They will help you assess your insurance, investment, estate planning and
financial planning needs in an easy, concise way so you are well informed on your own financial situation before you seek out professional advice.
Not exact matches
Important factors that could cause actual results to differ materially from those reflected
in such forward - looking statements and that should be considered
in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases
in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest
in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions
in the industries and markets
in which we operate
in the U.S. and globally and any changes therein, including fluctuations
in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain
in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension
plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both
in the U.S. and abroad; 20) the effect of changes
in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction
in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital
needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over
financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco
in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations
in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase
plan, among other things.
«What I've made clear to my EU counterparts
in relation to
financial contribution is what I set out
in my Florence (Italy) speech, which is that I've said nobody
need be concerned for the current budget
plan that they would have to pay more or receive less as a result of the U.K. leaving and that we will honor the commitments we have made during our membership,» May told reporters.
To get the private sector to come to Europe's rescue
in a big way, politicians simply
need a «grand
plan» that allows for growth and has enough
financial backing to inspire confidence «with awe.»
What to include: Business
plans vary in length — anywhere from 20 to 50 pages — but typically cover the same topics, such as: Cover Page (essential contact information); Executive Summary (what your business does and what market need it solves); Company Overview (profile of company and successes); Industry Analysis (details about the market); Customer Analysis (who are the customers); Competitive Analysis (identify key competitors); Marketing Plan (your brand and how do you plan on getting it in front of customers); Operations Plan (daily and yearly operational processes for success); Management Team (identify key company personnel); and Financial Plans (revenue projections for three to five ye
plans vary
in length — anywhere from 20 to 50 pages — but typically cover the same topics, such as: Cover Page (essential contact information); Executive Summary (what your business does and what market
need it solves); Company Overview (profile of company and successes); Industry Analysis (details about the market); Customer Analysis (who are the customers); Competitive Analysis (identify key competitors); Marketing
Plan (your brand and how do you plan on getting it in front of customers); Operations Plan (daily and yearly operational processes for success); Management Team (identify key company personnel); and Financial Plans (revenue projections for three to five yea
Plan (your brand and how do you
plan on getting it in front of customers); Operations Plan (daily and yearly operational processes for success); Management Team (identify key company personnel); and Financial Plans (revenue projections for three to five yea
plan on getting it
in front of customers); Operations
Plan (daily and yearly operational processes for success); Management Team (identify key company personnel); and Financial Plans (revenue projections for three to five yea
Plan (daily and yearly operational processes for success); Management Team (identify key company personnel); and
Financial Plans (revenue projections for three to five ye
Plans (revenue projections for three to five years).
All young people can do is base their options on what the current health - care rules are today, said Carolyn McClanahan, both a certified
financial planner and an M.D. «The number one thing young people
need to do is continue to scream at the politicians to get some good health legislative policy
in place,» said McClanahan, founder and director of
financial planning at Life Planning P
planning at Life
Planning P
Planning Partners.
Being an entrepreneur has many payoffs, but small - business owners
need a well - constructed
financial plan in place to attain these benefits.
Sadiq Khan, the mayor of London, has advocated for the
need for more gender - neutral bathrooms
in his
plans for the
financial hub.
The part of the
plan where you describe your
financial needs can be considered your opening bid
in this negotiation.
«The No. 1 reason that advisors
need to have a
plan in place is this: If you have a fiduciary responsibility to your clients, you
need to ensure that their
financial affairs are attended to the moment you are not able to,» Tibergien said.
Every accounting, auditing and
financial planning department
in the country
needs one of these senior managers to oversee the people looking after the books.
April 5 - China's HNA Group Co Ltd, the heavily indebted aviation - to -
financials conglomerate,
plans to sell some or all of its $ 6.3 billion stake
in Hilton Worldwide Holdings Inc, underlining its
need to shed assets and tackle a cash crunch.
David Rudofsky, founder of Rudofsky Associates, a business
financial and strategic
planning consultancy
in Sleepy Hollow, N.Y., says this is a smart way for qualified businesses to «get the money they
need quickly and without giving up equity.»
Still
in early development, BTC Swap is
planned to facilitate a variety of what Middleton calls «Zero - Trust Digital Contracts,» which recreate
financial functions
in software code by matching offered and desired transactions between parties without the
need for intermediary institutions.
