Sentences with phrase «financial restrictions in»

Analyze client needs and financial restrictions in order to gather suitable carrier options.
The financial restrictions in the marijuana industry are one of the things that impede the growth of the industry.

Not exact matches

According to a report published jointly by the OECD, World Trade Organization and the UN Conference on Trade and Development in late October, G20 countries have generally avoided introducing measures restricting foreign investment since the recent financial crisis and, indeed, have continued to eliminate existing restrictions.
But in recent years, as the Bank of Canada held interest rates to historically low levels and consumer debt skyrocketed, the federal government tightened mortgage restrictions on regulated financial institutions, including HCG.
Those federal rules, which double down on restrictions adopted in 2014 and stern warnings to lenders issued by OSFI earlier this summer, require banks to qualify borrowers at higher interest rates, impose additional limits on mortgages for buyers with small down payments, and compel financial institutions to share the risk by taking out insurance policies on low - ratio mortgages.
«In hindsight, part of the problem is the set of restrictions that comes with the tax credit support,» says HighView Financial's Hallett.
They take fewer risks, and in the aftermath of the 2008 financial crisis banks, tightened their restrictions even further — lending to only the most conservative investments.
This was a notable change from the panel's views in 2006 — before the financial crisis and recession — when more execs were in favour of loosening restrictions in the sector.
In the weeks that followed, he doubled down, placing heavy restrictionsfinancial and otherwise — on those companies technically still eligible to use the program to recruit workers from abroad to fill (mostly) low - skilled positions.
For years, I have watched and listened to all manner of business people that I work with or come across complain about China's underhand restrictions and rules that favour its own domestic champions in just about any industry — from traditional smokestack industries, to chemicals, machine tools, autos, technology, services, financial services — you name it.
Jack Hartings, chairman of the ICBA, asked the Alabama Republican about possible changes to the Consumer Financial Protection Bureau's «qualified mortgage» rule, including a proposal that would allow more loans held in portfolio to be considered QM, along with relief from some escrow requirements and balloon mortgage restrictions.
You shall not be bound by the provisions of confidentiality contained in this Agreement if such Holdings Information 1) is or becomes publicly known through no act or omission of the Financial Institution, its employees, agents or subcontractors; 2) is lawfully disclosed to you by a third party without restriction and without any obligation of confidentiality; 3) is required to be disclosed by any Governmental body, regulatory body (including without limitation any relevant securities exchange) or court of competent jurisdiction or otherwise pursuant to any statutory or regulatory obligation.
A religious institution will have certain exemptions on taxes, and also certain restrictions in the way they conduct their financial affairs.
With its flexible financial system and the gradual elimination by the 1970s of all capital restrictions, the United States was able quickly to adapt, and began running large trade deficits whose costs, in the form of unemployment and consumer debt, it was willing to absorb for geopolitical advantage, the importance of which soared during the Cold War.
In addition, the 20 % monthly repatriation limit remains a significant hurdle for investors, and local exchanges» pre-approval restrictions on launching financial products remain unaddressed.
Popular financial radio show host Dave Ramsey caused a firestorm on Twitter last week when he weighed in against the «fiduciary rule» — the controversial pending Department of Labor regulation that would impose new restrictions on a vast swath of financial professionals who handle IRAs and 401 (k) accounts.
Second, DOL «then offers an exemption from this far - reaching prohibition — known as the best interest contract exemption (or «BIC» exemption)-- but conditions it on financial services firms and insurance institutions agreeing to subject themselves to fiduciary standards of conduct in contracts that they must enter into with their customers, as well as a range of other restrictions and requirements.»
The Labor Department first proposed an expanded fiduciary definition under the Employee Retirement Income Security Act, or ERISA, in 2010, but withdrew the proposal the following year amid broad criticism that it would impose onerous restrictions on the industry that would cause financial professionals to abandon the retirement space, leaving low and moderate - income Americans in the lurch.
Iran will use Qatar to facilitate payment orders in foreign currencies, phasing out such operations in Dubai where restrictions imposed by the UAE government are making financial transactions difficult.
