They make a great
first reward card.
Whether you've been collecting points and miles for years or you're looking to pick up
your first rewards card, there's a U.S. Bank credit card to fit your needs.
Whether you've been collecting points and miles for years or you're looking to pick up
your first rewards card, there's a U.S. Bank credit card to fit your needs.
As I said, I had one card with a random local bank and then got
my first rewards card with Chase.
It was one of
my first rewards cards and I signed up for it, because it didn't carry an annual fee.
Chase's Sapphire Reserve, launched a little over a year ago, was
the first rewards card designed to appeal to millennials, but that is a premium card with a $ 450 annual fee.
The Uber Visa is
the first rewards card to partner with a 21st century tech company that uses a mobile app as its primary interface.
Of course, there's much, much more to award travel, but if you're getting ready to apply for
your first rewards card, these tips should make the process easier!
Not exact matches
I had already opened a Chase Sapphire Preferred
card, earning me 50,000 Chase Ultimate
Rewards points after I spent $ 4,000 in the
first three months.
«Airlines have started to charge for more things, but with an airline
rewards credit
card, you can get things like your
first bag checked free and priority boarding,» says Erik Larson, president and founder of NextAdvisor.com, which provides consumer - oriented research on credit
cards and other products.
In its survey, WalletHub also singled out the Lufthansa credit
card as the best for airline
rewards, due to its signing bonus of 35,000 miles if you spend at least $ 1,000 in the
first three months — a value of about $ 780 in airfare, according to WalletHub's calculations — as well as the lack of foreign transaction fees.
The Platinum
Card is more or less the flagship premium travel card, offering rewards, perks, and benefits that can net a ton of value for travelers — for instance, I got more than $ 2,000 from the card my first year with
Card is more or less the flagship premium travel
card, offering rewards, perks, and benefits that can net a ton of value for travelers — for instance, I got more than $ 2,000 from the card my first year with
card, offering
rewards, perks, and benefits that can net a ton of value for travelers — for instance, I got more than $ 2,000 from the
card my first year with
card my
first year with it.
Your
first step is to calculate the
rewards value for the two
cards.
Within the
first year of signing up for the popular travel credit
card, the Chase Sapphire Reserve, I saved over $ 2,000 on travel, thanks to a generous sign - up bonus and
rewards points earned for using the
card on a regular basis.
Welcome Offer: Earn 50,000 Membership
Rewards ® points after you spend $ 5,000 in purchases on the
Card within your
first 3 months of
Card Membership
80,000 Bonus points after you spend $ 3,000 on purchases in your
first 3 months from your account opening with your Marriott
Rewards Premier Business credit
card.
The Discover it Miles
card offers a range of high - end travel perks and an industry - leading
rewards rate for the
card's
first 12 months, but the benefits drop off significantly after the
first year.
This new entrant is one of the
first two
cards from their 2013 partnership with American Express that aims to increase Wells Fargo's presence in an already crowded travel
rewards field dominated by the likes of the Capital One ® Venture ® Rewards Credit Card and the Chase Sapphire Pre
rewards field dominated by the likes of the Capital One ® Venture ®
Rewards Credit Card and the Chase Sapphire Pre
Rewards Credit
Card and the Chase Sapphire Preferred.
The Stash Hotel
Rewards credit
card comes with an $ 85 annual fee that's waived during the
first year.
This makes the Discover it ® — Cashback Match ™, undeniably, one of the best
rewards credit
cards - for the
first year, it even beats out competitors like the Citi Double Cash.
Like the Chase Sapphire Preferred, the Capital One Venture
Rewards card has a $ 95 annual fee (waived for the
first year) and offers a 50,000 - mile sign - up bonus.
If your score has climbed to the upper 600s, you can get your
first taste of credit
cards with
rewards rates of 1.5 % to 2 %.
The Bank of America & reg; Cash
Rewards Credit Card offers $ 150 in cash rewards after spending $ 500 on purchases in the first 90 days after opening a new a
Rewards Credit
Card offers $ 150 in cash
rewards after spending $ 500 on purchases in the first 90 days after opening a new a
rewards after spending $ 500 on purchases in the
first 90 days after opening a new account.
But, if you want to have the 1:1 transfer option and other premium travel benefits, spring for a flexible
rewards card with an annual fee, especially since most are waived for the
first year.
This Discover It has a similar
rewards structure to the Venture
card: you can redeem miles for travel statement credit (at a rate of 1 cent per mile), meaning you'll get a flat
rewards rate of 3 % the
first year and 1.5 % each year after that.
Annual Fee: $ 95 ($ 0 the
first year) Reasons to Consider: 1:1 point transfer partners / 2x points on all travel and dining purchases If you primarily want a
card that makes it easy to earn and redeem
rewards points, look no further than the Chase Sapphire Preferred.
