Sentences with phrase «financial planning strategy»

Having a life insurance policy is often part of a good, solid financial planning strategy.

As with any financial planning strategy, life settlements are not suited for every individual situation.

Another financial planning strategy includes building additional wealth through a permanent life insurance policy after maxing out tax - deductible contributions to your 401 (K), pension and IRA.

At this stage in his life, Kirzner has taken Santa Clara University behavioural finance expert Meir Statman's financial planning strategy to heart.

A CD is a good account to include as part of your financial planning strategy.

You might want to consider implementing this simple 2 - step financial planning strategy.

Henssler Financial Principal, Bil Lako, CFP ®, explains the firm's comprehensive financial planning strategy, The Ten Year Rule.

This article outlines some expenses that are easily forgettable in your budget that you will want to include in your financial planning strategy.

Although reverse mortgage is fast becoming a financial planning strategy for many retirees, it is advisable that it should be used as a last resort when other options have proved unavailable.

Of course, as with any financial planning strategy, do your homework and know all the pros and cons of credit card balance transfers before you make any decisions.

This financial planning strategy suggests you make a withdrawal of 4 percent from your retirement savings during the first year of your retirement.

Diversifying assets by taxability is important in building a financial planning strategy to last through working years and into retirement.

One of the reasons for this unfortunate situation is that technology employees were relying too heavily on their stock options in their financial planning strategies.

While quantifying advisor value is problematic, three studies that attempt to do so found that potential advisor value - added varied from 1.59 % to over 3 % a year, according to a 2015 review by financial planning researcher Michael Kitces («Evaluating Financial Planning Strategies and Quantifying Their Impact», available at Kitces.com)

This article shows some proper financial planning strategies for low income seniors.

Unpredictable income means many families can't follow conventional financial planning strategies.

To help you find the permanent life insurance policy to fit your coverage needs and financial planning strategies, Farmers offers these universal life options:

The permanent insurance is still in place after the term expires, which is beneficial in estate planning and long - term financial planning strategies.

In today's world, women also feel that their everyday responsibilities keep them too busy to address financial planning strategies.

Summary Creative Financial Advisor providing financial planning strategies for clients by accurately... 02/2010 - 02/2013 New England Financial － Bethesda, MD Financial Advisor Acquired $ 17 million in... strategies for meeting clients» financial objectives and implemented financial planning recommendations.

The Financial Professional can also help develop financial options that take into account tax consequences and future financial planning strategies.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

3G sticks to an aggressively tight financial plan through a strategy called zero - based budgeting.

Working with your financial quarterback, ensure that all your personal wealth - planning strategies are buttoned up and executed.

The business plan should include a clear marketing strategy and detailed financial projections.

A new book by financial advisor Daryl Diamond debunks closely held beliefs about retirement income planning strategies.

This press release contains «forward - looking statements» within the meaning of the Private Securities Litigation Reform Act of 1995, including statements regarding the company's 2018 financial performance, the company's growth strategy, the company's capital allocation strategy, the company's tax planning strategies and the performance of the markets in which the company operates.

From 2008 to 2013, she was the company's senior vice president, corporate and development finance, where she led a team that valued new hotel development projects, evaluated merger - and - acquisition opportunities, prepared the company's long - range plans and annual budgets and made recommendations for the company's financial and capital allocation strategy.

Bush should figure out what he wants his investment strategy to be and then set a plan, the financial planners agreed.

David Reyes is founder of Reyes Financial Architecture of La Jolla, Calif., a Registered Investment Advisory firm that acts as a fiduciary and specializes in portfolio risk management strategies, retirement income distribution and Social Security planning.

Sometimes potential strategic partners may also be potential competitors, so you may want to present your plan in stages, saving sensitive information such as financials and marketing strategies for later in the process when trust has been established.

More and more professionals agree that a better strategy is to explore and fine tune your assumptions before declaring a specific plan with financial projections based only on your dream and passion.

The first financial projection within the business plan must be formed utilizing the information drawn from defining the market, positioning the product, pricing, distribution, and strategies for sales.

A business plan can also be used by any business — no matter what industry, location, or size — to formalize a set of business goals and outline the operational and financial strategy for meeting those goals.

According to the U.S. Small Business Administration, the main parts of a business plan include the executive summary, a company description (what makes the company unique), a market analysis (the competition and target demographics), the company's structure, a description of the service or product line, the marketing and sales strategy, financial projections — plus any additional useful information.

«The first half of 2013 has been very good for pension plans,» says Manuel Monteiro, partner in Mercer's financial strategy group.

