Sentences with phrase «financial planning client»

In Texas during the early»80s, real estate was as good as gold, especially for Jim, a financial planning client who seemed to have the Midas touch.

For financial planning clients, we make a specific plan factoring in your unique circumstances to get you well on your way to financial independence.

I strongly advocate to my readers and to financial planning clients that they use an investment fund based strategy that is very low cost, fully passive, and globally diversified.

Later, some of my financial planning clients forwarded a recent email newsletter promotional piece from Dan Wiener.

tif - Graphic showing financial planning clients the role the financial planner has with other financial advisors

In fact, Wohlner completely advises his financial planning clients against getting a HELOC to pay for a down payment on a second home.

«Longevity and the changing workplace have put in place a trend towards a more transitional retirement,» says Feigs, who sees the same trends in force with his own financial planning clients.

Roger Gibson's Asset Allocation provides step - by - step strategies for implementing asset allocation in a high return / low risk portfolio, educating financial planning clients on the solid logic behind asset allocation, and more.

Our success as a business with our financial planning clients has come from our ability to convey complex solutions to clients in an easily understood format.

For financial planning clients with less then $ 500,000 in investible assets, David will recommend an appropriate low - cost investment strategy.

Not exact matches

A succession plan is a two - sided coin: ensuring business continuity for existing clients at owners» firms, and training the next generation of young financial planners.

«Being in the insurance and financial services industry, I'm always looking for ways to set myself apart, build my business and add value for my clients,» says Randy Rosler, a financial advisor with MetLife's Strategic Planning Group.

Financial planner David Christianson says underestimating how long they'll have to support their kids is the No. 1 mistake his clients make in their retirement plans.

One important variable in crafting a financial plan is the state of the client's health — and his or her attitude toward taking care of it.

Financial advisor Carolyn McClanahan, director of financial planning at Life Planning Partners in Jacksonville, Florida, said the clients who say they don't want to retire often don't want to rein in their Financial advisor Carolyn McClanahan, director of financial planning at Life Planning Partners in Jacksonville, Florida, said the clients who say they don't want to retire often don't want to rein in their financial planning at Life Planning Partners in Jacksonville, Florida, said the clients who say they don't want to retire often don't want to rein in their splanning at Life Planning Partners in Jacksonville, Florida, said the clients who say they don't want to retire often don't want to rein in their sPlanning Partners in Jacksonville, Florida, said the clients who say they don't want to retire often don't want to rein in their spending.

In the last few years, financial advisor Ron Carson has observed prospective clients increasingly asking whether his firm has a succession plan in place.

«The No. 1 reason that advisors need to have a plan in place is this: If you have a fiduciary responsibility to your clients, you need to ensure that their financial affairs are attended to the moment you are not able to,» Tibergien said.

Bera, a certified financial planner and founder of Gen Y Planning, works with clients in their 20s and 30s.

Morgan Stanley is hoping that a drastic cut in this kind of compensation will spur brokers to sell more products, such as mutual funds, loans and financial planning services, to those clients, according to several Morgan Stanley advisers.

«In particular, her deep expertise in tax law developments will be invaluable as we continue to provide exceptional, comprehensive multi-generational wealth plans that help our clients achieve their financial goals.»

Dan founded New Heights Financial Planning, where he works as a financial planner with clients all over theFinancial Planning, where he works as a financial planner with clients all over thefinancial planner with clients all over the country.

He provides personalized, full - service financial and retirement planning to individual and corporate clients.

The Department of Labor passed a new rule earlier this year requiring that financial advisors who work with clients on retirement plans abide by a fiduciary standard.

His clients pay 0.50 percent for his services, which include both investment management and financial planning.

The first thing to emphasize with clients, said Roger Ma, certified financial planner and founder of financial planning firm lifelaidout, is not only their new home state's income taxes — if there are, indeed, any — but all its other taxes, such as property taxes, sales taxes, inheritance and estate taxes.

He argues that everyone uses money for different purposes — from facilitating adventure to serving their community to supporting their family — yet most financial planning assumes clients have one of two possible goals: preparing for retirement or accumulating more possessions.

Fidelity's news comes as advisors grapple with how to harness diverse technologies, including those for financial planning, portfolio analysis and client relationship management, InvestmentNews points out.