While resources and
financial assistance have been procured from numerous countries, including the United States and President Obama's Emergency
Plan for AIDS Relief (PEPFAR), there is significantly more that
needs to be done to make treatment equally accessible to those
in need.
In this video, Entrepreneur Network partner Brittney Castro explains how the basics of
financial planning — how to get started, what you
need to study and why it will make a major difference.
In that case, «You
need to think about what the role requires (a broad range of skills, including
financial, consultative,
planning, interpersonal and influencing skills) and then pick the right person for the role.
Europe
needs a stronger banking union, including a cross-Continental guarantor of deposits; structural reforms to improve growth prospects; more monetary easing; and better
plans for budget - cutting
in the countries struggling to convince global investors of their
financial stability, the fund said.
Implement your
plan with the right mix of income - producing investments to balance your
financial needs and investment priorities
in retirement.
At McKay Wealth Management Group, we are fiduciaries working
in your best interest to service your investment and
financial planning needs.
When I'm 65 is a groundbreaking national documentary and engagement program focusing on the realities of retirement
in the 21st century and the
financial choices that all Americans
need to make to
plan for a financially secure future.
But you will
need to come up with an investor presentation
in addition to the typical business
plan and
financial projections for loan applications.
«The combination of technical sessions and forward - looking speakers will provide
financial planning professionals with the tools and insights they
need to continue to meet their client's
needs in the highest professional manner.»
After becoming a Certified
Financial Planner ™ Practitioner and working in and studying the financial services industry for several years, Jim concluded that in order for individuals and families to be truly successful in their financial and investment planning they needed a highly trained, independent financial advisory team, loyal only to them and compensated only
Financial Planner ™ Practitioner and working
in and studying the
financial services industry for several years, Jim concluded that in order for individuals and families to be truly successful in their financial and investment planning they needed a highly trained, independent financial advisory team, loyal only to them and compensated only
financial services industry for several years, Jim concluded that
in order for individuals and families to be truly successful
in their
financial and investment planning they needed a highly trained, independent financial advisory team, loyal only to them and compensated only
financial and investment
planning they
needed a highly trained, independent
financial advisory team, loyal only to them and compensated only
financial advisory team, loyal only to them and compensated only by them.
In early deliberations over the financial regulatory plan known as Dodd - Frank, Summers captured the president's imagination with a colorful analogy that emphasized the need for a new agency to protect consumer interests, saying banking regulators could not be trusted to do the job, according to participants in the meetin
In early deliberations over the
financial regulatory
plan known as Dodd - Frank, Summers captured the president's imagination with a colorful analogy that emphasized the
need for a new agency to protect consumer interests, saying banking regulators could not be trusted to do the job, according to participants
in the meetin
in the meeting.
In the event your
needs extend beyond wealth
planning and investment management, we offer a comprehensive collection of
financial services.
Larsen
Financial specializes
in preparing for retirement,
planning for specific future
needs, and managing assets while
in retirement.
Voya partners with Quartz to communicate
need for smart
financial planning as longevity and technology provide more opportunities
in post retirement life, and how Voya can help.
AARP: Retirement
Planning CFA Institute: Retirement Security Choose to Save: Ballpark E$ timate ® Edelman
Financial Services LLC: Retirement & Estate
Planning Financial Mentor ®: Retirement Calculators How to Save Money for Retirement (retirement savings guide) IRS: Adding Automatic Enrollment to Section 401 (k)
Plans — Sample Amendments IRS: Changes
in Your Life May Affect Retirement
Planning IRS: Help with Choosing a Retirement
Plan NEFE
Financial Workshop Kits Retirement Series Preparing for Retirement from DOL Save it Like You Mean It: The (Non-Scary) Guide to Retirement
Planning Saving Matters from DOL U.S. Department of Labor: Taking the Mystery Out of Retirement
Planning WISER: What Women
Need to Know About Retirement
Further, we are
in the process of implementing an international structure that aligns with our
financial and operational objectives as evaluated based on our international markets, expansion
plans, and operational
needs for headcount and physical infrastructure outside the United States.
Wealthstream Advisors works with people who are seeking
in - depth
financial planning and independent investment management so that they have the confidence and knowledge they
need to navigate the complexities that wealth brings.
You must understand that those letters qualify your advisor, and building a
financial plan to fit your
needs means finding the right qualifications
in an advisor.
In addition, the SSA recommends before making your decision when to retire that you calculate your future Social Security benefits, and review your retirement
plan, and consider you
financial needs and obligations.
