Sentences with phrase «financial risk if»

With a home insurance policy in place, the lender will not be at a significant financial risk if the home is destroyed in a fire or washed away in a flood.

We have a range of fee options including «No Win No Fee», so you have the added assurance of minimising any financial risk if you want to make a claim.

The dealers therefore were at financial risk if they chose to carry a competitor's products.

Such a transition would save $ 1.8 trillion over the next two decades, says a study by the Climate Policy Initiative, which also found that governments and taxpayers will bear the greatest financial risk if fossil fuel reserves are stranded underground.

If you proceed with this mortgage loan, you should also remember that you may face serious financial risks if you use this loan to pay off credit card debts and other debts in connection with this transaction and then subsequently incur significant new credit card charges or other debts.

It exposes them to dire financial risks if they lose a job, have a medical emergency or face some other financial problem that prevents them from making the minimum payment.

Not exact matches

In its latest Annual Report, it argued that «even if inflation does not rise, keeping interest rates too low for long could raise financial stability and macroeconomic risks further down the road, as debt continues to pile up and risk - taking in financial markets gathers steam.»

In the Minutes from the January FOMC meeting, the Federal Reserve addressed the financial situation, and noted that the increasing role of bond and loan mutual funds could pose a liquidity risk if everyone tries to get out of the market at the same time.

If you've already achieved some financial milestones by your 30s and earn a strong income, you may be tempted to build a moat around your savings and pare down your risk.

«If the private plan fails and the government decided to refer to the clause in Bank Recovery Resolution Directive (a European regulation) that permits extraordinary financial support, government's popularity could be at risk of severe deterioration,» he added.

If I plan to invest dollars, I have to make sure those dollars are available without putting other financial obligations at risk.

The latter is the «keep some skin in the game» principle, the idea that if you can't dump all the risk on someone else, you'll be more careful about the quality of the financial products you're selling.

«For people who have the risk tolerance, investing that money rather than paying off the mortgage is fine, but think about what would happen if the investments don't pan out and you still have to pay your mortgage,» says Craig Brimhall, vice president of Wealth Strategies at Ameriprise Financial.

If you have your accounting data stored locally and don't have a backup system in place, you can risk loosing all of your financial information should the computer crash.

Bank of Canada governor Mark Carney has warned that the biggest risk to the financial system is now household debt, even if it's still «relatively low» and unlikely to reach levels that could cripple banks» balance sheets.

Even if backers fully understand the risks of investing in crowdfunded startups, they'll certainly be expecting — and entitled to receive — frequent updates and financial reports.

If your business still accepts face - to - face transactions without EMV, not only are losing credibility among your customers, but you're facing some serious financial risk as well.

And I think if these issues aren't addressed, very serious ones, it risks actually impacting the financial performance of the company and long - term value.»

The financial turmoil has shown, however, that both buyers and sellers of CDSs may suffer losses if counterparty risks material ise.

Beyond those basics, you'll get approved more readily and with better terms if you give the banks precisely what they need to make a decision: tax returns and audited (if possible) financial statements (P&L, balance sheets and cash flow) for the year to date and the previous three years; monthly statements for the previous 12 months; a business plan explaining what you do, how you do it and why your company would be a good risk; a detailed projection showing how you will generate the funds to pay down the line; and a backup plan (collateral) to repay the bank if the projections don't pan out.

Staley told CNBC that given the high level of debt across the world, in particular among emerging markets where dollar - denominated debt has grown dramatically, many economies could be at risk if there were sudden changes in financial conditions.

BI: Which developments in global financial markets, if any, would you flag as most concerning for risk appetite?

«Despite these risks, if we are to have any chance for meeting our long - term financial goals, invest we must.»

All - in, Morgan Stanley thinks $ 3 billion of the ~ $ 24 billion spent on financial information is at risk if new players — headlined by chat product Symphony — make major inroads into the market.

Just consider the financial risks entrepreneurs run, for example, if they give company stock to their children as part of a long - term estate - planning strategy — only to have the IRS step in years later and challenge the claimed taxable value of the gifts.

«If you say, «Over the next six months, we think there is a 95 percent chance that you won't lose more than 17 percent,» that's a legitimate risk metric from a quantitative finance standpoint, but it's not a good way to explain risk to people with no financial training,» Wakeman said.

Chapter 1 concludes that although economic benefits of monetary ease are becoming more evident in some economies, market and liquidity risks have increased to levels that could compromise financial stability if left unaddressed.

Carry trades are popular when there is ample risk appetite, but if the financial environment changes abruptly and speculators are forced to unwind their carry trades, this can have negative consequences for the global economy.

However, as we noted in our Financial System Review, financial vulnerabilities would usually translate into full - blown risks — with attendant consequences for the economy — only if there was a trigger, such as a widespread and sharp decline in economic activity and emFinancial System Review, financial vulnerabilities would usually translate into full - blown risks — with attendant consequences for the economy — only if there was a trigger, such as a widespread and sharp decline in economic activity and emfinancial vulnerabilities would usually translate into full - blown risks — with attendant consequences for the economy — only if there was a trigger, such as a widespread and sharp decline in economic activity and employment.

If the Fed raises rates sufficiently to assure financial stability, there is the risk that the economy will slow too much.

«We look forward to the opportunity to finally litigate the merits of the IRS Summons and for the Court to consider the grave privacy and financial risks to which Coinbase's customers will be exposed if the summons is enforced in its current form.»

