Sentences with phrase «financial skills by»

The Federal Deposit Insurance Corporation (FDIC) offers a Money Smart program for low - and moderate - income persons that works to enhance financial skills by creating a positive banking relationship and sharing the basics of financial responsibility.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

By becoming knowledgeable, proficient and skilled in the operations of a successful business, you dramatically increase the probability that you'll earn a lot of money, achieve financial independence and become a millionaire yourself in the years ahead.

According to research by PwC, 72 percent of leaders in financial services see a skills gap as a threat to growth.

By establishing this relationship — one that's built on advice and feedback instead of a financial ask — you're showing respect for the investor and conveying that you seek his or her skills or expertise, not just a check.

But the Web is especially well - suited to teaching technical topics, effective sales and customer - service techniques, financial skills, product and policy updates, and things that can be learned step by step, such as drafting a business plan or managing a project.

Negotiating with politicians is regarded as a key skill for any chairman of RBS because of the stake owned by the Treasury, even though it is held through UK Financial Investments, a body that has a mandate to look after the shareholding at arm's length from the government.

«By taking charge of their earning power, rather than waiting for governments, financial institutions and employers to «right themselves,» the baby boomer generation now has the power and access to put their skills and abilities on the global market regardless of where they live or work now,» he says.

«Financial advisors should go one step further by providing education and financial literacy advice on skills such as budgeting, saving, credit and more,» RolFinancial advisors should go one step further by providing education and financial literacy advice on skills such as budgeting, saving, credit and more,» Rolfinancial literacy advice on skills such as budgeting, saving, credit and more,» Roley added.

Although the events, which together drew hundreds of thousands of demonstrators across the country, were inspired and often led by students, many protests simultaneously benefited from groups with more financial resources and organizational skills than the teenagers had on their own.

We must act now, to lay the foundation for a true profession of fiduciary investment and financial advisors, dedicated to the service of our fellow Americans, and granted by consumers the very attributes of trust and expert - level compensation which skilled professionals so justly deserve.

In addition, the Dermalogica FITE (Financial Independence Through Entrepreneurship) initiative helps women and girls on the path to entrepreneurship by providing access to education, vocational training, small loans and leadership skills.

I also went to a conference organized by the Financial Literacy Action Group, a nonprofit coalition working to improve Canadians» knowledge, skills and confidence in managing money and advance the national strategy.

A recent poll by the Financial Planning Standards Council suggests that a large number of women lack money skills and knowledge.

means that these financial fountain springs has no planed directions or control over them to serve towards the developments of the Ranks and reducing gap between them by investing in a total su - sta - in - able development of all those ranks as to morals, knowledge, skills and their personal business investments.

We have tried to change the way we have played football from our initial skilled but physically imposing squad to a smaller youth driven and technically skilled players and this was implemented by Wenger, I'm sure, because of the financial restrictions imposed by the building of a new stadium.

