Sentences with phrase «financial responsibilities increase»

Well, your life insurance needs may increase over time as your financial responsibilities increase.

This strategy is better than starting at a 10 % savings rate and trying to work up to 50 %, as your financial responsibilities increase.

By avoiding the pitfalls mentioned in this article and proactively taking steps to live within your means and saving for the future will make it easier to manage your money as your salary and financial responsibilities increase in upcoming decades.

If you buy life insurance plans at a higher age, your financial responsibilities increases as well as your life insurance premiums!

Not exact matches

Name: Carolyn Graham, FCPA, FCA, ICD.D Title: Executive Vice President and Chief Financial Officer Areas of responsibility: Finance, treasury, capital management, strategy and investor relations, legal services Years with CWB Financial Group: 18 Career history: Has served at CWB in roles with increasing responsibility since 2000, including Chief Accountant to which she was appointed in 2005.

Name: Chris Fowler, MA Title: President and Chief Executive Officer Areas of responsibility: Executive management, strategy Years with CWB Financial Group: 27 Career history: Has served at CWB in roles with increasing responsibility since 1991, including, commercial account management (1991 - 1995), credit risk (1995 - 2008), and joined the executive team in 2008 as Executive Vice President, Banking, and then President and Chief Operating Officer Education: Master of Arts Degree in Economics from the University of British Columbia Community involvement: Trustee for the University Hospital Foundation (University of Alberta), Member of the Canadian Bankers Association's Executive Council, director with the Art Gallery of Alberta's board of directors, and campaign cabinet member with the United Way of Alberta Capital Region

If the county does not set aside money from the sale for these purposes, we fear the General Fund will assume an increased financial responsibility for legacy and other costs associated with Summit Park.»

While sounding like Secretary of Education Lamar Alexander in emphasizing innovation and parental responsibility, Mr. Clinton also promised to increase federal education funding and to guarantee financial aid to all college students.

He voted «No» for the Student Aid & Fiscal Responsibility Act which would have invested a historical amount into higher education financial aid (e.g. increase in Pell Grant funding).

By learning common lending terminology, you'll increase your financial knowledge and demonstrate to your loan officer that you understand the responsibilities of borrowing, which can help improve your chances of approval.

Increasing your liability coverage can keep financial responsibility in the hands of your Durham insurance provider and out of yours.

We're seeing a giant / ongoing transition in Germany — from public landlords to private landlords (& increased home buying): The authorities don't want / can't afford the responsibility or the financial burden of large - scale housing provision any more.

Refinancing is a good option to explore after you've left school, increased your income, and have a track record of financial responsibility.

To drive this point home, Pomeroy suggests laying out a real plan designed to increase financial responsibility.

Prior to joining the Company, Mr. Durkin held a number of positions of increasing responsibility at Microsoft Corporation, most recently serving as the corporate vice president and chief operating and financial officer of Microsoft's interactive entertainment business, which included the Xbox console business.

The increased financial penalties alone, not to mention the extra responsibilities for data processors / controllers,...

He goes on to describe the reality of the way many law firms operate: billable hour requirements (even from firms who claim they don't use hours as a basis to measure performance), increased financial rewards for increased hours, partner pressure to maximize hours, short - term thinking, disincentives to share client responsibilities or information, and more.

The bottom line is that without an appropriate fiduciary responsibility, most financial institutions have no reason to stop exploiting their customers» inability to cope with the increasing complexity of investment products.

Of this group of Baby Boomers, as they're often called, life expectancy is increasing, and so are the financial responsibilities of living longer.

For instance, when you are young, you may not need a life insurance but as you grow old and your financial responsibilities get increased, you may need the best life insurance policy of high sum assured.

And, your financial responsibilities may increase over time, if you get married, start a family, or buy a home.

Each new child — whether through birth, adoption, or marriage — increases the family's financial and caregiving responsibilities.

Buying a new home, refinancing or making a big purchase can all increase financial responsibilities.

