin offers a sweeping vista of
opportunity to reimagine how the
financial system can and should work in the Internet era, and a catalyst to reshape that system in ways that are more powerful for individuals and businesses alike.
Also important is limiting
financial liability
from lawsuits involving dram shop laws, gift card laws, equal employment
opportunity laws, intellectual property laws, partnership agreements, contracts and marketing and advertising laws.
«With government policy changing five years ago we saw an
opportunity for us to leverage our skill set
from Australia and bring that across to China,» Tony Lombardo, Lendlease's Asia chief executive, told The Australian
Financial Review.
They have the
opportunity to go play at the FCS level on scholarship because of
financial backing
from these types of games.
But, it can also be a time of
opportunity — a chance for a fresh start and to establish a solid
financial foundation
from which to build your next chapter — and your success depends on the steps you take.
A society based on unsustainable greed and
financial «fairy gold» is simply not a good idea, and the fact that the economic arguments behind it are shaky offers an
opportunity to move on
from this.
Campaign spokesman Josh Hills said, «These endorsements are coming after both candidates have had the
opportunity to personally sell their candidacy to these committees, and in almost every case they are seeing Steve Levy as the candidate with the better fiscal record, the better plan to save New York, and in the best position
from an experience and
financial perspective to beat Andrew Cuomo.
Sadly despite all the
opportunities to learn
from labour's mistakes the Tories learned nothing and their policies have ruined so much more than the
financial structures.
My conviction is rhat maybe the president is not prevy to this very important ugly situation and l take this
opportunity to officially inform his Excellency John Dramani Mahama whose wife is
from the town at the centre of this
financial mess, Nkoranza as a matter of urgency resolve this issue as soon as possible because officials of the bank of ghana have proven incapable of handling such sensitive issue.
The dataset used in the research by Professor Hatton,
from the European Social Survey, provided a unique
opportunity to analyse immigration opinion over a decade that spans the economic turbulence brought about by the global
financial crisis.
Baggage can quite often be a problem in every new relationship whether it be family obligations, ex lovers or even
financial problems, baggage
from the past can oftentimes deflower an otherwise perfect
opportunity.
He's not the only one who sees Jews as a
financial opportunity; Socha's old Ukrainian friend
from prison (Michal Zurawski), who's now a Nazi commander, constantly nudges Socha to keep his eye out for anyone who can be turned in for a reward.
Some would say that teachers leave for better
financial opportunities, but we don't believe the difficulties of teacher retention result
from concerns about money.
Caroline White, Chief Executive of YHA (England and Wales), commented: «YHA has been creating learning outside the classroom since we started more than 80 years ago and, because of our Breaks for Kids bursary fund,
financial circumstances don't stop young people benefitting
from these brilliant
opportunities.»
Each of SDP's three core operating strategies benefit
from additional operating
financial support, bolstering the overall model through place - based and «R&D» investments to address key
opportunities and challenges over the coming three years.