In the right client situation, BMO SmartFolio allows brokers to spend less time on administration and reviewing client accounts, and more time on value - added activities like financial planning and estate planning, says Silvio Stroescu, head of digital investing at BMO Financifinancial planning and estate planning, says Silvio Stroescu, head of digital investing at BMO FinancialFinancial Group.

In the second step of the financial plan, the client provides the CFP ® Professional with all their financial information.

Firms also had to have a focus on financial and retirement planning; institutional clients do not make up a substantial portion of their businesses.

Highland's diversified client base includes public pension plans, foundations, endowments, corporations, financial institutions, fund of funds, governments, and high net - worth individuals.

But it introduced Wealthsimple Black for clients with balances over $ 100,000, providing lower fees, tax - loss harvesting and basic financial planning.

While the robo - advisor retains full responsibility for managing the investments and matching the client to the appropriate portfolio, the financial planner might fill the role of trusted human advisor who can prepare an in - depth financial plan but also counsel clients about all aspects of their finances.

This week, the DOL delayed the effective date of its Fiduciary Rule — which would define all retirement plan financial advisors as ERISA fiduciaries, effectively banning conflicted 401 (k) investment advice that puts advisor profit ahead of client interests — by 60 days from April 10, 2017 to June 9, 2017.

Financial planning software, or even simple Excel spreadsheets, can be used to determine if the client has enough money saved for retirement, or if the client has enough life insurance coverage, if the client's portfolio is well diversified and appropriately allocated given their risk tolerance and timeline to retirement.

To land on the list, firms had to have a focus on financial and retirement planning for individual and high - net - worth clients.

None of our clients use a stock broker and insurance agent — which means they aren't affected by the rule at all unless their plan's financial advisor gives rollover recommendations in addition to investment advice.

Vanguard plans a big push among fee - only financial advisers, who charge clients a percentage of the assets being managed rather than relying upon commissions.

One attendee asked Hauser if financial planning crosses the line into advice when an advisor tells a client to roll over assets but doesn't recommend a specific investment.

Forward - looking statements may include, among others, statements concerning our projected adjusted income (loss) from operations outlook for 2018, on both a consolidated and segment basis; projected total revenue growth and global medical customer growth, each over year end 2017; projected growth beyond 2018; projected medical care and operating expense ratios and medical cost trends; our projected consolidated adjusted tax rate; future financial or operating performance, including our ability to deliver personalized and innovative solutions for our customers and clients; future growth, business strategy, strategic or operational initiatives; economic, regulatory or competitive environments, particularly with respect to the pace and extent of change in these areas; financing or capital deployment plans and amounts available for future deployment; our prospects for growth in the coming years; the proposed merger (the «Merger») with Express Scripts Holding Company («Express Scripts») and other statements regarding Cigna's future beliefs, expectations, plans, intentions, financial condition or performance.

Follow Kevin for insights on workplace trends, client case studies, best practice retirement plan design and financial wellness.

Winterberg says advisors have to offer an equivalent robo - advisor service but also make clear that they do much more than just «turnkey asset management and stock selection... This week of all weeks they should be saying that to clients, how they create financial plans and go beyond just investments but talk about cash flow, taxes, estate plans and college planning.

A comprehensive plan serves as a blueprint for financial decision - making, so it makes a great place to focus at the start of a new client relationship.

«The combination of technical sessions and forward - looking speakers will provide financial planning professionals with the tools and insights they need to continue to meet their client's needs in the highest professional manner.»

Then, he joined Ayco, a Goldman Sachs Company, as a financial planner, where he provided comprehensive planning services for corporate executives and high - net - worth private clients.

The challenge for advisors is to keep their clients on track with financial plans.

Over the course of the conference, attendees will sharpen their skills, refine business strategies, implement new techniques and learn how to take a holistic approach to their client's financial plans at every life stage.

Mr. Cieslowski has held various positions with major Canadian banks and investment firms, specializing in delivering financial planning, taxation and high net worth client solutions.

The AICPA Advanced PFP Conference is one of the largest financial planning conferences of the year, and annually attracts serious professionals who deal with high net - worth clients.

She worked closely with the firm's investment clients, reporting on the progress of their portfolios, making suggestions on their personal financial plans, and ensuring the accuracy of the custodial and reporting functions.