Sentences with phrase «financial state when»

An investment analyst who worked with the Town of Oyster Bay but, like other outside advisers, said he was kept out of the loop about the town - guaranteed loans for restaurateur Harendra Singh testified Wednesday that he bought securities amid the town's weakened financial state when it offered taxpayer - funded incentives.

Not exact matches

His legal background proved invaluable in 1991, when the state of California and its insurance commissioner John Garamendi seized Raleigh's then - financial partner Executive Life Insurance Company after the value of the insurer's multibillion - dollar portfolio collapsed — a fate tied to its massive investments in the junk bond market of the go - go 1980s.

Although all states now have «no fault» divorce proceedings, some jurisdictions still take into account the grounds for divorce when dividing assets, said Justin Reckers, a certified financial planner, divorce financial analyst and CEO of WellSpring Divorce Advisors.

Americans don't have a great track record when it comes to financial literacy, but some states have more money - smart residents than others.

After the Enron and WorldCom scandals of 2002, the Sarbanes - Oxley Act was instituted in the United States to, among other things, increase the independence of outside auditors when they review corporate financial statements.

When we launched America's Top States for Business in 2007 — before the housing market implosion and the financial crisis — our Top States were attracting not only businesses but people: families and home buyers.

More broadly, the regulatory agencies in the United States and the Financial Stability Board internationally have work under way focusing on possible fire - sale risk associated with the growing share of less liquid bonds held in asset management portfolios on behalf of investors who may be counting on same - day redemption when valuations fall.

The rule applies to retirement accounts, and it states that when working with investors, «The Financial Institution and the Adviser (s)[must] provide investment advice that is, at the time of the recommendation, in the Best Interest of the Retirement Investor.»

Still, one drawback may be the city's endemic financial woes; the state of Illinois is now grappling with $ 15 billion in unpaid bills, and as much as a quarter - trillion dollars is owed to public employees when they retire.

At a time when big corporations, and financial firms in particular, need to show commitment to inclusiveness to attract top talent, State Street seems to be doing everything right — but isn't moving the needle very far or fast.

The Insurance Corporation of B.C., the province's publicly owned, for - profit auto insurance body, is a «financial dumpster fire,» according to B.C. Attorney General David Eby, who minced no words yesterday when summarizing its dire financial state.

One man's financial newsletter is another man's «independent research,» which is what New York State Attorney General Eliot Spitzer was pretty passionate about in 2002, when he negotiated the research settlement with the banks.

The «Elder Investment Fraud and Financial Exploitation Prevention Program» (EIFFE Prevention Program) educates healthcare and legal professionals to recognize when their older patients and clients may be vulnerable to or victims of financial abuse, particularly those patients with mild cognitive impairment, and then to refer these at - risk patients to State Securities Regulators, local adult protective services professionals or for further screening and assistance aFinancial Exploitation Prevention Program» (EIFFE Prevention Program) educates healthcare and legal professionals to recognize when their older patients and clients may be vulnerable to or victims of financial abuse, particularly those patients with mild cognitive impairment, and then to refer these at - risk patients to State Securities Regulators, local adult protective services professionals or for further screening and assistance afinancial abuse, particularly those patients with mild cognitive impairment, and then to refer these at - risk patients to State Securities Regulators, local adult protective services professionals or for further screening and assistance as needed.

It also helped the economy in 2008 when global risk aversion was at its peak, and during both the Asian financial crisis in the mid to late 1990s and the bursting of the tech bubble in the United States a decade ago.

When people see banks browbeating the bond rating agencies and accounting firms to whitewash the quality of what they're pawning off on their customers, when they see bank lobbyists getting Washington to block state prosecutions of financial fraud so as to clear the way for more predatory lending and false packaging of the junk securities they're selling and to win the right not to reveal their true financial position, there's a good reason not to buy what's in these black boWhen people see banks browbeating the bond rating agencies and accounting firms to whitewash the quality of what they're pawning off on their customers, when they see bank lobbyists getting Washington to block state prosecutions of financial fraud so as to clear the way for more predatory lending and false packaging of the junk securities they're selling and to win the right not to reveal their true financial position, there's a good reason not to buy what's in these black bowhen they see bank lobbyists getting Washington to block state prosecutions of financial fraud so as to clear the way for more predatory lending and false packaging of the junk securities they're selling and to win the right not to reveal their true financial position, there's a good reason not to buy what's in these black boxes.

