With her special expertise in the financial field, she has created promotional material for a comprehensive range of
financial products and services in the retail, commercial and institutional arenas.
The Outlook Money Awards are given to the best providers of
financial products and services in the country, and is basis a comprehensive set of measures, as chosen by an eminent jury.
It is an eminent private bank in India, which offers
financial products and services in the domain of the commercial banking, retail banking, agriculture banking, corporate banking, and asset management.
A subsidiary of mutual insurance giant Mutual of Omaha, United of Omaha Life Insurance offers a range of protection and retirement products to employer groups and individuals, including life insurance, fixed annuities, and related
financial products and services in all states but New York (where sister firm Companion Life Insurance Company of New York operates).
Not exact matches
And in the case of
financial institution a relevant place to apply it would be where it's important for a particular
product or
service to have either more trust from third parties or to engage third parties
in building a network without a traditional intermediary.
Just last week, Facebook announced that it is banning ads promoting cryptocurrencies
in an effort to prevent users from advertising «
financial products and services frequently associated with misleading or deceptive promotional practices.»
High turnover is common
in financial services,
and while the bank's wide variety of
products,
and preponderance of business units offering them, give employees plenty of opportunity to move up (or sideways) instead of out, the company has learned not to leave loyalty to fate.
Financial passporting refers to banks» ability to sell
products and services across the eurozone from locations
in Britain using one licence.
Such risks, uncertainties
and other factors include, without limitation: (1) the effect of economic conditions
in the industries
and markets
in which United Technologies
and Rockwell Collins operate
in the U.S.
and globally
and any changes therein, including
financial market conditions, fluctuations
in commodity prices, interest rates
and foreign currency exchange rates, levels of end market demand
in construction
and in both the commercial
and defense segments of the aerospace industry, levels of air travel,
financial condition of commercial airlines, the impact of weather conditions
and natural disasters
and the
financial condition of our customers
and suppliers; (2) challenges
in the development, production, delivery, support, performance
and realization of the anticipated benefits of advanced technologies
and new
products and services; (3) the scope, nature, impact or timing of acquisition
and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses
and realization of synergies
and opportunities for growth
and innovation; (4) future timing
and levels of indebtedness, including indebtedness expected to be incurred by United Technologies
in connection with the pending Rockwell Collins acquisition,
and capital spending
and research
and development spending, including
in connection with the pending Rockwell Collins acquisition; (5) future availability of credit
and factors that may affect such availability, including credit market conditions
and our capital structure; (6) the timing
and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions
and the level of other investing activities
and uses of cash, including
in connection with the proposed acquisition of Rockwell; (7) delays
and disruption
in delivery of materials
and services from suppliers; (8) company
and customer - directed cost reduction efforts
and restructuring costs
and savings
and other consequences thereof; (9) new business
and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification
and balance of operations across
product lines, regions
and industries; (12) the outcome of legal proceedings, investigations
and other contingencies; (13) pension plan assumptions
and future contributions; (14) the impact of the negotiation of collective bargaining agreements
and labor disputes; (15) the effect of changes
in political conditions
in the U.S.
and other countries
in which United Technologies
and Rockwell Collins operate, including the effect of changes
in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies
and currency exchange rates
in the near term
and beyond; (16) the effect of changes
in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts
and Jobs Act of 2017), environmental, regulatory (including among other things import / export)
and other laws
and regulations
in the U.S.
and other countries
in which United Technologies
and Rockwell Collins operate; (17) the ability of United Technologies
and Rockwell Collins to receive the required regulatory approvals (
and the risk that such approvals may result
in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger)
and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including
in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies»
and / or Rockwell Collins» common stock
and / or on their respective
financial performance; (20) risks related to Rockwell Collins
and United Technologies being restricted
in their operation of their businesses while the merger agreement is
in effect; (21) risks relating to the value of the United Technologies» shares to be issued
in connection with the pending Rockwell acquisition, significant merger costs
and / or unknown liabilities; (22) risks associated with third party contracts containing consent
and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings;
and (24) the ability of United Technologies
and Rockwell Collins, or the combined company, to retain
and hire key personnel.