Increasing your liability coverage can keep financial responsibility in the hands of your Durham insurance provider and out of yours.

The sum assured in a life or health insurance policy taken five years back may be insufficient towards managing your financial responsibilities today.Also factor in medical inflation and increase your medical insurance cover from time to time.

An increasing term life insurance plan helps in meeting the increased financial responsibilities by increasing your coverage steadily over time.

Don't forget to keep an eye out for the future and plan for increasing financial responsibilities.

Protector Plus offers you the option to increase the sum assured by 5 % or 10 % every year and ePreferred Term offers you to increase the sum assured at certain important events like buying a new house, marriage, child birth, 3rd and 5th policy anniversary etc. and at a later stage of life when your financial liabilities and financial responsibilities have reduced you can even reduce the cover.

Your financial liabilities increase with increasing responsibilities and hence the need for higher level of protection.

Moving roles isn't usually just about greater financial reward — it's often about new challenges and increased responsibility.

Asset responsibility managing $ 8 Million in inventory including forecasting at part level, purchasing at best cost to increase margins, and forecasting financial metrics such as NSB, inventory projection, book to bill, and ROI.

Typical responsibilities of a Fitness Manager include hiring and training staff, maintaining financial records, ordering supplies, purchasing equipment, finding ways to increase profitability, ensuring compliance with health regulations, handling complaints and incidents, coaching in sports activities, overseeing maintenance and repairs, and delivering reports to center owners or senior management.

Analyzed claim suspensions Initiated financial recovery Trained claim and encounter processors Audited claims and encounters for accuracy Contacted medical groups to verify payments Built macros to increase processor productivity Assisted processors with basic computer questions Developed reports as requested by management Scheduled processor workloads according to inventory Initiated and tested automated system enhancements Researched financial responsibility for services billed Processed medical claims and encounters in a timely manner Maintained and distributed daily claim inventory and production reports Wrote, edited and formatted processing guidelines and informational documentation Translated written Spanish correspondence for members and billing providers Identified, recruited and coached competent team members for managerial projects.

Twelve plus years of increasing responsibilities in the financial services industry.

SUMMARY Experienced Bilingual & Bicultural Senior Financial & Payments Executive in Financial Services, Accounting, Finance, Payments Products & Business Development with +25 years serving in positions of increasing responsibilities in the Payment Processing through Gateways Systems, ATM & Mobile Banking, Wallets, E-Commerce, Credit / Debit Cards, e-Lending, Leasing, banking and other financial services most recently inFinancial & Payments Executive in Financial Services, Accounting, Finance, Payments Products & Business Development with +25 years serving in positions of increasing responsibilities in the Payment Processing through Gateways Systems, ATM & Mobile Banking, Wallets, E-Commerce, Credit / Debit Cards, e-Lending, Leasing, banking and other financial services most recently inFinancial Services, Accounting, Finance, Payments Products & Business Development with +25 years serving in positions of increasing responsibilities in the Payment Processing through Gateways Systems, ATM & Mobile Banking, Wallets, E-Commerce, Credit / Debit Cards, e-Lending, Leasing, banking and other financial services most recently infinancial services most recently in the p...

PROFESSIONAL EXPERIENCE D.H. Bader Management Services, Inc, City • MD 1998 — Present Director of Financial Management Promoted to increased levels of responsibility during tenure to achieve Director of Financial Management with oversight for Accounting Department personnel, accuracy and detailed reporting.

Default Management Career Highlights * Led the Herzing University - Brookfield campus as the President and leader of all facets including management of academics, admissions, financial aid, employment services and student services for two years, with full budget and P&L responsibility, and adding almost $ 1 million to the bottom line within that time by increasing enrollment and revenue and decreasing expenses.

Diversified experience in corporate accounting and finance activities acquired from positions with increasing responsibilities in the financial, manufacturing and utility industries.

Driven partner with desire for increased responsibility and professional growth while leveraging my extensive financial advisory experience.