So, not only do more women
need to get engaged
in their retirement
planning, the industry of
financial advice
needs to devote the resources
needed not just to manage women's investments, but also to help them understand the basics of portfolio construction and the importance of asset allocation.
In every corner of our footprint, if you're starting, growing, managing or selling a company, whether you
need an individual retirement account or an estate
plan for a substantial
financial legacy, there's a PNC - Certified Women's Business Advocate who can help you.
It may be the furthest out, but any good
financial plan starts with calculating how much money you'll
need to live on during your retirement years, putting a strategy
in place to get there, and then addressing your shorter term
needs.
But if one
needs to carry any type of debt into retirement, it
needs to be reflected
in a
financial plan that makes room to have enough income
in retirement while paying off the amounts owed.
«For example, what many people don't think about, particularly if their car is already paid for, is that they will likely
need to replace their vehicles at least once or twice during retirement,» said Ilene Davis, a money manager with
Financial Independence
in Cocoa, Fla. «If they don't allow for the purchase price at the start, they may find their retirement
planning undermined.»
If you don't have
plans to save for final expenses
in advance, and the
financial burden caused by your death would hurt your family, a permanent life insurance policy might help you deal with those
financial pressures to make sure that your passing isn't worse than it
needs to be.
Understand your immediate
financial needs when dealing with an illness
in the family, read tips on how to create a
financial plan and information that can help you find the right
financial advisor
A professor
in financial planning shared that most
needs - analysis tools available today do not do an adequate job of discovering insurance gaps for guaranteed income and protection
in an individual's
financial plan.
At a time when the political and
financial elite gathered at Davos frets about the failures of capitalism and the
need for its reform, Professors Yvan Allaire and Mihaela Firsirotu,
in a new book titled «A Capitalism of Owners ``, propose an action
plan to change fundamentally the way capitalism has come to work.
The signs of capital concentration tell us we
need to start thinking about how we will execute a
plan for the ultimate descent at perhaps a very crowded Hillary Step juncture somewhere
in the future when shorter term weather conditions on the
financial market mountain change.
Financial - planning experts Bill Cass and Chris Hennessey weigh in each week with a range of insights about complex financial planni
Financial -
planning experts Bill Cass and Chris Hennessey weigh
in each week with a range of insights about complex
financial planni
financial planning needs.
Larry Swedroe,
in his book, «The Only Guide You'll Ever
Need for the Right
Financial Plan,» discusses the 5/25 rebalancing rule.
Even individuals, when they do such
planning as budgeting for their
financial needs, work
in order to place meals on their tables, decide where to send children to school or do shopping
in order to get the value for their money et cetera, they are involved
in politics.
«I'm a certified
financial planner and have a
financial planning practice, and
in the meat business, you
need to have cash flow,» Strackbein says.
Essential Functions: • Coordinate details of winery events such as winemaker dinners, private dinners, corporate events, and employee appreciation events • Market and sell winery weddings • Manage correspondence with wedding clients and other event attendees • Calculate budgets and execute other
financial documents • Schedule vendors, musicians, caterers and other talent for winery events • Coordinate and monitor event timelines and work orders • Develop marketing
plans to maximize exposure for the winery events and weddings • Act as a host to guests arriving to the vineyard directing them to a tasting bar or table • Collect payments and record data pertaining to income and expenses • Work with management
in order to handle complaints and dissatisfied customers • Assist office with administrative tasks: phone calls, emails, etc. • Ensure the facility is properly maintained and organize clean - up and repairs • Hire and supervise part time event staff • Act as a concierge for guests, providing recommendations on hotels, restaurants, wineries, breweries, and other activities
in the area • Other assignments as
needed
spot on... kroenke
needs wenger to sustain his vision of arsenal
financial club... wenger
needs average footballers to go along with his 4th place game
plan... too many players
in his mould have kept the club back and will continue to do so until he goes
Time for some brutal honesty... this team, as it stands, is
in no better position to compete next season than they were 12 months ago, minus the fact that some fans have been easily snowed by the acquisition of Lacazette, the free transfer LB and the release of Sanogo... if you look at the facts carefully you will see a team that still has far more questions than answers... to better show what I mean by this statement I will briefly discuss the current state of affairs on a position - by - position basis...