But critics
in the
financial services industry say the rule would limit the ability of advisers to
service clients who can not afford to pay for
financial advice
and must use
products that carry commissions or other indirect costs.
Morgan Stanley is hoping that a drastic cut
in this kind of compensation will spur brokers to sell more
products, such as mutual funds, loans
and financial planning
services, to those clients, according to several Morgan Stanley advisers.
And last month, an international financial group owned by the world's central banks said Canada's credit - to - gross - domestic - product and debt - service ratios show early warning signs of potential risk to the domestic banking system in the coming yea
And last month, an international
financial group owned by the world's central banks said Canada's credit - to - gross - domestic -
product and debt - service ratios show early warning signs of potential risk to the domestic banking system in the coming yea
and debt -
service ratios show early warning signs of potential risk to the domestic banking system
in the coming years.
Originally known for its lighting
products,
and later for its foray into
financial services, GE is
in the middle of a long refocusing effort.
Important factors that could cause our actual results
and financial condition to differ materially from those indicated in the forward - looking statements include, among others, the following: our ability to successfully and profitably market our products and services; the acceptance of our products and services by patients and healthcare providers; our ability to meet demand for our products and services; the willingness of health insurance companies and other payers to cover Cologuard and adequately reimburse us for our performance of the Cologuard test; the amount and nature of competition from other cancer screening and diagnostic products and services; the effects of the adoption, modification or repeal of any healthcare reform law, rule, order, interpretation or policy; the effects of changes in pricing, coverage and reimbursement for our products and services, including without limitation as a result of the Protecting Access to Medicare Act of 2014; recommendations, guidelines and quality metrics issued by various organizations such as the U.S. Preventive Services Task Force, the American Cancer Society, and the National Committee for Quality Assurance regarding cancer screening or our products and services; our ability to successfully develop new products and services; our success establishing and maintaining collaborative, licensing and supplier arrangements; our ability to maintain regulatory approvals and comply with applicable regulations; and the other risks and uncertainties described in the Risk Factors and in Management's Discussion and Analysis of Financial Condition and Results of Operations sections of our most recently filed Annual Report on Form 10 - K and our subsequently filed Quarterly Reports on For
financial condition to differ materially from those indicated
in the forward - looking statements include, among others, the following: our ability to successfully
and profitably market our
products and services; the acceptance of our products and services by patients and healthcare providers; our ability to meet demand for our products and services; the willingness of health insurance companies and other payers to cover Cologuard and adequately reimburse us for our performance of the Cologuard test; the amount and nature of competition from other cancer screening and diagnostic products and services; the effects of the adoption, modification or repeal of any healthcare reform law, rule, order, interpretation or policy; the effects of changes in pricing, coverage and reimbursement for our products and services, including without limitation as a result of the Protecting Access to Medicare Act of 2014; recommendations, guidelines and quality metrics issued by various organizations such as the U.S. Preventive Services Task Force, the American Cancer Society, and the National Committee for Quality Assurance regarding cancer screening or our products and services; our ability to successfully develop new products and services; our success establishing and maintaining collaborative, licensing and supplier arrangements; our ability to maintain regulatory approvals and comply with applicable regulations; and the other risks and uncertainties described in the Risk Factors and in Management's Discussion and Analysis of Financial Condition and Results of Operations sections of our most recently filed Annual Report on Form 10 - K and our subsequently filed Quarterly Reports on Form
services; the acceptance of our
products and services by patients and healthcare providers; our ability to meet demand for our products and services; the willingness of health insurance companies and other payers to cover Cologuard and adequately reimburse us for our performance of the Cologuard test; the amount and nature of competition from other cancer screening and diagnostic products and services; the effects of the adoption, modification or repeal of any healthcare reform law, rule, order, interpretation or policy; the effects of changes in pricing, coverage and reimbursement for our products and services, including without limitation as a result of the Protecting Access to Medicare Act of 2014; recommendations, guidelines and quality metrics issued by various organizations such as the U.S. Preventive Services Task Force, the American Cancer Society, and the National Committee for Quality Assurance regarding cancer screening or our products and services; our ability to successfully develop new products and services; our success establishing and maintaining collaborative, licensing and supplier arrangements; our ability to maintain regulatory approvals and comply with applicable regulations; and the other risks and uncertainties described in the Risk Factors and in Management's Discussion and Analysis of Financial Condition and Results of Operations sections of our most recently filed Annual Report on Form 10 - K and our subsequently filed Quarterly Reports on Form
