The Financial Stability Board, a global watchdog that runs
financial regulation for G - 20 economies, took a cautious tone in responding to calls from some countries to crack down on digital currencies.
Not exact matches
The best tools
for the job of warding off threats to
financial stability appear to be
regulation, supervision and macro-prudential policy.
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential
for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences
for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals
for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand
for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price
for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency
regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate
for our additional capital needs or
for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over
financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions
for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
Unless you can afford to employ others to perform these tasks, as a senior partner you will be responsible
for:
financial management, marketing, recruitment, human resources matters, ensuring compliance with applicable legislation and
regulations, purchasing, inventory management, logistics and more.
And because Wall Street is hoping
for an easing of
financial reform
regulations, most firms want to stay in Trump's good graces, they said.
At this writing, peer - to - peer car sharing is still banned in the state; Getaround's competitor, RelayRides (now called Turo), was fined $ 200,000 in 2013 by the New York Department of
Financial Services
for noncompliance with insurance
regulations.
Still, the controversy over Square
regulation remains troubling
for those outside the company, particularly those entrepreneurs with
financial businesses who want to operate across the nation.
Even prior to the Trump win, a victory that signaled higher economic growth, rising interest rates, and likely less
regulation, all good
for financial services, Buffett had secured paper profits over 5 1/2 years of $ 6.9 billion on his preferred.
Among the
financial commentariat, there's quite a bit of worry that the most important post-crisis
regulations will be whittled away in the coming years, setting us up
for another meltdown.
Another recommendation is continuing the push
for a common securities regulator, which would increase access to capital by increasing global confidence through more efficient
regulation and stronger enforcement, enhancing Toronto's position as a major global
financial centre.
«If you asked me this question two years ago, I would have said it's a viable strategy
for some market segments, like
financial services, that want to keep all of the data and applications on - prem because of
regulations,» he told Inc..
Congress may dismantle Obama - led
regulations that provided
financial relief
for students defrauded by
for - profit institutions.
Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including
financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel,
financial condition of commercial airlines, the impact of weather conditions and natural disasters and the
financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities
for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and
regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective
financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
«By combining technologies to automate processes and maintain stringent Consumer
Financial Protection Bureau
regulations, we create a seamless lending process that is easy
for lenders while also adhering to constantly evolving compliance updates.»
As a
financial regulator during the time, I worked with members of the House and Senate on some of the Dodd - Frank provisions and helped craft (and vote
for) over 60
regulations.
The U.K.'s challenges are somewhat different from Canada's: as a result of the Conservative Party's austerity campaign, the U.K.'s economy has suffered more than Canada's, which has taken more of a Keynesian approach; and the City, as London's
financial hub is known, has had a reputation
for a much looser approach to
regulation than that found in either Canada or the U.S. Tal says the U.K.'s finance sector has to change and he expects Carney will attempt to move it in the direction of greater
regulation.
«Some shadow banking products are not transparent, and regulatory measures tend to end up encouraging
financial innovations
for evading tighter
regulations,» said Moody's.
The top beneficiary of the Trump rally so far has been the banking industry, with bets driven by the potential
for higher lending rates and stronger economic growth in the coming months, not to mention the president - elect's pledge to reject any new
financial regulations.
That was the year new
financial regulations came into play, clamping down on banks» ability to trade
for themselves and forcing them to set aside more capital.
«In a moment where,
for example, the
financials can focus on innovation, not just
regulation, they need someone to help them.
Many of those
regulations involve restrictions on marketing:
for instance, it forbids customer testimonials on
financial services.
Until recently, he has focused on more tangential issues
for the Fed — like the
regulation of scandal - ridden Libor interest rates,
financial innovation, and housing policy.
This is especially true
for promoters or site owners involved in the health or medical industries, gambling,
financial and related fields, but they aren't the only ones who need to be aware of and follow these
regulations.