Driven partner eager for professional growth, increased responsibility, and the opportunity to leverage extensive sales, customer services, and financial management expertise within the performance - based work culture of a growing organization.

Business Manager — Duties & Responsibilities Direct daily restaurant operations, marketing, customer service, and finances for multiple establishments Hire, train, and direct large staffs ensuring they understand that brand and adhere to corporate protocols Responsible for multimillion dollar inventory, facility, and professional food preparation equipment Set company budgets, maintain profit / loss statements, and ensure overall financial health Determine employee schedules, responsibilities, and dress code Increase sales through effective marketing and customer service Cut operational costs through efficient inventory management and employee scheduling Negotiate contracts and agreements with suppliers securing quality products at low prices Ensure compliance with all applicable health and safety regulations Enforce corporate food and beverage quality standards Create employee development programs building staff skill sets and value Utilize employee recognition tactics to build morale and company loyalty Develop a loyal client base through excellent customer service and a quality product Build and strengthen relationships with clients, staff, vendors, and community leaders Perform administrative duties such as data entry, filing, faxing, and phones as needed Fluent in Albanian, EngliResponsibilities Direct daily restaurant operations, marketing, customer service, and finances for multiple establishments Hire, train, and direct large staffs ensuring they understand that brand and adhere to corporate protocols Responsible for multimillion dollar inventory, facility, and professional food preparation equipment Set company budgets, maintain profit / loss statements, and ensure overall financial health Determine employee schedules, responsibilities, and dress code Increase sales through effective marketing and customer service Cut operational costs through efficient inventory management and employee scheduling Negotiate contracts and agreements with suppliers securing quality products at low prices Ensure compliance with all applicable health and safety regulations Enforce corporate food and beverage quality standards Create employee development programs building staff skill sets and value Utilize employee recognition tactics to build morale and company loyalty Develop a loyal client base through excellent customer service and a quality product Build and strengthen relationships with clients, staff, vendors, and community leaders Perform administrative duties such as data entry, filing, faxing, and phones as needed Fluent in Albanian, Engliresponsibilities, and dress code Increase sales through effective marketing and customer service Cut operational costs through efficient inventory management and employee scheduling Negotiate contracts and agreements with suppliers securing quality products at low prices Ensure compliance with all applicable health and safety regulations Enforce corporate food and beverage quality standards Create employee development programs building staff skill sets and value Utilize employee recognition tactics to build morale and company loyalty Develop a loyal client base through excellent customer service and a quality product Build and strengthen relationships with clients, staff, vendors, and community leaders Perform administrative duties such as data entry, filing, faxing, and phones as needed Fluent in Albanian, English, and Spanish.

Professional Duties & Responsibilities Managed all aspects of the admissions and financial aid departments for multiple campuses Increased student enrollment by 40 % through effective recruitment and marketing strategies Represented the school at admissions fairs, local high schools, and other recruitment events Conducted perspective student interviews and incoming class orientations Assisted graduating students with job counseling and placement services Responsible for the administration of federal and state loans and grants Reviewed prospective student applications for admissions and determined student status Provided students with guidance and support during the admissions process Directed admissions counselors and support staff ensuring effective operations Administered the collection process as well as tuition refunds Maintained student information database including transcripts and financial records Supervised the school instructional staff and curriculum development process Performed all duties in a positive, professional, and courteous manner