services by patients
and healthcare providers; our ability to meet demand for our
products and services; the willingness of health insurance companies and other payers to cover Cologuard and adequately reimburse us for our performance of the Cologuard test; the amount and nature of competition from other cancer screening and diagnostic products and services; the effects of the adoption, modification or repeal of any healthcare reform law, rule, order, interpretation or policy; the effects of changes in pricing, coverage and reimbursement for our products and services, including without limitation as a result of the Protecting Access to Medicare Act of 2014; recommendations, guidelines and quality metrics issued by various organizations such as the U.S. Preventive Services Task Force, the American Cancer Society, and the National Committee for Quality Assurance regarding cancer screening or our products and services; our ability to successfully develop new products and services; our success establishing and maintaining collaborative, licensing and supplier arrangements; our ability to maintain regulatory approvals and comply with applicable regulations; and the other risks and uncertainties described in the Risk Factors and in Management's Discussion and Analysis of Financial Condition and Results of Operations sections of our most recently filed Annual Report on Form 10 - K and our subsequently filed Quarterly Reports on Form
services; the willingness of health insurance companies
and other payers to cover Cologuard
and adequately reimburse us for our performance of the Cologuard test; the amount
and nature of competition from other cancer screening
and diagnostic
products and services; the effects of the adoption, modification or repeal of any healthcare reform law, rule, order, interpretation or policy; the effects of changes in pricing, coverage and reimbursement for our products and services, including without limitation as a result of the Protecting Access to Medicare Act of 2014; recommendations, guidelines and quality metrics issued by various organizations such as the U.S. Preventive Services Task Force, the American Cancer Society, and the National Committee for Quality Assurance regarding cancer screening or our products and services; our ability to successfully develop new products and services; our success establishing and maintaining collaborative, licensing and supplier arrangements; our ability to maintain regulatory approvals and comply with applicable regulations; and the other risks and uncertainties described in the Risk Factors and in Management's Discussion and Analysis of Financial Condition and Results of Operations sections of our most recently filed Annual Report on Form 10 - K and our subsequently filed Quarterly Reports on Form
services; the effects of the adoption, modification or repeal of any healthcare reform law, rule, order, interpretation or policy; the effects of changes
in pricing, coverage
and reimbursement for our
products and services, including without limitation as a result of the Protecting Access to Medicare Act of 2014; recommendations, guidelines and quality metrics issued by various organizations such as the U.S. Preventive Services Task Force, the American Cancer Society, and the National Committee for Quality Assurance regarding cancer screening or our products and services; our ability to successfully develop new products and services; our success establishing and maintaining collaborative, licensing and supplier arrangements; our ability to maintain regulatory approvals and comply with applicable regulations; and the other risks and uncertainties described in the Risk Factors and in Management's Discussion and Analysis of Financial Condition and Results of Operations sections of our most recently filed Annual Report on Form 10 - K and our subsequently filed Quarterly Reports on Form
services, including without limitation as a result of the Protecting Access to Medicare Act of 2014; recommendations, guidelines
and quality metrics issued by various organizations such as the U.S. Preventive
Services Task Force, the American Cancer Society, and the National Committee for Quality Assurance regarding cancer screening or our products and services; our ability to successfully develop new products and services; our success establishing and maintaining collaborative, licensing and supplier arrangements; our ability to maintain regulatory approvals and comply with applicable regulations; and the other risks and uncertainties described in the Risk Factors and in Management's Discussion and Analysis of Financial Condition and Results of Operations sections of our most recently filed Annual Report on Form 10 - K and our subsequently filed Quarterly Reports on Form
Services Task Force, the American Cancer Society,