Important factors that could cause our actual results and
financial condition to differ materially from those indicated in the forward - looking statements include, among others, the following: our ability to successfully and profitably market our products and services; the acceptance of our products and services by patients and healthcare providers; our ability to meet demand for our products and services; the willingness of health insurance companies and other payers to cover Cologuard and adequately reimburse us for our performance of the Cologuard test; the amount and nature of competition from other cancer screening and diagnostic products and services; the effects of the adoption, modification or repeal of any healthcare reform law, rule, order, interpretation or policy; the effects of changes in pricing, coverage and reimbursement for our products and services, including without limitation as a result of the Protecting Access to Medicare Act of 2014; recommendations, guidelines and quality metrics issued by various organizations such as the U.S. Preventive Services Task Force, the American Cancer Society, and the National Committee for Quality Assurance regarding cancer screening or our products and services; our ability to successfully develop new products and services; our success establishing and maintaining collaborative, licensing and supplier arrangements; our ability to maintain regulatory approvals and comply with applicable regulations; and the other risks and uncertainties described in the Risk Factors and in Management's Discussion and Analysis of Financial Condition and Results of Operations sections of our most recently filed Annual Report on Form 10 - K and our subsequently filed Quarterly Reports on For
financial condition to differ materially from those indicated in the forward - looking statements include, among others, the following: our ability to successfully and profitably market our products and services; the acceptance of our products and services by patients and healthcare providers; our ability to meet demand
for our products and services; the willingness of health insurance companies and other payers to cover Cologuard and adequately reimburse us
for our performance of the Cologuard test; the amount and nature of competition from other cancer screening and diagnostic products and services; the effects of the adoption, modification or repeal of any healthcare reform law, rule, order, interpretation or policy; the effects of changes in pricing, coverage and reimbursement
for our products and services, including without limitation as a result of the Protecting Access to Medicare Act of 2014; recommendations, guidelines and quality metrics issued by various organizations such as the U.S. Preventive Services Task Force, the American Cancer Society, and the National Committee
for Quality Assurance regarding cancer screening or our products and services; our ability to successfully develop new products and services; our success establishing and maintaining collaborative, licensing and supplier arrangements; our ability to maintain regulatory approvals and comply with applicable
regulations; and the other risks and uncertainties described in the Risk Factors and in Management's Discussion and Analysis of
Financial Condition and Results of Operations sections of our most recently filed Annual Report on Form 10 - K and our subsequently filed Quarterly Reports on For
Financial Condition and Results of Operations sections of our most recently filed Annual Report on Form 10 - K and our subsequently filed Quarterly Reports on Form 10 - Q.
Ferguson oversaw
financial regulation at the Fed and was, for a period, chairman of the Financial Stability Forum, the predecessor of the Financial Stability Board now headed by Mar
financial regulation at the Fed and was,
for a period, chairman of the
Financial Stability Forum, the predecessor of the Financial Stability Board now headed by Mar
Financial Stability Forum, the predecessor of the
Financial Stability Board now headed by Mar
Financial Stability Board now headed by Mark Carney.
Many of the rules are still being decided, but Robinson says
for now, the startups will all be focused on operating within the know - your - customer
regulations from the U.S. Treasury Department's
Financial Crimes Enforcement Network.
Five years after the
financial industry's 2008 meltdown, Dickson's office enjoys a sterling reputation
for its prudent and aggressive
regulation of a banking sector that swanned through the
financial crisis with hardly a scratch.
This Web site has been approved
for access in the United Kingdom by J.P. Morgan Securities plc., which is a member of the London Stock Exchange and is authorised by the Prudential
Regulation Authority and regulated by the
Financial Conduct Authority and the Prudential
Regulation Authority, and by J.P. Morgan Limited, which is authorised and regulated by the
Financial Conduct Authority.
The Board of Directors has determined that Sidney Lapidus, Chairman of the Audit Committee, meets the criteria set forth in the rules and
regulations of the SEC
for an «audit committee
financial expert.»
Ian Katz, an analyst at the Washington research firm Capital Alpha Partners, told me in an interview earlier this year that such high - profile actions might wind up being the Trump administration's preferred method
for financial regulations and enforcement.
(Barron's) • In Search of the Perfect Recession Indicator (Philosophical Economics) • A Fireside Chat With Charlie Munger (MoneyBeat) • Complexity theory and
financial regulation (Science) • Five Pieces of Conventional Wisdom That Make Smart Investors Look Dumb (CFA Institute) • This Lawyer Is Hollywood's Complete Divorce Solution (Bloomberg) • Curiosity update, sols 1218 - 1249: Digging in the sand at Mar's Bagnold Dunes (Planetary Society) • The Plot to Take Down a Fox News Analyst (NYT) • Ask the aged: Who better to answer questions about the purpose of life than someone who has been living theirs
for a long time?
The Gibraltar
Financial Services Commission will publish a proposal
for regulation of cryptocurrency on the peninsula in May.
Management is responsible
for the preparation, presentation and integrity of Goldman Sachs»
financial statements,
for its accounting and
financial reporting principles and
for the establishment and effectiveness of internal controls and procedures designed to assure compliance with accounting standards and applicable laws and
regulations.
Our audit and risk committee is comprised of, and, each of whom satisfies the requirements
for independence and
financial literacy under the applicable rules and
regulations of the SEC and listing standards of the New York Stock Exchange.