We became proud supporters when the United States Foundation launched in 2013, and have assisted through corporate financial contributions and in - kind donations such as use of our golf facilities and villa stays at our resorts.

The website also falsely claimed that its managing affiliate, «Williams Corporation,» which operates out of Hong Kong and Dubai, was both a «licensed and brokered» global firm and a «licensed securities dealer,» when in fact it was neither registered with the State Securities Board nor the Financial Industry Regulatory Authority.

America itself, facing an era where more and more citizens without adequate financial resources will seek assistance from local, state and federal governments (precisely at a time when such governments are already strained), needs the fiduciary standard.

Secretary of Labor Thomas Perez stated at the AARP event that «when it comes to financial advice, conflicts of interests can lead to bad advice and hidden fees that too often keep us from getting investment advice that's in our best interest.»

Though many reading this article may believe that writing about human psychology is a strange topic when it comes to investing, wealth building, and wealth preservation, if we can not identify the psychological manipulations to which we fall victim, then we will not be able to prevent and avoid being manipulated into bad decisions or a state of inertia by the world's financial leaders.

Finally, the improvement since the 2007 - 2008 global financial crisis in the labor markets in Canada and the United States has been remarkably similar, when considered in relative terms.

It states that the conflict of interest may arise, among other things, when a crypto trader edits a page devoted to this financial technology.

Savings Rate — The Most Important Variable to Wealth Building [and the math to prove it]-- When it comes to wealth building there are many variables to consider, but as I have stated in my monthly financial reports many times, it's the savings rate that doesn't get the attention it deserves.

When the transaction was first announced, chief financial officer Sean McGuckin stated that Malaysia had been deemed «non-essential».

In the prologue of their 2013 book entitled Happy Money: The Science of Smarter Spending, authors Elizabeth Dunn and Michael Norton state: «When it comes to increasing the amount of money they have, most people recognize that relying on their own intuition is insufficient, spawning an entire industry of financial advisors.

Douglas Porter, chief economist and managing director of BMO Financial Group, had similar concerns when it came to his take on the current state of electricity pricing in Ontario.

At the beginning when we started building the Federation, in the framework of the current policy, the State's hand was forced by the financial backers who said: «there needs to be civilian representation and approval of the programmes if you want us to fund them.»

When that failed, the department was both an academic liability (as the least scholarly unit in the university) and a financial one (as unlikely to attract endowment from any other source, and a possible obstacle to the university's ability to receive funds from the state and certain foundations).

there is no doubting that Arsene has helped to provide us with some incredible footballing moments in the formative years of his managerial career at Arsenal, but that certainly doesn't and shouldn't mean that he has earned the right to decide when and how he should leave this club... there have been numerous managers at each of the biggest clubs in Europe throughout the last decade who have waged far more successful campaigns than ours yet somehow and someway each were given their walking papers because they failed to meet the standards laid out by the hierarchy of their respective clubs... of course that doesn't mean that clubs should simply follow the lead of others, especially if clubs of note have become too reactionary when it comes to issues of termination, for whatever reasons, but there should be some logical discourse when it comes to the setting of parameters for a changing of the guard... in the case of Arsenal, this sort of discourse was largely stifled when the higher - ups devised their sinister plan on the eve of our move to the Emirates... by giving Wenger a free pass due to supposed financial constraints he, unwittingly or not, set the bar too low... it reminds me of a landlord who says he will only rent to «professional people» to maintain a certain standard then does a complete about face when the market is lean and vacancies are up... for those who rented under the original mandate they of course feel cheated but there is little they can do, except move on, especially if the landlord clearly cares more about profitability than keeping their word... unfortunately for the lifelong fans of a football club it's not so easy to switch allegiances and frankly why should they, in most cases we have been around far longer than them... so how does one deal with such an untenable situation... do you simply shut - up and hope for the best, do you place the best interests of those with only self - serving agendas above the collective and pray that karma eventually catches up with them, do you run away with your tail between your legs and only return when things have ultimately changed, do you keep trying to find silver linings to justify your very existence, do you lower your expectations by convincing yourself it could be worse or do you stand up for what you believe in by holding people accountable for their actions, especially when every fiber of your being tells you that something is rotten in the state of Denmark

The Frenchman spoke once again about how the financial restrictions placed on him when Arsenal had to finance the move from Highbury to the new state of the art Emirates stadium and I think that most of the fans have a certain sympathy with that.