and the National Committee for Quality Assurance regarding cancer screening or our
products and services; our ability to successfully develop new products and services; our success establishing and maintaining collaborative, licensing and supplier arrangements; our ability to maintain regulatory approvals and comply with applicable regulations; and the other risks and uncertainties described in the Risk Factors and in Management's Discussion and Analysis of Financial Condition and Results of Operations sections of our most recently filed Annual Report on Form 10 - K and our subsequently filed Quarterly Reports on Form
services; our ability to successfully develop new
products and services; our success establishing and maintaining collaborative, licensing and supplier arrangements; our ability to maintain regulatory approvals and comply with applicable regulations; and the other risks and uncertainties described in the Risk Factors and in Management's Discussion and Analysis of Financial Condition and Results of Operations sections of our most recently filed Annual Report on Form 10 - K and our subsequently filed Quarterly Reports on Form
services; our success establishing
and maintaining collaborative, licensing
and supplier arrangements; our ability to maintain regulatory approvals
and comply with applicable regulations;
and the other risks
and uncertainties described
in the Risk Factors
and in Management's Discussion
and Analysis of
Financial Condition and Results of Operations sections of our most recently filed Annual Report on Form 10 - K and our subsequently filed Quarterly Reports on For
Financial Condition
and Results of Operations sections of our most recently filed Annual Report on Form 10 - K
and our subsequently filed Quarterly Reports on Form 10 - Q.
As a standalone
product dedicated to
financial professionals, it has advantages over the
products offered by Reuters
and Bloomberg, whose chat
products have grown out of their information
services businesses,
and in Bloomberg's case, its lucrative terminal business.
The fresh numbers come as an international
financial group owned by the world's central banks says Canada's credit - to - gross - domestic -
product and debt -
service ratios show early warning signs of potential risk to the banking system
in the coming years.
Many supporters of delay also argued that the President's Memorandum has rendered the ultimate fate of the Fiduciary Rule
and PTEs uncertain
and that proceeding with the April 10, 2017 applicability date
in the face of this uncertainty would impose unnecessary costs
and burdens on the
financial services industry
and result
in unnecessary confusion to investors inasmuch as
products,
services,
and advisory practices could change after completion of the examination.
Based
in Winston - Salem, N.C., the company operates 2,139
financial centers
in 15 states
and Washington, D.C.,
and offers a full range of consumer
and commercial banking, securities brokerage, asset management, mortgage
and insurance
products and services.
Adler previously served as co-founder
and president of CCBN, an online
financial services company Thompson Financial acquired in 2004; founder Larry Kim will now serve as VP, marketing and
financial services company Thompson
Financial acquired in 2004; founder Larry Kim will now serve as VP, marketing and
Financial acquired
in 2004; founder Larry Kim will now serve as VP, marketing
and products.
And then, not surprisingly, risk management is important in financial services and then, ultimately, the sales and business performance in showing that there are customer - level managers of that sales and business performance that might look quite different than the traditional P&L that you would see for a product within an organizati
And then, not surprisingly, risk management is important
in financial services and then, ultimately, the sales and business performance in showing that there are customer - level managers of that sales and business performance that might look quite different than the traditional P&L that you would see for a product within an organizati
and then, ultimately, the sales
and business performance in showing that there are customer - level managers of that sales and business performance that might look quite different than the traditional P&L that you would see for a product within an organizati
and business performance
in showing that there are customer - level managers of that sales
and business performance that might look quite different than the traditional P&L that you would see for a product within an organizati
and business performance that might look quite different than the traditional P&L that you would see for a
product within an organization.
On February 22, France's top
financial regulator, the Autorité des marchés financiers (AMF), published a press release indicating that online platforms which allow users to trade
in cryptocurrency derivatives may no longer advertise those
financial products and must be approved «to offer investment
services.»
where licensed CCPs have material Australian - based participation
and / or provide
services in Australian - related
products, they must have governance
and operational arrangements that promote stability
in the Australian
financial system;
For example, an NEO's RSUs could be forfeited,
and Shares at Risk recaptured, if during 2010 that NEO participated
in the marketing of any
product or
service without appropriate consideration of the risk to our firm or the broader
financial system as a whole.