The Chasm Group, LLC and Chasm Institute, LLC (San Bruno, CA) 1997 — 2008 Business Operations Manager • Managed all daily operational tasks for leading multi-million dollar high - tech market strategy consultancy, while providing executive administration to C - level executives and venture capital partners • Developed and managed the firm's annual budget, proposing and implementing expense cuts, producing monthly reports and financial statements, and coordinating with CPA firm for accurate and timely filings • Oversaw all client relationship management efforts while cultivating new business efforts from concept to implementation, providing high - quality service in sales efforts while utilizing new lead tracking system • Negotiated and managed all contracts, stock grants, and financing arrangements, working closely with outside counsel to draft legal documents and resolve LLC - and proprietary - related issues • Led three office space build - outs and two office relocations, managing all aspects of each process under aggressive timeline and budget expectations • Reduced firm telecom expenses by 22 % by streamlining IT objectives, including migration to VOIP phone system, software / hardware purchases, domain renewals, and outsourced technical support • Directed all phases of staff recruitment while creating and implementing all HR policies and programs, including comprehensive employee benefits plans • Supervised multiple administrative staff members, conducted performance appraisals and wage / salary surveys in comparison to incentive program guidelines, and maintained HR files in accordance with legal mandates • Produced all out - going client invoices in an accurate and timely fashion to increase, cash flow and reduce aging receivables, providing consistent attention to overhead costs and vendor arrangements • Administered all company insurance policies, including E&O, general liability, bonds, partner life and disability, conducting annual benefits reviews and employee / company insurance audits • Obtained necessary certificates for consulting contracts while processing federal, state, and local business reporting requirements to maintain licenses and incorporation status • Directed all marketing efforts and oversaw logistical aspects of national educational workshop series, utilizing sponsorship arrangements to offset production costs • Transformed «brochure» website into a dynamic tool to better illustrate company opportunities through relevant case studies, as well as maintaining all other promotional media, including press kits and video Association of California School Administrators (Burlingame, CA) 1993 — 1997 Issues and Planning Committee Coordinator • Executed all phases of event planning and implementation for a membership - driven organization including 23 state committees, 5 task forces, 6 strategic planning conferences, and a conference of 1,500 attendees • Focused on facility evaluations, bid requests, site visits, contract negotiations, and all pre - and post-conference planning processes • Produced statistical and financial reports, including budget projections and cost monitoring for developmental training efforts • Oversaw all participant - level responsibilities, including inquiries, eligibility, registration, correspondence, and billing statements • Managed all legal professional standards calls for Northern California regions, including the processing of attorney authorizations, the preparation of legal assistance letters, and liens on cause of action • Served as second point of contact for computer inquiries and troubleshooting efforts as well as provided back - up executive administrative support for Executive Director, Committee Chairs, and the State Superintendent of Public Instruction • Held responsibility for software installation and hardware configuration while performing weekly AS / 400 backup and report generation

Driven partner eager for professional growth, increased responsibility, and the opportunity to leverage extensive financial administration expertise within the performance - based work culture of a growing organization.

Business Manager — Duties & Responsibilities Direct daily restaurant operations, marketing, customer service, and finances for multiple locations Hire, train, and direct large staffs ensuring they understand that brand and adhere to corporate protocols Responsible for multimillion dollar inventory, facility, and professional food preparation equipment Set company budgets, maintain profit / loss statements, and ensure overall financial health Determine employee schedules, responsibilities, and dress code Increase sales by 5 % each year through effective marketing and customer service Cut operational costs through efficient inventory management and employee scheduling Negotiate contracts and agreements with suppliers securing quality products at low prices Ensure compliance with all applicable health and safety regulations Enforce corporate food and beverage quality standards Create employee development programs building staff skill sets and value Utilize employee recognition tactics to build morale and company loyalty Develop a loyal client base through excellent customer service and a quality product Build and strengthen relationships with clients, staff, vendors, and community leaders Completed management training program through Fatburger corporate university Certified in ServeSafe food handling procedures Perform administrative duties such as data entry, filing, faxing, and phones as needed Represent brand with positivity, dedication, andResponsibilities Direct daily restaurant operations, marketing, customer service, and finances for multiple locations Hire, train, and direct large staffs ensuring they understand that brand and adhere to corporate protocols Responsible for multimillion dollar inventory, facility, and professional food preparation equipment Set company budgets, maintain profit / loss statements, and ensure overall financial health Determine employee schedules, responsibilities, and dress code Increase sales by 5 % each year through effective marketing and customer service Cut operational costs through efficient inventory management and employee scheduling Negotiate contracts and agreements with suppliers securing quality products at low prices Ensure compliance with all applicable health and safety regulations Enforce corporate food and beverage quality standards Create employee development programs building staff skill sets and value Utilize employee recognition tactics to build morale and company loyalty Develop a loyal client base through excellent customer service and a quality product Build and strengthen relationships with clients, staff, vendors, and community leaders Completed management training program through Fatburger corporate university Certified in ServeSafe food handling procedures Perform administrative duties such as data entry, filing, faxing, and phones as needed Represent brand with positivity, dedication, andresponsibilities, and dress code Increase sales by 5 % each year through effective marketing and customer service Cut operational costs through efficient inventory management and employee scheduling Negotiate contracts and agreements with suppliers securing quality products at low prices Ensure compliance with all applicable health and safety regulations Enforce corporate food and beverage quality standards Create employee development programs building staff skill sets and value Utilize employee recognition tactics to build morale and company loyalty Develop a loyal client base through excellent customer service and a quality product Build and strengthen relationships with clients, staff, vendors, and community leaders Completed management training program through Fatburger corporate university Certified in ServeSafe food handling procedures Perform administrative duties such as data entry, filing, faxing, and phones as needed Represent brand with positivity, dedication, and professionalism