Others control many of the relevant tools — such as capital requirements, the
regulation of housing finance, the
regulation of
financial market conduct and the framework
for resolution of
financial institutions.
The Board will continue to monitor legislative and regulatory developments regarding advisory vote
regulation and legislation, as well as best practices
for companies both inside and outside the
financial services industry.
International investments involve additional risks, which include differences in
financial standards, currency fluctuations, geopolitical risk, foreign taxes, and
regulations, and the potential
for illiquid markets.
The report provides detailed explanations of prospective structural changes to the
financial sector and discusses the need
for regulation.
Our audit and risk committee is comprised of Messrs. Botha and Viniar and Dr. Summers, each of whom satisfies the requirements
for independence and
financial literacy under the applicable rules and
regulations of the SEC and listing standards of the New York Stock Exchange.
Such risks and uncertainties include, but are not limited to: our ability to achieve our
financial, strategic and operational plans or initiatives; our ability to predict and manage medical costs and price effectively and develop and maintain good relationships with physicians, hospitals and other health care providers; the impact of modifications to our operations and processes; our ability to identify potential strategic acquisitions or transactions and realize the expected benefits of such transactions, including with respect to the Merger; the substantial level of government
regulation over our business and the potential effects of new laws or
regulations or changes in existing laws or
regulations; the outcome of litigation, regulatory audits, investigations, actions and / or guaranty fund assessments; uncertainties surrounding participation in government - sponsored programs such as Medicare; the effectiveness and security of our information technology and other business systems; unfavorable industry, economic or political conditions, including foreign currency movements; acts of war, terrorism, natural disasters or pandemics; our ability to obtain shareholder or regulatory approvals required
for the Merger or the requirement to accept conditions that could reduce the anticipated benefits of the Merger as a condition to obtaining regulatory approvals; a longer time than anticipated to consummate the proposed Merger; problems regarding the successful integration of the businesses of Express Scripts and Cigna; unexpected costs regarding the proposed Merger; diversion of management's attention from ongoing business operations and opportunities during the pendency of the Merger; potential litigation associated with the proposed Merger; the ability to retain key personnel; the availability of financing, including relating to the proposed Merger; effects on the businesses as a result of uncertainty surrounding the proposed Merger; as well as more specific risks and uncertainties discussed in our most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.cigna.com as well as on Express Scripts» most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.express-scripts.com.
At the same time, the long - running practice of paying
for research through trading commissions is being upended by new
regulations in Europe, known as the revised Markets in
Financial Instruments Directive.
Our vision is to be recognized as the premier provider of dispute solutions
for financial institutions and customers of
financial institutions and
regulations for which we have jurisdiction.
«The
financial industry has been subject to
regulation for a century, and the tech industry has largely skated by without being subject to any similar regulatory framework because it's still relatively new,» she said.
Still, it was an unexpected fig leaf from a man who last year traded barbs with Bank of Canada governor Mark Carney over his calls
for better bank
regulation in order to avoid a repeat of the
financial crisis.
GHOS Chairman and European Central Bank President Mario Draghi said the agreements reached on Sunday provide a «clear path»
for completing banking
regulation after the
financial crisis.
At the same time, not all regulatory expansions are desirable and in some contexts tougher
regulation can be counterproductive
for financial stability if it reduces profitability without offsetting benefit, if interferes with bank diversification, or if it causes regulators to become overly identified within regulated institutions.
Although the regulatory climate facing cryptocurrency remains rocky, U.S. President Donald Trump recently set the tone
for scaling back
regulation in the
financial sector.
Referring to the decision, a spokesman
for Sweden's
Financial Supervisory Authority said that «every institution must decide on the details of their internal
regulations specifying the rules
for their employees» investments and trading,» suggesting that the regulatory agency does not intend to interfere in Nordea's decision, nor act against similar moves that may be taken by other companies.
Americans
for Financial Reform balked at the Act, explaining in a statement on Thursday that the legislation «contains so many unprecedented gifts to the financial industry that it would make financial regulation even weaker than it was before the crisi
Financial Reform balked at the Act, explaining in a statement on Thursday that the legislation «contains so many unprecedented gifts to the
financial industry that it would make financial regulation even weaker than it was before the crisi
financial industry that it would make
financial regulation even weaker than it was before the crisi
financial regulation even weaker than it was before the crisis.»
Marilyn Mohrman - Gillis, executive director of the Certified
Financial Planner Board of Standards» Center
for Financial Planning and head of public policy, noted on a panel discussion moderated by Borzi that DOL's fiduciary rule will «hopefully [be] the tip of the iceberg to push other rules and
regulations to protect investors.»