Sentences with phrase «financial planning program»

Life insurance can provide a secure foundation for your financial planning program.

Reyes is a distinguished graduate from UCLA's Personal Financial Planning program and a graduate of The Wharton Business School in its Retirement Income Planning Certification program.

Prior to joining Ivey, Dr. Athanassakos spent a number of years at various research - related positions with banking and trust companies in Canada and Greece, and taught at York University and Wilfrid Laurier University, where he was professor of Finance and Founder & Director of Laurier's Financial Planning Program.

Israelsen is the executive in residence for Utah Valley University's Financial Planning Program and speaks and consults about personal finance.

This government sponsored financial planning program allows Canadian residents to contribute 18 % of their previous years earned income into a tax sheltered retirement account.

In high schools, CP Federal uses the National Endowment for Financial Education (NEFE) High School Financial Planning Program, which helps young adults master budgeting, investing, insurance, and debt - management skills.

You might even consider tracking this information by using a commercial financial planning program for your computer.

Investment Advisor Magazine and ThinkAdvisor.com Editor Jamie Green, who moderated the panel with Hauser and Ron Rhoades, program chair at Alfred State College Financial Planning Program, noted that while some broker - dealer presidents are starting to comply, they're waiting for the DOL guidance before finalizing their compliance plans.

The National Endowment for Financial Education (NEFE) provides a financial planning program for high schools.

In July 2015 he will join the Finance faculty at Western Kentucky University, where he will chair its Financial Planning Program.

BizWorld.org Jump $ tart Coalition Clearinghouse Junior Achievement USA TheMint.org - Fun Financial Literacy Activities for Kids, Teens, Parents and Teachers NEFE's High School Financial Planning Program The Stock Market Game US Treasury - Kids Zone Value Stock Guide: The Stock Market Game for Kids — Free Resources and Lesson Plans Wise Pockets World (for kids, parents, and teachers to learn about managing money)

In March 2006, Ms. Moore earned the CERTIFIED FINANCIAL PLANNER ™ designation after completing the Certified Financial Planning program at the University of Texas at Austin.

Dave holds an appointment as Distinguished Adjunct Professor at Golden Gate University, where he is the director of the financial planning program.

Although there are some debt reduction and financial planning programs that can help a person reduce the total amount that they owe to creditors, many of the promises that debt reduction companies make can lead to deeper debt, being sued by creditors for large amounts of money, or even having criminal charges levied against the person.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

But the big financial push by Stanford raises startup culture to a new level, far exceeding the impact of accelerator programs and business plan competitions offered by most universities.

We improved accessibility through the Enabling Accessibility Fund, provided new investments for people with disabilities to join and contribute to the workforce, and helped improve access to financial independence through programs such as the Registered Disabilities Savings Plan (RDSP).

While there are programs like Social Security to help ease the financial burden, most workers have to depend on savings, 401k's and the dwindling number of pension plans that some companies offer, to see them through their after - work years.

She is responsible for the financial planning, auditing and preparation of financial reports and the execution of the company's investment programs.

Ingenious businesspeople are no longer using these programs just to answer «what if» questions for budgeting or other kinds of financial planning.

The differences between large and small companies are notable for most of the categories that Gallup tracked, including health insurance, wellness programs, paid maternity leave, employee assistance programs, tuition reimbursement, and financial planning or coaching.

Perquisites are intentionally limited and may include a car allowance, paid parking, financial planning, certain club dues, home security systems, and benefits under a Relocation Program for team members who relocate at our request.

In recent months, student loan forgiveness for all current programs has been debated in Congress, leaving some borrowers weary of banking on forgiveness as part of their long - term financial plan.

When I'm 65 is a groundbreaking national documentary and engagement program focusing on the realities of retirement in the 21st century and the financial choices that all Americans need to make to plan for a financially secure future.

Michael Finke is a professor and coordinator of the doctoral program in personal financial planning at Texas Tech University.

He has completed the University of California, Santa Cruz Certificate Program in Personal Financial Planning and holds the CERTIFIED FINANCIAL PLANNER ™ professional certification granted by the Certified Financial Planner Board of Standards.

These perquisites may include a car allowance, paid parking, financial planning, certain club dues, home security systems, and benefits under a Relocation Program for team members who relocate at our request.

Follow Beth on LinkedIn for insights on financial wellness and well - being, benefits program case studies and best practices in retirement plan design.

Perquisites have intentionally been limited and may include a car allowance, paid parking, financial planning, certain club dues, home security systems, and benefits under a Relocation Program for team members who relocate at our request.

Such risks and uncertainties include, but are not limited to: our ability to achieve our financial, strategic and operational plans or initiatives; our ability to predict and manage medical costs and price effectively and develop and maintain good relationships with physicians, hospitals and other health care providers; the impact of modifications to our operations and processes; our ability to identify potential strategic acquisitions or transactions and realize the expected benefits of such transactions, including with respect to the Merger; the substantial level of government regulation over our business and the potential effects of new laws or regulations or changes in existing laws or regulations; the outcome of litigation, regulatory audits, investigations, actions and / or guaranty fund assessments; uncertainties surrounding participation in government - sponsored programs such as Medicare; the effectiveness and security of our information technology and other business systems; unfavorable industry, economic or political conditions, including foreign currency movements; acts of war, terrorism, natural disasters or pandemics; our ability to obtain shareholder or regulatory approvals required for the Merger or the requirement to accept conditions that could reduce the anticipated benefits of the Merger as a condition to obtaining regulatory approvals; a longer time than anticipated to consummate the proposed Merger; problems regarding the successful integration of the businesses of Express Scripts and Cigna; unexpected costs regarding the proposed Merger; diversion of management's attention from ongoing business operations and opportunities during the pendency of the Merger; potential litigation associated with the proposed Merger; the ability to retain key personnel; the availability of financing, including relating to the proposed Merger; effects on the businesses as a result of uncertainty surrounding the proposed Merger; as well as more specific risks and uncertainties discussed in our most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.cigna.com as well as on Express Scripts» most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.express-scripts.com.

