Sentences with phrase «first year of savings»

With interest rates as low as they are, he should be able to recoup those fees in the first year of savings.

Not exact matches

He also noted that EasyJet had achieved # 28 million ($ 39 million) in «lean savings» during the first quarter of this financial year.

And, if he thinks he will stay for five years, he has a positive net present value of $ 12,712, assuming he saves that $ 280 every month during the first year and increases savings by 3 % each subsequent year.

Transcontinental estimated it can achieve US$ 20 million of cost - savings over a 24 - month period, including half in the first year.

Variable interest rates can be alluring — a low initial APR can mean a lot of savings in the first few years of repayment.

During that first year, Discover it ® — Cashback Match ™ offers the greatest savings of any other cash back card around.

The first — the Alberta Heritage Savings Trust Fund — was established over 30 years ago to save about 30 per cent of oil and gas revenues for the province's long - term future.

But your savings will probably be limited to the first 1 - 5 years of the term.

This financial planning strategy suggests you make a withdrawal of 4 percent from your retirement savings during the first year of your retirement.

That comes out to about $ 3,500 in savings in the first five years of your loan.

The rest of the needed cash for the first five years will come from savings and capital gains from our brokerage accounts, where we'll have enough in low - risk investments to cover our essential expenses.

They believe that the extra cost of construction was paid back in savings from the first year's utility costs.

Analysts welcomed the better than expected result, which beat consensus forecasts by around $ 10 million, and suggested that the full year guidance could be conservative given that the first tranche of cost savings will be weighted towards the second half.

Sisters Food Group, one of the UK's largest food manufacturers, has started up a potato - powered energy plant as a first step in a new sustainability plan which aims to generate 35,000 tonnes of carbon savings a year and slash the group's carbon footprint by 20 % by 2018.

Earlier this year, the brand began offering new franchise candidates 40 percent off its initial franchise fee for the first 40 agreements of 2013 — a savings of $ 10,000.

As the 6th of 7 kids, there were no savings and after my first year, my parents could no longer help me and I was on my own.

«We're expecting there to be demonstrable savings across all four program areas,» said Glencoe Assistant Village Manager William Jones Jr. «We're guardedly optimistic that this program will be a success in its first year and we'll be able to carry it forward on many of these initiatives in subsequent years.

A few years later, when I had amassed the princely sum of # 3,000 in savings, I put down a deposit on my first house in Reading, which just happened to have the Kennet at the end of the garden.

Asked about Stringer's lack of investment income, his campaign noted that he does have a pension from his years of public service, a 457 deferred compensation plan (similiar to a 401K), which he can't touch until retirement, and a college savings account for his first child.

New Yorkers will save nearly $ 6.6 billion in just the first four years, with an annual savings reaching $ 4.2 billion by 2025 with the start of the new middle class tax cuts - the lowest tax rate in more than 70 years.

In an attempt to close the projected $ 1.7 billion deficit for the fiscal year that starts July 1, Republicans are assuming that Malloy will strike a deal with state employee unions for labor savings of $ 700 million in the first year of the two - year budget and $ 892 million in the second year.

This time, Cuomo is adding a carrot: The state will offer a one - time match for the savings counties have achieved in their first year of sharing service.

Because the tax will be extended at a lower rate than Gov. Andrew Cuomo first proposed, however, the difference is being counted as a savings of $ 813 million over the next four years.

«This helicopter is the first to be purchased by state police in nearly 15 years, will be done so at a significant savings to taxpayers, and be able to fulfill a greater range of missions, as well as have a greater capacity, than the aircraft it is replacing,» said state police spokesman William «Beau» Duffy.

The preliminary budget touts $ 1.1 billion in total savings that the city will achieve by the end of fiscal year 2017 through de Blasio's «citywide savings plan,» the voluntary savings program he instituted in his first budget as mayor.

Stringer reiterated his call to for every agency to strive to identify savings, pointing out that «agency efficiencies make up only 30 percent of total savings in the first two years of the [five - year] plan.»

«These new standards will save more than 10 billion gallons of water in the first year, and over time, the water savings will be even greater,» said Energy Commissioner Andrew McAllister.

