Sentences with phrase «financial planning challenges»

They can also make financial planning challenging.

Not exact matches

And when do you plan to start challenging conventional wisdom with it, paving the way to financial success and perhaps even revolutionary change?

In his second book, Your Retirement Income Blueprint, author and financial advisor Daryl Diamond challenges this and other misconceptions about retirement income planning.

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

Just consider the financial risks entrepreneurs run, for example, if they give company stock to their children as part of a long - term estate - planning strategy — only to have the IRS step in years later and challenge the claimed taxable value of the gifts.

[42:14] Tony explains the questions to ask an advisor, to ensure they're truly on your side [42:28] 60 % of people surveyed today say they believe their financial advisor is putting the company interests above their own — it's actually worse than they believe [42:45] Why Tony has chosen to support Peter and his firm, Creative Planning [43:33] How you can get a second opinion from Peter's firm, Creative Planning, through their website (www.GetASecondOpinion.com)-- it doesn't matter how much or little you have, they'll give you feedback [44:00] Tony's biggest challenge when writing his first book, and how it brought him to Peter Mallouk [44:30] Peter explains the process Creative Planning went through to open their services to people at the $ 100,000 level, and how offering this extensive range of services to people at this level is unprecedented

The challenge for advisors is to keep their clients on track with financial plans.

Financial planning for you and your family's future livelihood is a prodigious challenge in the process of international divorce — an option...

And while federal loans come with their own set of challenges and risks, all 1.37 million private loan borrowers are often subject to fewer protections and less flexible repayment plans than those offered under federal loan agreements.Less accommodating repayment options and more rigid terms can quickly lead to private student loan defaults, which is a dangerous financial place to be.

This news release contains forward - looking statements within the meaning of the U.S. Private Securities Litigation Reform Act of 1995 and Canadian securities laws, including statements regarding: BlackBerry's expectations regarding new product initiatives and timing, including the BlackBerry 10 platform; BlackBerry's plans and expectations regarding new service offerings, and assumptions regarding its service revenue model; BlackBerry's plans, strategies and objectives, and the anticipated opportunities and challenges in fiscal 2014; anticipated demand for, and BlackBerry's plans and expectations relating to, programs to drive sell - through of the company's BlackBerry 10 smartphones; BlackBerry's expectations regarding financial results for the second quarter of fiscal 2014; BlackBerry's expectations with respect to the sufficiency of its financial resources; BlackBerry's ongoing efforts to streamline its operations and its expectations relating to the benefits of its Cost Optimization and Resource Efficiency («CORE») program and similar strategies; BlackBerry's plans and expectations regarding marketing and promotional programs; and BlackBerry's estimates of purchase obligations and other contractual commitments.

People must be prepared to discuss the tough financial challenges that comes with managing the personal care needs of a family member like they would retirement plans.

This news release contains forward - looking statements within the meaning of the U.S. Private Securities Litigation Reform Act of 1995 and Canadian securities laws, including statements regarding: BlackBerry's expectations regarding new product initiatives and timing, including the BlackBerry 10 platform; BlackBerry's plans and expectations regarding new service offerings, and assumptions regarding its service revenue model; BlackBerry's plans, strategies and objectives, and the anticipated opportunities and challenges in fiscal 2014; anticipated demand for, and BlackBerry's plans and expectations relating to, programs to drive sell - through of the Company's BlackBerry 7 and 10 smartphones and BlackBerry PlayBook tablets; BlackBerry's expectations regarding financial results for the second quarter of fiscal 2014; BlackBerry's expectations with respect to the sufficiency of its financial resources; BlackBerry's ongoing efforts to streamline its operations and its expectations relating to the benefits of its Cost Optimization and Resource Efficiency («CORE») program and similar strategies; BlackBerry's plans and expectations regarding marketing and promotional programs; and BlackBerry's estimates of purchase obligations and other contractual commitments.

The findings of the survey show that retirement planning increasingly becomes a financial challenge for respondents as they age.

For many, life insurance is a critical component of an overall financial plan, and selecting the right amount of coverage and policy type can be a challenge.

The challenges are to pay down a $ 272,000 mortgage with a 30 - year amortization which costs her $ 1,091 per month, to get more income from her $ 580,609 of financial assets, and to make the most of Canada Pension Plan benefits which could start to flow as early as her age 60 next year.

The right financial advisor can help you create a long - term financial plan that keeps your investments on track and acts like a trusted partner that helps you through the financial challenges of life.

Keeping up with these strategies can sometimes be challenging, and it may be helpful to seek professional advice to develop a comprehensive financial plan that includes college savings.

How has membership in the Financial Planning Association helped you address these challenges and position yourself as a «go to» expert in the national media?