Time for some brutal honesty... this team, as it stands, is in no better position to compete next season than they were 12 months ago, minus the fact that some fans have been easily snowed by the acquisition of Lacazette, the free transfer LB and the release of Sanogo... if you look at the facts carefully you will see a team that still has far more questions than answers... to better show what I mean by this statement I will briefly discuss the current state of affairs on a position - by - position basis... in goal we have 4 potential candidates, but in reality we have only 1 option with any real future and somehow he's the only one we have actively tried to get rid of for years because he and his father were a little too involved on social media and he got caught smoking (funny how people still defend Wiltshire under the same and far worse circumstances)... you would think we would want to keep any goaltender that Juventus had interest in, as they seem to have a pretty good history when it comes to that position... as far as the defenders on our current roster there are only a few individuals whom have the skill and / or youth worthy of our time and / or investment, as such we should get rid of anyone who doesn't meet those simple requirements, which means we should get rid of DeBouchy, Gibbs, Gabriel, Mertz and loan out Chambers to see if last seasons foray with Middlesborough was an anomaly or a prediction of things to come... some fans have lamented wildly about the return of Mertz to the starting lineup due to his FA Cup performance but these sort of pie in the sky meanderings are indicative of what's wrong with this club and it's wishy - washy fan - base... in addition to these moves the club should aggressively pursue the acquisition of dominant and mobile CB to stabilize an all too fragile defensive group that has self - destructed on numerous occasions over the past 5 seasons... moving forward and building on our need to re-establish our once dominant presence throughout the middle of the park we need to target a CDM then do whatever it takes to get that player into the fold without any of the usual nickel and diming we have become famous for (this kind of ruthless haggling has cost us numerous special players and certainly can't help make the player in question feel good about the way their future potential employer feels about them)... in order for us to become dominant again we need to be strong up the middle again from Goalkeeper to CB to DM to ACM to striker, like we did in our most glorious years before and during Wenger's reign... with this in mind, if we want Ozil to be that dominant attacking midfielder we can't keep leaving him exposed to constant ridicule about his lack of defensive prowess and provide him with the proper players in the final third... he was never a good defensive player in Real or with the German National squad and they certainly didn't suffer as a result of his presence on the pitch... as for the rest of the midfield the blame falls squarely in the hands of Wenger and Gazidis, the fact that Ramsey, Ox, Sanchez and even Ozil were allowed to regularly start when none of the aforementioned had more than a year left under contract is criminal for a club of this size and financial might... the fact that we could find money for Walcott and Xhaka, who weren't even guaranteed starters, means that our whole business model needs a complete overhaul... for me it's time to get rid of some serious deadweight, even if it means selling them below what you believe their market value is just to simply right this ship and change the stagnant culture that currently exists... this means saying goodbye to Wiltshire, Elneny, Carzola, Walcott and Ramsey... everyone, minus Elneny, have spent just as much time on the training table as on the field of play, which would be manageable if they weren't so inconsistent from a performance standpoint (excluding Carzola, who is like the recent version of Rosicky — too bad, both will be deeply missed)... in their places we need to bring in some proven performers with no history of injuries... up front, although I do like the possibilities that a player like Lacazette presents, the fact that we had to wait so many years to acquire some true quality at the striker position falls once again squarely at the feet of Wenger... this issue highlights the ultimate scam being perpetrated by this club since the arrival of Kroenke: pretend your a small market club when it comes to making purchases but milk your fans like a big market club when it comes to ticket prices and merchandising... I believe the reason why Wenger hasn't pursued someone of Henry's quality, minus a fairly inexpensive RVP, was that he knew that they would demand players of a similar ilk to be brought on board and that wasn't possible when the business model was that of a «selling» club... does it really make sense that we could only make a cheeky bid for Suarez, or that we couldn't get Higuain over the line when he was being offered up for half the price he eventually went to Juve for, or that we've only paid any interest to strikers who were clearly not going to press their current teams to let them go to Arsenal like Benzema or Cavani... just part of the facade that finally came crashing down when Sanchez finally called their bluff... the fact remains that no one wants to win more than Sanchez, including Wenger, and although I don't agree with everything that he has done off the field, I would much rather have Alexis front and center than a manager who has clearly bought into the Kroenke model in large part due to the fact that his enormous ego suggests that only he could accomplish great things without breaking the bank... unfortunately that isn't possible anymore as the game has changed quite dramatically in the last 15 years, which has left a largely complacent and complicit Wenger on the outside looking in... so don't blame those players who demanded more and were left wanting... don't blame those fans who have tried desperately to raise awareness for several years when cracks began to appear... place the blame at the feet of those who were well aware all along of the potential pitfalls of just such a plan but continued to follow it even when it was no longer a financial necessity, like it ever really was...

He said the corps members could begin their journey toward financial independence by tapping into and maximising the benefits of the NYSCs Skills Acquisition and Entrepreneurship Development (SAED) Programme.

Looking at the skills challenges by sector, financial services and construction have seen very sharp increases in skill shortages since 2013.

He distinguishes himself from his rivals by highlighting his training and background as an economist with «world - class financial skills.»

«Young people who are beginning life and want to contribute by way of offering themselves in terms of leadership when they have the skill, the talents, the zeal and the capacity to lead, you are saying that if they don't have the financial muscle, they should go hang?

The GTCrea8 platform is structured to assist students with their daily and future financial plans by enabling them develop valuable financial literacy and money management skills which subsequently prepares them for greater responsibilities in the years ahead.»

According to Albonetti, the Regional Council has provided resources such as financial and educational support, with the goal of «supporting growth by appealing to our strengths, but also by turning weaknesses into opportunities, for instance by capitalizing on the different forms of creativity, knowledge, and skills within the territory and supporting new, globally competitive value chains for new market opportunities.»

Skills such as financial management, strategic planning, writing for a lay audience, interpretation of patent law, and management of people are rarely taught by graduate programs or mentors, but these skills are exactly what will be needed for a career outside thSkills such as financial management, strategic planning, writing for a lay audience, interpretation of patent law, and management of people are rarely taught by graduate programs or mentors, but these skills are exactly what will be needed for a career outside thskills are exactly what will be needed for a career outside the lab.

The second category of science - trained financial analysts — investigated by London - based writer Amarendra Swarup — combine financial knowledge, knowledge of specific areas of science, and quantitative skills to advise investors on science and technology investments.

In between these milestones lies a complex set of highly skilled practical and administrative steps, governed by constantly - evolving regulatory frameworks, all of which are ultimately defined by the need for significant financial and technical resources.

We support local certified teachers by providing financial assistance for them to complete specialized trainings so that they may serve with even more skill and self knowledge.