Based on those findings, the authors estimate that for cities of similar size averaging 3,187 births per year, an annual investment of approximately $ 2.2 million in nurse home visiting would yield community healthcare cost savings of about $ 6.7 million in the first six months of life, or $ 3 saved for every $ 1 spent.

The agency will find most of the savings by canceling its first of two rounds of 3 - year research grants planned for 2002, forcing researchers on as many as 50 projects to seek funding elsewhere.

Beneficiaries enrolled in Accountable Care Organizations, a payment model that allows provider groups to share in the savings when they reduce Medicare patient spending and improve quality of care, reported improved satisfaction with their care in the first year of the program.

Into the symbolic desolation, both economic and emotional, of this Ireland walks the New Zealand prostitute, Courtney / Kim (Luanne Gordon) with whom the recently - bereaved 26 year old Donal (played by Domhnall Gleeson), is inheriting his father's farm and savings, forms a bond first as paying - customer, then as lover, then as business partner, and of course given that the business is a brothel as partner in crime.

Arizona's auditor general has documented similar activities among school districts in the state over the years, but the agency recently conducted the first financial audit of Empowerment Scholarship Accounts — the nation's first education savings account program.

Included are: the biggest increase in Pell Grants in 20 years; $ 1,500 HOPE Scholarships to make the first two years of college universally available; a 20 % tuition tax credit for college juniors, seniors, graduate students and for working Americans pursuing lifelong learning to upgrade their skills; and the use of Individual Retirement Accounts (IRAs) for educational savings.

Last year, Nevada passed the nation's first universal education savings account (ESA) program (the state's Supreme Court is currently reviewing the constitutionality of the law).

For a teacher who begins her career at age 25, she won't have much in the way of retirement savings for the first 10 or 20 years of her career.

If the Education Savings Account (ESA) program proposed in Senate Bill 193 becomes law, school district operating budgets can be expected to decline on average by a mere 0.14 percent in the program's first year, leaving districts with 99.86 percent of their operating budgets intact, based on the performance of school choice programs in other states.

Districts wouldn't even have to foot the bill; I did some back - of - the - envelope calculations based on the 2011 Annual Report and found that with the savings picked up by the decreased recruitment pool and corps size (going with Wendy Kopp's «applicant pool fell in half» and your 3000 number, respectively), TFA could afford to pay each first - year CM a ~ $ 23,000 stipend (modulo one - time costs related to changing the structure of the organization so dramatically).

The combination of the tools and features of online banking, with no charge for the first 150 transactions each month, offers a potential savings of hundreds of dollars over the course of a year.

Allegedly this company, the fees they were charging ate up almost all of the savings over the first like seven or eight years.

The first bucket contains one to two years» worth of spending money, which should be stashed somewhere highly secure, such as in a money - market fund or savings account.

Discover It ® and Discover It ® Cash Back Match cards earn 5 % cash back on quarterly bonus category purchases that are doubled at the first year card anniversary making these cards good savings tools to fund an annual vacation at the end of year one.

My advice is that unless the freedom to access your money at any time is worth more to you than a guaranteed 20 % return, stick with an RESP for at least the first $ 2,000 a year of education savings.

If cost of school is a concern attending a community college for the first two years could be a huge savings.

Registered Education Savings Plans (RESPs) are a good priority, too, since you get a government grant of up to $ 500 per year (the government matches 20 % of your first $ 2,500 in annual contributions), more if you have a lower income.

So, for example, if you have total retirement savings of $ 1 million and inflation is running at 2 % a year, you would withdraw $ 40,000, or 4 % of your $ 1 million, the first year of retirement, $ 40,800 the second year, $ 41,600 the third, $ 42,450 the fourth, and so forth.

You withdraw 4 % of the total value of your nest egg, whatever type of account or accounts your savings may be in, the first year of retirement.

You might want to open only a savings account right now, but in five years you might want a CD for better savings or a home loan for the purchase of your first house.

This means that for the first 10 to 12 years of retirement, they will be living off of their savings alone.

Combine an increase of $ 29.17 in the first and most expensive year of the annual MIP with a monthly savings of $ 14.88 and you get a total increase of around $ 14.29.

At the end of the first year you will earn $ 150 in interest which brings your savings to $ 5,150.