Factors that could cause or contribute to actual results differing from our forward - looking statements include risks relating to: failure of DBRS to rate the Notes at the anticipated ratings levels, which is a closing condition, or at all; changes in the financial markets, including changes in credit markets, interest rates, securitization markets generally and our proposed securitization in particular; the willingness of investors to buy the Notes; adverse developments regarding OnDeck, its business or the online or broader marketplace lending industry generally, any of which could impact what credit ratings, if any, are issued with respect to the Notes; the extended settlement cycle for the scheduled closing on April 17, 2018, which may exacerbate the foregoing risks; and other risks, including those described in our Annual Report on Form 10 - K for the year ended December 31, 2017 and in other documents that we file with the Securities and Exchange Commission from time to time which are or will be available on the Commission's website at www.sec.gov.

Accordingly, the Governing Council agreed that acting at this time was consistent both with the Bank's primary mission — the pursuit of its inflation target — as well as helping to manage financial stability risks, even if there could be some increase in financial vulnerabilities in the process.

You should be aware of all the risks associated with foreign exchange trading and seek advice from an independent financial advisor if you have any doubts.

If our financial system ever collapses (or just goes into crisis), these types of investments will be at high risk.

Financial planning software, or even simple Excel spreadsheets, can be used to determine if the client has enough money saved for retirement, or if the client has enough life insurance coverage, if the client's portfolio is well diversified and appropriately allocated given their risk tolerance and timeline to retirement.

If the external shocks seemed to pose financial stability risks, macroprudential measures might be introduced as a complement or backstop to existing regulations and oversight of domestic financial systems.

For example, an NEO's RSUs could be forfeited, and Shares at Risk recaptured, if during 2010 that NEO participated in the marketing of any product or service without appropriate consideration of the risk to our firm or the broader financial system as a whRisk recaptured, if during 2010 that NEO participated in the marketing of any product or service without appropriate consideration of the risk to our firm or the broader financial system as a whrisk to our firm or the broader financial system as a whole.

If pre-product, pre-revenue companies (i.e. loss making, just idea stage) can be valued for $ 10 — $ 20 million, why can't Financial Samurai, which is highly profitable, has six years of existence, can pay a nice dividend if it wants to, has way less risk than all these new startups, and can grow revenue by triple digits every year with promotion, be worth a similar rangIf pre-product, pre-revenue companies (i.e. loss making, just idea stage) can be valued for $ 10 — $ 20 million, why can't Financial Samurai, which is highly profitable, has six years of existence, can pay a nice dividend if it wants to, has way less risk than all these new startups, and can grow revenue by triple digits every year with promotion, be worth a similar rangif it wants to, has way less risk than all these new startups, and can grow revenue by triple digits every year with promotion, be worth a similar range?

The RSUs and Shares at Risk provide for forfeiture or recapture if the NEO engaged during 2010 in improper risk analysis or failed to raise concerns sufficiently about risk which resulted in, or reasonably could be expected to result in, among other things, a material adverse impact on our firm or the broader financial system as a whRisk provide for forfeiture or recapture if the NEO engaged during 2010 in improper risk analysis or failed to raise concerns sufficiently about risk which resulted in, or reasonably could be expected to result in, among other things, a material adverse impact on our firm or the broader financial system as a whrisk analysis or failed to raise concerns sufficiently about risk which resulted in, or reasonably could be expected to result in, among other things, a material adverse impact on our firm or the broader financial system as a whrisk which resulted in, or reasonably could be expected to result in, among other things, a material adverse impact on our firm or the broader financial system as a whole.

But there is a practical exception; if a bank is in serious financial condition, that information will be shared with the Reserve Bank credit - risk manager.

Either way, don't hesitate to investigate your repayment options if payments are unmanageable and your financial health is at risk.

That is why it's important that meteorologists and bankers understand the importance of managing risks during periods of calm when the weather is clear and the economy is sound, so we turn financial firewalls into seawalls to meet challenges before the worst arrives if unavoidable, or avoid the path of the storm all together.

Because low - risk investments return roughly 20 % on average in a country with 20 % nominal GDP growth, financial repression means that the benefits of growth are unfairly distributed between savers (who get just the deposit rate, say 3 %), banks, who get the spread between the lending and the deposit rate (say 3.5 %) and the borrower, who gets everything else (13.5 % in this case, assuming he takes little risk — even more if he takes risk).

Second, financial logic embodied in the celebrated Modigliani Miller theorem and suggested by common sense holds that substantial reductions in leverage, if achieved, should be associated with reduced volatility, reduced sensitivity to shocks and lower risk premiums.

If you haven't taken the time to draft a living will or outline exactly how you want your retirement funds — and any other financial assets you own — distributed upon your death, there is a risk that your significant other may not see your hard - earned dollars.

If any of the risks actually occur, our business, financial condition, results of operations and prospects could be harmed.

One of the biggest names in the advisory business, Michael Kitces, weighed in last January on the potentially devastating class action lawsuit risks faced by financial institutions if they don't fully address the Duty of Care.

In simple terms, shifting expectations will cause financial conditions to ease, even if the unobservable risk free rate rises.

You might feel risk tolerant, but if you haven't structured your investments to handle a sharp drop, your financial capacity to handle risk may not match your attitude.