Sentences with phrase «financial planning guidance»

State officials say they are trying to help with financial planning guidance, but local governments say more needs to be done.

Not exact matches

A banker can also provide guidance on how to lay a strong financial foundation for your business, such as establishing a business plan.

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

«It currently looks like we will come in at the low end of, or slightly below, the financial guidance we issued to the Street, and we have fallen short of the internal operating plan we set one year ago,» he wrote in a letter to employees.

An innovative, cost - effective retirement platform that empowers plan participants and highlights the value of an independent financial advisor's advice and guidance.

After seeking the guidance of a qualified attorney who is knowledgeable about relevant state laws to dividing assets, you can secure a comfortable retirement nest egg by working with a divorce financial planner to assess your retirement planning options and build a sound foundation for your late - in - life finances.

Founded in 1946, the firm is a leading provider of investment management, retirement planning, portfolio guidance, brokerage, benefits outsourcing, and many other financial products and services to more than 20 million individuals and institutions, as well as through 5,000 financial intermediary firms.

From investment guidance to education planning to retirement savings, a Financial Advisor has the knowledge, resources, and personal connection to design financial strategies justFinancial Advisor has the knowledge, resources, and personal connection to design financial strategies justfinancial strategies just for you.

His goal was to provide financial guidance to people in all areas including: investments, insurance, taxes, and estate planning.

Head of Voya's Advanced Planning Team Mike Berry provides financial guidance to parents of adult children with special needs.

Even with a $ 408 million financial hit due to tax reform, the company remains in good shape as it transitions to Series 6 production and raised its 2018 guidance as it plans to bring back some Series 4 capacity to meet its 2 + year backlog of demand.

This article outlines financial guidance for people in their 30s to consider to help with their personal finance and financial planning goals.

Fidelity Investments is a leading provider of investment management, retirement planning, portfolio guidance, brokerage, benefits outsourcing, and other financial products and services to more than 20 million individuals, institutions, and financial intermediaries.

What should an advisor who delivers investment - only management and no financial plan, no ongoing service, no guidance, nothing except for an annual statement, online access and a phone number to call in case of questions charge their clients?

Investment Advisor Magazine and ThinkAdvisor.com Editor Jamie Green, who moderated the panel with Hauser and Ron Rhoades, program chair at Alfred State College Financial Planning Program, noted that while some broker - dealer presidents are starting to comply, they're waiting for the DOL guidance before finalizing their compliance plans.

A growing number of employees look to their employers for financial advice, particularly assistance with retirement planning and basic financial guidance.

LINCOLN, MA — Jan Adams, a respected figure in nonprofit financial guidance, philanthropic planning, and charitable asset allocation, has been appointed Director of Planned Giving.

Seven leading education groups went looking for guidance on how New York schools should prepare their financial plans if aid runs won't be rel...

Seven leading education groups went looking for guidance on how New York schools should prepare their financial plans if aid runs won't be released until a state budget agreement is reached.

These include budget reviews, technical financial assistance, guidance on multi-year financial planning, financial management publications and training.

«Recognizing the importance of building resilience within our natural and built environments,» said Gill, «DNR's CoastSmart Communities Program is dedicated to offering on - the - ground expertise, planning guidance, training, tools, and financial assistance to help others in state plan, prepare and adapt.»

September 13, 2017 — The newest college planning resource for high school parents, students and guidance counselors, CollegeCovered.com, features compelling multimedia editorial content, insider tips and interactive tools to inform the college planning process and empower smart financial decision making.

Betterment retirement guidance is found in the newly improved RetireGuide, which streamlines retirement planning with interactive tools based on your answers to questions about your financial situation.

A study by Pfau and Kitces in the Journal of Financial Planning gives a counter-intuitive guidance on asset allocation in a retirement portfolio.

Whether you're looking for comprehensive financial guidance, a plan to achieve a specific goal or just some sound advice, we're here to help.

We believe that a basic financial plan, a properly diversified investment portfolio, and guidance from a certified financial planner professional are essential to long term financial success.

We only invest money for clients under the guidance of a written financial plan, we don't accept any «investment only» clients (We call that naked investing).

But as even he has discovered, many of these investors may still need some help or guidance in choosing ETFs, settling on an appropriate asset allocation, rebalancing or even with financial issues that go well beyond managing investment portfolios — more holistic challenges like tax - efficient withdrawal strategies, insurance and estate planning, debt management and the like.