Time for some brutal honesty... this team, as it stands, is in no better position to compete next season than they were 12 months ago, minus the fact that some fans have been easily snowed by the acquisition of Lacazette, the free transfer LB and the release of Sanogo... if you look at the facts carefully you will see a team that still has far more questions than answers... to better show what I mean by this statement I will briefly discuss the current state of affairs on a position - by - position basis... in goal we have 4 potential candidates, but in reality we have only 1 option with any real future and somehow he's the only one we have actively tried to get rid of for years because he and his father were a little too involved on social media and he got caught smoking (funny how people still defend Wiltshire under the same and far worse circumstances)... you would think we would want to keep any goaltender that Juventus had interest in, as they seem to have a pretty good history when it comes to that position... as far as the defenders on our current roster there are only a few individuals whom have the skill and / or youth worthy of our time and / or investment, as such we should get rid of anyone who doesn't meet those simple requirements, which means we should get rid of DeBouchy, Gibbs, Gabriel, Mertz and loan out Chambers to see if last seasons foray with Middlesborough was an anomaly or a prediction of things to come... some fans have lamented wildly about the return of Mertz to the starting lineup due to his FA Cup performance but these sort of pie in the sky meanderings are indicative of what's wrong with this club and it's wishy - washy fan - base... in addition to these moves the club should aggressively pursue the acquisition of dominant and mobile CB to stabilize an all too fragile defensive group that has self - destructed on numerous occasions over the past 5 seasons... moving forward and building on our need to re-establish our once dominant presence throughout the middle of the park we need to target a CDM then do whatever it takes to get that player into the fold without any of the usual nickel and diming we have become famous for (this kind of ruthless haggling has cost us numerous special players and certainly can't help make the player in question feel good about the way their future potential employer feels about them)... in order for us to become dominant again we need to be strong up the middle again from Goalkeeper to CB to DM to ACM to striker, like we did in our most glorious years before and during Wenger's reign... with this in mind, if we want Ozil to be that dominant attacking midfielder we can't keep leaving him exposed to constant ridicule about his lack of defensive prowess and provide him with the proper players in the final third... he was never a good defensive player in Real or with the German National squad and they certainly didn't suffer as a result of his presence on the pitch... as for the rest of the midfield the blame falls squarely in the hands of Wenger and Gazidis, the fact that Ramsey, Ox, Sanchez and even Ozil were allowed to regularly start when none of the aforementioned had more than a year left under contract is criminal for a club of this size and financial might... the fact that we could find money for Walcott and Xhaka, who weren't even guaranteed starters, means that our whole business model needs a complete overhaul... for me it's time to get rid of some serious deadweight, even if it means selling them below what you believe their market value is just to simply right this ship and change the stagnant culture that currently exists... this means saying goodbye to Wiltshire, Elneny, Carzola, Walcott and Ramsey... everyone, minus Elneny, have spent just as much time on the training table as on the field of play, which would be manageable if they weren't so inconsistent from a performance standpoint (excluding Carzola, who is like the recent version of Rosicky — too bad, both will be deeply missed)... in their places we need to bring in some proven performers with no history of injuries... up front, although I do like the possibilities that a player like Lacazette presents, the fact that we had to wait so many years to acquire some true quality at the striker position falls once again squarely at the feet of Wenger... this issue highlights the ultimate scam being perpetrated by this club since the arrival of Kroenke: pretend your a small market club when it comes to making purchases but milk your fans like a big market club when it comes to ticket prices and merchandising... I believe the reason why Wenger hasn't pursued someone of Henry's quality, minus a fairly inexpensive RVP, was that he knew that they would demand players of a similar ilk to be brought on board and that wasn't possible when the business model was that of a «selling» club... does it really make sense that we could only make a cheeky bid for Suarez, or that we couldn't get Higuain over the line when he was being offered up for half the price he eventually went to Juve for, or that we've only paid any interest to strikers who were clearly not going to press their current teams to let them go to Arsenal like Benzema or Cavani... just part of the facade that finally came crashing down when Sanchez finally called their bluff... the fact remains that no one wants to win more than Sanchez, including Wenger, and although I don't agree with everything that he has done off the field, I would much rather have Alexis front and center than a manager who has clearly bought into the Kroenke model in large part due to the fact that his enormous ego suggests that only he could accomplish great things without breaking the bank... unfortunately that isn't possible anymore as the game has changed quite dramatically in the last 15 years, which has left a largely complacent and complicit Wenger on the outside looking in... so don't blame those players who demanded more and were left wanting... don't blame those fans who have tried desperately to raise awareness for several years when cracks began to appear... place the blame at the feet of those who were well aware all along of the potential pitfalls of just such a plan but continued to follow it even when it was no longer a financial necessity, like it ever really was...