I've written copy
in computers, chemicals, pulp
and paper, mining, construction, electronics, engineering, pollution control, medical equipment, industrial equipment, marine
products, software, banking,
financial services, health care, publishing, seminars, training, telecommunications, consulting, corporate, e-commerce, membership sites, online information marketing,
and many other areas.
thanks,
and yes, a pittance of a pension
and regular checkups keep us on budget
and head off any problems — best decision i ever made (
financial or otherwise) was serving our country doing search -
and - rescue, oil
and chemical spill remediation, etc. (you can guess the branch of
service)-- along the way, frugal living, along with dollar - cost averaging, asset allocation,
and diversification allowed us to retire early — Vanguard has been very good over the years, despite the Dot Bomb, 2002,
and the recession (where we actually came out better with a modest but bargain retirement home purchase)... it's not easy building additional «legs» on a retirement platform, but now that we're here, cash, real estate, investments
and insurance
products, along with a small pension all help to avoid any real dependence on social security (we won't even need it at full retirement age)-- however, like nearly everybody, we're headed for Medicare
in several years, albeit with a nice supplemental
and pharmacy benefits — but our main concern is staying fit, active,
and healthy!
Brainstorm Design 2019, to be held
in parallel with Singapore's annual Design Week, will feature thinkers from diverse fields including industrial
and product design, architecture
and urban planning, graphic design, user experience, mobility
and transportation, fashion,
financial services, travel
and hospitality
and many more.
In Colombia, the offer of each Fund is addressed to less than one hundred specifically identified investors, and such Fund may not be promoted or marketed in Colombia or to Colombian residents unless such promotion and marketing is made in compliance with Decree 2555 of 2010 and other applicable rules and regulations related to the promotion of foreign financial and / or securities related products or services in Colombi
In Colombia, the offer of each Fund is addressed to less than one hundred specifically identified investors,
and such Fund may not be promoted or marketed
in Colombia or to Colombian residents unless such promotion and marketing is made in compliance with Decree 2555 of 2010 and other applicable rules and regulations related to the promotion of foreign financial and / or securities related products or services in Colombi
in Colombia or to Colombian residents unless such promotion
and marketing is made
in compliance with Decree 2555 of 2010 and other applicable rules and regulations related to the promotion of foreign financial and / or securities related products or services in Colombi
in compliance with Decree 2555 of 2010
and other applicable rules
and regulations related to the promotion of foreign
financial and / or securities related
products or
services in Colombi
in Colombia.
He will invest
in enterprise software
and infrastructure,
financial services,
and industries undergoing digital transformation, with a particular focus on
product - centric companies developing new go - to - market models.
He represented multinational corporates
and emerging companies
in a wide range of sectors — including technology, entertainment & media, sports,
financial services, consumer
products, retail,
and automotive.
While the company's revenue is still
in early stages, the company's goal is to become a
financial hub for a wide range of
financial services, said Britt, who was previously an executive at Visa
and chief
product at Greendot.
The report: Years ago, when many advisors may have joined the industry, insurers sought to grow by casting a wider net building
and acquiring capabilities to amass large
product or geographic footprints
in the mold of a full -
service financial institution.
Robert has a strong grounding
in financial services and market temperament
and in depth knowledge of investment banking
and wealth management
products, which was reinforced during his time as the Director, US Convertible Securities Sales for the Bank of Tokyo - Mitsubishi UFJ.