In fact, fee - for - service financial planning and investment guidance doesn't even require a license if an adviser doesn't execute transactions or provide advice on specific securities with respect to an individual's particular situation.

And discount brokerages aren't in the game of providing real financial planning and guidance.

If you inherit a retirement account, it might be smart to see a qualified professional to get guidance — perhaps from an accountant or financial planner who works by the hour (such as the folks at the Garrett Planning Network).

To provide guidance on how to improve the most important financial skills and measure progress, the Institute for Financial Literacy has created national standards in five key categories: money management, credit, debt management, risk management, and investment / retirement financial skills and measure progress, the Institute for Financial Literacy has created national standards in five key categories: money management, credit, debt management, risk management, and investment / retirement Financial Literacy has created national standards in five key categories: money management, credit, debt management, risk management, and investment / retirement planning.

Though it is a critical part of financial planning, such guidance does not fully address the planning questions of those fortunate enough to have more than is needed for retirement expenses.

The vast majority of financial guidance and advice regarding retirement focuses on ensuring that savings last throughout the remainder of a person's life [see the Financial Planning article in thifinancial guidance and advice regarding retirement focuses on ensuring that savings last throughout the remainder of a person's life [see the Financial Planning article in thiFinancial Planning article in this issue].

401k Plan Advisor in Raleigh, NC — Beacon Financial Strategies A wealth management firm that specializes in retirement planning for those nearing retirement, and assists business owners who need a fiduciary to provide ongoing guidance to their employer sponsored 401k retirement pPlan Advisor in Raleigh, NC — Beacon Financial Strategies A wealth management firm that specializes in retirement planning for those nearing retirement, and assists business owners who need a fiduciary to provide ongoing guidance to their employer sponsored 401k retirement planplan.

ASA College Planning Centers In - person college, career, and financial aid planning and guidance for young people andPlanning Centers In - person college, career, and financial aid planning and guidance for young people andplanning and guidance for young people and adults.

Sharing access has been made available to all plans so that all investors can invite family, friends, and most importantly your accountant or financial advisor to view your portfolio should you require professional guidance.

Information on the Department of Defense rule, alternatives to car title and payday loans, financial planning, and other guidance is available.

If you are seeking ongoing guidance and unlimited access to a financial planner, then Comprehensive Financial Planning is the wfinancial planner, then Comprehensive Financial Planning is the wFinancial Planning is the way to go.

They will give you some guidance and be able to complete a full financial plan for a few thousand dollars.

FINAL VERDICT: A Debt Management Plan is a good solution for consumers who have already begun to miss payments, who have damaged credit, who need structure and hands - on guidance, or who need to help changing their financial habits.

Information on the Department of Defense rule, alternatives to payday loans, financial planning, and other guidance is available.

Get free guidance at the Kotak Securities Academy on equities, mutual funds, futures, options and financial planning.

At The Private Bank, you can rely on our objective financial guidance to help you design your personalized plan — stay on target — and lead you toward financial success.

Forward - Looking Statements: This press release contains forward - looking statements, which reflect the current views of Zoetis with respect to business plans or prospects, future operating or financial performance, future guidance, future operating models, expectations regarding products, future use of cash and dividend payments, tax rate and tax regimes, changes in the tax regimes and laws in other jurisdictions, and other future events.

Under Switanowski's guidance and leadership, the businesses she ran consistently achieved and exceeded their financial targets, and her experience with establishing strategic plans for the businesses she ran produced consistent revenue and profit improvement.

We also provide veterinary care, transportation of pets to safety, a 24 - hour crisis line, guidance on pet safety planning, legal advocacy to help owners protect their pets via the court system, financial assistance with pet deposits in transitional housing, consultation in the prosecution of cases involving animal cruelty and domestic violence, and community outreach and professional agency cross-training on understanding the role of pets in domestic violence.

The guidance provided includes strategies for securing flexible hours at work and developing a financial plan that will facilitate career change.

This specialist can provide you with advice on financial planning, education and guidance, including modifying or creating new wills and trusts.

Working with a Practice Group Head and Group Management Team, the purpose of the role is assisting in the creation of challenging but achievable business plans and then giving financial support and guidance in achieving them.