in goal we have 4 potential candidates, but
in reality we have only 1 option with any real future and somehow he's the only one we have actively tried to get rid of for years because he and his father were a little too involved on social media and he got caught smoking (funny how people still defend Wiltshire under the same and far worse circumstances)... you would think we would want to keep any goaltender that Juventus had interest
in, as they seem to have a pretty good history when it comes to that position... as far as the defenders on our current roster there are only a few individuals whom have the skill and / or youth worthy of our time and / or investment, as such we should get rid of anyone who doesn't meet those simple requirements, which means we should get rid of DeBouchy, Gibbs, Gabriel, Mertz and loan out Chambers to see if last seasons foray with Middlesborough was an anomaly or a prediction of things to come... some fans have lamented wildly about the return of Mertz to the starting lineup due to his FA Cup performance but these sort of pie
in the sky meanderings are indicative of what's wrong with this club and it's wishy - washy fan - base...
in addition to these moves the club should aggressively pursue the acquisition of dominant and mobile CB to stabilize an all too fragile defensive group that has self - destructed on numerous occasions over the past 5 seasons... moving forward and building on our
need to re-establish our once dominant presence throughout the middle of the park we
need to target a CDM then do whatever it takes to get that player into the fold without any of the usual nickel and diming we have become famous for (this kind of ruthless haggling has cost us numerous special players and certainly can't help make the player
in question feel good about the way their future potential employer feels about them)...
in order for us to become dominant again we
need to be strong up the middle again from Goalkeeper to CB to DM to ACM to striker, like we did
in our most glorious years before and during Wenger's reign... with this
in mind, if we want Ozil to be that dominant attacking midfielder we can't keep leaving him exposed to constant ridicule about his lack of defensive prowess and provide him with the proper players
in the final third... he was never a good defensive player
in Real or with the German National squad and they certainly didn't suffer as a result of his presence on the pitch... as for the rest of the midfield the blame falls squarely
in the hands of Wenger and Gazidis, the fact that Ramsey, Ox, Sanchez and even Ozil were allowed to regularly start when none of the aforementioned had more than a year left under contract is criminal for a club of this size and
financial might... the fact that we could find money for Walcott and Xhaka, who weren't even guaranteed starters, means that our whole business model
needs a complete overhaul... for me it's time to get rid of some serious deadweight, even if it means selling them below what you believe their market value is just to simply right this ship and change the stagnant culture that currently exists... this means saying goodbye to Wiltshire, Elneny, Carzola, Walcott and Ramsey... everyone, minus Elneny, have spent just as much time on the training table as on the field of play, which would be manageable if they weren't so inconsistent from a performance standpoint (excluding Carzola, who is like the recent version of Rosicky — too bad, both will be deeply missed)...
in their places we
need to bring
in some proven performers with no history of injuries... up front, although I do like the possibilities that a player like Lacazette presents, the fact that we had to wait so many years to acquire some true quality at the striker position falls once again squarely at the feet of Wenger... this issue highlights the ultimate scam being perpetrated by this club since the arrival of Kroenke: pretend your a small market club when it comes to making purchases but milk your fans like a big market club when it comes to ticket prices and merchandising... I believe the reason why Wenger hasn't pursued someone of Henry's quality, minus a fairly inexpensive RVP, was that he knew that they would demand players of a similar ilk to be brought on board and that wasn't possible when the business model was that of a «selling» club... does it really make sense that we could only make a cheeky bid for Suarez, or that we couldn't get Higuain over the line when he was being offered up for half the price he eventually went to Juve for, or that we've only paid any interest to strikers who were clearly not going to press their current teams to let them go to Arsenal like Benzema or Cavani... just part of the facade that finally came crashing down when Sanchez finally called their bluff... the fact remains that no one wants to win more than Sanchez, including Wenger, and although I don't agree with everything that he has done off the field, I would much rather have Alexis front and center than a manager who has clearly bought into the Kroenke model
in large part due to the fact that his enormous ego suggests that only he could accomplish great things without breaking the bank... unfortunately that isn't possible anymore as the game has changed quite dramatically
in the last 15 years, which has left a largely complacent and complicit Wenger on the outside looking
in... so don't blame those players who demanded more and were left wanting... don't blame those fans who have tried desperately to raise awareness for several years when cracks began to appear... place the blame at the feet of those who were well aware all along of the potential pitfalls of just such a
plan but continued to follow it even when it was no longer a
financial necessity, like it ever really was...