Professional Duties & Responsibilities Directed sales and customer service operations for a variety of companies and products Oversaw, trained, and reviewed customer service and sales staff ensuring effective operations Set and managed $ 2.5 million company budget and $ 1 million dollar inventory Consistently exceeded sales goals through cold calling, networking, and other tactics Created and presented product and services demonstrations resulting in 75 % increase in new business Authored company financial and sales reports to determine trending and growth opportunities Designed and implemented comprehensive marketing campaigns including all collateral materials Negotiated contracts and agreements with vendors, distributors, and partners Delivered exceptional customer service resulting in client satisfaction and repeat business Built and strengthened relationships with key clients, partners, industry figures, and community leaders Consistently promoted and awarded for excellence in sales, customer service, and leadership

Hospitality Sales Manager — Duties & Responsibilities Direct all daily operations, sales, customer service, and finances for multiple hotels, resorts, and other businesses Recruit, train, and direct staff ensuring they understand the brand and adhere to company policies and procedures Design and implement marketing and sales campaigns resulting in increased revenue Consistently exceed sales goals through effective marketing, networking, and other tactics Make cold calls in a courteous, yet assertive manner that translates to sales results Perform research on prospective leads and existing clients to assist in developing sales strategies Craft effective sales presentations and proposals, tailoring them to clients based on their specific needs and styles Develop a rapport with customers and orient them to various products and services Encourage high customer retention by maintaining friendly, supportive contact with existing clients Interact with support staff and company resources effectively to create the best consumer experience Maintain comprehensive records detailing pricings, sales, activities reports, and other pertinent data Study internal literature to become an expert on products and services Set company budgets, maintain profit / loss statements, and ensure overall financial health Cut operational costs through effective inventory management and employee scheduling Negotiate contracts and agreements with suppliers securing quality products at low prices Create employee development programs building staff skill sets and value Utilize employee recognition tactics to build morale and company loyalty Perform administrative duties such as data entry, filing, faxing, and phones as needed Represent company brand with poise, integrity, and positivity

Professional Duties & Responsibilities Directed all daily operations, customer service, personnel, and finances for multiple hotels and resorts Designed and implemented marketing and sales campaigns resulting in increased business Planned and executed successful community events which enhanced brand awareness Responsible for multimillion dollar inventory, facility, and professional food preparation equipment Recruited, trained, and oversaw customer service personnel, kitchen staff, and cleaning crews Set company budgets, maintained profit / loss statements, and ensured overall financial health Cut operational costs through effective inventory management and employee scheduling Negotiated contracts and agreements with suppliers securing quality products at low prices Performed site inspection tours as well as potential client tours Built and maintained highly profitable corporate accounts Ensured compliance with all applicable health and safety regulations Created employee development programs building staff skill sets and value Utilized employee recognition tactics to build morale and company loyalty Crafted an atmosphere of respect, professionalism, and dedication to excellence Developed a loyal client base through excellent customer service and a quality guest experience Built and strengthened relationships with clients, staff, and community leaders Performed administrative duties such as data entry, filing, faxing, and phones as needed