Among the factors that could cause actual results to differ materially are the following: (1) worldwide economic, political, and capital markets conditions and other factors beyond the Company's control, including natural and other disasters or climate change affecting the operations of the Company or its customers and suppliers; (2) the Company's credit ratings and its cost of capital; (3) competitive conditions and customer preferences; (4) foreign currency exchange rates and fluctuations in those rates; (5) the timing and market acceptance of new product offerings; (6) the availability and cost of purchased components, compounds, raw materials and energy (including oil and natural gas and their derivatives) due to shortages, increased demand or supply interruptions (including those caused by natural and other disasters and other events); (7) the impact of acquisitions, strategic alliances, divestitures, and other unusual events resulting from portfolio management actions and other evolving business strategies, and possible organizational restructuring; (8) generating fewer productivity improvements than estimated; (9) unanticipated problems or delays with the phased implementation of a global enterprise resource planning (ERP) system, or security breaches and other disruptions to the Company's information technology infrastructure; (10) financial market risks that may affect the Company's funding obligations under defined benefit pension and postretirement plans; and (11) legal proceedings, including significant developments that could occur in the legal and regulatory proceedings described in the Company's Annual Report on Form 10 - K for the year ended Dec. 31, 2017, and any subsequent quarterly reports on Form 10 - Q (the «Reports»).

Your financial situation, your goals, your plan are all uniquely yours, so it's imperative that you stick to your own strategy for achieving the best outcome for you.

All statements other than statements of historical facts included in this news release regarding our strategies, prospects, financial condition, operations, costs, plans and objectives are forward - looking statements.

«This is a good time to look at whether some strategies can work that help with taxes,» said Avani Ramnani, director of financial planning and wealth management at Francis Ffinancial planning and wealth management at Francis FinancialFinancial.

When it comes to financial terms, plan to be held to the same rigorous standards that any private - equity investor would hold you to: a clear investor exit strategy (probably within three to five years) and projected annual returns of 20 % to 30 %.

Just consider the financial risks entrepreneurs run, for example, if they give company stock to their children as part of a long - term estate - planning strategy — only to have the IRS step in years later and challenge the claimed taxable value of the gifts.

Unique among savings plans, this strategy lets you recapture interest you'd otherwise pay to banks and other financial institutions.

Dig Deeper: Running a Franchise Evaluating a Franchise Business Plan: The Basics As with any business plan, you should expect to see several sections laid out in a franchise plan, including most vitally an introduction (or abstract), a management overview, a marketing strategy, detailed financial projections, and the financial requirements for investing in a purchasing a franchPlan: The Basics As with any business plan, you should expect to see several sections laid out in a franchise plan, including most vitally an introduction (or abstract), a management overview, a marketing strategy, detailed financial projections, and the financial requirements for investing in a purchasing a franchplan, you should expect to see several sections laid out in a franchise plan, including most vitally an introduction (or abstract), a management overview, a marketing strategy, detailed financial projections, and the financial requirements for investing in a purchasing a franchplan, including most vitally an introduction (or abstract), a management overview, a marketing strategy, detailed financial projections, and the financial requirements for investing in a purchasing a franchise.

FORWARD - LOOKING STATEMENTS; ADDITIONAL INFORMATION Certain statements in this document, including statements relating to the proposed combination of SolarCity Corporation («SolarCity») and Tesla Motors, Inc. («Tesla») and the combined company's future financial condition, performance and operating results, strategy and plans are «forward - looking statements» within the meaning of the Private Securities Litigation Reform Act of 1995.

Planning & Guidance Center Get a holistic view of your financial plan from one place, review and evaluate different investment strategies, and get a report with clear next steps for you to consider.

This discussion also does not consider any specific facts or circumstances that may be relevant to holders subject to special rules under the U.S. federal income tax laws, including, without limitation, certain former citizens or long - term residents of the United States, partnerships or other pass - through entities, real estate investment trusts, regulated investment companies, «controlled foreign corporations,» «passive foreign investment companies,» corporations that accumulate earnings to avoid U.S. federal income tax, banks, financial institutions, investment funds, insurance companies, brokers, dealers or traders in securities, commodities or currencies, tax - exempt organizations, tax - qualified retirement plans, persons subject to the alternative minimum tax, persons that own, or have owned, actually or constructively, more than 5 % of our common stock and persons holding our common stock as part of a hedging or conversion transaction or straddle, or a constructive sale, or other risk reduction strategy.

The course topics include: saving & investing, personal finance, investing basics, investment strategies, investment risks, retirement planning, retirement plan options, mutual funds, financial advisors and putting it all together.

The financial strategy was to remove economic planning from democratically elected representatives, centralizing it in the hands of financial managers.

Financial plans should be open - ended because there will always be corrective actions, updates, changes in strategy, or difficult decisions that have to be made.