Sentences with phrase «financial outcomes over»

A percentage point in expense can cause a significant difference in financial outcomes over time.
Goldhaber agrees with Keith that life events like divorce can affect financial outcomes over time, even when someone makes a good living.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
Developmental lending as practiced by IBC involves providing financial services (primarily loans) to aboriginal people who, for a variety of cultural and / or financial reasons, are alienated by mainstream lending institutions; approving loan applications on the basis of typical financial considerations while taking into account the potential for positive social or community outcomes; and evaluating social outcomes resulting from the loan portfolio over the long term.
In fact, this kind of negotiated tax increase might be a far preferable outcome for the world's savers, investors and high - income earners than the increasingly likely alternative: persistent uncertainty over the global financial system or the consummation of that uncertainty in an asset - value - destroying economic downturn.
Yet that stop back home may have represented the most concrete outcome as Trudeau announced plans to draft legislation affirming federal jurisdiction over the pipeline and negotiations with Kinder Morgan for financial support for the project.
Such risks and uncertainties include, but are not limited to: our ability to achieve our financial, strategic and operational plans or initiatives; our ability to predict and manage medical costs and price effectively and develop and maintain good relationships with physicians, hospitals and other health care providers; the impact of modifications to our operations and processes; our ability to identify potential strategic acquisitions or transactions and realize the expected benefits of such transactions, including with respect to the Merger; the substantial level of government regulation over our business and the potential effects of new laws or regulations or changes in existing laws or regulations; the outcome of litigation, regulatory audits, investigations, actions and / or guaranty fund assessments; uncertainties surrounding participation in government - sponsored programs such as Medicare; the effectiveness and security of our information technology and other business systems; unfavorable industry, economic or political conditions, including foreign currency movements; acts of war, terrorism, natural disasters or pandemics; our ability to obtain shareholder or regulatory approvals required for the Merger or the requirement to accept conditions that could reduce the anticipated benefits of the Merger as a condition to obtaining regulatory approvals; a longer time than anticipated to consummate the proposed Merger; problems regarding the successful integration of the businesses of Express Scripts and Cigna; unexpected costs regarding the proposed Merger; diversion of management's attention from ongoing business operations and opportunities during the pendency of the Merger; potential litigation associated with the proposed Merger; the ability to retain key personnel; the availability of financing, including relating to the proposed Merger; effects on the businesses as a result of uncertainty surrounding the proposed Merger; as well as more specific risks and uncertainties discussed in our most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.cigna.com as well as on Express Scripts» most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.express-scripts.com.
He has over 15 years of investor education experience, with a focus on helping people create and preserve wealth, make sound decisions and generate better financial outcomes.
Tying the debt limit increase to a Harvey bill is intended to ease early passage of a debt limit increase and avoid a potential stand - off over what could potentially escalate into a technical default — the outcome that is violently spooking the Bill market — and could rattle financial markets, one of the officials said.
He has over 15 years of investor education experience, with a focus on helping people create and preserve wealth, make sound decisions and generate better financial outcomes.
Following a successful claim against a fund manager, the High Court made a non-party costs order against five investors in the fund who had met the costs of the defence, had an interest in the outcome of the claim (which need not be financial), and had control over the litigation by making major decisions.
I'm a Seattle divorce attorney, mediator, and Certified Divorce Financial Analyst ® with over 30 years of experience, skilled in helping clients with complex financial and parenting matters, and dedicated to helping clients and their families stay out of court and reach better Financial Analyst ® with over 30 years of experience, skilled in helping clients with complex financial and parenting matters, and dedicated to helping clients and their families stay out of court and reach better financial and parenting matters, and dedicated to helping clients and their families stay out of court and reach better outcomes.
Bates Wells Braithwaite is a central London professional services consultancy (ABS) with over 250 staff, combining a top legal practice with services in impact measurement, outcomes - based planning and strategy, and financial services regulatory compliance.
Well - suited for individuals in complex family, financial, and business circumstances, alternative dispute resolution approaches, such as family mediation and family arbitration, offer you the benefits of greater privacy, a less formal process, more control over your outcomes, improved communication, reduced negative impacts on children, more timely settlement, reduced costs, and greater opportunity to preserve your family relationships and arrive at mutually agreeable arrangements.
Over the past few months, banks and investment firms have been trying to list financial products such as bitcoin ETFs on the world's stock exchanges — often with a negative outcome.
I personally have found that by when parties are able to work together in a collaborative divorce process, they are able to maintain more control over the the outcome of the process, whether we are discussing co-parenting issues, financial support, or property division.
Collaborative Law is worth considering if some or all of the following are true for you: (a) you want a civilized, rational resolution of the issues, (b) you would like to keep open the possibility of a viable working relationship with your partner down the road, (c) you and your partner will be raising children together and you want the best working relationship possible, (d) you want to protect your children from the harm associated with litigation between parents, (e) you have ethical or spiritual beliefs that place high value on taking personal responsibility for handling conflicts with integrity, (f) you value control and autonomous decision making and do not want to hand over decisions about restructuring your financial and parenting arrangements to a stranger (a judge), (g) you recognize the restricted and often unpredictable range of outcomes and «rough justice» generally available in the public court system and want a more creative and individualized range of choices available to you and your spouse or partner for resolving the issues.
Jan finds that the collaborative law process benefits clients who are seeking to divorce in a way that maximizes their privacy, keeps their financial documents private, provides them with greater control over timing and outcome, emphasizes financial planning, and promotes family harmony and good parenting.
Notes: Letters A — D indicate the four repeated measures for the study, each comprising two financial difficulty measures over which change is calculated, and the Strengths and Difficulties Questionnaire - hyperactivity subscale outcome (SDQ Hyperactivity)
Note: Letters A — D indicate the four repeated measures for the study, each comprising two financial difficulty measures over which change is calculated, and the Strengths and Difficulties Questionnaire - hyperactivity subscale outcome
«With [Johannesburg] being the financial capital of Africa, there is generally no real shortage of luxury buyers in Johannesburg, but they have been holding back over the past few months in the sense that they have been reluctant to spend more than about R10m to R15m, pending the outcome of the ANC conference.»
One of the things I really like about your book is that you had pointed out some of the things that are not generally known to the homeowners, but by being aware of them, you can gain the necessary control over the decision - making process and feel empowered to achieve the best financial outcomes.
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