The HRC has intentionally limited perquisites to executive officers and in 2010 reduced or eliminated almost all executive perquisite programs, including those providing for relocation - related home purchase expenses and reimbursements for financial planning services, automobile allowance, club dues, parking, and home security systems.

The program has now reached over 6,000 individuals of all levels, from first year collegiate players through veteran pro athletes, teaching athletes and entertainment professionals the powerful message of building a sound financial plan alongside a successful career.

Investors can obtain a 529 Plan Program Disclosure from their Financial Advisor and should read it carefully before investing.

Elissa is a past Chair of the Financial Planning Association (US) and is a Dean for the FPA's Residency Program.

The Emmy and Telly award - winning Choose to Save ® national public education and outreach program is dedicated to raising awareness about the need to plan and save for long - term personal financial security.

Borrowers who have private student loans do not have the option to change their selected repayment plan after the loans have been dispersed, while federal student loan borrowers may request a change to their repayment program should their financial circumstances or needs change over time.

«Dismissing variable annuities is like dismissing ETFs or mutual funds,» said Michael Finke, a professor and coordinator of the doctoral program in personal financial planning at Texas Tech University.

Industry trade groups like the Investment Company Institute and the Securities Industry and Financial Markets Association have come out against state - run plans, arguing that they will spur a «confusing, state - by - state patchwork of savings programs» that could lack strict federal controls.

This news release contains forward - looking statements within the meaning of the U.S. Private Securities Litigation Reform Act of 1995 and Canadian securities laws, including statements regarding: BlackBerry's expectations regarding new product initiatives and timing, including the BlackBerry 10 platform; BlackBerry's plans and expectations regarding new service offerings, and assumptions regarding its service revenue model; BlackBerry's plans, strategies and objectives, and the anticipated opportunities and challenges in fiscal 2014; anticipated demand for, and BlackBerry's plans and expectations relating to, programs to drive sell - through of the company's BlackBerry 10 smartphones; BlackBerry's expectations regarding financial results for the second quarter of fiscal 2014; BlackBerry's expectations with respect to the sufficiency of its financial resources; BlackBerry's ongoing efforts to streamline its operations and its expectations relating to the benefits of its Cost Optimization and Resource Efficiency («CORE») program and similar strategies; BlackBerry's plans and expectations regarding marketing and promotional programs; and BlackBerry's estimates of purchase obligations and other contractual commitments.

We provide this other compensation to enhance the competitiveness of our executive compensation program and to increase the productivity (corporate aircraft travel, professional assistance with tax return preparation and financial planning), safety (security services and equipment) and health (annual physical examinations) of our executives so they can focus on producing superior financial returns for our shareowners.

This news release contains forward - looking statements within the meaning of the U.S. Private Securities Litigation Reform Act of 1995 and Canadian securities laws, including statements regarding: BlackBerry's expectations regarding new product initiatives and timing, including the BlackBerry 10 platform; BlackBerry's plans and expectations regarding new service offerings, and assumptions regarding its service revenue model; BlackBerry's plans, strategies and objectives, and the anticipated opportunities and challenges in fiscal 2014; anticipated demand for, and BlackBerry's plans and expectations relating to, programs to drive sell - through of the Company's BlackBerry 7 and 10 smartphones and BlackBerry PlayBook tablets; BlackBerry's expectations regarding financial results for the second quarter of fiscal 2014; BlackBerry's expectations with respect to the sufficiency of its financial resources; BlackBerry's ongoing efforts to streamline its operations and its expectations relating to the benefits of its Cost Optimization and Resource Efficiency («CORE») program and similar strategies; BlackBerry's plans and expectations regarding marketing and promotional programs; and BlackBerry's estimates of purchase obligations and other contractual commitments.

The Company's employees participate in those programs and a portion of the cost of those plans is included in the Company's Condensed Combined Financial Statements.

Consistent with our pay - for - performance philosophy and reflecting FedEx's below - plan financial performance during fiscal 2014, the payouts under our annual incentive compensation («AIC») program were below target.

In this replay, You'll learn the many ways a financial wellness program can benefit you, plan sponsors, and participants; plus, you'll get a game plan to get your financial wellness program up and running — including the necessary tools.

Our finance program and financial business plan is truly the first step toward your financial freedom.

Offering, operating, or participating in, directly or indirectly, any marketing or sales plan or program wherein the financial gains to participants during their first year in the plan or program are, or are represented to be, based in any manner or to any degree upon their recruiting of other participants into the plan or program whereby such participants obtain the right to recruit yet other participants.

Via the Homeowners Armed with Knowledge program, the FHA plans to grant incentives to first - time buyers who agree to home counseling and financial education.

Our time tested education program provides defined contribution plan sponsors, participants and financial intermediaries with customized employee education programs that help to facilitate positive retirement outcomes.

He participates in the Financial Planning Associations» MentorMatch program, both as a mentor and as a mentee.

A robot can never work with an individual to translate someone's stated needs and wants into a dollar amount that will accomplish that financial plan and create such a program to get there.