Many factors could cause BlackBerry's actual results, performance or achievements to differ materially from those expressed or implied by the forward - looking statements, including, without limitation: BlackBerry's ability to enhance its current products and services, or develop new products and services in a timely manner or at competitive prices, including risks related to new product introductions; risks related to BlackBerry's ability to mitigate the impact of the anticipated decline in BlackBerry's infrastructure access fees on its consolidated revenue by developing an integrated services and software offering; intense competition, rapid change and significant strategic alliances within BlackBerry's industry; BlackBerry's reliance on carrier partners and distributors; risks associated with BlackBerry's foreign operations, including risks related to recent political and economic developments in Venezuela and the impact of foreign currency restrictions; risks relating to network disruptions and other business interruptions, including costs, potential liabilities, lost revenues and reputational damage associated with service interruptions; risks related to BlackBerry's ability to implement and to realize the anticipated benefits of its CORE program; BlackBerry's ability to maintain or increase its cash balance; security risks; BlackBerry's ability to attract and retain key personnel; risks related to intellectual property rights; BlackBerry's ability to expand and manage BlackBerry ® World ™; risks related to the collection, storage, transmission, use and disclosure of confidential and personal information; BlackBerry's ability to manage inventory and asset risk; BlackBerry's reliance on suppliers of functional components for its products and risks relating to its supply chain; BlackBerry's ability to obtain rights to use software or components supplied by third parties; BlackBerry's ability to successfully maintain and enhance its brand; risks related to government regulations, including regulations relating to encryption technology; BlackBerry's ability to continue to adapt to recent board and management changes and headcount reductions; reliance on strategic alliances with third - party network infrastructure developers, software platform vendors and service platform vendors; BlackBerry's reliance on third - party manufacturers; potential defects and vulnerabilities in BlackBerry's products; risks related to litigation, including litigation claims arising from BlackBerry's practice of providing forward - looking guidance; potential charges relating to the impairment of intangible assets recorded on BlackBerry's balance sheet; risks as a result of actions of activist shareholders; government regulation of wireless spectrum and radio frequencies; risks related to economic and geopolitical conditions; risks associated with acquisitions; foreign exchange risks; and difficulties in forecasting BlackBerry's financial results given the rapid technological changes, evolving industry standards, intense competition and short product life cycles that characterize the wireless communications industry.
Payment of a dividend is subject to the approval of the Board of Directors in its sole discretion and is dependent upon, among other things, the financial condition of and outlook for the Company, general business conditions, legal restrictions and the Company's cash flow and financing needs.
This is a popular product because all your client needs is an EIN number and you will be able to secure up to $ 100,000 of a unsecured line of credit with no financials, tax returns, collateral, or time in business restrictions.
Yu'e Bao created an immediate stir in the financial community with its Zeng Libao money market fund, which offered significantly higher returns than those available through ordinary bank savings accounts without restrictions such as minimum account balances.
Please remember to contact RegentAtlantic if there are any changes in your personal or financial situation or investment objectives for the purpose of reviewing our previous recommendations and services, or if you wish to impose, add, or modify any reasonable restrictions to our investment management services.
Capital has long favored Hong Kong over Chinese cities like Shanghai and Shenzhen because those mainland financial centers come with currency and capital restrictions that don't apply in Hong Kong.
Chinese developers and property buyers are still seeking investment opportunities in Australia despite new capital restrictions, albeit with a different approach, reports the Australian Financial Review (19 April 2017).
Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.
Under pressure from the IMF, South Korea has now agreed to abolish nearly all restrictions on foreign investments in its financial markets and banking sector.
As for the bar on restrictions that hinder businesses, this effectively abolishes the right of governments to regulate capital flows, including the speculative flows which have wreaked so much havoc in the financial crisis that has gripped Asia and some other parts of the world.
There, the only financial restrictions certain clubs face are in their own respective imaginations.
The Premier League runners - up are in urgent need of strengthening after a disappointing season, and have been boosted in their efforts to land their top targets this summer after UEFA relaxed its Financial Fair Play restrictions on the club.
