You also put other drivers on the road at
financial risk because you may not be able to pay someone else's repair costs and medical bills after a collision.
Literary Agent Undercover is only for authors who understand the benefits of traditional publishing:
no financial risk because someone else is paying for the privilege of publishing your book; a higher quality product thanks to a top - notch editor and cover designer; more profit due to better sales, distribution, and publicity; subsidiary rights opportunities like merchandising, translations, TV, feature film, etc; increased credibility and more book reviews; and the ability to spend more time writing, promoting, and doing what you love.
Not exact matches
«It's tough,
because it's such a low - interest - rate environment, that getting exposure to something that's
risk - averse has been extremely difficult for wealth managers and
financial planners,» Solari said.
And Peter Garrison, a banking expert with Greenwich Associates, which researches
financial institutions, recommends exploring nonbank providers
because of the interest - rate and recession
risks of today's economic climate.
I have been acutely aware, every single day, of the
financial risk and sacrifice my wife and kids took with me
because they believed I would succeed.
Indonesia's central bank has issued a fresh warning about trading in cryptocurrencies like bitcoin
because of the
risk of losses to the public and even a potential threat to the stability of the
financial system.
Just last month, British Prime Minister David Cameron was greeted by the British press as a hero when he pulled out of an EU consensus
because he said it
risked eroding London's role as a
financial hub.
Large banks would love to get a broad pass from Dodd - Frank's regulations, which are tougher on them
because they pose a greater
risk to the
financial system than smaller banks.
GDPR inflating the
financial risks around handling personal data should naturally drive up standards —
because privacy laws are suddenly a whole lot more costly to ignore.
«Some younger investors... are extremely
risk averse
because they have seen their parents lose their jobs, lose equity in their homes and experience stock market declines after 9/11, Enron and the global
financial crisis,» the certified
financial planner said.
But as long as the PBoC can continue to withstand pressure to lower interest rates — and it seems that the traditional poor relations between the PBoC and the CBRC have gotten worse in recent months, perhaps in part
because the PBoC seems more determined to reduce
financial risk and more willing to accept lower growth as the cost — China will move towards a system that uses capital much more efficiently and productively, and much of the tremendous waste that now occurs will gradually disappear.
Canada managed the
financial storm of 2008 better than others
because we anticipated
risks and acted proactively with public policy foresight, responsible oversight of our
financial industry, and better decisions and performance by
financial service providers and our clients than was the case in other countries.
Because low -
risk investments return roughly 20 % on average in a country with 20 % nominal GDP growth,
financial repression means that the benefits of growth are unfairly distributed between savers (who get just the deposit rate, say 3 %), banks, who get the spread between the lending and the deposit rate (say 3.5 %) and the borrower, who gets everything else (13.5 % in this case, assuming he takes little
risk — even more if he takes
risk).
Now, I have used the storm analogy to describe the challenge in front of us
because it really illustrates clearly the
risks of complacency and what we must be do today to secure a sound
financial tomorrow for all Canadians.
Locking money up for a long time period — more than 10 years — is a bad idea
because it reduces access to an investment and increases
risk, according to many
financial advisors.
Sometimes a larger allocation to precious metals is recommended — either
because precious metals are highly undervalued against other assets or there's a high
financial risk (e.g. excess leverage in the markets).
Regulators allowed these activities
because financial intermediation plays an essential role in capital raising and
risk management, supporting broader economic activity and growth.
We can't tell you what actions you should take
because we're not aware of your
risk tolerances, personal
financial situation, and goals.
