Not exact matches
Now, he finally may be able
to return
to his
apartment as soon as a year from now after a court decision ordered the building's owner
to restore all the
apartments damaged in the blaze and will pay close
to the $ 500 in rent he did before the
fire.
Last January, my mother called
to deliver good news and bad news: the good news was that everyone was safe; the bad that a
fire had started in the
apartment next door and spread
to my parents» attic and, due
to smoke,
fire, and water
damage, my parents had
to move.
That could take the form of a
fire that causes property
damage to your
apartment, or
to a neighbor.
Do you know how much it costs
to clean the smoke
damage in just one
apartment from one small kitchen
fire?
Smoke is a covered peril, so Reston, VA renters insurance will cover smoke
damage to your personal property even if the
fire wasn't your fault, or even in your
apartment.
Or what if you're robbed, or there's a
fire in a neighbor's
apartment that causes smoke
damage to all your property?
Without it, if something were
to happen such as an accidental
fire, you'd be on the hook for
damages to the
apartment as well as
to your neighbors.
If you negligently start a
fire, there's coverage for the property
damage there not just
to the
apartment itself, but also
to the other people who suffered as a result of your
fire.
If there's a small kitchen
fire and it will take a few days for the landlord
to repaint and handle the
damage, and you can't use the
apartment in the meantime, loss of use pays for additional living expenses like the hotel stay.
If you can't use your home at The Gallery
Apartments in Clemson because there's been a
fire, a broken pipe, or even smoke
damage from a neighbor's
fire, or another loss covered by the policy, you'll be able
to get a hotel in the interim and you can file a claim
to pay for it instead of having that money come out of your pocket.
If you are responsible for a loss such as water
damage or an
apartment fire due
to your negligence, you absolutely need renters insurance.
It appears that no one was hurt in this
apartment fire, but the problem is that significant
damage was done
to the building, as well as
to the lifestyles and property of other residents.
Even if the
fire is quickly controlled, you're still likely
to have smoke
damage to your
apartment and your property in the
apartment.
If you're running a bakery out of your
apartment and forget
to turn the oven off, the
fire damage isn't covered.
If you're above a
fire, even if the
apartments are sealed perfectly, you might have heat
damage to your carpet, tile, or wood flooring.
So if you negligently start a
fire in your
apartment, which results in a neighbor going
to the hospital and
damage to another neighbor's personal property, both of them have potential claims against you.
The
fire started about 3 AM at Bethesda Hill
Apartments, and resulted in not only the one million dollars in
damages mentioned earlier, but in minor but unnecessary injuries
to two different firefighters while battling the blaze.
We are told that most of the heat and
fire damage was contained
to a single
apartment, but nearly ten other units were affected by smoke, water, and other factors.
If the
fire were your fault, your personal property would be covered and your liability would also cover the
damages to other residents as well as
to the
apartment itself.
A
fire is a covered loss, so even if it didn't cause
damage to your
apartment, if the building is not usable, the
fire is still the cause of loss so you still have the additional living expense coverage.
So if you negligently do $ 20,000 of
damage to your
apartment with a
fire, it doesn't even meet the landlord's deductible.
Loss of use coverage protects you from having
to spend out - of - pocket if a covered loss like a
fire (or a neighbor's
fire, remember that smoke
damage is covered, too) means you can't use the
apartment.
That would include negligent
damage that you did
to the
apartment, such as might come from an accidental
apartment fire.
It protects you if you cause bodily injury or property
damage to someone else, such as would happen with an accidental
apartment fire.
Even if your
apartment isn't
damaged in a
fire, but someone else's in the building is, it might be days or weeks before you can get access
to your
apartment again.
You get liability coverage
to protect you in the event that you should cause bodily injury or property
damage, as well as personal property coverage
to protect the contents of your
apartments from
fire, theft, vandalism, and other common perils.
In a loss like this
apartment fire in Guilderland, you have
to worry about more than just the cost of the personal property that was directly
damaged by the
fire.
Further, the landlord isn't responsible for
damage to the property of your neighbors from
fire or smoke if you have an
apartment fire.
«Three Units
Damaged in Durham
Apartment Complex
Fire» Whoever was responsible for the fire is responsible for the damage to the building, the loss of use of the apartments, the damage to personal property, and many other dama
Fire» Whoever was responsible for the
fire is responsible for the damage to the building, the loss of use of the apartments, the damage to personal property, and many other dama
fire is responsible for the
damage to the building, the loss of use of the
apartments, the
damage to personal property, and many other
damages.
It also protects you if you cause property
damage or bodily injury
to another resident, as would happen if you were responsible for an
apartment fire.
Less than six months later the pizza place on the ground floor of her Philadelphia
apartment building caught
fire, causing
damage to her unit and others in the building.
If you turn away from the stove for just a moment and it catches
fire, who will pay for the
damage to the
apartment if you don't have renters insurance.
If your teenager is over at a friend's
apartment and they stick pizza rolls in the oven and forget about them, there's likely
to be at least some smoke
damage, if not
fire damage resulting from that.
A
fire in another
apartment could cause smoke
damage to your property.
To run with the above example of a fire, what if there's smoke damage to your apartment and it will take several days to clean i
To run with the above example of a
fire, what if there's smoke
damage to your apartment and it will take several days to clean i
to your
apartment and it will take several days
to clean i
to clean it?
A tenant tried
to do a good thing for someone, and ended up repaid by a Modesto
apartment fire that caused $ 500,000 in
damage and displaced 20 people.
Renters insurance can also provide compensation for alternative living arrangements in the event that your rental unit or rented home becomes uninhabitable due
to storm
damage or an
apartment fire.
If you have
to leave your
apartment because of a
fire or any other
damage, your renters insurance policy will cover the cost of staying in a hotel.
Stonegate
Apartments renters insurance is required because you're responsible for
damage caused
to the property from perils such as accidental
fires.
The odds of your neighbor taking responsibility for the
damage their
fire does
to your
apartment are about the same.
The
fire was small and did not spread
to the
apartment, and there was no serious
damage to the
apartment.
For example, if a candle fell and set
fire to your
apartment that spread
to other
apartments, you are liable for the
damages to you and your neighbor's
apartments.
As she prepared for the last trip
to move what little she could salvage out of the
apartment, she found that someone had entered the
fire damaged apartment and stolen everything they could, including her wallet, two iPads, and her checkbook.
If there's a
fire in the
apartment next door, you're likely
to be unable
to use your
apartment for a few days even if the
damage doesn't affect your
apartment beyond a bit of smoke smell.
At it's core, it means that if you accidentally start a
fire in your
apartment, you're responsible for the
damage to the building as well as
damage and injuries
to other tenants.
An
apartment building in Elkton, MD has been evacuated and residents are terrified of the potential loss after a cooking
fire caused significant
damage to a unit within the building.
Fires with obvious causes can take days
to investigate before people can be allowed back into the remaining
apartments, and that's assuming there is no structural
damage.
An accidental
apartment fire could cause tens or hundreds of thousands of dollars in
damage to the building, as well as
to those who live near you.
It could be a small
fire in an
apartment down the hall, where they just need a few days
to take care of the smoke and water
damage resulting from it.
If you were
to be responsible for a
fire, the
fire, smoke, and water wouldn't just
damage your
apartment.