It Starts with a Buzz The University of Life
Service,
Service,
Service What Business Should You Be
In When is the right time to Start a business Don't Be a Flake Get It Right from the Start - Build Your Business like an Egyptian Pyramid My First Business Venture How I Started My Business Where It Went Wrong Making a Mistake Don't Burn Your Bridges Damage Limitation
and Control How I Moved On Controlling Your
Financial Exposure Getting Help with Your Idea How do You Research Your Idea Why You Have a Business Always Be Prepared Vertical or Horizontal Vision What Direction to Follow Leadership
and Employing Staff Guiding Your Management Team Enjoy Your Work
and Your Life Get Your
Products and Services Right Low Cost
Products and Service is not the Way Ahead Do You Need a Business Partner Business Expansion If You Want to Diversify, of What Should You Be Aware More Examples of Business Expansion The Importance of Good Time Keeping Time Management Real Estate Investment Finding the Solution
In accordance with FTC guidelines, binaryoptionrobotinfo.com has
financial relationships with some of the
products and / or
services mentioned on this website.
Through its operating subsidiaries, Fidelity Bank
and LionMark Insurance Company, Fidelity Southern Corporation offers an array of
financial products and services for a growing base of business
and retail customers
in Atlanta, GA..
In accordance with FTC guidelines, 7BinaryOptions.com has financial relationships with some of the products and services mentioned on this website, and 7BinaryOptions.com may be compensated if consumers choose to click these links in our content and ultimately sign up for the
In accordance with FTC guidelines, 7BinaryOptions.com has
financial relationships with some of the
products and services mentioned on this website,
and 7BinaryOptions.com may be compensated if consumers choose to click these links
in our content and ultimately sign up for the
in our content
and ultimately sign up for them.
Mortgages are one of the biggest
and most complex
financial products you'll deal with as a consumer,
and many borrowers find it important to have an option for
in - person
service at their local bank or lender.
Founded
in 1946, the firm is a leading provider of investment management, retirement planning, portfolio guidance, brokerage, benefits outsourcing,
and many other
financial products and services to more than 20 million individuals
and institutions, as well as through 5,000
financial intermediary firms.
Aceto Corp. shares tumbled after the firm said it is seeking a waiver from its bank regarding debt
service and financial covenants, naming a new interim CFO
and taking hundreds of millions of dollars
in write - downs related to its
products.
This news release contains forward - looking statements within the meaning of the U.S. Private Securities Litigation Reform Act of 1995
and Canadian securities laws, including statements regarding: BlackBerry's expectations regarding new
product initiatives
and timing, including the BlackBerry 10 platform; BlackBerry's plans
and expectations regarding new
service offerings,
and assumptions regarding its
service revenue model; BlackBerry's plans, strategies
and objectives,
and the anticipated opportunities
and challenges
in fiscal 2014; anticipated demand for,
and BlackBerry's plans
and expectations relating to, programs to drive sell - through of the company's BlackBerry 10 smartphones; BlackBerry's expectations regarding
financial results for the second quarter of fiscal 2014; BlackBerry's expectations with respect to the sufficiency of its
financial resources; BlackBerry's ongoing efforts to streamline its operations
and its expectations relating to the benefits of its Cost Optimization
and Resource Efficiency («CORE») program
and similar strategies; BlackBerry's plans
and expectations regarding marketing
and promotional programs;
and BlackBerry's estimates of purchase obligations
and other contractual commitments.
By using the blockchain,
financial institutions are looking to save millions
in transactions costs while introducing a whole new set of modern
financial services and products.
BlackBerry's ability to manage inventory
and asset risk; BlackBerry's reliance on suppliers of functional components for its
products and risks relating to its supply chain; BlackBerry's ability to obtain rights to use software or components supplied by third parties; BlackBerry's ability to successfully maintain
and enhance its brand; risks related to government regulations, including regulations relating to encryption technology; BlackBerry's ability to continue to adapt to recent board
and management changes
and headcount reductions; reliance on strategic alliances with third - party network infrastructure developers, software platform vendors
and service platform vendors; BlackBerry's reliance on third - party manufacturers; potential defects
and vulnerabilities
in BlackBerry's
products; risks related to litigation, including litigation claims arising from BlackBerry's practice of providing forward - looking guidance; potential charges relating to the impairment of intangible assets recorded on BlackBerry's balance sheet; risks as a result of actions of activist shareholders; government regulation of wireless spectrum
and radio frequencies; risks related to economic
and geopolitical conditions; risks associated with acquisitions; foreign exchange risks;
and difficulties
in forecasting BlackBerry's
financial results given the rapid technological changes, evolving industry standards, intense competition
and short
product life cycles that characterize the wireless communications industry,
and the company's previously disclosed review of strategic alternatives.