Professional Experience Chase Investment Services (Charleston, WV) 06/2008 — Present Financial Advisor • Served as Financial Advisor for multiple branches with financial books ranging from $ 12M to $ 50M • Consistently promoted and given additional responsibility due to successful financial management • Exceeded corporate earnings projections through effective market analysis and sales tactics • Increased primary branch sales by 497 % and net cash flow 539 % • Increased secondary brand sales by 118 % and net cash flow by 108 % • Crafted comprehensive financial plans tailored to individual goals aFinancial Advisor • Served as Financial Advisor for multiple branches with financial books ranging from $ 12M to $ 50M • Consistently promoted and given additional responsibility due to successful financial management • Exceeded corporate earnings projections through effective market analysis and sales tactics • Increased primary branch sales by 497 % and net cash flow 539 % • Increased secondary brand sales by 118 % and net cash flow by 108 % • Crafted comprehensive financial plans tailored to individual goals aFinancial Advisor for multiple branches with financial books ranging from $ 12M to $ 50M • Consistently promoted and given additional responsibility due to successful financial management • Exceeded corporate earnings projections through effective market analysis and sales tactics • Increased primary branch sales by 497 % and net cash flow 539 % • Increased secondary brand sales by 118 % and net cash flow by 108 % • Crafted comprehensive financial plans tailored to individual goals afinancial books ranging from $ 12M to $ 50M • Consistently promoted and given additional responsibility due to successful financial management • Exceeded corporate earnings projections through effective market analysis and sales tactics • Increased primary branch sales by 497 % and net cash flow 539 % • Increased secondary brand sales by 118 % and net cash flow by 108 % • Crafted comprehensive financial plans tailored to individual goals afinancial management • Exceeded corporate earnings projections through effective market analysis and sales tactics • Increased primary branch sales by 497 % and net cash flow 539 % • Increased secondary brand sales by 118 % and net cash flow by 108 % • Crafted comprehensive financial plans tailored to individual goals afinancial plans tailored to individual goals and values

Property Management — Duties & Responsibilities Coordinate regular maintenance and repairs as well as emergency resolution through the efficient management of maintenance team and general / sub-contractors, also participating in restoration and renovation projects to ensure timely completion within designated budgets Develop annual property budget and monitor with monthly variance reports, preparing financial statements and various regular and ad - hoc reports on property status, including occupancy rates and lease expirations Provide relevant oversight and administration to tenant build - outs, utility service termination and transfer, supply purchasing, and building consolidation processes Support firm management to aid in effective customer service, maintenance, and general property operations, delegating important tasks and assignments while overseeing all critical management aspects Organize, manage, and execute all aspects of the lease process, facilitating the ease of operational aspects as well as price / term negotiations, rental agreement reviews, rent collection, impounds, and tenant eviction as necessary Generate increased revenue through tenant referrals as well as consistent lease renewals through effective service and timely issue resolution Identify and develop talent among hired staff and property personnel, utilizing focused training efforts within a performance - based work environment designed to utilize the critical strengths of assistants, supervisors, and techs Provide continuous assessment of property usage and needs, while furnishing oversight and guidance regarding effective preventative maintenance programs, renovation considerations, and cost reduction / control measures Maintain a strong working knowledge of the leasing property, respective marketplace, and general economic trends Act as a liaison between clients, vendors, sales personnel, support staff, and senior management to facilitate information flow and drive operational efficiency