Not exact matches
Fixed indexed
annuities typically impose annual «caps,» «participation rates» or «spreads» that reduce the amount of the market, or benchmark, return you
actually receive.
You see, the IALC survey didn't
actually mention
fixed indexed
annuities.
60 Minutes recently re-aired a story about 401 (k) s and the fact that so many nearing retirement age are
actually are putting off their retirement because their 401 (k) investments have faltered due to market volatility... In response to this segment, an article in Inside Tucson Business outlines some alternatives to 401 (k) investments including self - directed IRAs and
Fixed Indexed
Annuities.
You probably think of it as buying a certificate of deposit (or Treasury bill, bond, or
fixed annuity), but
actually, you're making a loan.
White Hat advisers don't like selling
fixed annuities, and some
actually feel bad about it; but when that's all their sheeple will allow themselves to be fed by their shepherd, then there's no choice.
This is rarely the case with
fixed annuities - the current yield touted rarely has anything to do with the actual yield you're
actually getting, both in the accumulation and the distribution phases.