MNPP on «the tell» in tense films and Asghar Farhadi's crazy skill with them in The Salesman Variety Ben Affleck's Live by Night is a big financial loss for Warner Bros

RedSTART Co-founder, Jonathan Letham said: «Financial literacy among adults in the UK is low and an obvious way to combat this is by starting financial education at an early age, equipping school children with the basic skills they need to effectively manage theFinancial literacy among adults in the UK is low and an obvious way to combat this is by starting financial education at an early age, equipping school children with the basic skills they need to effectively manage thefinancial education at an early age, equipping school children with the basic skills they need to effectively manage their money.

By not allowing teacher compensation to vary with outside earnings opportunities, we implicitly ask individuals with strong math and science skills to make a larger financial sacrifice to enter and remain in the profession.

ECE, by extension, represents the economic dimension of global citizenship, ensuring that young people develop financial responsibility and essential life skills to secure ethical and sustainable livelihoods.

The example in favor of this solution is financial institutions, such as banks, insurance companies, and brokers, which are often obliged by law to check skills and knowledge of their salesforce and customer care consultants.

Released June 21 by the Washington - based Partnership for 21st Century Skills, the report surveys measures that focus on such topics as global awareness; financial, economic, business, and civic literacy; higher - order thinking and problem - solving; interpersonal and self - directional skills; and information - and communications - technology litSkills, the report surveys measures that focus on such topics as global awareness; financial, economic, business, and civic literacy; higher - order thinking and problem - solving; interpersonal and self - directional skills; and information - and communications - technology litskills; and information - and communications - technology literacy.

While the financial benefits of this arrangement are great for the students and their families, even more significantly, it may be the way that the Cristo Rey schools help students build their own «social capital» by learning skills and attitudes that will help them succeed in life.

From fundraising and marketing to planning and financial management, through social business young people can not only contribute to the revenue growth of the school but also develop skills not commonly offered by other learning routes.

«On average, for Australia, around 29 per cent of the financial literacy score reflected factors that were uniquely captured by the financial literacy assessment, while the remaining 71 per cent reflected skills in mathematical or reading literacy,» he says.

Teachers can prepare students for careers by helping them develop «enterprise skills» such as digital and financial literacy, according to analysis of job ads.

Teachers can better prepare students for future careers by helping them develop «enterprise skills» such as digital and financial literacy, critical thinking and teamwork, according to analysis of millions of job ads.

Additionally, Future Is Now Preparatory will cultivate «edupreneurs» by nurturing career and entrepreneurial skills to address immediate financial needs of students.

Specifically, we look at the challenges faced by Black inservice and pre-service teachers (e.g. lack of support; financial challenges; assumptions about interests / skills; push to leadership) and develop innovative programming to address those challenges.

By applying strong organizational and process improvement skills, Ryan has a history of creating efficiency in customer service - driven companies with operational experience including financial, event planning / scheduling, insurance compliance, and inventory management.

To support the increasing progress from events and myriad of infrastructure improvements under way and planned, the Sports Car Racing Association of the Monterey Peninsula (SCRAMP), which manages the Laguna Seca Recreation Area for the County of Monterey, is strengthening its financial department by adding highly - skilled individuals to continue enhancing and streamlining procedures.

Paying off a single debt can put you on the path to better credit management by improving your financial planning skills and increasing your fiscal discipline.

For example, the new Income Based Repayment guidelines should not only reduce the financial stress imposed by education debt, but also allow graduates greater flexibility in selecting a job that best fits their skills and preferences.

High school seniors from across the state earned $ 2,000 for college while learning important financial literacy skills through the 2017 — 2018 Iowa Financial Know - How Challenge: Senior Scholarship sponsored by Iowa Studenfinancial literacy skills through the 2017 — 2018 Iowa Financial Know - How Challenge: Senior Scholarship sponsored by Iowa StudenFinancial Know - How Challenge: Senior Scholarship sponsored by Iowa Student Loan ®.

High school seniors from across the state of Iowa earned $ 2,000 for college while learning important financial literacy skills through the 2017 — 2018 Iowa Financial Know - How Challenge: Senior Scholarship sponsored by Iowa Studfinancial literacy skills through the 2017 — 2018 Iowa Financial Know - How Challenge: Senior Scholarship sponsored by Iowa StudFinancial Know - How Challenge: Senior Scholarship sponsored by Iowa Student Loan.

If you, or your financial adviser, have the investing skills to earn more than the annuity, you will come out ahead by taking the cash.

In Canadian Growth Stocks you'll learn how to profit from growth stocks that have solid financial indicators, how to spot them, and how to identify growth stocks that are over hyped by the brokers and the financial new media These are critical skills all investors should obtain.

The step - by - step process is easy to follow and requires no special computer skills or financial knowledge.

Phase 1: Building Native Communities: Financial Skills for Families Curriculum by First Nations Oweesta