Specifically, Defendants made false and / or misleading statements and / or failed to disclose that: (i) the Company was engaged in predatory lending practices that saddled subprime borrowers and / or those with poor or limited credit histories with high - interest rate debt that they could not repay; (ii) many of the Company's customers were using Qudian - provided loans to repay their existing loans, thereby inflating the Company's revenues and active borrower numbers and increasing the likelihood of defaults; (iii) the Company was providing online loans to college students despite a governmental ban on the practice; (iv) the Company was engaged overly aggressive and improper collection practices; (v) the Company had understated the number of its non-performing loans in the Registration Statement and Prospectus; (vi)
because of the Company's improper lending, underwriting and collection practices it was subject to a heightened
risk of adverse actions by Chinese regulators; (vii) the Company's largest sales platform and strategic partner, Alipay, and Ant
Financial, could unilaterally cap the APR for loans provided by Qudian; (viii) the Company had failed to implement necessary safeguards to protect customer data; (ix) data for nearly one million Company customers had been leaked for sale to the black market, including names, addresses, phone numbers, loan information, accounts and, in some cases, passwords to CHIS, the state - backed higher - education qualification verification institution in China, subjecting the Company to undisclosed risks of penalties and financial and reputational harm; and (x) as a result of the foregoing, Qudian's public statements were materially false and misleading at all releva
Financial, could unilaterally cap the APR for loans provided by Qudian; (viii) the Company had failed to implement necessary safeguards to protect customer data; (ix) data for nearly one million Company customers had been leaked for sale to the black market, including names, addresses, phone numbers, loan information, accounts and, in some cases, passwords to CHIS, the state - backed higher - education qualification verification institution in China, subjecting the Company to undisclosed
risks of penalties and
financial and reputational harm; and (x) as a result of the foregoing, Qudian's public statements were materially false and misleading at all releva
financial and reputational harm; and (x) as a result of the foregoing, Qudian's public statements were materially false and misleading at all relevant times.
«The modern
financial system seems almost designed for systemic trouble
because it continues to rely on VaR (value at
risk), carrying the antiquated intellectual baggage of efficient markets and normal distributions into the world of
risk management» Frank Martin
Fundamental investors who are more conservative, either
because they are approaching their
financial goals or are simply more
risk averse, might pay closer attention to such factors.
Because we take on all the
financial risk to find shelf space for these eggs, our farmers are able to do what they do best while fetching a fair price for their goods.
The perception remains that gold is not needed to mitigate
risk because investors believe central bank policies can manage the economy and overcome
financial system problems if they arise.
For gold, the only
risk that matters is instability in
financial markets
because that's what will undercut market confidence in central banks.
In general, the rate is slightly higher compared to unsecured cards
because financial institutions take more
risk.
Your score is a more important factor when you apply for a larger loan, for example, a mortgage
because financial establishments take more
risk.
Voting against the policy action was Thomas M. Hoenig, who believed that continuing to express the expectation of exceptionally low levels of the federal funds rate for an extended period was no longer warranted
because it could lead to a build - up of future imbalances and increase
risks to longer run macroeconomic and
financial stability, while limiting the Committee's flexibility to begin raising rates modestly.
He raised Yellen's ire by arguing that the Fed should temper its efforts to minimize unemployment
because those policies encourage
financial risk - taking, which can undermine long - term growth by destabilizing markets and causing new crises.
These concentrations of positions in the hands of the largest bank holding companies and investment banks posed
risks for the
financial system
because of their interconnections with other
financial institutions.»
Greece's central
financial institution governor Yannis Stournaras warned the uncertainty
risked «throwing away the difficult sacrifices» created by the place
because it commenced implementing agonizing austerity in 2012.
These include currency
risks — in the form of company - level mismatches as EM issuers generally do not fully hedge hard currency borrowings — and insolvency
risks such as more uncertainty in
financial restructuring
because of inconsistent priorities and a lack of focus across jurisdictions.
It therefore makes sense for
financial institutions» bonds to offer less yield than before
because their business is considerably less exposed to leverage and
risks.
Because of accredited investors» presumed wealth, they are deemed more able to bear the high
financial risk of investments in private companies.
What makes this all the more toxic is that European domestic banks and other
financial institutions are encouraged to keep the charade going
because global banking regulation makes the SOVEREIGN DEBT A ZERO
RISK WEIGHTING.