It is important to plan your maternity leave so that you and your family do not experience any unexpected financial challenges.

Given the necessity of agreeing Government spending plans and departmental budgets for the 2015 - 16 financial year, this will be challenging,...

Given the necessity of agreeing Government spending plans and departmental budgets for the 2015 - 16 financial year, this will be challenging, and it is of particular importance that the Party develops and articulates policies addressing its approach to the deficit beyond 2016.

I don't believe we got a sense of where the county's financial footing was, what challenges the County Executive expected to face and his plan going forward.

We deeply appreciate every opportunity there is to mitigate the financial challenges of attending college and the Governor's plan does just that,» Herzek wrote.

KeyCorp isn't worried that class - action shareholder lawsuits challenging the bank's acquisition of First Niagara Financial Group will derail its plans.

«Based on the Mayor's latest financial plan and our current revenue and spending projections, the city's budget shortfalls have shrunk considerably and the gap for the upcoming fiscal year appears manageable compared with past challenges,» the report reads.

One of the challenges individuals with autism face is not having a large enough network of people who can provide advice about everyday situations, such as home upkeep, financial planning or relationships.

As executive vice president and chief operating officer, she developed and implemented a financial recovery plan for the recently merged but financially challenged hospitals.

Governments, as employers, have exacerbated, and continue to exacerbate, their pension plans» financial challenges.

Last week, the Archdiocese of Chicago announced its plan to close another five schools at the end of this year, citing declining enrollment and financial challenges.

The plan would provide tuition grants for students who finished high school, met income requirements, took challenging high school courses, applied for federal and state financial aid, and earned a B average.

Confronted with challenges like changing economic needs, local historical perceptions, and teacher retention and financial resource issues, innovative district leaders in rural communities are taking an opportunity to plan for success.

With a background in financial software development, Deklotz was accustomed to a team approach to tackling challenges, and she deployed it for schools — first when she and other science teachers met to talk about lesson planning once a week, and later as an administrator.

Financing a graduate education is an investment and a challenge, and early financial planning is essential.

Cat explained the rationale behind the challenge - «Designing a digital product or service was a great way for our girls to demonstrate a range of transferable skills including creativity, teamwork, presentation skills and financial planning, and the activity also encouraged them to think about the impact of technology on their daily lives and how they can use it to their advantage.»

The Avalon team presents its traditional data, its school climate data, its innovative practices, its financial status, its future plans, and how it is addressing program challenges (such as institutional racism).

The David Ross Education Trust (DRET) has admitted facing «financial challenges» as it consults on plans to cut up to 40 support staff jobs across its schools.

This includes: providing financial aid information about postsecondary education, encouraging student enrollment in rigorous and challenging curricula and coursework, implementing activities that help students obtain a secondary school diploma, supporting students with completing college applications, providing tutors, conducting outreach programs, helping students meet state standards, developing graduation and career plans, providing extended day learning programs, or offering other activities designed to ensure secondary school completion and postsecondary enrollment of at - risk children.

To begin to develop consensus solutions to address these challenges, U.S. DOT is releasing a draft National Freight Strategic Plan that describes the freight transportation system, including major corridors and gateways, and assesses the physical, institutional, and financial barriers to improvement.

«Paying for college is one of the most challenging and confusing parts of the process, so we've assembled our best advice to help students and parents plan for such an important financial investment.»

For many people, a reverse mortgage can serve as an intelligent retirement financial planning tool or help alleviate a challenging financial situation.

Sourcing Additional Funds Whether for expected or unexpected costs, if the plan makes it clear that you will not have enough to live on down the road your advisor can develop strategies to help meet your financial challenges.

But as even he has discovered, many of these investors may still need some help or guidance in choosing ETFs, settling on an appropriate asset allocation, rebalancing or even with financial issues that go well beyond managing investment portfolios — more holistic challenges like tax - efficient withdrawal strategies, insurance and estate planning, debt management and the like.

Navicore Solutions provides ongoing budget and credit counseling while you are enrolled on our Debt Management Plan and we are available 7 days per week to help solve any financial challenges that might occur along your road to becoming debt free.

They also discuss your financial goals and develop an action plan for overcoming challenges so you can achieve those goals.

The plan outlined below would allow SHI to achieve their initial goal, resolve short and long term financial challenges at Axcelis, and importantly create significant value for shareholders.

This further indicates the challenge of getting women to do financial planning, by linking gender, not division of household roles, to financial planning.

The founder of Learnvest, an online financial planning company, speaks about setting yourself up for financial success in spite of facing challenges such as student loan and credit debt.

There are many challenges when it comes to creating a solid financial plan.

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Consequently, it becomes challenging to make sound financial plans.