Whilst I agree that Kroenke is huge problem as well as Wenger, and that our next manager may face the same financial restrictions, one has to acknowledge that even with these restrictions, Arsenal are still better off than almost every other club in the premiership and have one of highest wage bills in the world.
Injury problems and the financial restrictions caused by the move from Highbury to the Emirates are two of the biggest, but by far the main source of anger for Arsenal fans has been the man in charge Arsene Wenger.
t's a well known fact that Arsenal were at a period in time went through financial restriction which stopped them from buying top quality players but sold some that they have due to the building of the Arsenal Stadium — the Emirates.
I think everybody knows that Wenger did an amazing job keeping us in the Champions League while we had financial restrictions moving grounds but time moves on.
Now although he's brought the team through the times of financial restrictions, I think his ultimate goal is to once again make Arsenal one of the biggest forces in Europe.
The manager although having financial restrictions have found funds to spend on Cazorla, Ozil and Sanchez in that order, but still have not fill positions which are essential to chasing the title, I fear Wenger does not buy proper replacements, because it jeopardizes the development of his young guns (which are his personal projects)
After a shaky two years at the Emirates he left in 2010 after being a signing which reflected Arsenal's financial restrictions more than anything else.
Not only has it been hard for the Arsenal fans to have to deal with the transition from being arguably the best team ever in the Premier League, with the invincible team of Thierry Henry, Patrick Vieira and all, to the financial restrictions leaving Arsene Wenger fighting for a top four spot every season, but those barren years without a trophy have seen the Arsenal squad come to consist of players that were not used to winning things.
Even if one tries to defend Wenger by saying he's not been given enough financial support in the market, then what Wenger has proved to us, is that he can not perform within these financial restrictions (if there is any restrictions).
Arsenal were on the top of their game when the new stadium was planned and once the financial restrictions kicked in for Arsenal, almost every big club started offering higher salaries to our Invincibles which really unsettled our players (media played a big part in this).
Ramires suggested he would be willing to take a cut in wages to join the Nerazzurri, who have to be careful with how much they spend due to financial fair play (FFP) restrictions.
With Inter's UEFA's Financial Fair Play restrictions lifted they are able to spend more freely in the summer.
In a statement calling for more restrictions on the sale of competitive alternative foods, the American School Food Service Association, a national organization of school food - service workers, says «students are being put in a position of deciding between nutritious and non-nutritious foods while the financial and nutritional integrity of the child nutrition programs are being jeopardized.&raquIn a statement calling for more restrictions on the sale of competitive alternative foods, the American School Food Service Association, a national organization of school food - service workers, says «students are being put in a position of deciding between nutritious and non-nutritious foods while the financial and nutritional integrity of the child nutrition programs are being jeopardized.&raquin a position of deciding between nutritious and non-nutritious foods while the financial and nutritional integrity of the child nutrition programs are being jeopardized.»
The Cabinet Manual states that «[t] he point at which the restrictions on financial and other commitments should come to an end depends on circumstances, but may often be either when a new Prime Minister is appointed by the Sovereign or where a government's ability to command the confidence of the Commons has been tested in the House of Commons» (§ 2.30).
Wall Street investment banks are rubbing their hands at the thought of being able to rid themselves of the post-crash restrictions on the financial sector that Obama brought in.
In response to the distressed financial condition of many New York hospitals, Albany lawmakers have recently contemplated rolling back the state's restrictions on private investment, albeit in limited fashioIn response to the distressed financial condition of many New York hospitals, Albany lawmakers have recently contemplated rolling back the state's restrictions on private investment, albeit in limited fashioin limited fashion.
State Financial Services Superintendent Ben Lawsky proposed the toughest restrictions on bitcoin companies to date, unveiling a plan that would require firms dealing in virtual currencies to hold certain levels of capital, hire compliance officers and obtain special licenses.
In combination with other provisions on financial disclosure and restrictions on legal aid, this bill seems designed to end the role of the third sector in public law litigatioIn combination with other provisions on financial disclosure and restrictions on legal aid, this bill seems designed to end the role of the third sector in public law litigatioin public law litigation.
Should there be restrictions on financial coverage in a recession?
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