Sentences with phrase «financial security during»

It can be an attractive option for people looking to make some money on the side, or even as additional financial security during retirement.

Financial security during your working years, and in retirement, is a top priority for every member of the National Association of REALTORS ® (NAR).

By using a Certified Divorce Financial Analyst who focuses on the long - term, the family has a better chance of protecting its financial security during and after the divorce.

Taking multiple health insurance policies to ensure financial security during medical emergencies is something that most people do.

In the occasion of your death, your life insurance cover will pay a certain amount to your beneficiaries in order to grant them financial security during this time and for the future.

For most people nearing 60, this may be your last opportunity to get a term life insurance policy that can help provide some additional financial security during a time when many are leaving their jobs or hoping to do so soon.

Although nothing can replace a loved one, international life insurance ensures that the travelers family has financial security during such a difficult time.

These policies combine the benefits of insurance coverage with an investment or savings component, building cash values that you could draw on for financial security during your retirement years.

Estate and Trust Planning can provide financial security during your retirement years and ensure your intended beneficiaries receive what you planned for them.

Having a cushion of savings protects against unforeseen expenses and can provide financial security during times of economic difficulties.

For these reasons and more, an annuity may provide you and your family with increased financial security during your retirement.

Purely speculation on my end, but while 401k and other retirement saving is the status quo for financial security during retirement, pensions was much more common for baby boomers.

Not exact matches

The hedge fund famously profited during the financial crisis by investing in risky mortgage securities known as collateralized debt obligations (CDOs) while also shorting them, a maneuver highlighted in Michael Lewis's book «The Big Short.»

During the first three quarters of 1997, just over $ 250 billion was invested in these deals alone, according to Securities Data, which tracks the financial markets.

A Bankrate Financial Security Index survey finds 23 percent of all U.S. adults say they've ramped up retirement saving during the past 12 months — the best showing in six years of polling.

On January 18, the European Securities and Markets Authority (ESMA), a pan-EU financial regulator, announced the beginning of a consultation period during which it will consider possible restrictions on cryptocurrency derivatives, specifically contracts for difference (CFDs).

Such risks and uncertainties include, but are not limited to: our ability to achieve our financial, strategic and operational plans or initiatives; our ability to predict and manage medical costs and price effectively and develop and maintain good relationships with physicians, hospitals and other health care providers; the impact of modifications to our operations and processes; our ability to identify potential strategic acquisitions or transactions and realize the expected benefits of such transactions, including with respect to the Merger; the substantial level of government regulation over our business and the potential effects of new laws or regulations or changes in existing laws or regulations; the outcome of litigation, regulatory audits, investigations, actions and / or guaranty fund assessments; uncertainties surrounding participation in government - sponsored programs such as Medicare; the effectiveness and security of our information technology and other business systems; unfavorable industry, economic or political conditions, including foreign currency movements; acts of war, terrorism, natural disasters or pandemics; our ability to obtain shareholder or regulatory approvals required for the Merger or the requirement to accept conditions that could reduce the anticipated benefits of the Merger as a condition to obtaining regulatory approvals; a longer time than anticipated to consummate the proposed Merger; problems regarding the successful integration of the businesses of Express Scripts and Cigna; unexpected costs regarding the proposed Merger; diversion of management's attention from ongoing business operations and opportunities during the pendency of the Merger; potential litigation associated with the proposed Merger; the ability to retain key personnel; the availability of financing, including relating to the proposed Merger; effects on the businesses as a result of uncertainty surrounding the proposed Merger; as well as more specific risks and uncertainties discussed in our most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.cigna.com as well as on Express Scripts» most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.express-scripts.com.

(The Fed also acquired large holdings in mortgage - backed securities during the financial crisis and it is trimming its rollover of maturing principal in those as well.)

Robert has a strong grounding in financial services and market temperament and in depth knowledge of investment banking and wealth management products, which was reinforced during his time as the Director, US Convertible Securities Sales for the Bank of Tokyo - Mitsubishi UFJ.

The information we collect and maintain about you is provided during the course of your entering into transactions with private issuers who have engaged Genesis to provide certain services in the context of a private securities, digital currency or other financial asset transaction or trading through Genesis.

By contrast, net US Treasury positions rose during the financial crisis and are now net positive, as dealers have closed short positions (ie positions that rise in value when the price of an asset falls) and accumulated securities holdings (Graph 3, left - hand panel).

During his tenure at Treasury, Dr. Levitt played a central role in efforts to protect the U.S. financial system from abuse and to deny terrorists, weapons proliferators, and other rogue actors the ability to finance threats to U.S. national security.

Another thing that most investors would look for is a possible unwinding of the Fed's massive $ 4.5 trillion balance sheet, mostly Treasuries and mortgage - backed securities accumulated during the financial crisis in 2008.

Trump's business conflicts with America's national security interests can not be resolved so long as he or any member of his family maintains a financial interest in the Trump Organization during a Trump administration, or even if they leave open the possibility of returning to the company later.

This research, which was honoured with the William F. Sharpe Award for Scholarship in Financial Research, was completed during a particularly relevant time when the Securities and Exchange Commission and the Committee of European Securities Regulators were evaluating their market information disclosure policies.

