Sentences with phrase «financial stress test»

The last five years provided the ultimate financial stress test for mutual funds and investors.

As icing on the cake, Bank of America has been beefing up its shareholder return policy with the blessing of the Fed after once again passing the annual financial stress test required of banks.

As of Jan. 1, home buyers with a down payment larger than 20 per cent seeking a mortgage from a federally regulated lender are now subject to a financial stress test.

That was followed by a financial stress test for buyers, which officially came into effect on Jan. 1 for federally regulated lenders, following an October announcement by the Office of the Superintendent of Financial Institutions.

Activity dropped off in the opening months of the year after cooling pressure at the federal level, including a financial stress test for buyers implemented Jan. 1 for federally - regulated lenders and increases in both variable and fixed - rate mortgage rates as a result of moves by the Bank of Canada and fluctuations in the bond markets.

TORONTO — Canada's banking regulator has published the final changes to its guidelines for residential mortgage underwriting, including a financial stress test for buyers who don't need mortgage insurance.

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The Office of the Superintendent of Financial Institutions released tighter residential mortgage guidelines, including a financial stress test for all buyers.