«Smaller, stand - alone payment systems for which there are many substitutes — like bitcoin — should generally require much less intensive oversight and regulation
because they pose much less
risk to the Canadian
financial system as a whole,» Deslongchamps told the news publication.
You wouldn't believe a
financial planner who promised 100 % returns with no
risk because your knowledge and experience show you that is such an extremely low probability, so while noone can say with absolute certainty that angels do not exist, the likelihood is extremely low and there is no evidence.
«We do not assess applicants» health
risks,
because neither the ministry nor the members are assuming
financial liability for any other member's
risk,» it...
There is a fear to innovate on shelf within grocery,
because of
financial targets set for year on year performance and the
risk associated with replacing known products / trusted brands with new / innovative products.
but, im ok with this vardy transfer... it shows us many things: 1) wenger is changing, something some of us have been demanding for a long time; 2) it shows that wenger is taking
risks: think about it, he is buying a men for a not cheap price, knowing he could not getting anything after, with a future sell i mean... this is an act that shows wengers intentions to win something, the buy is not motivated by any
financial or economic reason but only for a «get the f epl once again» reason... this is an act that shows us hungry, even if we fail, we could said we try... first ever, we really try; 3) finally but very important... vardy is the kind of player we need... he is a warrior, a fighter... he has character... look at how he celebrate his goals... full of energy... he, like alexis, can motivate the team when the things are not going in our way (something wenger cant do
because of his age and
because he has never been an active coach on the pitch)... the vardy transfer, if it finish well, is a demostration of a change, and a good one... lets take care of winning things and do nt look the economic side for once... vardy is a bit old, but we can give a chance to welbeck after maybe, or akpom... u are not thinking about the future when we talk about ibra... guys: u complain when wenger do nt spend or
because he is always looking for the bargain when u are the guys who has to pay the very expensive tickets... u complain when wenger buy the always for the future guy... like morata... stop to complain for everything and be consequent with yourself... i would love auba, but it is not going to happen... lukaku is awesome but the asking price is stupid... lets try with vardy, give us the throphy..
Women are forced to put their careers and
financial future at
risk simply
because they want to have children.
The council agreed to pull out of the convention
because it did not want to put at
risk the
financial benefit of the Chinese Olympic team's training facilities in the city.
(This is a positive for employers,
because contributions are absolutely predictable, and for taxpayers,
because they are not exposed to the open - ended
financial risks of the DB system.)
«My real concern is the
financial risk of doing it too quickly
because then you lose services, patient care suffers... Most of all for those of us who care about the NHS, and I think the whole Government does, we want to make sure it works, we've got to get this right.»
Financial users are particularly at
risk, it adds,
because calculations involving four - figure numbers of the form # xx.xx can easily fall into a pattern in which the flaw shows up.
Later in their careers, working - class scholars are often at a disadvantage
because they can't afford to take
financial risks.
Under this announcement, ARPA - E will fund energy technology projects that (1) translate scientific discoveries and cutting - edge inventions into technological innovations and (2) accelerate transformational technological advances in areas that industry is not likely to undertake independently
because of high technical or
financial risk.
This is a concern as investors with low levels of
risk tolerance might have greater difficulty reaching their
financial goals and building adequate retirement wealth
because they are unlikely to invest in stocks.
One of them is obtaining insurance coverage,
because insurers are concerned about the long - term
financial risks of storing carbon dioxide in a gaseous or liquid form underground, which include the possibility of leakage.
Zuercher said Dominion decided to explore other options «
because we had not been able to sign a contract with GE Hitachi that provided the appropriate level of
financial risk - sharing that would be necessary to move forward with a new unit and have it operating when we need the electricity in the next decade.»
The film points out that the culture of
financial malfeasance at Enron was evident as far back as 1987, when Lay apparently encouraged the outrageous
risk taking and profit skimming of two oil traders in Enron's Valhalla office
because they were bringing a lot of money into the company.