Annual fee: Some travel
rewards credit
cards come with no annual fee, some come with a massive annual fee, and some waive their fee for the
first year.
The Capital One ® Venture ®
Rewards Credit
Card from Capital One ® has a $ 95 annual fee (free for the
first year), but on an ongoing basis, its higher earnings rate will outpace the Capital One ® Quicksilver ® Cash
Rewards Credit
Card.
Bottom Line: If you value ease of use and flexibility over all else then the Journey ® Student
Rewards from Capital One ® could make a fine
first credit
card.
If it is your
first experience then choose a
card with low or no annual fees, best
rewards cards, and a low - interest rate.
The Bank of Americard Travel
Rewards card does have a slightly longer 0 % intro APR period (by 3 billing cycles), though we advise against this being a decider, as consumers should strive to not pay any interest in the
first place.
What pushes this
card's
rewards from good to great, though, is its
first - year bonus.
In this case though, the Capital One ® VentureOne ®
Rewards Credit
Card requires $ 1,000 spent during your
first three months as a cardholder to qualify for the bonus mileage, in comparison to the Venture ®
Card that requires $ 3,000.
Earn 50,000 Membership
Rewards ® points after you spend $ 10,000 and an extra 25,000 points after you spend an additional $ 10,000 all on qualifying purchases on the Business Platinum
Card within your
first 3 months of
Card Membership.
Capital One ® Quicksilver ® Cash
Rewards Credit
Card comes with an introductory 0 % APR for the
first 9 months on both purchases and balance transfers.
New Capital One ® Quicksilver ® Cash
Rewards Credit
Card cardholders can earn a $ 150 cash back bonus when they spend $ 500 in purchases during the
first three months of opening the account.
And some credit
cards offer a sign - up bonus that gives you extra
rewards for meeting a minimum spending requirement within the
first three months of opening a credit
card account.
2016.02.03
Reward yourself in style with RBC
Rewards and Saks Fifth Avenue RBC
Rewards clients will be the
first in Canada to earn 2x the RBC
Rewards points when shopping in store and redeem points for Saks Fifth Avenue gift
cards...
The best and current offer for the Chase Sapphire Preferred ®
Card is 50,000 Ultimate
Rewards points after spending $ 4,000 in the
first three months of account opening.
Large sign - up bonuses and
rewards typically beget high annual fees but Capital One ® Venture ® Rewards Credit Card charges a justifiable $ 95 annual fee (waived the first
rewards typically beget high annual fees but Capital One ® Venture ®
Rewards Credit Card charges a justifiable $ 95 annual fee (waived the first
Rewards Credit
Card charges a justifiable $ 95 annual fee (waived the
first year).
The Bank of America ® Travel
Rewards credit
card offers 1.5 points on every dollar spent and a signup bonus: 20,000 online bonus points if you make at least $ 1,000 in purchases in the
first 90 days of account opening - that can be a $ 200 statement credit toward travel purchases.
There's another version of the
card, Capital One ® Venture ® Rewards Credit Card, which has an annual fee — $ 0 for the first year, then $
card, Capital One ® Venture ®
Rewards Credit
Card, which has an annual fee — $ 0 for the first year, then $
Card, which has an annual fee — $ 0 for the
first year, then $ 95.
This credit
card dishes out a lucrative $ 150 new cardholder cash
rewards bonus offer and one of the lower spending thresholds we've come across, requiring cardholders to spend at least $ 500 on purchases in the
first 90 days.
While the way
rewards work on this
card is simple, they may cover a wider array of shopping than is obvious at
first glance.
Plus, you can earn an additional $ 100 statement credit after your
first purchase on the
Card at a participating SPG ® or Marriott
Rewards ® hotel within your
first 6 months of
Card Membership.
You often can earn tens of thousands of bonus
rewards on many
cards just by spending a certain amount within a certain time — typically the
first three months — of opening a
card.
If you spend at least $ 500 in the
first 90 days you have the Bank of America ® Cash
Rewards Credit
Card, you'll earn $ 150 cash back.
Second, new cardmembers will have their total cash - back
rewards doubled at the end of their
first year, which ranks it above most
cards, at least for that
first year.
The Capital One ® Quicksilver ® Cash
Rewards Credit
Card, unlike the NHL ® Discover it ® Card, comes with a $ 150 bonus if users spend at least $ 500 in purchases within the first 3 months of card members
Card, unlike the NHL ® Discover it ®
Card, comes with a $ 150 bonus if users spend at least $ 500 in purchases within the first 3 months of card members
Card, comes with a $ 150 bonus if users spend at least $ 500 in purchases within the
first 3 months of
card members
card membership.
Main salient features of each
card: the Venture ®
Rewards earns 2 miles per dollar charged with an annual fee of $ 95 (waived in the
first year) while the VentureOne ® is a free credit
card and earns 1.25 miles per dollar swiped.