But I don't think we will ever get the chance to find out because, despite Arsenal Football Club being in a very healthy financial state, it still appears that the club is unwilling to compete with the big boys when it comes to spending money.

Even the Arsenal website The Clock End states that he offered «firm financial stability» when Norris's crooked activities were finally exposed.

Our schools here took a huge financial hit when we forced them to drop the soda back in 2003 - 04, well ahead of state law.

The Cabinet Manual states that «[t] he point at which the restrictions on financial and other commitments should come to an end depends on circumstances, but may often be either when a new Prime Minister is appointed by the Sovereign or where a government's ability to command the confidence of the Commons has been tested in the House of Commons» (§ 2.30).

Because Labour happened to be in government when the financial crash hit, the Tories were able to effectively blame the crisis on the main point of difference between the parties: Labour's higher spending on the welfare state.

Spitzer's chief complaint about then - Assemblyman Tom DiNapoli when he was up for disgraced former state Comptroller Alan Hevesi's job back in 2007 was that he was a life - long public servant and lacked financial expertise.

Jonathan Trichter, a Democrat who assisted Harry Wilson when the latter nearly defeated Democratic state Comptroller Tom DiNapoli in 2010, is preparing to launch his own bid for the GOP line in hopes of becoming the state's chief financial officer.

The financial troubles for Connecticut's capital, Hartford, which is veering toward bankruptcy, come at a time when the state is mired in its own problems, including going weeks without a budget.

SYRACUSE, N.Y. — New York's top financial official today said the state needs more accountability when giving out economic development funds.

«It's especially a large sum when you consider the deficit and financial situation of the state.

Geneseo, NY September 20, 2016: New York State Homes and Community Renewal (HCR), ROC USA and PathStone today announced that thanks to a $ 1.6 million loan, homeowners in the 71 - acre Lakeville Estates Manufactured Home Park took a big step toward securing their financial futures when they purchased the land beneath their homes.

Hornell, NY August 4, 2016: New York State Homes and Community Renewal (HCR), ROC USA and PathStone today announced that thanks to a $ 4.1 million loan, homeowners in the 94 - acre site Green Acres Manufactured Home Park — now renamed The Woodlands Community — took a big step toward securing their financial futures when they purchased the land beneath their homes.

We can all agree the state is in a much better financial position than it was when Cuomo took office, going from a $ 9 billion deficit to a $ 4 billion surplus, thanks to one - time settlements.

Many advocates to the left are hoping it doesn't make it in the final budget at all, saying that it will cost the state when the financial industry is thriving.

So don't be surprised to see the so - far fiscally conservative governor start moving back to the left at spending if and when the state's financial situation improves.

They say Cuomo's proposal would cost the state $ 250 to $ 350 million a year at a time when the financial industry is thriving.

In a gaggle with reporters at the Capitol, Astorino said he agreed with the Senate GOP's one - house budget resolution when it came to distributing billions of dollars the state gained through windfall financial settlements.

De Blasio, a Democrat, resisted the prospect of funding the program at a time when the state, which controls the MTA, is making the city tighten its financial belt.

«By rewarding donations that support public schools, providing tax credits for teachers when they purchase classroom supplies out of pocket, and easing the financial burden on families who send their children to independent, parochial or out - of - district public schools, we can make a fundamental difference in the lives of students, families and educators across the state,» he said.