Founded
in 2013 by a team that has previously delivered industry - leading
products in networking, SDN, cloud, security
and web - scale applications, CloudGenix serves world - class
financial services, legal, retail
and technology organizations.
Important factors that may affect the Company's business
and operations
and that may cause actual results to differ materially from those
in the forward - looking statements include, but are not limited to, operating
in a highly competitive industry; changes
in the retail landscape or the loss of key retail customers; the Company's ability to maintain, extend
and expand its reputation
and brand image; the impacts of the Company's international operations; the Company's ability to leverage its brand value; the Company's ability to predict, identify
and interpret changes
in consumer preferences
and demand; the Company's ability to drive revenue growth
in its key
product categories, increase its market share, or add
products; an impairment of the carrying value of goodwill or other indefinite - lived intangible assets; volatility
in commodity, energy
and other input costs; changes
in the Company's management team or other key personnel; the Company's ability to realize the anticipated benefits from its cost savings initiatives; changes
in relationships with significant customers
and suppliers; the execution of the Company's international expansion strategy; tax law changes or interpretations; legal claims or other regulatory enforcement actions;
product recalls or
product liability claims; unanticipated business disruptions; the Company's ability to complete or realize the benefits from potential
and completed acquisitions, alliances, divestitures or joint ventures; economic
and political conditions
in the United States
and in various other nations
in which we operate; the volatility of capital markets; increased pension, labor
and people - related expenses; volatility
in the market value of all or a portion of the derivatives we use; exchange rate fluctuations; risks associated with information technology
and systems, including
service interruptions, misappropriation of data or breaches of security; the Company's ability to protect intellectual property rights; impacts of natural events
in the locations
in which we or the Company's customers, suppliers or regulators operate; the Company's indebtedness
and ability to pay such indebtedness; the Company's ownership structure; the impact of future sales of its common stock
in the public markets; the Company's ability to continue to pay a regular dividend; changes
in laws
and regulations; restatements of the Company's consolidated
financial statements;
and other factors.
Additionally, if you interact with Fidelity directly as an individual investor (including joint account holders) or if Fidelity provides
services to your employer or plan sponsor, we may exchange certain information about you with Fidelity
financial services affiliates, such as our brokerage
and insurance companies, for their use
in marketing
products and services as allowed by law.
This news release contains forward - looking statements within the meaning of the U.S. Private Securities Litigation Reform Act of 1995
and Canadian securities laws, including statements regarding: BlackBerry's expectations regarding new
product initiatives
and timing, including the BlackBerry 10 platform; BlackBerry's plans
and expectations regarding new
service offerings,
and assumptions regarding its
service revenue model; BlackBerry's plans, strategies
and objectives,
and the anticipated opportunities
and challenges
in fiscal 2014; anticipated demand for,
and BlackBerry's plans
and expectations relating to, programs to drive sell - through of the Company's BlackBerry 7
and 10 smartphones
and BlackBerry PlayBook tablets; BlackBerry's expectations regarding
financial results for the second quarter of fiscal 2014; BlackBerry's expectations with respect to the sufficiency of its
financial resources; BlackBerry's ongoing efforts to streamline its operations
and its expectations relating to the benefits of its Cost Optimization
and Resource Efficiency («CORE») program
and similar strategies; BlackBerry's plans
and expectations regarding marketing
and promotional programs;
and BlackBerry's estimates of purchase obligations
and other contractual commitments.
