And at the end of
your first year having the card, Discover will match your miles earned, essentially doubling your award provided you are a new cardmember.
You can earn some serious points
the first year you have the card, and the benefits might make this card worth keeping year after year.
You do not have to pay a monthly maintenance fee for
the first year you have the card, but it is $ 144 per year after that, which is billed at $ 10 every month.
Plus, those bonuses are available every year, not just
the first year you have the card.
Since
the first year you have the card is free, that's the equivalent of nearly five years worth of annual fees, and you earned this after just one purchase!
The first year you have the card you'll get a $ 100 statement credit, which brings the net cost for the card down to $ 350.
Let's do a simple breakdown of the annual fee, and for the sake of this assumption, I'll only take into consideration the hard dollar figures beyond
the first year you have the card and exclude the value of the points earned, lounge access and other benefits since those aren't easily quantifiable.
The annual fee is $ 450, and it is not waived
the first year you have the card.
If you can reach the minimum spend, you'll have enough for Silver Medallion status
the first year you have the card without even flying.
Delta gives a $ 100 credit for
the first year you have the card, and Alaska offers a $ 50 discount annually.
The first year you have the card, you'll certainly receive enough value to offset the annual fee.
You'll also get instant Gold Elite Status
the first year you have the card.
Since
the first year you have the card is free, that's the equivalent of nearly five years worth of annual fees, and you earned this after just one purchase!
Also, both cards waive the $ 95 annual fee for
the first year you have the card.
That's a total of 30,000 MQMs
the first year you have the card, which is enough to qualify for Silver status.
What makes both of these cards special is that Discover doubles all of your earnings for
the first year you have the card.
Since the Business Advantage Cash Rewards card offers a $ 200 sign - up bonus, you know that you're going to come out ahead for
the first year you have this card.
The fee is still waived for
the first year you have the card.
That's especially in
the first year you have your card due to the double cash back bonus.
This is a tremendous benefit, but it's only offered
the first year you have the card.
The first year you have the card, the annual fee is waived, but following the initial 12 months, you can expect the annual fee to be $ 50, which isn't too bad.
This card carries an annual fee of $ 40, which is waived for
the first year you have the card.
Since the card offers a bonus of 32,000 points after meeting minimum spending requirements, you're definitely coming out ahead
the first year you have the card!
In September 2017, U.S. Bank added a limited - time offer for new cardholders: In
the first year you have the card, the 5 %, 2 % and 1 % rewards rates are increased to 5.5 %, 2.5 % and 1.5 %.
Not exact matches
For this
first - of - a-kind study, Pew surveyed adults who use prepaid
cards at least once a month and found that 59 percent currently
have a checking account and 45 percent
had used a credit
card in the past
year.
The
card, which
has a $ 95 annual fee, earns 3x points per dollar on the
first $ 150,000 you spend each cardmember
year in a few categories, including travel, shipping, internet / cable / phone, and advertising on social media sites or with search engines, such as Google Ads.
One thousand customers
have already registered for the
card, and UM Financial expects to sell out the
first batch of 10,000 in their
first year.
The
first Gen Xers received AARP
cards two
years ago, but only 8 percent
have saved enough to be on track for retirement.
The
cards each come with different new member offers, and while there are a few other differences between them, they each
have annual fees of $ 95, which is waived the
first year.
«We
have been evolving and breeding our seeds, me and my dad, for
years,» says Eli Bilton, who
first started growing as a caregiver in 1996 when he got his medical
card.
Also stymied by the American immigration system — which meets only a fraction of the demand for economic green
cards each
year — was South African Jonathan Hitchcock, 34, who was at
first disheartened that his «dream job»
would be shunted to Canada.
Customer loyalty is crucial in the credit
card business, and Discover
has ranked
first in credit
card customer satisfaction for three straight
years.
Like the Chase Sapphire Preferred, the Capital One Venture Rewards
card has a $ 95 annual fee (waived for the
first year) and offers a 50,000 - mile sign - up bonus.
Basically, at the end of your
first year, Discover will match whatever miles you
've earned, effectively making this a 3x miles
card for the
first year.
The Starwood Preferred Guest
card also
has a $ 95 annual fee — with a $ 0 introductory annual fee for the
first year — and a sign - up bonus: 25,000 Starpoints when you spend $ 5,000 in purchases in the
first 3 months.
But, if you want to
have the 1:1 transfer option and other premium travel benefits, spring for a flexible rewards
card with an annual fee, especially since most are waived for the
first year.
This Discover It
has a similar rewards structure to the Venture
card: you can redeem miles for travel statement credit (at a rate of 1 cent per mile), meaning you'll get a flat rewards rate of 3 % the
first year and 1.5 % each
year after that.
The Capital One ® Venture ® Rewards Credit
Card from Capital One ®
has a $ 95 annual fee (free for the
first year), but on an ongoing basis, its higher earnings rate will outpace the Capital One ® Quicksilver ® Cash Rewards Credit
Card.
However, auto loans, credit
card loans, and family -
first mortgage loans
have each grown
year - over-
year as well.
The
card has a $ 95 annual fee that is waived the
first year.
Like similar travel credit
cards, the Capital One Venture Credit
Card has a $ 95 annual fee (waived for the
first year).
Drawbacks: The
card has a $ 95 annual fee (which is waived the
first year).
There's another version of the
card, Capital One ® Venture ® Rewards Credit Card, which has an annual fee — $ 0 for the first year, then $
card, Capital One ® Venture ® Rewards Credit
Card, which has an annual fee — $ 0 for the first year, then $
Card, which
has an annual fee — $ 0 for the
first year, then $ 95.
Drawback: The
card has a $ 95 annual fee (waived in the
first year).
Second, new cardmembers will
have their total cash - back rewards doubled at the end of their
first year, which ranks it above most
cards, at least for that
first year.
Capital One
has been amazing since I received my
first card from them a few
years ago.
Moneris, which facilitates
card payments for 220,000 Canadian merchants, said last month that its purchases over its systems increased by about 5 per cent in the
first quarter from the same period a
year ago, following the pattern that the company
has observed for the past few
years.
Mr. Sharma said Centra was planning to issue its
first batch of debit
cards this
year, regardless of the denials of Visa and Mastercard, and
would unveil its broader technology in November.
The Chase Sapphire Preferred ®
Card has an annual fee of $ 95, which is typically waived during the
first year.
It carries the same travel rewards benefits as the Chase Sapphire Preferred ®
Card and
has the same annual fee, except the fee is not waived the
first year.