Sentences with phrase «first consumer proposal»

You completed your first consumer proposal or personal bankruptcy when your student loans were less than 7 years old.

Not exact matches

«The proposal represents a unique and compelling opportunity for Goodman Fielder to maximise value for its shareholders and create a leading Asia - Pacific agricultural and consumer staples joint venture with strong financial resources and Asian understanding,» Wilmar and First Capital said in a joint statement.

Iconic brands White Wings, Wonder White and MeadowLea could become consumer staples in Asia if Goodman Fielder and its shareholders convince $ 18 billion Singapore - based oils trader Wilmar International and Hong Kong investor First Pacific to sweeten a $ 1.8 billion takeover proposal.

We strongly believe that residents of Kitchener Waterloo should first consider a consumer proposal before considering personal bankruptcy.

«When someone owes money and is considering either a consumer proposal or bankruptcy, they must first apply for an assessment,» explains Gillis.

Many worry that they will not be able to pay themselves first while also paying off their debt; but what they haven't factored in, is that once you file a consumer proposal or bankruptcy, you are making a one time payment each month, for example $ 300, that is much lower than trying to pay the minimum payments at $ 700 a month.

One of the first things we ask when you begin exploring the option of filing bankruptcy or a consumer proposal is if you owe money where you bank.

To decide whether a consumer proposal or credit counseling is right for you, determine first if you require court approved legal protection.

First, with a consumer proposal your consumer proposal administrator works with you and your creditors to negotiate a repayment plan up front.

He then asked how much his first meeting was going to cost and what he had to pay upfront if he decides to file a consumer proposal.

Now you were talking about offering this settlement and how that all works, I'd like to get into a bit of that but we're going to take a quick break first, and we're going to come back and talk more about consumer proposals with Ted Michalos here on Debt Free in 30.

If they do you may want to consider either credit counselling or a consumer proposal as alternatives, but go speak to your bank first.

We filed his consumer proposal shortly after that first meeting.

We did not know what to expect when we first met with you, but you took the time to answer all of our questions, and we are happy we filed a consumer proposal.

Ted Michalos: Well, so the big advantage of the consumer proposal is you can spread those payments over sixty months — five years — and so the first test we have is, you've got to offer more than the bankruptcy.

Further, the current two session requirement has to be completed in the first 7 months of a person's bankruptcy or consumer proposal.

Understanding your debt relief options, whether debt consolidation, debt management, credit counselling, consumer proposal or bankruptcy, is the first step in dealing with your debts.

If you need more information about whether or not a consumer proposal is a good option the first step is to book a consultation with a Hoyes Michalos consumer proposal administrator.

At first glance a debt management plan and a consumer proposal appear to be very similar.

Understand more about how a consumer proposal is the first step in improving your credit by reading our article A Clean Credit Report Does Not Equal A Good Credit Report.

November 5th, 2012 (Vancouver, B.C.)-- Sands & Associates, B.C.'s largest firm of licensed trustees and proposal administrators announces the results of its first annual BC Consumer Debt Study, profiling trends and key information regarding the consumer debt levels of British Columbians, specifically from markets throughout Vancouver and the FraserConsumer Debt Study, profiling trends and key information regarding the consumer debt levels of British Columbians, specifically from markets throughout Vancouver and the Fraserconsumer debt levels of British Columbians, specifically from markets throughout Vancouver and the Fraser Valley.

It expressed concern «first, on the inexistent level of protection, and second, on the increased consumer confusion this proposal could bring».

To the contrary, consumer testing conducted by the Bureau prior to issuing the proposal indicated that consumers are able to use the cash to close amount, together with the other disclosed information on the first page of the Loan Estimate, to evaluate the affordability of a transaction, and to make sophisticated trade - offs among closing costs, interest rate, and payments based on personal situations.