Many factors could cause BlackBerry's actual results, performance or achievements to differ materially from those expressed or implied by the forward - looking statements, including, without limitation: BlackBerry's ability to enhance its current
products and services, or develop new
products and services in a timely manner or at competitive prices, including risks related to new
product introductions; risks related to BlackBerry's ability to mitigate the impact of the anticipated decline
in BlackBerry's infrastructure access fees on its consolidated revenue by developing an integrated
services and software offering; intense competition, rapid change
and significant strategic alliances within BlackBerry's industry; BlackBerry's reliance on carrier partners
and distributors; risks associated with BlackBerry's foreign operations, including risks related to recent political
and economic developments
in Venezuela
and the impact of foreign currency restrictions; risks relating to network disruptions
and other business interruptions, including costs, potential liabilities, lost revenues
and reputational damage associated with
service interruptions; risks related to BlackBerry's ability to implement
and to realize the anticipated benefits of its CORE program; BlackBerry's ability to maintain or increase its cash balance; security risks; BlackBerry's ability to attract
and retain key personnel; risks related to intellectual property rights; BlackBerry's ability to expand
and manage BlackBerry ® World ™; risks related to the collection, storage, transmission, use
and disclosure of confidential
and personal information; BlackBerry's ability to manage inventory
and asset risk; BlackBerry's reliance on suppliers of functional components for its
products and risks relating to its supply chain; BlackBerry's ability to obtain rights to use software or components supplied by third parties; BlackBerry's ability to successfully maintain
and enhance its brand; risks related to government regulations, including regulations relating to encryption technology; BlackBerry's ability to continue to adapt to recent board
and management changes
and headcount reductions; reliance on strategic alliances with third - party network infrastructure developers, software platform vendors
and service platform vendors; BlackBerry's reliance on third - party manufacturers; potential defects
and vulnerabilities
in BlackBerry's
products; risks related to litigation, including litigation claims arising from BlackBerry's practice of providing forward - looking guidance; potential charges relating to the impairment of intangible assets recorded on BlackBerry's balance sheet; risks as a result of actions of activist shareholders; government regulation of wireless spectrum
and radio frequencies; risks related to economic
and geopolitical conditions; risks associated with acquisitions; foreign exchange risks;
and difficulties
in forecasting BlackBerry's
financial results given the rapid technological changes, evolving industry standards, intense competition
and short
product life cycles that characterize the wireless communications industry.
Jeff has a background managing
product development
and innovation
in more than 30 countries
and has spent more than 20 years driving innovation
in financial services, technology
and telecommunications.
These risks
and uncertainties include food safety
and food - borne illness concerns; litigation; unfavorable publicity; federal, state
and local regulation of our business including health care reform, labor
and insurance costs; technology failures; failure to execute a business continuity plan following a disaster; health concerns including virus outbreaks; the intensely competitive nature of the restaurant industry; factors impacting our ability to drive sales growth; the impact of indebtedness we incurred
in the RARE acquisition; our plans to expand our newer brands like Bahama Breeze
and Seasons 52; our ability to successfully integrate Eddie V's restaurant operations; a lack of suitable new restaurant locations; higher - than - anticipated costs to open, close or remodel restaurants; increased advertising
and marketing costs; a failure to develop
and recruit effective leaders; the price
and availability of key food
products and utilities; shortages or interruptions
in the delivery of food
and other
products; volatility
in the market value of derivatives; general macroeconomic factors, including unemployment
and interest rates; disruptions
in the
financial markets; risk of doing business with franchisees
and vendors
in foreign markets; failure to protect our
service marks or other intellectual property; a possible impairment
in the carrying value of our goodwill or other intangible assets; a failure of our internal controls over
financial reporting or changes
in accounting standards;
and other factors
and uncertainties discussed from time to time
in reports filed by Darden with the Securities
and Exchange Commission.
Links on this website to appearances
and articles by Richard Bernstein, whether
in the press, on television or otherwise, are provided for informational purposes only
and in no way should be considered a recommendation of any particular investment
product, vehicle,
service or instrument or the rendering of investment advice, which must always be evaluated by a prospective investor
in consultation with his or her own
financial adviser
and in light of his or her own circumstances, including the investor's investment horizon, appetite for risk,
and ability to withstand a potential loss of some or all of an investment's value.