If you end up getting divorced during your lifetime, you are eligible to receive Social Security retirement benefits based on your ex-spouse's earnings history, said David Freitag, a financial planning consultant with MassMutual.

Now, according to a recent report in the Wall Street Journal, the U.S. Department of Justice believes that Deutsche Bank owes American taxpayers $ 14 billion for selling toxic mortgage backed securities that helped to collapse the U.S. housing market during the financial crisis.

Issuance by financial institutions eased in the September quarter, reflecting larger - than - initially planned issuance during the first half of 2003 (because of oversubscriptions) and increased issuance of hybrid and asset - backed securities.

In the province of Québec, Québec's securities regulator, the Autorité des marchés financiers (AMF), administers a compensation fund (the Fonds d'indemnisation des services financiers) which can compensate victims for losses resulting from fraud where the fraud is committed during the distribution of financial products or services.

However, the Fund may experience a loss even when the entire value of its stock portfolio is hedged if the returns of the stocks held by the Fund do not exceed the returns of the securities and financial instruments used to hedge, or if the exercise prices of the Fund's call and put options differ, so that the combined loss on these options during a market advance exceeds the gain on the underlying stock index.

Another proposal is to require the divorcing spouses and their children to share the wealth that has been accumulated during the marriage in accordance with predetermined guidelines, primarily in order to give the children more financial security.

This 19 + year industry veteran helps individuals make key financial decisions during that critical yet oft underestimated period transitioning from the workforce into retirement — many of which are irrevocable and profoundly affect one's financial security and lifestyle for decades beyond.

During a second public hearing, the Park District Buildings and Grounds Committee discussed security, noise, the likely impact of the hockey facility on property values and the financial viability of the $ 12 million plan.

He explained that all prospective bidders bid through their primary dealers, who in turn submitted the investors» bids through the Central Securities Depository platform, adding that at no time during the book building process did the Ministry of Finance negotiate with any investor in any way, and it will indeed be quite difficult to manipulate the process when the three financial institutions are governed strictly by the Bank of Ghana's rules and regulations.

Dr. Neberich also explains why, from an evolutionary perspective, women desire financial compatibilty at the more affluent end of the scale «This desire for security... may be explained by women's natural role as the more dependent person during the phase of starting a family.»

During the wee hours of May 6, an intruder breaches his elaborate security measures, leading to paranoia, fear and «a whirlwind of mayhem, financial and physical.»

For example, financial planner and Texas Tech associate professor John Salter demonstrated how different claiming strategies, such as filing and suspending and filing a restricted application, that can significantly boost the amount of inflation - adjusted Social Security payments over a lifetime and how a reverse mortgage might be used as a back - up line of credit that can be drawn on during prolonged market downturns to reduce the chance of running out of money.

However, the high correlation between risky assets experienced recently like during the recession of 2001 - 2003 and the global financial crisis in 2007 - 2009 has caused many investors to reconsider allocating by traditional asset classes defined by security type like stocks, bonds and real estate or commodities.

Still, I feel an enormous amount of personal responsibility toward our existing shareholders, and honestly, my greatest worry is that the challenges we've had during the recent cycle will provoke any of them to capitulate and chase the market at these levels, possibly capturing some short - term gains, but ultimately doing damage to their financial security.

To qualify for Federal financial aid students must: - Be a U.S. citizen, a U.S. national, or an eligible non-citizen-Have a valid Social Security Number - Have a high school diploma or GED - Be registered with the U.S. Selective Service (if you are a male age 18 to 25)- Not owe refunds on any federal student grants - Not be in default on any student loans - Have not been found guilty of the sale or possession of illegal drugs during a period when you received federal student aid.

Anyway, during my research of Ally it appeared to me that there is some cause for concern regarding the security of investing with Ally, since Resmor Trust and Ally are owned by GMAC Inc. (now Ally Financial Inc.).

Day trading involves buying and selling financial securities, such as stocks and currencies, during the course of a day with the goal of making a profit.

To keep performance high, credit - focused managers are moving back into some of the risky assets that got tarnished during the financial crisis like collateralized loan obligations, or CLOs, securities cobbled together from pools of corporate loans.

Leading financial website Bankrate.com has posted an article about how you can increase your Social Security benefit by continuing to work during retirement.

If you end up getting divorced during your lifetime, you are eligible to receive Social Security retirement benefits based on your ex-spouse's earnings history, said David Freitag, a financial planning consultant with MassMutual.

«For equity and balanced investors, U.S. Treasury securities offer effective diversification when it's most important, during times of extreme financial uncertainty,» said Gastineau in a statement.

The ultimate aim, says this retirement planning guide, is to obtain financial security, to know financial peace during your golden years.

During the economic recession of 2008, AIG suffered some financial setbacks, and in turn, this large insurance and financial services conglomerate had to collateralize its securities with more assets.

The Fund may experience a loss even when the entire value of its stock portfolio is hedged if the returns of the stocks held by the Fund do not exceed the returns of the securities and financial instruments used to hedge, or if the exercise prices of the Fund's call and put options differ, so that the combined loss on these options during a market advance exceeds the gain on the underlying stock index.

Employees with access to company financial data, resource planning databases, or customer databases are often only allowed to trade in company securities (or derivatives thereof) during certain «windows» a few days after the company releases its quarterly earnings reports.